一条新的产业主线异军突起，吸引了众多投资者的目光。由支付宝推出的"碰一下"功能，正悄然引爆沉 寂已久的NFC（近场通信）产业链，相关概念股在二级市场掀起波澜。 当日，"碰一下"概念股表现抢眼。作为产业链核心供应商之一，消费电子巨头蓝思科技（300433） （300433.SZ）A股股价强势上扬涨幅达 10%。与此同时，作为NFC芯片关键企业的复旦微电 （688385.SH）和3D视觉龙头奥比中光（688322.SH）亦受到市场高度关注，股价呈现积极走势。 蓝思科技无疑是本轮行情中最受瞩目的焦点。作为全球领先的消费电子供应商，其业务早已从手机制造 延伸至更广阔的领域。 市场对其追捧，源于其精准踩中了AI与"碰一下"两大风口。一方面，蓝思科技近期在CES 2026上展示 的创新产品引发市场热议。公司展出的航天级超薄柔性玻璃（UTG）光伏封装技术，可用于低轨卫星 太阳翼，显示了其在新材料领域的深厚技术积累。另一方面，公司与AR眼镜独角兽Rokid的深度合作， 使其在AI硬件终端领域占据了有利位置。 而支付宝"碰一下"功能的普及，则为蓝思科技的传统优势业务——精密制造开辟了新的增量市场。"'碰 一下'功能依赖于内置N ...

每经AI快讯，有投资者在投资者互动平台提问：请问公司的支付设备能否支持类似NFC碰一碰的应用场 景？ 新国都（300130.SZ）12月31日在投资者互动平台表示，公司有多种型号的支付设备支持带NFC功能的 应用场景。敬请投资者注意投资风险。 （文章来源：每日经济新闻） ...

Core Insights - Alipay's "Tap to Pay" feature has rapidly gained popularity, reaching 200 million users within a year of its launch, with 80% of users preferring this method over traditional scanning [2][19][24] - The feature utilizes NFC technology, allowing users to complete transactions without opening the app, thus simplifying the payment process [1][20][28] Group 1: User Adoption and Growth - "Tap to Pay" surpassed 100 million users within 321 days of its launch, and the user base doubled from May to September this year [2][19] - Nearly 1 billion users have experienced various "Tap to Pay" services, with a significant preference for this method among users [2][19] Group 2: Marketing Strategies - Alipay has implemented several strategies to promote "Tap to Pay," including continuous red envelope giveaways to encourage user engagement [4][19] - The introduction of low-cost NFC hardware in the form of stickers has made it easier for small businesses to adopt the technology, leading to over 10 million merchants supporting "Tap to Pay" [6][8] Group 3: Expanding Use Cases - The "Tap to Pay" feature is not limited to payments; it has expanded into various applications such as ordering food, unlocking shared bikes, and checking into hotels [9][11] - Alipay is actively collaborating with merchants and ecosystem partners to promote "Tap to Pay," enhancing its market presence [12][18] Group 4: Security Measures - To address security concerns associated with "Tap to Pay," Alipay has introduced a compensation guarantee for users who experience account theft or payment issues [19][28] - Each transaction generates a unique encrypted token, ensuring user information is protected [19] Group 5: Market Positioning - Alipay aims to lead the next wave of payment technology, positioning "Tap to Pay" as a more intuitive alternative to traditional scanning methods [24][25] - The NFC technology's penetration rate among smartphones in China has reached 70%, indicating a favorable environment for the adoption of "Tap to Pay" [28][29]

Core Insights - Alipay has officially announced the "Tap to Pay" discount activity for Double Eleven, enhancing user experience with new payment terminals featuring a blue ring [1][5] - The "Tap to Pay" feature has rapidly gained popularity, with user numbers reaching 200 million in just over a year, significantly faster than other payment methods like Yu'ebao and QR code payments [5][6] - Ant Group is heavily promoting "Tap to Pay" as a key project, aiming to reconstruct its payment moat through aggressive subsidies and extensive ground promotion [6][8] User Adoption and Experience - The "Tap to Pay" feature is now available in over 1,000 scenarios, including convenience stores, supermarkets, and delivery lockers, allowing users to easily access services [5][6] - User feedback is mixed; while some appreciate the convenience and discounts, others express concerns about sensitivity and security compared to traditional QR code payments [9][10][23] - The payment process is simplified to two steps for Android users, while iPhone users need an additional confirmation step, which may affect user experience [10][34] Technical Aspects - "Tap to Pay" utilizes NFC technology, distinguishing it from QR code payments by allowing mobile phones to act as readers rather than relying on scanning [13][14] - The report highlights three advantages of the reader mode used in "Tap to Pay": universal compatibility, user convenience, and enhanced transaction security [14][19] - The market environment for NFC payments has matured, with a significant increase in NFC-enabled smartphone shipments expected in 2024 [18][20] Competitive Landscape - The competitive landscape is characterized by a duopoly between Alipay and WeChat Pay, with Alipay seeking to regain market share in offline payments [24][27] - Alipay's "Tap to Pay" is part of a broader strategy to create new entry points beyond traditional payment methods, addressing user needs for efficiency and security [28][30] - The success of "Tap to Pay" will depend on user habit formation and overcoming migration costs associated with switching from QR code payments [34][35] Market Opportunities - The growing acceptance of NFC technology among users presents a timely opportunity for Alipay to expand its market share [36][37] - The feature has shown promising user data, indicating a gradual increase in market acceptance, particularly among international users [35][36]

