中国青年报客户端银川2月27日电（中青报·中青网记者 焦敏龙）在今天宁夏回族自治区政府新闻办举行 的"固原市普惠金融改革试验区"新闻发布会上，国家金融监督管理总局宁夏监管局党委委员、副局长蒋 志平介绍，目前，固原市共有164家银行网点、67家保险网点、626个乡村振兴服务站，其中，县域银行 网点101家、保险网点46家，基本实现了"村村有金融站点、家家有服务"。 来源：中国青年报客户端 蒋志平介绍，2025年9月中国人民银行等7个部门联合印发《关于在青海西宁、广西百色、贵州毕节、宁 夏固原、广东茂名五地深化普惠金融改革的指导意见》（以下简称《指导意见》）以来，宁夏金融监管 局围绕固原市"三农"、民营和小微企业等重点领域和薄弱环节，持续加大信贷供给和资源倾斜，截至 2025年年末，固原市普惠金融重点领域贷款余额占各项贷款余额的比重为51.08%，高于全自治区水平 31.9个百分点。 同时，宁夏金融监管局为固原市推广"肉牛活体抵押""土地经营权抵押""农牧贷""农机贷""富农贷"等专 属信贷产品；推动保险服务向"事前防损+事中减灾+事后补偿"的全链条风险管理转型，开发了近30个 覆盖面广、保费适中、保障精准的肉牛 ...

Core Points - The article discusses the strategic cooperation agreement signed among Zhanjiang's Marine and Fisheries Bureau, Ping An Property Insurance Zhanjiang Branch, and Southern Rural News to promote the development of modern marine ranches in Zhanjiang [7][8][9] - The initiative aims to leverage the strengths of government, finance, and media to enhance the quality and branding of marine products, contributing to the overall development of Zhanjiang's marine economy [12][14] Group 1: Strategic Cooperation - A strategic cooperation agreement was signed to implement the "Hundred Counties, Thousand Towns, and Ten Thousand Villages High-Quality Development Project" focusing on modern marine ranch development [8][9] - The collaboration will involve resource integration, brand building, and promotional activities to support the high-quality development of marine ranches [10][12] Group 2: Media Empowerment - The initiative highlights the value of "Media+" in enhancing agricultural branding and modernization, integrating media resources into the entire agricultural product circulation chain [15][16] - Southern Rural News has successfully promoted local brands such as Xuwen Pineapple and Zhanjiang Golden Pomfret through media collaboration, demonstrating the multiplier effect of "Media+" in brand incubation and industry upgrading [17][18] Group 3: Brand Innovation Platform - The Zhanjiang Modern Marine Ranch Brand Innovation Platform was officially established, marking a key focus of the cooperation agreement [25][28] - The platform will collaborate with the Zhanjiang Marine and Fisheries Development Research Center and Ping An Smart Ocean Research Center to strengthen industry-academia-research cooperation in areas like aquaculture and deep-sea net cages [29][30]

Group 1 - The "Private Economy Promotion Law" will officially implement on May 20, marking China's first foundational law regarding the development of the private economy, which clarifies the legal status of the private economy [1] - The Financial Regulatory Administration has developed specialized insurance products to address the needs of private enterprises in disaster recovery, employment, and technology research and development [1][3] - In the high-tech sector, pilot programs for major technological breakthroughs, cybersecurity insurance, and drone insurance are being launched to support private enterprises [3] Group 2 - A coordination mechanism for supporting small and micro enterprises' financing has been established, resulting in the issuance of new loans amounting to 12.6 trillion yuan with an average interest rate of 3.66% [5] - By the end of the first quarter, the balance of credit loans for private enterprises reached 18.1 trillion yuan, reflecting a year-on-year growth of 15.4% [7] - A nationwide government financing guarantee system has been established, with a guarantee fee rate not exceeding 1%, significantly lower than commercial guarantee levels, providing a financing direct guarantee balance of 1.88 trillion yuan for small and micro enterprises, up 11.5% year-on-year [10]