Core Insights - The article highlights the role of Postal Savings Bank of China in supporting local industries in Guangdong province, particularly in tea, abalone, and ganoderma cultivation, through tailored financial services [1][2][4][5][8]. Group 1: Tea Industry Support - Postal Savings Bank's Yingde branch provided a timely loan of 3 million yuan to Yingde Tea Industry Co., ensuring smooth spring tea production [2]. - The bank has developed specialized financial products like "Tea Wholesale and Retail Industry Loan" to address the seasonal financing needs of tea farmers and enterprises [4]. - As of June 2025, the bank has issued loans totaling 197 million yuan to the Yingde tea industry, benefiting over 100 tea farmers [4]. Group 2: Abalone Industry Development - The bank's Huizhou branch facilitated a loan of 4 million yuan within four days to support abalone farming operations facing cash flow challenges [5][7]. - Financial products such as "Quick Loan" and "Aquaculture Industry Loan" have been introduced to address the high upfront costs and risks associated with abalone farming [7]. - By June 2025, the bank has provided over 150 million yuan in loans to the abalone industry, serving more than 2,000 enterprises and farmers [7]. Group 3: Ganoderma Cultivation Initiatives - The bank's Pingyuan branch implemented a "Credit Village" model, allowing farmers to access loans up to 600,000 yuan based on credit assessments [8][9]. - The bank has issued 68 loans totaling over 20 million yuan to support the ganoderma industry as of June 2025 [8]. - The successful implementation of the "Credit Village" model has led to the establishment of a collaborative economic system involving ganoderma, dendrobium, and other crops, enhancing local economic development [9]. Group 4: Overall Financial Impact - The bank has launched over 140 specialized credit schemes across various industries in Guangdong, with total loans exceeding 30 billion yuan, benefiting nearly 30,000 local enterprises [9]. - The focus on tailored financial solutions aims to accelerate rural revitalization and support the "Hundred Million Project" in the region [1][9].

建设海洋强国是实现中华民族伟大复兴的重大战略任务。《2024年中国海洋经济统计公报》显示， 2024年全国海洋生产总值达105438亿元，较上年增长5.9%，呈现强劲发展势头。 作为国家"海洋强国"战略的重要支点，广东着眼激活海洋经济"蓝色引擎"，打造"海上新广东"。位 于粤东的沿海城市揭阳，坚持向海而生、向海图强，打造"一化一海五优特"产业集群，加快发展现代化 海洋产业体系，为全国县域海洋经济发展提供了可复制的标杆样本： 凭借得天独厚的海域环境和传统养殖技术，惠来出产的鲍鱼以肉质鲜美、营养丰富著称，被誉 为"海上黄金"。 在惠来县一家水产养殖公司内，鲍鱼苗、成品鲍等品种正分门别类地养殖在不同池塘，工作人员将 一筐筐新鲜的鲍鱼搬上冷链车。"现在我们的鲍鱼不仅能卖到全国各地，还出口到国外。"公司一位工作 人员笑着说。 这是惠来县耕海牧鱼推动产业转型升级的生动写照。近年来，惠来立足海洋资源禀赋，依托渔业产 业优势，充分发挥农业龙头企业示范带动作用，聚力突破水产良种选育，全方位推进鲍鱼生产、加工、 物流、研发、示范、服务等各项工作，推动惠来鲍鱼产业形成完整产业链并不断提质增效，成为强县富 农的支柱产业、民生产业、特 ...