Core Insights - The article discusses the challenges faced by physical stores in marketing, user interaction, and scene coverage in the context of the digital economy, highlighting the launch of KERUI Cloud's AI Touch Sticker as a solution to these issues [1][6][12]. Group 1: Marketing Challenges - Many physical stores struggle with marketing execution due to a lack of professional writing skills, leading to difficulties in generating quality content for platforms like Xiaohongshu and Dazhongdianping [6]. - KERUI Cloud's AI Touch Sticker utilizes AI technology to create a professional content library, enabling merchants to easily generate and publish marketing content with minimal effort [6][9]. Group 2: User Interaction Efficiency - Traditional marketing interactions are often cumbersome, leading to low participation rates as consumers abandon multi-step processes [9]. - The AI Touch Sticker simplifies the interaction process using NFC technology, allowing consumers to engage with the store's services through a single touch, enhancing user experience and operational efficiency [9][12]. Group 3: Scene Coverage Limitations - Conventional marketing methods are limited by scattered materials and single-use scenarios, increasing costs and complicating store management [12]. - The AI Touch Sticker integrates multiple marketing applications into a single platform, allowing for simultaneous exposure across various channels and transforming customer traffic into private assets without the need for separate materials [12][13].

Core Insights - The article discusses the rapid adoption of Alipay's "Tap to Pay" feature, which utilizes NFC technology, highlighting its user base exceeding 200 million and its presence in over 1,000 scenarios [1][2][4] - The growth of "Tap to Pay" is attributed to substantial subsidies and the maturity of NFC technology, with a current penetration rate of 70% among smartphones in China [2][5] - The article contrasts the efficiency of "Tap to Pay" with traditional QR code payments, noting that the former reduces payment steps and time significantly [8][9] Group 1: Adoption and Growth - Alipay's "Tap to Pay" has seen a user base growth of 1 million users in just four months, doubling the previous growth rate [2][4] - Nearly 100 million users have engaged with at least two "Tap to Pay" services, indicating widespread acceptance [4][5] - The feature has been integrated into various services, including food ordering, package collection, and shared bike rentals, showcasing its versatility [4][5] Group 2: Technology and User Experience - NFC technology allows for a more seamless payment experience, requiring only a tap rather than multiple steps involved in QR code payments [8][12] - The article emphasizes that "Tap to Pay" is not just a new payment method but an upgrade in user experience, leveraging existing user habits with smartphones [5][12] - Despite the advantages, there are still concerns regarding user comfort with new technology, particularly among older demographics [13][16] Group 3: Competitive Landscape - The rise of "Tap to Pay" is part of a broader trend of diverse payment methods competing in the market, including QR codes, facial recognition, and biometric payments [14][15] - The article notes that while "Tap to Pay" is gaining traction, QR code payments remain dominant, with a penetration rate of 92.7% among mobile payment users [6][14] - The competition among payment methods reflects a shift from functionality to user experience, as companies strive to enhance customer satisfaction [16][17]

