Market Overview - The A-share market is experiencing a significant rally, with the Shanghai Composite Index surpassing 3800 points, attracting substantial capital inflow [1] - In July 2025, new A-share accounts reached 1.9636 million, marking a year-on-year increase of 70.54% and a month-on-month increase of 19.27% [2] Bank Strategies for Securities Account Opening - Major banks like Bank of China, China Merchants Bank, CITIC Bank, and Industrial Bank are actively promoting securities account openings through their mobile apps [4] - Bank of China has launched a "Silver and Securities Signing Goodies" campaign, allowing customers to access brokerage account openings directly through the bank's app [4] - China Merchants Bank is promoting its securities services with a theme of "New Start for Silver and Securities," collaborating with seven brokerages [4] - Industrial Bank is diversifying its approach by showcasing brokerage account openings across different app pages [4] Customer Engagement and Financial Products - Banks are also focusing on managing customers' idle funds, promoting their own wealth management products under slogans like "Waiting to Invest" and "Idle Funds Never Rest" [5] - The strategy aims to enhance customer retention and attract new clients by providing additional services [5] - The current market conditions are seen as an opportunity for banks to capitalize on the influx of new accounts and associated middle-income business growth [5] Market Sentiment and Future Outlook - Institutional investors are optimistic about the market's future, anticipating continued upward movement as deposits shift into equities [7] - Analysts from招商证券 suggest that the current market phase aligns with historical bull market patterns, indicating potential for further gains [7] - The创业板综合指数 is highlighted for its strong growth characteristics and focus on high-tech sectors, with expectations for significant investment opportunities in areas like carbon reduction and technology advancements [8] Investment Trends and Market Dynamics - The创业板综合指数 has shown strong performance, with net profit and revenue growth rates generally exceeding those of larger indices since 2018 [8] - The A-share market is witnessing a resurgence in risk appetite among investors, leading to increased trading volumes and a notable rise in margin financing balances, which have surpassed 2.1 trillion yuan [8]

21世纪经济报道 记者 叶麦穗 针对在券商开户时首次绑定中国银行借记卡、成功签约第三方存管的客户，可参与一次抽奖，最高可抽 取188元的支付宝红包权益。 除了中国银行，招商银行在APP首页，以滚动头条的方式，加大业务宣传，推广活动的主题为"银证新 启，财富进阶"，该行与7家券商深度合作，分别是招商证券、国信证券、中金财富、东方证券、华泰证 券、国投证券、长江证券。 兴业银行的银证引流布局则分布在不同的页面。在财富页面，展现了两家券商的开户滚动条，分别是兴 业证券和华福证券；而在专门的银证开户页面，同样提供了数十家券商的开户链接。 在引流开户的同时，银行也为客户的"休市资金"作出规划和安排，借"持币待投、随时进场""休市闲钱 不休息"等，吸引客户了解该行自营理财产品。 有银行理财客户经理表示："这其实对于银行来说也是双赢，证券开户指标的背后是中间业务收入的增 长机会。客户开通第三方存管之后，进入证券账户的资金都是通过银行卡，既能帮助老客户增加黏性， 也能给新客户提供新的服务，挖掘客户的有效需求。" 市场行情火热，指数涨到眩晕，上证综指轻松站上3800点，各路资金跑步入场。 据上交所官网数据显示，2025年7月， ...

面对规模持续攀升的理财市场，未成立理财公司的中小银行正遭遇规模整改压降的倒计时。 截至今年6月末，在存续规模30.67万亿的银行理财中，尚有3.19万亿由194家银行管理。剔除小部分发行产品的 国有大行和股份行，仍存续有自营理财的中小银行已降至180家，相比年初减少23家。另一方面，对比年初数 据，今年上半年末新发行自营理财的银行数量已减少45家。 从近期大量中小银行公布的理财业务2025年半年报也可印证：多数自营理财规模压降明显，个别银行自营理财 规模甚至清零。 券商中国记者综合企业预警通数据进行测算，未成立理财公司的中小银行中，披露理财业务2025年半年报的机 构达68家，其中有61家较年初下降，占比近九成。 相比年初规模下降10%以上的机构占比过半；降幅20%以上的机构占比约29%；降幅超过30%的银行有12家， 其中浙江海宁农商行、承德银行、湖州吴兴农商行、烟台银行的降幅分别为100%、88.35%、70.2%和 68.95%。也就是说，海宁农商行的存量理财已清零。 自营理财业务的主动关停或被动离场早已是众多中小银行资管部既定的宿命，从业人士转岗至金融市场部等相 关部门的案例屡见不鲜。规模变化上， 据 ...

中国银行将努力缩短因银行系统升级而暂停服务的时间，在上述公告停业时间内，如实际停业时间缩 短，中国银行将正常提供客户查询服务。对系统升级给您带来的不便，敬请谅解。如有任何问题或需任 何帮助，敬请致电。 2025年7月31日，中国银行（601988）发布公告称，为向您提供更好的金融服务，中国银行将于北京时 间2025年8月2日（周六）21:00至22:00进行系统升级，届时将暂停各渠道面向个人客户的自营理财产品 的查询服务。 ...