NFC技术

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将身份证信息转化为加密虚拟凭证 平台仅能验证身份真实性 无法获知用户隐私—— 正式启用的“国家网络身份认证” 如何申领?(服务窗)
Ren Min Ri Bao· 2025-07-24 22:19
Core Viewpoint - The implementation of the "National Network Identity Authentication Public Service Management Measures" aims to enhance online security by providing a mechanism for verifying user identities while minimizing the risk of personal information leakage [1][2]. Group 1: Identity Verification Mechanism - The new identity verification system utilizes "Net Number" and "Net Certificate" to ensure user identity verification without exposing personal information such as names or ID numbers [1][2]. - The "Net Number" is a unique digital identity code that corresponds to a citizen's real identity, while the "Net Certificate" is an encrypted dynamic credential that transforms identity information into a "digital password" [1][2]. - The system supports multi-modal biometric recognition, including voiceprint, fingerprint, and palm vein recognition, enhancing security through a dual-track mechanism [1]. Group 2: Data Privacy and Security - The network identity system stores citizens' real data only on the national platform, adhering to the "available but not visible" principle for third parties, which can only access the Net Certificate number [2]. - The management measures implement tiered management for minors, requiring parental consent for those under 14 and supervision for those aged 14 to 18 during the application process [2]. Group 3: Application Process and Use Cases - Adults can apply for the network identity certification through a mobile app that utilizes NFC technology for identity verification, allowing for a streamlined application process [2][3]. - The network identity certification has been piloted across various sectors, including government services, education, healthcare, and transportation, facilitating quick authentication without repeated data entry [3].
不法分子利用手机NFC功能进行盗刷 守护“钱袋子” 这些关键信息要牢记↓
Yang Shi Wang· 2025-06-30 07:15
Core Viewpoint - A recent case of credit card fraud in Beijing highlights the vulnerabilities associated with NFC technology and electronic wallets, where victims' credit cards were fraudulently charged without physical loss or duplication of cards [1][3]. Group 1: Incident Overview - Multiple victims reported unauthorized transactions totaling over 1 million yuan within two days, with one victim alone losing over 70,000 yuan [3]. - The fraud involved binding victims' credit card information to the perpetrators' electronic wallets using NFC-enabled phones [5][7]. Group 2: Methodology of Fraud - The criminal group used phishing tactics, sending messages about "ETC anomalies" to lure victims into providing their banking information on fraudulent websites [5]. - Once the information was obtained, the fraudsters could link the victims' credit cards to their own NFC-enabled devices for unauthorized transactions [7][11]. Group 3: Technology and Security Implications - NFC technology, while convenient for payments, has been exploited by criminals for remote theft, emphasizing the need for users to safeguard their personal information [9][13]. - Experts suggest that the NFC feature itself is not inherently insecure, but the misuse of personal data is a significant risk factor [11][13].
信用卡被异地盗刷?你手机的NFC功能被骗子盯上了
Yang Shi Xin Wen Ke Hu Duan· 2025-06-29 23:42
