本报讯（通讯员 宋昊铮）工行廊坊临空支行以精准、高效、便捷的金融服务，为快递企业发展注入源 源不断的金融动能。 （来源：廊坊日报） 转自：廊坊日报 该行充分发挥金融服务优势，结合快递企业运营模式和资金流特点，量身定制融资方案。推出"快递 贷"专属产品，打破传统信贷局限，发挥精准匹配需求，依据企业"淡旺季资金波动大、回款固定"特 点，灵活设置还款期限与方式；简化审批，依托业务数据搭配专属风控模型，最快7天放款；覆盖全产 业链，兼顾固定资产投入与日常运营周转3大优势，最大限度缓解了企业采购设备和补充流动资金的压 力。 据统计，2025年，该行为6家快递企业提供超过1720万元的融资支持，惠及运输、仓储等多个环节。金 融"活水"的精准滴灌，不仅缓解了企业的资金压力，更推动了整个产业集群的协同发展与数字化转型。 ...

Group 1: Core Insights - The "6·18" shopping festival is a critical event for brands and e-commerce platforms, requiring efficient financial, logistics, and after-sales services to enhance consumer experience and brand reputation [1] - Financial institutions are focusing on product innovation and service upgrades to support consumer finance capabilities, aiming to unleash further consumption potential [1][2] Group 2: Financial Initiatives - Banks are leveraging credit cards to deepen partnerships with e-commerce platforms, offering various benefits to stimulate consumer spending [2] - China Bank is providing discounts for credit card users on platforms like Taobao and Tmall, along with zero-interest payment plans for new customers [3] - Financial products like "Fengrongtong" have been introduced to support small and medium-sized enterprises in managing inventory financing, with over 8.5 billion yuan in financing provided to more than 90 distributors [4] Group 3: Supply Chain and Logistics Support - The "National Subsidy Exclusive Loan" service launched by Webank aims to alleviate cash flow pressures for small businesses during the "6·18" period, offering loans up to 3 million yuan [5] - Postal Savings Bank has introduced "Express Loan" to assist logistics companies in upgrading equipment, enhancing delivery efficiency by over 30% [6] - Everbright Bank has developed a comprehensive financial support model for logistics companies, significantly reducing operational costs and improving efficiency for truck drivers [7]