Core Viewpoint - A recent case of credit card fraud in Beijing highlights the vulnerabilities associated with NFC technology and electronic wallets, where victims' credit cards were fraudulently charged without physical loss or duplication of cards [1][3]. Group 1: Incident Overview - Multiple victims reported unauthorized transactions totaling over 1 million yuan within two days, with one victim alone losing over 70,000 yuan [3]. - The fraud involved binding victims' credit card information to the perpetrators' electronic wallets using NFC-enabled phones [5][7]. Group 2: Methodology of Fraud - The criminal group used phishing tactics, sending messages about "ETC anomalies" to lure victims into providing their banking information on fraudulent websites [5]. - Once the information was obtained, the fraudsters could link the victims' credit cards to their own NFC-enabled devices for unauthorized transactions [7][11]. Group 3: Technology and Security Implications - NFC technology, while convenient for payments, has been exploited by criminals for remote theft, emphasizing the need for users to safeguard their personal information [9][13]. - Experts suggest that the NFC feature itself is not inherently insecure, but the misuse of personal data is a significant risk factor [11][13].

Core Viewpoint - The article highlights a new type of fraud where criminals exploit mobile NFC technology to remotely access and withdraw funds from victims' bank cards, leading to significant financial losses for the victims [1]. Fraud Cases - A case is presented where a victim, Ms. Zhou, received a call from someone claiming to be an airline customer service representative, accurately providing her personal information and offering a refund due to a flight cancellation [4]. - Ms. Zhou was persuaded to download a refund app through a link sent via SMS and was instructed to enable her phone's NFC function and place her bank card against the phone [5][6]. Prevention Tips - The article emphasizes the importance of skepticism towards unknown calls, especially those claiming reasons like flight cancellations or service expirations, and advises against downloading unfamiliar software [9]. - It introduces the "Four No" principles: do not trust unknown calls, do not install suspicious software, do not follow strangers' instructions to enable NFC, and do not perform remote operations as instructed by strangers [11]. Caution with NFC Usage - Users are advised to avoid using NFC with unknown devices and to be cautious of requests to place bank cards close to phones. It is recommended to disable NFC if not needed [13]. - The article suggests subscribing to bank notification services for account changes and immediately freezing cards if any unauthorized transactions are suspected [13].