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浦发银行兰州分行:做好做实供应链金融 谱写产业发展新篇章
Xin Lang Cai Jing· 2025-12-17 04:47
(来源:甘肃金融) 近年来,浦发银行兰州分行始终坚守金融服务实体经济的初心与使命,深入贯彻落实党中央关于做好金 融"五篇大文章"的部署安排,全面推进总行数智化战略实施。该行立足区域特色,重点布局科技金融、 供应链金融、普惠金融、跨境金融和财资金融"五大赛道",将供应链金融确立为主赛道,创新推出一系 列精准高效的供应链金融解决方案,有效破解产业链发展难题,显著提升区域经济韧性。通过持续强化 超级产品、超级平台、超级系统的"三超"体系建设,着力打造"浦链通"特色产品,精准打通产业链资金 流转堵点,充分激活上下游企业发展动能,实现金融"活水"对实体经济的精准灌溉,切实擦亮"要链通 找浦发"这一金融服务品牌。 党建引领发展 推动供应链金融"全面拓" 浦发银行兰州分行党委深入推进党建与中心工作融合,将"供应链金融"纳入2025年度"党建促发展"重点 项目,组建"浦链铁军"党员突击队。该突击队以"铁人先锋 智绘兰图"党建品牌为引领,开展"浦链铁军· 强链攻坚"专项活动,持续推动经营机构"一行六链"和客户经理"一人一链"工作机制,实现供应链金 融"人人懂、个个会、全员做",促进供应链金融实现跨越式发展。 打通资源整合"主动 ...
能源金融协同创新 渤海银行“电费票”为实体经济注入“电动力”
Zhong Jin Zai Xian· 2025-09-19 07:57
Core Viewpoint - Bohai Bank has launched the "Electricity Fee Ticket" product to innovate the financial services ecosystem for electricity payments, addressing issues such as high-frequency purchasing, fluctuating pricing, time-consuming reconciliation, and inefficient capital flow for electricity-consuming enterprises [1][2]. Group 1: Product Features - The "Electricity Fee Ticket" is based on the policy from the National Energy Administration and is tailored for the characteristics of the three major power grids: State Grid, Southern Grid, and Inner Mongolia Power [2]. - The product includes a five-step closed loop: electricity agreement, bill issuance, discount financing, electricity payment, and maturity payment, allowing for a seamless online process [2][3]. - The Southern Grid version of the product enables "second-level" fund arrival, enhancing efficiency for enterprises in sectors like renewable energy and manufacturing [2]. Group 2: Financial Benefits - The financing cost for enterprises using the Southern Grid Electricity Fee Ticket is only 1.2%, highlighting the product's advantages of ease of processing, low costs, flexible payment terms, and quick fund arrival [3]. - The product aims to reduce costs through models like "buyer pays interest discount" and "automatic discount," facilitating automatic clearing at maturity for a "frictionless payment" experience [2][3]. Group 3: Strategic Alignment - The "Electricity Fee Ticket" aligns with the dual carbon strategy and electricity market reforms, focusing on the electricity needs of green and manufacturing enterprises, such as those in battery and photovoltaic manufacturing [3]. - The initiative promotes precise allocation of electricity resources and creates an interconnected ecosystem among electricity-consuming enterprises, power grid companies, and financial institutions, driving the green transformation of the energy industry [3].