转自：新华财经 新华财经上海2月26日电（记者 王淑娟）作为上海唯一的城商行，成立30年的上海银行已跻身系统重要性银行。2025年4月，顾建忠回归"老东 家"出任"一把手"。新征程开启，上海银行 "十五五"发展规划锚定"金融让生活更美好"的使命，致力于成为有情怀、有价值、人才辈出、受人 尊敬的金融伙伴。 近日，上海银行党委书记、董事长顾建忠在接受新华财经专访时表示，"三十而砺"的上海银行，正加快实现"四个转变"：向"以客户为中心"转 变、向"更看长远，甘当耐心资金"转变、向"先作价值判断"转变、向"基于经营的赋能、激活、成就"转变。 再创辉煌，奋力争做行业领头羊 总行层面强化"集团的总行，各地分行的总行，上海地区的总部"的定位。顾建忠用"三个性"来概括总行部门改革：匹配"五篇大文章"的精准 性、更好地应对市场变化的敏锐性、提升推动经营单位业务发展的专业性。"比如，总行部门此次增设了小微金融事业部、科技金融部、投资 银行部等6个前台部门，那种扑向市场、经营客户、赋能基层的感觉就更突出了。" 改革后形成"总体统筹管理部门+重要客群经营部门+重点产品部门+战略行业金融部门"新架构。"可以说是各就各位，各个赛道上都有 ...

Core Insights - The article highlights the advancements of SPDB Beijing Branch in its "Digital Intelligence" strategy showcased at the 2025 China International Service Trade Fair, emphasizing its role in empowering the real economy and transforming financial services from traditional to innovative [1][2][8] Group 1: Digital Intelligence Strategy - SPDB has been participating in the service trade fair for five consecutive years, progressively enhancing its service highlights each year [1] - The bank's "Digital Intelligence" strategy encompasses five major sectors: Technology Finance, Supply Chain Finance, Inclusive Finance, Cross-border Finance, and Financial Asset Management, which are crucial for implementing financial policies [3] Group 2: Technology Finance - SPDB focuses on Technology Finance as its main strategic sector, providing comprehensive services for technology enterprises, having served over 240,000 tech firms by mid-2023 [3] - The bank has launched innovative financial products and services, including the first technology innovation bonds and pilot projects for technology enterprise acquisition loans [3] Group 3: Supply Chain and Inclusive Finance - In Supply Chain Finance, SPDB has served 27,600 upstream and downstream clients, marking a 46% increase since the beginning of the year [3] - The Inclusive Finance sector has seen a loan balance of CNY 496.1 billion, with over 420,000 clients benefiting from various financial support initiatives [3] Group 4: Cross-border and Financial Asset Management - The Cross-border Finance sector achieved a settlement volume of CNY 2.06 trillion in the first half of the year, reflecting a 33% year-on-year growth [3] - In Financial Asset Management, the bank's personal assets under management reached CNY 4.29 trillion, a 10.55% increase from the start of the year [4] Group 5: Ecosystem Collaboration - SPDB Beijing Branch has created an "Ecological Exhibition within the Exhibition" to enhance interactive experiences, showcasing innovative products and technologies in collaboration with tech firms [5][6] - The bank emphasizes integrating financial services into various ecological scenarios, promoting a collaborative ecosystem for financial innovation [6][8] Group 6: Social Responsibility and Sustainable Development - The bank's initiatives include the "Puyin Jinsheng" elderly service and green finance projects, demonstrating its commitment to social responsibility and sustainable development [7] - SPDB has actively participated in local government bond underwriting and social security card initiatives, supporting major projects and improving public services in Beijing [7]

Core Viewpoint - Zhejiang Zheshang Bank is achieving steady growth by deeply cultivating its local market in Zhejiang province amidst industry challenges, with significant milestones in deposits and financing services [2][3]. Group 1: Financial Performance - As of June 2025, the total deposits in Zhejiang province reached 610.2 billion yuan, marking a historic breakthrough [2]. - The total financing services in the province increased to 1.12 trillion yuan, with 98.5 billion yuan added in the first half of the year, surpassing the total increase for the previous year [2]. - Revenue from provincial operations grew by 25.5% compared to 2021, despite industry-wide pressure on interest margins [4]. Group 2: Strategic Initiatives - The bank's "Deep Cultivation of Zhejiang" strategy, initiated in 2022, aims to enhance its role as a financial engine for high-quality economic development in the region [2][3]. - The bank has established strategic cooperation with all 11 municipal governments in Zhejiang, covering nearly 60% of county-level collaborations [4]. - The bank's new three-year action plan (2025-2027) sets ambitious targets for increasing financing volume, customer base, and deposit scale [5]. Group 3: Customer Base and Services - The number of corporate credit clients in the province increased by 66% over the past three years, achieving full coverage of key state-owned enterprises and top companies [4]. - The number of inclusive small and micro customers grew by 31%, with new inclusive small loans amounting to 44.5 billion yuan, maintaining the highest growth among peers [5]. - The bank's private banking clients exceeded 7,000, and retail value clients reached 264,000, indicating a comprehensive service network [5]. Group 4: Financial Innovation - The bank is focusing on financial innovation to support industrial upgrades, moving beyond traditional credit expansion [6][7]. - A unique "technology finance service system" has been developed, assessing technology companies based on future potential rather than historical collateral [7]. - The bank has issued 5 billion yuan in technology innovation bonds and designed comprehensive financial service solutions for small and micro enterprises [7][8]. Group 5: Green Finance Initiatives - The bank is actively supporting green industries and helping traditional sectors transition to low-carbon operations through innovative financial products [8]. - A notable example includes a loan mechanism linked to a company's carbon intensity, offering lower rates for reduced emissions [8]. - Overall, the bank's multi-faceted approach under the "Deep Cultivation of Zhejiang" strategy is aimed at supporting regional industrial upgrades while enhancing its own value [9].