兴业银行天津分行始终坚守"金融为民"的初心使命，将发展普惠金融作为服务实体经济、促进共同富裕 的重要途径。依托"商行+投行"的全牌照优势，分行综合运用信贷、债券、撮合、投贷联动等多元化工 具，精准滴灌小微、三农、新市民等重点领域与群体。 在助力乡村全面振兴方面，立足天津"大城市小农村"的特点，紧跟市政府特色区域发展导向，聚焦农业 龙头企业、农批市场等关键领域，因地制宜打造适配性金融服务方案。截至2025年12月末，已累计为 325户涉农主体投放贷款近22亿元，较上年显著增长超过4亿元，以扎实的信贷增长见证了金融服务乡村 振兴的广度与深度。 此外，分行围绕大宗消费、新型消费等重点领域及新市民群体，积极发力消费金融。去年夏秋，联合头 部电商平台推出"兴闪贷"专项服务，并叠加"津夏兴补贴"等惠民活动，通过主动授信、秒批秒贷等灵活 模式，有效激发了居民对数码、家电等产品的升级换代需求。截至2025年末，当年累计投放个人消费贷 款超过8亿元，为天津消费市场繁荣注入金融暖流。 （注：此文属于央广网登载的商业信息，文章内容不代表本网观点，仅供参考。） 针对外向型制造企业，推出专属"积分卡"授信审批方案，匹配其资金周转快的特 ...

Core Viewpoint - Hunan is advancing towards becoming a technology innovation hub with core competitiveness through various innovative practices and financial support from CITIC Bank's Changsha branch [1][2]. Group 1: Financial Support for Technology Innovation - CITIC Bank's Changsha branch has developed a three-year action plan for technology finance, focusing on organizational structure, mechanism construction, channel expansion, customer management, product system, and capability enhancement to activate the "power source" for technological innovation [2]. - The bank has established a technology finance center and designated ten "technology finance pioneer branches" to create a comprehensive financial support matrix for technology enterprises [2]. - The bank has organized financial service conferences for specialized and innovative enterprises in Hunan for two consecutive years, focusing on key industries such as biomedicine, information technology, and new materials [2]. Group 2: Product Matrix for Key Industries - CITIC Bank has introduced a multi-dimensional financial product matrix targeting strategic emerging industries in Hunan, such as artificial intelligence, integrated circuits, and new energy [3]. - The bank has launched products like the "localized points card" and "Gongxin E-loan" to provide precise services tailored to local policies and industry characteristics [3]. - A notable case involved a core material R&D company in chip localization that received a fixed asset loan of 19 million yuan to support its advanced laboratory construction and research capacity expansion [3]. Group 3: Upgrading Service Quality - CITIC Bank is enhancing its financial services by integrating them into regional development strategies, thereby energizing industrial clusters in Hunan [4]. - The bank facilitated the issuance of a 1 billion yuan technology innovation bond for SANY Group, marking it as Hunan's first such bond and exemplifying the deep integration of finance and technology innovation [4]. - The bank also provided a commitment for a 900 million yuan stock repurchase special loan, supporting the largest stock repurchase loan business in Hunan [4]. Group 4: Future Directions - CITIC Bank plans to continue advancing its technology finance services with a focus on providing comprehensive financial support for various innovative entities, contributing to high-level technological self-reliance and the construction of a modern industrial system [5].