新华网北京9月30日电（唐滨妮）近日，我国保险业发展迎来新的顶层设计。《国务院关于加强监 管防范风险推动保险业高质量发展的若干意见》发布（以下简称《若干意见》）。《若干意见》共10 条，被业内称为保险业新"国十条"，对我国保险业未来5年到10年左右的发展进行系统部署。这是继 2006年、2014年之后，国家层面又一次对保险业发展作出的全面部署，释放了进一步推动我国保险业高 质量发展的鲜明信号。 近日，中信保诚人寿党委书记、总经理常戈接受新华网专访，阐述他对于保险业新"国十条"如何影 响行业发展，行业如何增强竞争能力、深化改革创新、服务中国式现代化建设等方面的理解。 为保险业高质量发展注入强大动力 《若干意见》在总体要求中明确了推动保险业高质量发展的指导思想、主要原则和发展目标，并提 出强监管、防风险、促高质量发展三方面重点任务和工作举措。 《若干意见》提出，到2029年，初步形成覆盖面稳步扩大、保障日益全面、服务持续改善、资产配 置稳健均衡、偿付能力充足、治理和内控健全有效的保险业高质量发展框架。保险监管制度体系更加健 全，监管能力和有效性大幅提高。到2035年，基本形成市场体系完备、产品和服务丰富多样、监管 ...

Core Viewpoint - China Life Insurance reported a net profit of RMB 28.802 billion for Q1 2025, representing a year-on-year increase of 39.5% due to enhanced asset-liability management and market interest rate changes [1] Financial Performance - Total investment income exceeded RMB 50 billion, reaching RMB 53.767 billion in Q1 2025 [2][7] - The net investment income was RMB 44.247 billion, with a net investment yield of 2.60% [7] Insurance Business Overview - Total premium income for Q1 2025 was RMB 354.409 billion, showing a year-on-year growth of 5.0% [3] - Renewal premiums amounted to RMB 246.975 billion, up 9.7% year-on-year, while new single premiums decreased by 4.5% to RMB 107.434 billion [3][4] - Short-term insurance premiums increased by 19.2% to RMB 41.494 billion [3] Product Development - The company emphasized the development of floating income insurance products, with first-year premiums for these products accounting for 51.72% of total first-year premiums, a significant increase from the previous year [5][6] Investment Strategy - The company adopted a long-term perspective for asset allocation, focusing on stable investments and taking advantage of rising bond market interest rates [8]