8月28日，浦发银行（600000）召开2025半年度业绩说明会。浦发银行行长谢伟表示，2025年是浦发银行"数智化"战略提升年，浦发银行上半年业绩增长 得益于"数智化"战略的实施。8月27日晚，浦发银行交出了"营收利润双增长"的半年报成绩单。 经营指标向好的同时，浦发银行资产质量也持续得到改善。截至6月末，该行不良贷款率1.31%，已降至2015年以来最优水平；拨备覆盖率193.97%，自 2016年后再次突破190%。 多重因素助推业绩稳健向好 上半年，浦发银行坚持高目标引领、高质量发展、高效率协同的"三高"要求，核心经营指标取得进一步改善，实现规模、质量、结构、效益的齐头并进。 数据显示，上半年，浦发银行实现营业收入905.59亿元，同比增长2.62%；实现归母净利润297.37亿元，同比增长10.19%。营收、归母净利润延续第一季 度的双增长态势，增幅分别较第一季度扩大1.31个和9.17个百分点。 浦发银行经营效益增长背后，是多重积极因素的同频共振。包括加大服务实体经济力度，信贷投放有力有效，且多渠道、多场景拓宽负债来源；主动资产 负债管理成效显著，持续优化资产负债结构，存贷业务占比持续提升；重点非 ...

"数智化战略既保证了我们有较好的业务增速，也让我们的增长更加安心、放心。"谢伟说，上半年"五 大赛道"品牌全面打响，成为了贷款投放的主力。今年上半年，浦发银行贷款增长了2400亿元，新增量 已超过去年全年增量的65%。 谢伟表示，"数智化"战略的实施提升了业绩增长的未来可持续性。"通过加强数智技术与金融业的深度 融合，来推动我们的体系化运营。例如，上半年推出的'浦惠来了'平台已经新增注册用户超百万户。相 信随着我们客户数量和质量的进一步提升，将为未来的可持续发展奠定坚实的基础。" 在"五大赛道"基础上，浦发银行下半年将聚焦"三超"建设，包括超级平台、超级产品、超级系统，引领 关键领域突破，打造差异化的市场竞争力。 值得关注的是，浦发银行持续深耕长三角区域，将其作为重要战略支点和增长极。康杰介绍，浦发银行 长三角区域贷款总额接近2万亿元，占全行总量的35%。存款总额超过2.5万亿元，占全行的45%，存贷 规模均居于股份制银行首位。 康杰表示，长三角是"兵家必争之地"，浦发银行对于长三角区域的业务开展有精细化的部署。目前，浦 发银行在长三角区域的运营机构有500多家，覆盖了30多个地区。下一步将按照区域化、特色化 ...

转自：新华财经 中报显示，在"数智化"战略引领下，浦发银行聚焦的科技金融、供应链金融、普惠金融、跨境金融、财资金融"五大赛道"对业绩的贡献度正加速显现。2025 年上半年，浦发银行"五大赛道"贷款新增占比达七成，长三角区域增量占比达57%。重点区域已逐步成为贷款投放主力，并保持市场较优水平。 "数智化战略既保证了我们有较好的业务增速，也让我们的增长更加安心、放心。"谢伟说，上半年"五大赛道"品牌全面打响，成为了贷款投放的主力。今年 上半年，浦发银行贷款增长了2400亿元，新增量已超过去年全年增量的65%。 谢伟表示，"数智化"战略的实施提升了业绩增长的未来可持续性。"通过加强数智技术与金融业的深度融合，来推动我们的体系化运营。例如，上半年推出 的'浦惠来了'平台已经新增注册用户超百万户。相信随着我们客户数量和质量的进一步提升，将为未来的可持续发展奠定坚实的基础。" 在"五大赛道"基础上，浦发银行下半年将聚焦"三超"建设，包括超级平台、超级产品、超级系统，引领关键领域突破，打造差异化的市场竞争力。 值得关注的是，浦发银行持续深耕长三角区域，将其作为重要战略支点和增长极。康杰介绍，浦发银行长三角区域贷款总额接近2 ...

