在政银担协同支持下，2025年山东农担为东营大闸蟹提供专项担保贷款4000万元，助力大闸蟹产业从"人放天养、单打独斗"到"智慧养殖、集群发展"蜕变， 有效激活了乡村振兴内生动力，综合信贷成本控制在4.5%以内。下一步，山东农担将继续坚守政策性定位，深度对接黄河流域生态保护和高质量发展战 略，持续优化服务质效，强化全产业链金融支持力度，深化政银担协作，助推黄河口大闸蟹产业走向更加广阔的市场前景，为打造产业强、生态美、农民富 的黄河口特色农业新样板，全面推进乡村振兴持续贡献农担力量。 聚焦黄河口大闸蟹产业发展需求，山东农担东营管理中心将其列为地方特色产业重点支持领域，创新构建"政策引导+产品创新+服务下沉"的立体化金融服 务体系，推动金融资源赋能全产业链发展升级：推出"渔业贷"专项担保产品，精准授信匹配规模化养殖需求，覆盖从苗种采购到成品销售的全周期资金需 要；联动地方政府、金融机构，针对大闸蟹产业集群特点，建立"政府风险补偿+农担增信+银行放贷"的风险共担机制，服务延伸至育苗、养殖、加工、仓 储、物流等全产业链，为产业稳定发展托底护航，助力东营打响"金秋第一鲜 黄河口盛宴"品牌名片，筑牢当地乡村振兴产业基础。 ...

坐拥黄河水滋养、盐碱地禀赋与北纬37度黄金生态带，黄河口大闸蟹凭借鲜醇口感与独特风味赢得市场青睐。作为东营市富民增收的支柱产业，目前当地大 闸蟹养殖总面积达5万余亩，其中精养面积超3万亩，年产量稳定在6000 吨以上，年产值突破7亿元，品牌价值攀升至40亿元，形成"生态优势→产品优势→ 产业优势→经济优势"的良性发展链条，成为推动区域乡村振兴的重要引擎。 金秋九月，蟹肥膏满。9月8日，山东农担东营管理中心应邀出席2025年东营市黄河口大闸蟹开捕招商仪式暨产业论坛，以"农担赋能全产业链"为核心主题作 典型发言，为黄河口大闸蟹特色产业高质量发展注入金融动能，积极助力乡村产业振兴。 聚焦黄河口大闸蟹产业发展需求，山东农担东营管理中心将其列为地方特色产业重点支持领域，创新构建"政策引导+产品创新+服务下沉"的立体化金融服 务体系，推动金融资源赋能全产业链发展升级：推出"渔业贷"专项担保产品，精准授信匹配规模化养殖需求，覆盖从苗种采购到成品销售的全周期资金需 要；联动地方政府、金融机构，针对大闸蟹产业集群特点，建立"政府风险补偿+农担增信+银行放贷"的风险共担机制，服务延伸至育苗、养殖、加工、仓 储、物流等全产业链，为 ...

Core Viewpoint - Tangshan Bank is committed to supporting the green transition of the economy and the development of private enterprises, focusing on sustainable and high-quality growth while adhering to its role as a local commercial bank [1][5]. Group 1: Financial Performance - As of the end of September, Tangshan Bank's total assets reached 295.7 billion yuan, an increase of 42.6 billion yuan from the beginning of the year [4]. - The bank's total liabilities amounted to 267.7 billion yuan, with a growth of 37.2 billion yuan since the start of the year [4]. - The net profit for the first nine months was 2.727 billion yuan, reflecting a growth rate of 36.12% [4]. Group 2: Credit Ratings and Rankings - In July 2023, Tangshan Bank's credit rating was upgraded from AA+ to AAA by a credit rating agency [3]. - The bank ranked 15th among urban commercial banks in China according to the 2023 annual evaluation by the China Banking Association [3]. Group 3: Green Finance Initiatives - Tangshan Bank has issued a total of 39.228 billion yuan in green loans this year, with a growth rate of 22.3% [5]. - The bank has focused on financing projects related to the relocation and upgrading of steel enterprises, contributing 21.1 billion yuan [5][6]. Group 4: Support for Local Economy and Private Enterprises - Over the past three years, Tangshan Bank has increased its loans by 98.7 billion yuan, accounting for about one-fourth of the total loan growth among 40 banks in the city [7]. - The bank has provided credit support of 7.8 billion yuan to quality private steel enterprises for transformation and key project construction [7]. Group 5: Innovative Financial Products - Tangshan Bank has launched various specialized loan products targeting green agriculture and rural tourism, such as "Agricultural Loan" and "Dairy Cow Loan" [8]. - The bank has also introduced online inclusive financial products to meet the financing needs of small and micro enterprises, ensuring quick loan approvals [8].

Group 1 - The central government is promoting high-quality development of the marine economy through systematic deployment, as discussed in the sixth meeting of the Central Financial Committee [1] - Industrial and Commercial Bank of China (ICBC) is enhancing its services for small and micro marine clients, supporting marine ranch construction to contribute to the high-quality development of the marine economy [1] Group 2 - ICBC's Zhejiang Zhoushan branch is optimizing its "Fisheries Loan" product to meet the financing needs of fishermen, allowing them to use fishing vessels as collateral for various operational expenses [2] - As of June this year, the loan balance for the "Fisheries Loan" product exceeded 134 million yuan [2] Group 3 - In Guangdong's Chaozhou, ICBC's local branch is addressing the financing challenges faced by first-time loan applicants in the aquaculture sector by utilizing a national credit information sharing platform [3] - The branch has issued over 50 million yuan in inclusive loans to 25 aquaculture enterprises in Raoping County [3] Group 4 - In Fujian's Zhao'an, ICBC's branch has tailored financing solutions for local oyster farmers to support their expansion plans, successfully issuing over 500,000 yuan in loans [4]

Core Insights - The establishment of the Shenzhen Marine Financial Alliance aims to accelerate the integration of finance and marine industries, supporting the construction of a global marine center city in Shenzhen [1][2] - The alliance emphasizes a development path of "policy guidance + market operation + ecological collaboration" to enhance the marine financial ecosystem [1] - The first investment and financing matchmaking event facilitated precise connections between financial supply and industry demand, showcasing marine-specific financial products [1] Group 1: Marine Economic Development - Shenzhen's marine production value is projected to reach 540.9 billion yuan in 2024, accounting for 14.7% of the city's GDP, with a year-on-year growth of 5.8% [2] - The city ranks 23rd in the world maritime city rankings and has over 740 licensed financial institutions, with a total market value of 8.66 trillion yuan among 419 A-share listed companies [2] Group 2: Financial Institutions' Role - Financial institutions in Shenzhen are actively supporting marine economic development, with the China Development Bank's Shenzhen branch having a marine financing balance exceeding 30 billion yuan [2] - The Construction Bank's Shenzhen branch has established a dedicated credit limit of 30 billion yuan for the marine sector, covering the entire marine fishery industry chain [2] - The Bank of China and Agricultural Bank jointly issued the first blue bond of 500 million yuan in the Guangdong-Hong Kong-Macao Greater Bay Area to support marine ecological protection and industrial upgrading [2] Group 3: Future Initiatives - The alliance plans to hold at least 1 to 2 investment and financing matchmaking events annually to continuously promote the implementation of credit, equity, and risk protection services for marine enterprises [1] - As the alliance deepens its operations, Shenzhen aims to integrate various financial resources and explore innovative marine financial products and risk protection systems [2]