邮储银行（601658）依托中国邮政商流、物流、资金流、信息流"四流合一"资源优势，以"金融+电商 +物流"的创新模式，为荔枝产业和全链条上的民营企业保驾护航，让这颗承载千年文化记忆的"黄金 果"在乡村振兴的新征程中焕发出蓬勃生机。 日啖荔枝三百颗，不辞长作岭南人。广东茂名是荔枝主产区，栽培历史超过2300年。目前，茂名荔枝种 植面积在140万亩左右，全球每5颗荔枝就有1颗产自茂名。 在广东省高州市大井镇，进入桂味荔枝采摘旺季，高州市伯健农业发展有限公司（以下简称"伯健农 业"）每天能销售荔枝7.5万斤左右。为收到优质好果，伯健农业的董事长江先生每天都亲自到田间地头 收购果农当天采摘下来的荔枝。 "我们的荔枝打包方法是经过层层筛选而来的。荔枝用的是软枝发货，就是为了让荔枝保存养分，起到 保鲜的作用。伯健农业有4个荔枝分拣场，全部加起来大概一天出货3万单，重量在15万斤左右。为了保 质保量，少了资金可不行。"江先生表示，伯健农业作为当地的农业龙头企业，随着业务持续拓展，难 免会遇到采购种苗、肥料以及升级冷链物流设施等方面的资金周转压力。 "长安回望绣成堆，山顶千门次第开。一骑红尘妃子笑，无人知是荔枝来。"近期， ...

Core Insights - The article highlights the transformation of lychee from a royal delicacy to a common fruit enjoyed by the public, facilitated by modern logistics and financial support from Postal Savings Bank [1][10][15] - Postal Savings Bank leverages its integrated resources in logistics, finance, and e-commerce to support the lychee industry, enhancing its supply chain and financial accessibility for farmers [1][6][9] Group 1: Industry Overview - Lychee, a traditional product of Guangdong, has a cultivation history of over 2,300 years, with Maoming being a major production area, accounting for one in five lychees globally [1][4] - The current lychee harvest season sees significant sales, with local companies like Bojian Agriculture selling approximately 75,000 pounds daily [4] Group 2: Financial Support and Innovations - Postal Savings Bank has established a special team to understand the financial needs of lychee farmers, providing tailored financial solutions and support [6][14] - The bank has issued loans totaling 863 million yuan to the lychee industry by June 2025, facilitating the growth and operational needs of local businesses [6][14] Group 3: Logistics and Supply Chain - The bank's support includes enhancing cold chain logistics, which is crucial for maintaining the freshness of lychees during transportation [7][12] - Postal Savings Bank collaborates with local postal services to streamline the sales process, ensuring that lychees reach markets quickly and efficiently [9][12] Group 4: Market Impact - The integration of financial services has allowed farmers and distributors to increase their production and sales, with some reporting significant income growth due to improved logistics and financing [7][12] - The demand for lychee has surged, with some vendors selling 10-15 tons daily, reflecting a robust market response to the enhanced supply chain [12][14]

Core Viewpoint - The transformation of saline-alkali land into productive agricultural areas in Weinan City is significantly supported by financial institutions, contributing to both ecological restoration and economic growth [1][2]. Group 1: Agricultural Development - The total area of saline-alkali land in Weinan City has decreased from 801,000 acres in 2011 to 462,000 acres in 2024 due to various drainage projects [1]. - Financial institutions have played a crucial role in supporting the restoration of saline-alkali land, turning previously unproductive areas into "new granaries" [1][2]. Group 2: Financial Support and Innovation - The Agricultural Development Bank of Weinan has established a "three-level linkage" mechanism to enhance service efficiency and customer experience, focusing on the financing needs of saline-alkali land restoration projects [2]. - Innovative financing solutions have been developed to address the unique challenges of saline-alkali land projects, including cash flow models that leverage various funding sources [2]. Group 3: Financial Products and Services - Postal Savings Bank of Weinan has introduced various loan products tailored to local agricultural needs, including "online user loans" and "fruit loans," which have collectively reached a scale of 1.395 billion yuan [3]. - The Shaanxi Agricultural Credit Cooperative has optimized financial services for the winter jujube industry, significantly improving the loan application process and meeting the liquidity needs of farmers [4]. Group 4: Environmental Impact - The drainage and restoration projects in Weinan have successfully improved 627,000 acres of farmland, enhancing soil quality and restoring local ecosystems [4]. - The transformation of saline-alkali land has led to the development of diverse agricultural outputs, including grains, fruits, and aquaculture, reflecting a modern agricultural landscape [4].