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荔枝特快旅程 背后的金融力量
Jin Rong Shi Bao· 2025-08-07 02:34
Group 1 - The film "Lychee of Chang'an" highlights the transformation of lychee from a luxury item to a common fruit available to the public, showcasing the efficiency of modern logistics [1] - Postal Savings Bank leverages its integrated resources of logistics, finance, and e-commerce to support the lychee industry and related private enterprises, contributing to rural revitalization [1] - In Guangdong's Maoming, which produces 20% of the world's lychee, the cultivation area is approximately 1.4 million acres, with local companies like Bojian Agriculture selling around 75,000 pounds of lychee daily during peak season [1] Group 2 - Bojian Agriculture employs a meticulous packing method to preserve the freshness of lychee, shipping around 30,000 orders and 150,000 pounds daily, while facing financial pressures for operational upgrades [2] - Postal Savings Bank's Maoming branch has provided financial support that has increased Bojian Agriculture's revenue by over 1.5 million yuan and created over 300 jobs [2] - The bank has formed a specialized team to understand the financial needs of lychee farmers, offering comprehensive financial service packages and training programs for new farmers [2] Group 3 - The Yurun wholesale market in Northwest China is bustling with activity, where fresh lychee is sold within a day of harvest, thanks to financial support from Postal Savings Bank [3] - The bank's financial services team has increased visits to the wholesale market to provide tailored financial solutions, addressing the unique challenges of the lychee industry [3] - Postal Savings Bank has introduced innovative credit products like "Fruit Loan" to assist clients in overcoming funding challenges, with over 120 customers receiving financial support by mid-2025 [3]
“土特产” 新气象 荔枝今天如何到“长安”?看金融如何让荔枝跑赢时光
Zhong Guo Xin Wen Wang· 2025-07-25 05:33
Core Insights - The article highlights the transformation of lychee from a royal delicacy to a common fruit enjoyed by the public, facilitated by modern logistics and financial support from Postal Savings Bank [1][10][15] - Postal Savings Bank leverages its integrated resources in logistics, finance, and e-commerce to support the lychee industry, enhancing its supply chain and financial accessibility for farmers [1][6][9] Group 1: Industry Overview - Lychee, a traditional product of Guangdong, has a cultivation history of over 2,300 years, with Maoming being a major production area, accounting for one in five lychees globally [1][4] - The current lychee harvest season sees significant sales, with local companies like Bojian Agriculture selling approximately 75,000 pounds daily [4] Group 2: Financial Support and Innovations - Postal Savings Bank has established a special team to understand the financial needs of lychee farmers, providing tailored financial solutions and support [6][14] - The bank has issued loans totaling 863 million yuan to the lychee industry by June 2025, facilitating the growth and operational needs of local businesses [6][14] Group 3: Logistics and Supply Chain - The bank's support includes enhancing cold chain logistics, which is crucial for maintaining the freshness of lychees during transportation [7][12] - Postal Savings Bank collaborates with local postal services to streamline the sales process, ensuring that lychees reach markets quickly and efficiently [9][12] Group 4: Market Impact - The integration of financial services has allowed farmers and distributors to increase their production and sales, with some reporting significant income growth due to improved logistics and financing [7][12] - The demand for lychee has surged, with some vendors selling 10-15 tons daily, reflecting a robust market response to the enhanced supply chain [12][14]
【渭南】金融业助力做好盐碱地特色农业大文章
Shan Xi Ri Bao· 2025-05-11 22:46
Core Viewpoint - The transformation of saline-alkali land into productive agricultural areas in Weinan City is significantly supported by financial institutions, contributing to both ecological restoration and economic growth [1][2]. Group 1: Agricultural Development - The total area of saline-alkali land in Weinan City has decreased from 801,000 acres in 2011 to 462,000 acres in 2024 due to various drainage projects [1]. - Financial institutions have played a crucial role in supporting the restoration of saline-alkali land, turning previously unproductive areas into "new granaries" [1][2]. Group 2: Financial Support and Innovation - The Agricultural Development Bank of Weinan has established a "three-level linkage" mechanism to enhance service efficiency and customer experience, focusing on the financing needs of saline-alkali land restoration projects [2]. - Innovative financing solutions have been developed to address the unique challenges of saline-alkali land projects, including cash flow models that leverage various funding sources [2]. Group 3: Financial Products and Services - Postal Savings Bank of Weinan has introduced various loan products tailored to local agricultural needs, including "online user loans" and "fruit loans," which have collectively reached a scale of 1.395 billion yuan [3]. - The Shaanxi Agricultural Credit Cooperative has optimized financial services for the winter jujube industry, significantly improving the loan application process and meeting the liquidity needs of farmers [4]. Group 4: Environmental Impact - The drainage and restoration projects in Weinan have successfully improved 627,000 acres of farmland, enhancing soil quality and restoring local ecosystems [4]. - The transformation of saline-alkali land has led to the development of diverse agricultural outputs, including grains, fruits, and aquaculture, reflecting a modern agricultural landscape [4].