Core Viewpoint - The article emphasizes the importance of enhancing the quality of listed companies in Shanghai, focusing on cultivating high-performing, innovative, and well-governed firms that are recognized in the market [1][2]. Group 1: Shanghai State-owned Enterprises Performance - As of the end of 2024, the total market value of 94 state-owned listed companies in Shanghai reached 2.78 trillion yuan, an increase of 617.74 billion yuan, or 28.52% from the beginning of the year [1]. - The Shanghai Municipal State-owned Assets Supervision and Administration Commission aims to complete high-quality reforms and enhance the market value performance of state-owned listed companies [2]. Group 2: Company Highlights Shanghai Port Group - In 2024, Shanghai Port Group achieved a container throughput of 51.506 million TEUs, a year-on-year increase of 4.8%, maintaining its position as the world's largest port for 15 consecutive years [3]. - The company's net profit attributable to shareholders reached 14.95 billion yuan, a growth of 13.3% year-on-year [3]. Huayi Group - Huayi Group reported a revenue of 44.6 billion yuan in 2024, a 9.3% increase year-on-year, with a net profit of 0.91 billion yuan, up 5.8% [5]. - The company applied for 151 patents, receiving 134 authorizations, and is focusing on strategic emerging sectors [5][6]. Shanghai Pharmaceuticals - Shanghai Pharmaceuticals achieved a revenue of 275.251 billion yuan, a 5.75% increase, and a net profit of 4.553 billion yuan, up 20.82% [6][7]. - The company is optimizing its R&D system and has established a new innovation center to enhance its open innovation ecosystem [7]. Pudong Development Bank - Pudong Development Bank reported a net profit of 45.3 billion yuan in 2024, a 23.31% increase, marking the highest growth in nearly 12 years [9]. - The bank is focusing on technology finance and has developed a comprehensive cross-border financial service system [10][11]. China Pacific Insurance - China Pacific Insurance reported a revenue of 404.089 billion yuan, a 24.7% increase, and a net profit of 44.96 billion yuan, up 64.9% [11][12]. - The company is enhancing its green insurance offerings and has provided coverage exceeding 147 trillion yuan in green insurance [13]. Data Harbor - Data Harbor achieved a revenue of approximately 1.721 billion yuan, an 11.57% increase, and a net profit of approximately 132 million yuan, up 7.49% [14][15]. - The company is focusing on IDC services and has been recognized as a top service provider in the industry [14].

Group 1: Core Insights - The Shanghai Municipal State-owned Assets Supervision and Administration Commission and the Shanghai Stock Exchange held a performance briefing to enhance the quality of state-owned listed companies and strengthen investor relations [1][2] - The total market value of 94 state-owned listed companies in Shanghai reached 2.78 trillion yuan, an increase of 617.77 billion yuan or 28.52% from the beginning of the year [1] Group 2: Company Highlights - Shanghai Port Group achieved a container throughput of 51.51 million TEUs, a year-on-year increase of 4.8%, maintaining its position as the world's largest port for 15 consecutive years [3] - Shanghai Port Group's net profit attributable to shareholders reached 14.95 billion yuan, a 13.3% increase year-on-year [3] - Huayi Group reported a revenue of 44.6 billion yuan, a 9.3% increase, and a net profit of 910 million yuan, up 5.8% [5][6] - Shanghai Pharmaceutical achieved a revenue of 275.25 billion yuan, a 5.75% increase, and a net profit of 4.55 billion yuan, a 20.82% increase [8][9] - Pudong Development Bank's net profit reached 45.3 billion yuan, a 23.31% increase, marking the highest growth in nearly 12 years [10][11] - China Pacific Insurance Group reported a revenue of 404.09 billion yuan, a 24.7% increase, and a net profit of 44.96 billion yuan, a 64.9% increase [13][14] - DataPort achieved a revenue of approximately 1.72 billion yuan, an 11.57% increase, and a net profit of approximately 132 million yuan, a 7.49% increase [15][16] Group 3: Strategic Initiatives - Shanghai Port Group is focusing on digital, intelligent, and green transformation to enhance its core business and sustainable development capabilities [3][4] - Huayi Group is advancing major technological projects and has filed 151 patents, with 134 granted [6][7] - Shanghai Pharmaceutical is optimizing its R&D system and has established a new innovation center to accelerate the development of a collaborative ecosystem [8][9] - Pudong Development Bank is implementing a digital finance strategy and enhancing its service efficiency through various digital platforms [10][11] - China Pacific Insurance is expanding its green insurance offerings and enhancing its technology-driven services [13][14] - DataPort is deepening its IDC service capabilities and has been recognized as a top service provider in the industry [15][16]