Core Points - A recent court ruling in Beijing confirmed the conviction of a credit card fraud gang that stole over 1 million yuan from multiple victims through remote binding of credit cards to electronic wallets [1][4] - The fraud involved phishing techniques to collect victims' credit card information, which was then used to make unauthorized transactions [2][3] Group 1: Fraud Methodology - The fraudsters used phishing messages to lure victims into providing their credit card details on fake websites [2][3] - Once the information was obtained, it was bound to NFC-enabled phones, allowing the criminals to make transactions without the victims' knowledge [3][7] - The gang operated by creating fake merchant accounts to facilitate money laundering of the stolen funds [3][4] Group 2: Legal Proceedings - The Beijing court sentenced several members of the fraud gang to prison terms ranging from 10 years to 3 years for credit card fraud and money laundering [4] - The recent ruling upheld the original sentences, indicating a strong legal stance against such cybercrimes [4] Group 3: Security Implications - The rise of NFC technology has made it easier for fraudsters to exploit vulnerabilities in mobile payment systems [5][8] - Security experts emphasize the importance of safeguarding personal information to prevent such frauds, highlighting that the NFC technology itself is not inherently insecure [8][9] - Recent updates to electronic wallet products have been implemented to prevent binding of non-owner credit cards [8]
“支付宝碰一下”生态持续扩大 产业链公司有望受益
Zheng Quan Shi Bao Wang· 2025-05-28 11:04
Core Insights - "Alipay Tap" is expanding as a convenient payment method, with Pizza Hut launching the feature in over 300 stores in Shanghai and Hangzhou, enhancing customer engagement and satisfaction [1] - The feature has gained over 100 million users within 321 days of its launch, covering more than 400 cities and involving millions of merchants [1][2] - The technology behind "Alipay Tap" utilizes NFC (Near Field Communication), simplifying transactions and enhancing the payment experience by allowing users to complete payments without opening the app [2] Industry Trends - Experts predict that more businesses will adopt smart solutions like "Alipay Tap," making it a standard in the restaurant industry, with potential extensions into self-checkout and personalized recommendations as technology advances [2] - The China Council for the Promotion of International Trade indicates that payment innovations like "Alipay Tap" are crucial for consumer recovery, broadening consumption scenarios and enhancing payment convenience [2] Company Insights - Key suppliers for "Alipay Tap" include Lens Technology, Orbbec, and Fudan Microelectronics, with Fudan Microelectronics providing high-performance NFC chips [3] - Companies like Goodix Technology supply NFC/eSE chips to smartphone manufacturers, with over 200 million NFC-enabled smartphones shipped in China in 2024, driving demand for smart card modules [3] - Analysts believe that the NFC industry, represented by "Alipay Tap," is on an upward trajectory in China, with significant growth potential for related companies as the payment method becomes more widespread [3]
321 天,“支付宝碰一下” 的从无到有
晚点LatePost· 2025-04-28 13:20
答案在今天已经变得明晰。 4 月 24 日的 "支付宝碰一下" 生态大会上,官方公布了项目的最新数据:"碰一下" 用户超过了一个 亿,覆盖了 400 多个城市,增长速度比当时的现象级产品 "余额宝" 还快。 再建一个新入口。 在大公司里创新的最大困难是,在没有实际成果之前,很难让所有人达成一致。 这是 85 后工程师,"支付宝碰一下" 项目的负责人李佳佳在立项之初遇到的问题。做它的好处显而易 见,比如能大幅简化支付步骤,能帮助商家更好地吸引消费者,但反对的理由也很合理,扫码支付已 经非常普及,改变用户习惯太难了。甚至有同事拿银联十几年未能成功推广 NFC 支付,质问支付宝 凭什么能做到。 一切反对的声音背后都指向同一个问题:移动互联网时代发展至今,扫码、刷脸等服务交互方式如此 多元、且已经足够方便,当下还有必要、有可能创造一个新的入口吗? "碰一下" 也不再局限于支付,点餐、门禁、景区闸机,更多的功能被开发,更多的场景和生态加入进 来。 生态大会当天,李佳佳站在舞台中央说完最后一段话时一度哽咽。他说,在过去三百多天时间里,我 们见证了 "它" 从一个实验室一路走过来,今天,"碰一下" 已经成为一个新的入口。 ...
支付宝"碰一下"爆火背后,隐形冠军集群浮出水面
凤凰网财经· 2025-03-21 13:44
而随着蓝思科技在港股递交申请书,市场对NFC技术在国内的应用市场也产生了浓厚兴趣。支付宝"碰一下"背后有多家上市公司参与其中,包括蓝思科技 和奥比中光提供整机设备,复旦微电的NFC芯片,以及拉卡拉和新大陆在全国范围内合作投放"碰一下"支付终端,覆盖零售、餐饮、交通等多个场景,此 外还有新国都作为收单机构参与推广,联合推动"碰一下"支付的普及。 行业预测,随着移动支付的普及和支持NFC功能的智能手机出货量的爆发式增长,NFC行业在中国有望达到数千亿元的市场规模。这条赛道的想象空间正 在打开,蓝思科技的赴港上市无疑将为其注入新的动力,也预示着NFC产业的进一步发展。 01 "碰一下"覆盖全国100个城市,产业链隐形冠军浮出水面 2024年7月,支付宝开始在全国范围内推广"碰一下"支付,此后,蓝思科技通过官方微信认领了这款支付宝"碰一下"收款一体机核心供应商的身份,并被市 场戏称为新晋的"碰一下概念股"。作为支付宝支付设备的整机组装商,公司深度参与NFC和移动支付新风口。 2025年3月,中国消费电子产业链迎来标志性事件——作为苹果核心供应商的蓝思科技正式向港交所递交上市申请,计划募集资金加速全球化布局。 这家深耕 ...