Core Viewpoint - A recent case of credit card fraud in Beijing highlights the vulnerabilities associated with NFC technology and electronic wallets, where victims' credit cards were fraudulently charged without physical loss or duplication of cards [1][3]. Group 1: Incident Overview - Multiple victims reported unauthorized transactions totaling over 1 million yuan within two days, with one victim alone losing over 70,000 yuan [3]. - The fraud involved binding victims' credit card information to the perpetrators' electronic wallets using NFC-enabled phones [5][7]. Group 2: Methodology of Fraud - The criminal group used phishing tactics, sending messages about "ETC anomalies" to lure victims into providing their banking information on fraudulent websites [5]. - Once the information was obtained, the fraudsters could link the victims' credit cards to their own NFC-enabled devices for unauthorized transactions [7][11]. Group 3: Technology and Security Implications - NFC technology, while convenient for payments, has been exploited by criminals for remote theft, emphasizing the need for users to safeguard their personal information [9][13]. - Experts suggest that the NFC feature itself is not inherently insecure, but the misuse of personal data is a significant risk factor [11][13].

近期，网络上出现多起犯罪分子利用手机NFC功能读取和传输受害人银行卡芯片信 息，实现远程无卡支取资金骗取钱财，造成受害人经济损失的新型诈骗手法。犯罪分子如 何能远在千里之外"隔空读卡"？让我们一起来学习和防范吧！ E 诈骗案例 周女士安装该软件后依照对方指示开启手机的NFC功能，并且将银行卡贴到手机 背部的NFC识别处。此时对方告知周女士稍作等待，正在操作将退款转入其银行卡 中。然而紧接着对方突然挂断电话，同时周女士收到一条银行的提示短信："您尾号 ****的卡片通过快捷支付，支出人民币￥7,800.00元"，周女士这才意识到自己的银行 卡已被盗刷。 接到陌生来电 周女士接到一通自称航空公司客服的电话，对方表示因机组原因，周女士原定的 航班取消，并准确地报出周女士的姓名、证件号、航班起飞时间及地点，随后询问周 女士是否需要办理退费。 安装陌生软件 周女士一听自己的个人信息均准确无误，便相信了对方的身份，同意配合操作退 费。对方表示需要通过"企业支付"来操作，并以短信方式给周女士发送了一个链接， 要求周女士下载退款app。 开启NFC功能 B 防骗提示 此类电信诈骗仍是不法分子通过编造信息获取受害人信任从而配合 ...