作为深耕本土的城商行，厦门银行始终将服务民营企业作为支持地方发展的重要工作之一，持续打造区域领先的民企债券服务品牌。截至2025年末，该行 已累计为十余家民营企业提供专业、高效的债券承销、发行支持，助力企业拓宽融资渠道、优化财务结构。在夯实服务基础的同时，厦门银行积极创新民 营企业债券融资支持模式。通过主动创设信用风险缓释凭证（CRMW），为包括弘信电子等多家民营企业债券发行提供市场化增信支持，有效降低投资 者信用风险顾虑，提升债券市场认可度。这一创新举措，不仅帮助民营企业特别是科创型企业突破融资瓶颈，也有力地推动区域直接融资生态的持续完 善，实现"信用赋能、融资通畅"的良性循环。 创新发行金融债券精准滴灌重点产业 在助力企业发债的同时，厦门银行也通过自主发行专项金融债券，拓宽资金供给来源，实现对重点领域的靶向支持，助力企业降低融资成本。2025年，厦 门银行先后成功发行30亿元绿色金融债券，资金专项用于基础设施绿色升级、节能环保产业以及清洁能源产业等领域，助力企业绿色低碳转型；发行10亿 元科创金融债券，重点支持集成电路、生物医药等战略性新兴产业发展，为科创企业注入创新成长新动能。这一系列举措不仅有助于降低 ...

Core Insights - Jinan has launched a series of measures to promote the issuance of technology innovation bonds since the introduction of the "Technology Board" in the bond market on May 7, aiming to facilitate financing for local enterprises [2][8] - The city has successfully issued its first technology innovation corporate bond, raising 1 billion yuan, which will be used to support various technology sectors [4] - Jinan leads the province in the number of technology innovation bonds issued, with 13 enterprises issuing 22 bonds totaling 20.1 billion yuan, accounting for over 30% of the province's total [6][8] Group 1 - Jinan's financial office has organized multiple training sessions to enhance market awareness and understanding of technology innovation bonds [2] - A total of 45 technology enterprises have been identified and included in the reserve for technology innovation bonds [2] - The city has established a bond financing service mechanism and secured a pilot program for the "Bond Market City Action Plan" from the Shanghai Stock Exchange [2][8] Group 2 - The Jinan Financial Group successfully issued the first technology innovation corporate bond for state-owned enterprises in the city, with funds directed towards government-guided funds to support hard technology sectors [4] - Qilu Bank issued the first city commercial bank technology financial bond in the province, raising 2 billion yuan with a 5-year term and a coupon rate of 1.84%, attracting over four times the subscription amount [4][6] - The issuance of technology innovation bonds is part of a broader strategy to support high-quality development and technological innovation in Jinan [8]