在支持深港保险机构开发跨境保险产品方面，2025年上半年，深圳金融监管局备案跨境医疗险产品8 款，为大湾区居民提供风险保障超30.2亿元。深入实施跨境车险"三地保单、一地购买"，优化跨境车险 承保理赔服务，稳步推进"等效先认"在深落地。持续升级深港跨境数据验证平台，让企业告别"跑腿验 证"烦恼，加快两地数据"双向奔赴"。 深圳金融监管局表示，深圳金融监管局优化知识产权金融生态综合试点工作机制，助知产变现。联合印 发深圳市知识产权保险产品、广东省知识产权质押融资产品"两张清单"，汇集81款特色保险产品、103 项知识产权金融产品。 北京商报讯（记者 胡永新）8月25日，深圳金融监管局发布信息显示，深圳保险业倾力做好科技金融大 文章，科技保险提质扩面，截至2025年6月末，辖内科技保险实现保费收入18.8亿元，累计提供风险保 障近3.12万亿元。 在升级科技保险产品服务方面，深圳金融监管局联合市委金融办出台《关于推动深圳保险业高质量发展 的行动方案》，对大力发展科技保险作出任务部署。目前辖内保险机构已备案399款科技保险产品，今 年以来新增备案科技保险产品86款。知识产权保险、低空经济保险、机器人保险等产品和服务 ...

8月21日，深圳金融监管局组织召开了以"凝聚改革共识 提振发展信心"为主题的第三场新闻发布会，全 面回顾并总结了深圳银行业保险业2025年上半年的运行情况。会议数据显示，深圳银行业保险业在支持 实体经济、促进科技创新、深化改革开放等方面取得了显著成效，为深圳经济平稳运行提供了坚实的金 融保障。 6月末深圳银行业各项贷款余额9.83万亿元 同比增长3.46% 数据显示，截至今年6月末，深圳金融监管局监管的银行业资产总额达到13.98万亿元，同比增长 3.64%；负债总额13.61万亿元，同比增长3.70%。各项贷款余额9.83万亿元，同比增长3.46%；各项存款 余额10.22万亿元，同比增长6.70%，深圳银行业资产、负债、存贷款规模均稳居全国大中城市第三位。 保险业方面，上半年深圳实现原保险保费收入1213.07亿元，同比增长7.96%，增速居一线城市首位。赔 付支出387.43亿元，同比增长8.84%。 6月末全市个人消费贷款余额8177.03亿元 同比增7.63% 今年上半年，深圳金融监管局全力助力深圳经济平稳运行，指导机构积极落实国家促消费各项政策，持 续提升消费金融服务能力，更好满足消费领域金融需求 ...

Core Viewpoint - Guangzhou is promoting high-quality development in the pension finance sector through a set of measures aimed at expanding direct financing channels for pension industry enterprises [1][2]. Group 1: Demographics and Current Status - As of the end of 2024, Guangzhou's population aged 60 and above is 2.1292 million, indicating a transition into a moderately aging society [1]. - The basic pension insurance system in Guangzhou is maturing, with efforts underway to achieve "full coverage of the system" and "full coverage of individuals" [1]. - A total of 3,015 enterprises have established enterprise annuities, covering 510,000 employees [1]. Group 2: Key Measures for Pension Finance Development - The "Pension Finance Twelve Measures" outlines important tasks for the development of pension finance in Guangzhou, including support for financial institutions to provide comprehensive management services for basic pension insurance, enterprise annuities, occupational annuities, and personal pensions [1]. - There is an emphasis on enriching the supply of financial products for the third pillar of pension insurance (personal pensions) and promoting the development of financial products with pension attributes [1]. - Financial institutions are encouraged to establish dedicated pension finance departments or specialized institutions to support the development of the pension industry [1]. Group 3: Financing and Investment Opportunities - The measures support eligible pension industry enterprises to expand direct financing channels through methods such as listing, issuing bonds, and exploring the issuance of real estate investment trusts (REITs) in the pension sector [2]. - There is a focus on enhancing cross-border investment and financing facilitation, particularly in collaboration with Hong Kong and Macau to develop cross-border pension financial products and medical insurance products [2]. - Insurance companies are encouraged to invest steadily and participate in the development of home-based, community, and institutional elderly care services [2].

《广州市关于促进养老金融高质量发展若干措施》日前印发。其中提到，探索港澳养老金融合作。支持 金融机构提供养老金融跨境服务，依托丰富的养老和医疗资源优势，结合"广东院舍照顾服务计划"、香 港"长者医疗券大湾区试点计划"、港澳药械通等利好政策，加强与港澳养老金融合作，探索推动内地与 港澳金融机构合作开发大湾区跨境养老金融产品、跨境医疗险产品，提升跨境养老服务质效。 ...