一张张覆盖旅途全程的安全防护网，正在各地加速铺开。近日，河北金融监管局发文表示，该局指导6家保险公司联合发布"畅游河北安心险"。不 仅是河北，在河南、山东等地，保险业不断提升保障水平，培育消费需求，为文旅产业的稳健运行筑牢风险防线，为消费者的文旅体验增添安全 保障。 保险让经营主体"轻装上阵" "这么近，那么美，周末到河北"，这句宣传词已经脍炙人口，不仅玩得开心，河北游客也能玩得放心。近期，河北金融监管局指导6家保险公司联 合发布"畅游河北安心险"。据介绍，"畅游河北安心险"采用"市场化运作+政府适度引导"模式，为河北省所有旅游景区、旅游度假区、夜间消费聚 集区和旅游休闲街区精准提供8档保险保障，年保障额度累计最高1600万元，相同保障额度下保费最高优惠15%，理赔服务更加简洁迅速。同时， 建立旅游企业风险预防机制，定期开展风险评估，采取针对性防范措施，从事后处理向事前预防转变。 河北并非个例，近两年，多地政府部门联合当地保险业因地制宜探索文旅保险，为特色旅游产业发展保驾护航。 7月8日，郑州市文化广电和旅游局表示，当地将开展规范化景区保险保障试点。选择嵩山少林景区、新密伏羲山、巩义竹林长寿山等管理规范、 客 ...

Core Viewpoint - The Hebei Financial Regulatory Bureau is promoting a provincial special support insurance for the cultural and tourism industry, aiming to enhance risk management and provide financial security for tourism-related businesses in Hebei [1] Group 1: Insurance Initiative - The initiative involves the launch of "Charming Hebei Peace of Mind Insurance" by six insurance companies, guided by the provincial financial and cultural tourism authorities [1] - The insurance offers eight levels of coverage, with a maximum annual coverage amount of 16 million yuan, and a premium discount of up to 15% for the same coverage level [1] Group 2: Risk Management - The program aims to establish a risk prevention mechanism for tourism enterprises, including regular risk assessments and targeted preventive measures [1] - The focus is shifting from post-event handling to proactive risk prevention strategies [1]