浮动收益型保险

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革故鼎新 行稳致远 信泰保险改革发展焕发新风貌
Zhong Jin Zai Xian· 2025-07-03 04:39
强化战略引领,集思广益制定新战略规划 站在转型国有控股金融机构新的历史方位上,信泰保险凝聚各方面智慧制定新战略规划,矢志以"信守 万家,泰护一生"的使命和"致力于成为值得信赖的一流保险综合服务提供商"的愿景,主动投身中国式 现代化建设全局。聚焦打造高质量特质突出、康养业务特色鲜明的寿险公司形象,通过"保险+康养"双 轮驱动商业模式,提供全方位、多层次、个性化的保险保障与康养服务,着力构建综合养老金融生态。 落实监管导向,大力推动经营模式转型 认真学习贯彻新保险国十条等监管要求,大力实施降本增效、强化资负联动,切实树牢算账经营理念, 从根本上推动经营模式从"规模追求型"向"价值创造型"转变。负债端落实报行合一、保单预定利率调整 等要求,推进业务结构向浮动收益型产品转型。资产端坚持长期投资、稳健投资、价值投资策略,服务 实体经济存量投资规模超过2500亿元。加强资债统筹联动,优化资产配置模型,保险资金运用有效性显 著提高。 近日,在公司成立18周年之际,信泰保险总部正式落址杭州市钱江世纪城。这是继2023年浙江省属特大 型国有控股上市公司——物产中大集团股份有限公司牵头浙江省市区国资战略入股之后,信泰保险迎来 的 ...
赚超500亿元!中国人寿一季度“投资账单”出炉!
Hua Er Jie Jian Wen· 2025-04-29 13:33
Core Viewpoint - China Life Insurance reported a net profit of RMB 28.802 billion for Q1 2025, representing a year-on-year increase of 39.5% due to enhanced asset-liability management and market interest rate changes [1] Financial Performance - Total investment income exceeded RMB 50 billion, reaching RMB 53.767 billion in Q1 2025 [2][7] - The net investment income was RMB 44.247 billion, with a net investment yield of 2.60% [7] Insurance Business Overview - Total premium income for Q1 2025 was RMB 354.409 billion, showing a year-on-year growth of 5.0% [3] - Renewal premiums amounted to RMB 246.975 billion, up 9.7% year-on-year, while new single premiums decreased by 4.5% to RMB 107.434 billion [3][4] - Short-term insurance premiums increased by 19.2% to RMB 41.494 billion [3] Product Development - The company emphasized the development of floating income insurance products, with first-year premiums for these products accounting for 51.72% of total first-year premiums, a significant increase from the previous year [5][6] Investment Strategy - The company adopted a long-term perspective for asset allocation, focusing on stable investments and taking advantage of rising bond market interest rates [8]