中新网重庆12月12日电 题：做民生 "缓冲垫" 当产业 "压舱石" 重庆保险业惠企利民促发展 作者 马佳欣 在两江新区，外卖小哥、网约车司机等新市民也有了专属保障。针对出行、外卖等高风险行业，当地推 出新就业形态职业伤害保障，由平台缴费，劳动者免费享受保障。这个采用"政府主导+商保承办"模式 的保障项目，按行业差异化定价(出行每单0.04元、同城货运0.2元)，已覆盖12万新业态从业者，2023年 以来赔付4300余笔、超5000万元。 产业"压舱石" 筑牢屏障护企发展 走进重庆市荣昌区三惠餐饮文化股份有限公司展厅，卤鹅、板鹅、风干鹅、酱鹅等一系列与鹅相关的美 食陈列其间，展示着荣昌餐饮文化的主打特色。"卤鹅飘香的背后，是保险为我们撑起了安全伞。"该公 司负责人邹朝文说，随着"荣昌卤鹅"名气越来越大，企业规模不断扩大，但食品安全、员工安全等风险 也随之而来。中国人寿保险股份有限公司重庆市荣昌区支公司为企业定制了"食品安全责任险+员工意 外险+雇主责任险"的组合方案，累计提供超亿元风险保障，为企业从生产到经营全方位保驾护航。 "我们除了提供承保，更多的是深度参与风险管理。"在能源输送的"最后一公里"，英大泰和 ...

"普惠"正在成为我国金融领域被提及最多的高频词之一。作为普惠金融的关键支柱与保险业践行社会责 任的核心载体，普惠保险始终以服务国计民生、促进社会公平为初心，从田间地头的农业保障到新业态 从业者的权益守护，从银发族的专属医疗保障到小微企业的经营风险护盾，用"小保费"撬动"大保障"的 民生智慧，在中华大地上织密一张兼具广度与温度的全民风险防护网。 如今，这张防护网正从"广覆盖"的规模扩张迈向"深耕耘"的质量升级，在政策护航、产品创新中回应多 元诉求，也在破解发展瓶颈的探索中，向着更精准、更可持续的高质量发展之路稳步前行。 精准滴灌 金融是国民经济的血脉，保险是经济的减震器和社会的稳定器，普惠保险更是保险业服务国家战略、增 进民生福祉、保障社会稳定的关键一环。 产品创新背后，是普惠保险从"量"到"质"的深刻转变。浙大城市学院副教授林先平表示，与3—5年前相 比，我国普惠保险在覆盖范围、服务质量、制度建设方面取得了显著进步。 两大难题 尽管普惠保险近年来在产品丰富度和覆盖范围上取得了一定进展，但供需错配、结构失衡的问题依然突 出。 正如中国人寿战略规划部总经理洪梅分析，普惠保险面临两大世界性难题：一是服务覆盖难题，即 ...

Financial Empowerment in Chongqing - Chongqing's Hechuan district is leveraging financial tools to boost the local economy, particularly in the smart connected vehicle parts industry and to enhance safety for the elderly and rural populations [1][4] - The financial support has been characterized as a "combination punch," effectively injecting momentum into various sectors [1] Support for Technology Enterprises - Jin Tong Cheng Technology Co., Ltd. received a 5 million yuan credit loan from a bank, enabling them to complete mold development ahead of a product launch [2] - The company has seen a revenue increase to 70 million yuan in 2024, a threefold growth since the initial collaboration [2] - Hongyi Machinery Co., Ltd. transitioned to the new energy sector with a 1 million yuan credit line, resulting in an 80% increase in output in 2024 [2] Precision Financial Services - Anrui Optoelectronics Co., Ltd. received a 50 million yuan credit line, with financing costs reduced by 20% for chain enterprises [3] - Financial institutions in the area have issued 1735 loans totaling 7.625 billion yuan to technology enterprises, covering all stages of business development [3] Insurance Innovations for Elderly Safety - A new accident insurance product for seniors has been launched, with over 25,000 policies issued, providing 1.58 billion yuan in risk coverage [4] - The insurance product has improved the reimbursement rate for the elderly by 18% [4] Road Safety Initiatives - Ping An Insurance initiated a public safety project, investing 42,000 yuan to upgrade road safety features, resulting in a 50% reduction in accident rates in modified areas [5][6] - The project employs a model combining insurance, technology, and services to monitor road risks and train over 30,000 rural drivers [6] Community Financial Services - The establishment of financial service stations in communities has improved access to social security card services, enhancing convenience for residents [7] - The Chongqing Rural Commercial Bank has deployed 327 financial grid staff, serving over 1.32 million individual clients and 34,000 merchants [7][8] - Since May 2024, banks have conducted over 1,000 outreach activities, issuing nearly 400 million yuan in loans [8]