转自：新华财经 近日，工商银行苏州分行成功发放首笔"稳岗贷"。该产品以企业稳定就业岗位为核心，通过"随借随 还、按月计息"的灵活融资模式，精准对接企业缓解短期流动性压力、降低融资成本的诉求，助力企业 稳健发展，护航社会就业稳定。 工商银行苏州分行在了解企业经营状况和资金需求后，迅速响应对接，精准为其匹配"稳岗贷"产品方 案，该笔资金的及时注入，有效保障了企业正常经营和员工收入稳定，为企业持续发展注入信心。该公 司负责人在"稳岗贷"资金到账后第一时间致电感谢，表示这笔贷款是企业急需的"及时雨"，有效化解了 现金流短缺的燃眉之急。 近年来，工商银行苏州分行积极践行"五篇大文章"，以金融力量支持企业稳岗扩岗，持续为实体经济注 入金融活水，截至8月末，该行普惠贷款规模超900亿元，服务小微企业超3.4万户。（王宇静） 苏州捷祥智能科技有限公司成为首批受益者。该公司专注于自动化传动设备的研发制造，目前团队30余 人中研发人员占比超60%。当前项目处于关键测试期，前期投入巨大，又逢上游供应商货款账期临近， 融资渠道有限导致资金压力陡增。 编辑：穆皓 ...

Group 1 - The private economy is a vital force in promoting Chinese-style modernization and high-quality development, contributing significantly to the goal of building a modern socialist country by the second centenary [1] - The implementation of the "Private Economy Promotion Law" and various supportive measures for small and micro enterprises have continuously improved the business environment, boosting the confidence of private enterprises and entrepreneurs [1] - In the first quarter of this year, 1.979 million new private enterprises were established, a year-on-year increase of 7.1%, surpassing the average growth rate of the past three years [1] Group 2 - Financial institutions are increasing support for the private economy, implementing policies, innovating products, and enhancing services to help private enterprises stabilize and thrive [2] - The "Stabilization Loan" provided timely financial support to a technology company facing cash flow pressures, allowing it to maintain its R&D progress and stabilize its talent team [2] Group 3 - In March, the Ministry of Human Resources and Social Security issued a notice to enhance financial support for stabilizing and expanding employment, optimizing loan application processes and expanding the range of eligible recipients [3] - The "No Repayment Renewal Loan" policy has facilitated 4.4 trillion yuan in renewals for small and micro enterprises, effectively addressing their financing needs [4] Group 4 - The Agricultural Bank of China provided a 5.8 million yuan no-repayment renewal loan to a technology company, helping it overcome temporary cash flow difficulties [5] - The private economy's contribution to GDP has increased from less than 1% to over 60% over the past 40 years, highlighting its growing importance in the economy [6] Group 5 - Financial institutions are encouraged to develop financial products that align with the characteristics of private enterprises, enhancing credit supply and adapting to their financing needs [6] - The Export-Import Bank issued a 5 billion yuan financial bond to support credit loans for private enterprises in foreign trade, demonstrating a commitment to enhancing financial services for the private sector [7]

Group 1 - The core viewpoint emphasizes the importance of stabilizing employment, enterprises, markets, and expectations through financial support for small and micro enterprises [1] - Financial institutions, particularly commercial banks, are focusing on alleviating difficulties for small and micro enterprises by increasing the implementation of entrepreneurial guarantee loan policies and innovating "stabilizing employment loans" [1][2] - A series of "stabilizing employment" policies have been introduced, including employment subsidies, social security fee reductions, and financial support for private and small enterprises to promote job stability [2] Group 2 - In Hubei, the "Talent Gathering Hubei" project integrates various supportive policies to enhance financial support for small enterprises, raising the maximum credit limit to 50 million yuan [2] - In Sichuan, the "Special Loan for Technological Transformation" has led to over 100 industrial enterprises upgrading technology, creating more than 10,000 jobs [2] - In Hebei, the "Human Resources and Social Security Benefit Enterprise Loan" has issued 12.066 billion yuan to help 2,896 enterprises stabilize and expand employment from January to April [3] Group 3 - The "Stabilizing Employment Loan" program has provided over 640 billion yuan in loans to more than 80,000 small enterprises, helping to stabilize and expand 5.3 million jobs [4] - The program aims to support labor-intensive small and micro enterprises in maintaining and increasing employment positions [4] Group 4 - Financial institutions are establishing a "one-on-one" financial service mechanism to support entrepreneurs, particularly recent graduates, in accessing credit funding [6] - The entrepreneurial guarantee loan is a crucial financial tool for addressing the financing needs of entrepreneurs, with a collaborative model involving government, banks, and financing guarantee institutions [6][7] - In Chongqing, the entrepreneurial guarantee loan policy has been optimized, allowing entrepreneurs to borrow up to 6 million yuan, with a total of 33.1 billion yuan issued from 2019 to 2024, directly supporting 185,000 people in entrepreneurship [7]