Core Viewpoint - The article discusses the recent installation of "tap to receive" devices in elevators across commercial and residential areas, which allow users to receive cash coupons by simply tapping their smartphones against the device [1][4]. Group 1: Device Functionality and User Experience - The "tap to receive" device is a marketing collaboration between payment platforms and elevator advertising companies, allowing users to receive cash rewards by using NFC technology on their smartphones [1][4]. - Users have reported positive experiences, finding the process quick and easy, likening it to a fun game, and appreciating the lack of a need for app downloads [3][4]. - However, some users express concerns about security and the legitimacy of the device, particularly older individuals who are wary of potential risks [3][5]. Group 2: Safety and Security Concerns - Experts indicate that if the "tap to receive" devices are legitimate, they should not compromise user payment information, as data exchange occurs through a secure authentication process [5]. - There are warnings about the potential for misuse by malicious actors, highlighting the need for caution as this is a new technology [5][6]. - The installation of these devices in elevators requires prior consent from property owners, and there are legal implications if proper procedures are not followed [6]. Group 3: Regulatory and Ethical Considerations - Property management companies are responsible for informing all residents about the installation of such devices, ensuring transparency and compliance with legal standards [6]. - Concerns have been raised regarding the density of installations in small spaces like elevators, which could infringe on residents' rights and comfort [6]. - Residents have the right to take action against unauthorized installations, including complaints to regulatory bodies or legal action against property management [6].

Core Viewpoint - The implementation of the "National Network Identity Authentication Public Service Management Measures" aims to enhance online security by providing a mechanism for verifying user identities while minimizing the risk of personal information leakage [1][2]. Group 1: Identity Verification Mechanism - The new identity verification system utilizes "Net Number" and "Net Certificate" to ensure user identity verification without exposing personal information such as names or ID numbers [1][2]. - The "Net Number" is a unique digital identity code that corresponds to a citizen's real identity, while the "Net Certificate" is an encrypted dynamic credential that transforms identity information into a "digital password" [1][2]. - The system supports multi-modal biometric recognition, including voiceprint, fingerprint, and palm vein recognition, enhancing security through a dual-track mechanism [1]. Group 2: Data Privacy and Security - The network identity system stores citizens' real data only on the national platform, adhering to the "available but not visible" principle for third parties, which can only access the Net Certificate number [2]. - The management measures implement tiered management for minors, requiring parental consent for those under 14 and supervision for those aged 14 to 18 during the application process [2]. Group 3: Application Process and Use Cases - Adults can apply for the network identity certification through a mobile app that utilizes NFC technology for identity verification, allowing for a streamlined application process [2][3]. - The network identity certification has been piloted across various sectors, including government services, education, healthcare, and transportation, facilitating quick authentication without repeated data entry [3].

Core Viewpoint - A recent case of credit card fraud in Beijing highlights the vulnerabilities associated with NFC technology and electronic wallets, where victims' credit cards were fraudulently charged without physical loss or duplication of cards [1][3]. Group 1: Incident Overview - Multiple victims reported unauthorized transactions totaling over 1 million yuan within two days, with one victim alone losing over 70,000 yuan [3]. - The fraud involved binding victims' credit card information to the perpetrators' electronic wallets using NFC-enabled phones [5][7]. Group 2: Methodology of Fraud - The criminal group used phishing tactics, sending messages about "ETC anomalies" to lure victims into providing their banking information on fraudulent websites [5]. - Once the information was obtained, the fraudsters could link the victims' credit cards to their own NFC-enabled devices for unauthorized transactions [7][11]. Group 3: Technology and Security Implications - NFC technology, while convenient for payments, has been exploited by criminals for remote theft, emphasizing the need for users to safeguard their personal information [9][13]. - Experts suggest that the NFC feature itself is not inherently insecure, but the misuse of personal data is a significant risk factor [11][13].

Core Points - A recent court ruling in Beijing confirmed the conviction of a credit card fraud gang that stole over 1 million yuan from multiple victims through remote binding of credit cards to electronic wallets [1][4] - The fraud involved phishing techniques to collect victims' credit card information, which was then used to make unauthorized transactions [2][3] Group 1: Fraud Methodology - The fraudsters used phishing messages to lure victims into providing their credit card details on fake websites [2][3] - Once the information was obtained, it was bound to NFC-enabled phones, allowing the criminals to make transactions without the victims' knowledge [3][7] - The gang operated by creating fake merchant accounts to facilitate money laundering of the stolen funds [3][4] Group 2: Legal Proceedings - The Beijing court sentenced several members of the fraud gang to prison terms ranging from 10 years to 3 years for credit card fraud and money laundering [4] - The recent ruling upheld the original sentences, indicating a strong legal stance against such cybercrimes [4] Group 3: Security Implications - The rise of NFC technology has made it easier for fraudsters to exploit vulnerabilities in mobile payment systems [5][8] - Security experts emphasize the importance of safeguarding personal information to prevent such frauds, highlighting that the NFC technology itself is not inherently insecure [8][9] - Recent updates to electronic wallet products have been implemented to prevent binding of non-owner credit cards [8]