"多亏了银行科技金融专项行动的快速响应、精准专业，我们才能这么快获得5000万元的关键授信，解 决了我们因外部原因遭遇的融资难题。"近期，记者在湖南长沙麓谷科技创新创业园走访时，一家航空 航天及北斗产业链上专注卫星研制的公司负责人表示。 工行湖南省分行成立科技金融中心及长沙、岳阳、株洲、常德四家二级分行科技金融中心，支持省内科 技资源密集地区产业加快发展。中行湖南省分行创新推出重点产业链科技企业专属授信业务模式，提高 授信总额上限至1.5亿元。建行娄底市分行针对"三钢三电"产业链成立科技专营团队，单列专项计划。 长沙银行（601577）衡阳分行在衡阳高新技术开发区设立科技金融专营支行，设置输变电产业专项信贷 额度，累计为输变电等重点产业链企业提供金融支持1.3亿元。广发银行株洲支行为轨道交通产业链上 下游企业配备专属金融服务团队，设立科技金融特色机构，集中服务于轨道交通龙头企业中车系客户， 实现授信产品表内外业务全覆盖。 优化产品服务 缓解产业发展融资难题 "靠银行的账户流水数据居然也能获得贷款，真是太及时了！大大方便了我们这种缺少抵押物的公司， 融资再也不用发愁了。"湖南某智能装备有限公司负责人在收到500 ...

Core Viewpoint - The event "Thousand Enterprises and Ten Thousand Households Visit" focuses on empowering specialized and innovative enterprises in Hunan through financial support, aiming to contribute to high-quality regional development [1][3]. Group 1: Specialized and Innovative Enterprises - Specialized and innovative enterprises are defined as small and medium-sized enterprises characterized by specialization, refinement, uniqueness, and novelty, serving as a backbone for developing new productive forces [3]. - Hunan Province has integrated various resources to support the growth of specialized and innovative enterprises, with over 540 national "little giant" enterprises and more than 6,300 provincial specialized and innovative SMEs [3]. Group 2: Financial Support Initiatives - Changsha Bank has served over 3,500 technology-based enterprises, with 53.46% being specialized and innovative enterprises, and plans to focus on strategic alignment, innovation empowerment, and local ecosystem development [3][4]. - The bank introduced various financial products to address the financing challenges faced by specialized and innovative enterprises, including "Talent Loan," "Intellectual Property Pledge Loan," and "Knowledge Value Credit Loan," with the latter offering up to 30 million yuan without requiring third-party collateral [6]. Group 3: Collaborative Efforts - The event featured presentations from Changsha Bank, the Hunan Provincial Technology Achievement and Technology Market Association, and Hunan Xiangcheng Financing Guarantee Co., Ltd., providing a comprehensive package of support for enterprise innovation and development [6]. - A signing ceremony took place to deepen collaboration among financial institutions and support the development of specialized and innovative enterprises, with follow-up visits planned to understand their needs better [6].