（原标题：中泰二维码支付全面对接 中国游客成泰国最大数字消费群体） 据星暹日报1月29日报道，泰国国家支付系统基础设施提供商NITMX公司 近期持续推进国际合作，已与银联国际、蚂蚁国际及财付通支付科技三家中国 主要支付服务商达成合作，旨在全面实现泰中两国跨境支付系统对接，标志着 泰国向成为亚洲数字支付中心迈出关键一步。 NITMX公司最新数据显示，2025年12月，跨境二维码支付入境交易总值 高达8.0974亿泰铢，较去年同期大幅增长143%，反映了外国游客数字支付消费 的飞跃式增长。 2025年12月，入境交易总值排名前三的国家分别为：第一，中国，交易额 4.0992亿泰铢；第二，马来西亚，交易额1.7499亿泰铢；第三，老挝，交易额 7056万泰铢。 NITMX与银联国际、蚂蚁国际（Alipay+）及财付通支付科技（WeChat Pay）的合作，不仅是泰中两国支付基础设施的联通，更是泰国金融系统对接 全球支付网络的起点，有助于提升泰国在安全、稳定且符合国际标准的体系 下，迈向亚洲数字支付中心的角色。 中国游客使用泰国二维码的消费额位居首位，这一重要里程碑表明，泰中跨境 支付合作已超越政策协议范畴，成为切实 ...

Group 1 - The cross-border payment experience for foreign tourists in Yunnan has improved significantly, allowing them to use foreign cards and QR code payments, making transactions smoother [1] - In the first ten months of this year, the cumulative transaction amount for UnionPay cross-border QR codes in Yunnan reached 15.21 million yuan [1] - The transition from paper-based to electronic review processes for foreign exchange accounts has greatly enhanced the efficiency of international settlement for businesses [1] Group 2 - The People's Bank of China Yunnan Branch has been actively promoting financial reform and opening up, with the establishment of the Lao-Chinese Bank in Laos leading the way for RMB to Thai Baht regional trading trials [2] - The electronic settlement of border trade has reached a coverage rate of over 90%, with electronic RMB settlement amounting to 4.837 billion yuan in the first three quarters of this year [2] - Trade between Yunnan and Laos has seen a significant increase, with a trade balance exceeding 1.062 billion USD in the first three quarters of 2025, marking a 44.7% year-on-year growth [2]

Core Viewpoint - The speech by Lu Lei, Deputy Governor of the People's Bank of China, emphasizes the significant progress in the payment industry, highlighting the need for high-quality development through enhanced interconnectivity and technological innovation in payment services [1] Group 1: Industry Development - The payment services have improved in quality and efficiency, supporting the real economy through collaborative efforts from various industry stakeholders [1] - The construction of a modern payment system has achieved new results, with ongoing high-level openness and deepening industry governance [1] Group 2: Cross-Border Payment Initiatives - The interconnectivity of payment systems is essential for high-quality development, as demonstrated by the successful implementation of the cross-border QR code unified gateway, which began trial operations in late July [1] - The unified gateway adheres to principles of publicness, inclusiveness, and accessibility, allowing eligible market entities to engage in cross-border QR code payment services [1] Group 3: Technological Innovation and Security - The payment industry is urged to accelerate technological innovation to enhance digital payment levels and maintain a leading edge in the global market [1] - A balance between security and development is crucial, with a focus on compliance and innovation to ensure a solid foundation for high-quality development in the payment sector [1]

Core Insights - The 14th "China Payment and Clearing Forum" was held in Beijing, focusing on building a connected payment ecosystem and sharing the future of digital finance [1] - The People's Bank of China (PBOC) is committed to high-quality development of the payment industry, enhancing financial services, and supporting the construction of a strong financial nation [1] Group 1 - The PBOC has successfully constructed new pathways for interconnectivity in rapid payment systems, with the interconnection between mainland China and Hong Kong's rapid payment systems achieved in June this year [2] - Cross-border QR code payment interconnectivity has made significant progress, with the PBOC promoting payment service facilitation for foreign visitors to China, enhancing economic activity through retail payment interconnectivity [2] - As of September 11, the newly launched unified gateway for cross-border QR code payments processed 1.981 million transactions, amounting to 427 million yuan [2] Group 2 - China UnionPay and other clearing companies are actively promoting QR code interconnectivity with countries like Thailand, Vietnam, and Indonesia, aiming to enhance cross-border payment cooperation [2] - The domestic QR code payment interconnectivity is progressing in an orderly manner, with the payment clearing association and market entities collaborating to reduce barriers between different payment networks [2]