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截至6月末,深圳辖内科技保险实现保费收入18.8亿元,累计提供风险保障近3.12万亿元
Bei Jing Shang Bao· 2025-08-25 09:21
Group 1 - Shenzhen insurance industry is focusing on enhancing technology finance, with technology insurance expected to achieve premium income of 1.88 billion by June 2025, providing risk protection of nearly 3.12 trillion [1][2] - The Shenzhen Financial Regulatory Bureau has optimized the intellectual property financial ecosystem, issuing two lists of 81 specialized insurance products and 103 intellectual property financial products [1][2] - A total of 399 technology insurance products have been filed in the region, with 86 new products added this year, highlighting innovations in intellectual property insurance, low-altitude economy insurance, and robot insurance [2] Group 2 - The regulatory body has guided the industry in publishing the first national model clauses for unmanned aerial vehicle third-party liability insurance and has established the first national drone insurance service standards [2] - In the first half of 2025, eight cross-border medical insurance products were filed, providing risk protection exceeding 3.02 billion for Greater Bay Area residents [2] - The implementation of cross-border car insurance policies has been optimized, and a cross-border data verification platform is being upgraded to facilitate smoother data exchange between Shenzhen and Hong Kong [2]
广东省加大知识产权金融服务力度 激发企业发展“新动能”
Zhong Guo Fa Zhan Wang· 2025-06-09 07:39
Group 1 - The Guangdong Provincial Market Supervision Administration, Guangdong Provincial Financial Regulatory Bureau, and Shenzhen Financial Regulatory Bureau have issued a notification summarizing 103 financial products related to intellectual property pledge financing [1] - This initiative aims to provide diversified and precise financial support to various innovative entities, effectively meeting their financing needs related to patents and trademarks [1] - The notification encourages innovation entities, including universities and enterprises, to review the product list and select suitable intellectual property financial products, enhancing risk prevention and improving development quality [1] Group 2 - Since the launch of the comprehensive pilot work for the intellectual property financial ecosystem in Guangdong, there has been an increase in financial services for intellectual property, with nearly a hundred enterprises providing feedback on their financing needs [2] - The provincial market supervision bureau is organizing local market supervision bureaus and relevant units to promote policies related to intellectual property pledge financing and patent transformation through face-to-face interactions with enterprises [2] - The goal is to facilitate precise connections between enterprises and financial institutions, addressing challenges in pledge financing and stimulating new growth momentum for enterprises [2]
金融助力,知识产权质押融资破题
Nan Fang Du Shi Bao· 2025-06-04 23:13
Core Viewpoint - The Guangdong Provincial Market Supervision Administration, along with financial regulatory bodies, has released a comprehensive list of 103 financial products related to intellectual property (IP) pledge financing, marking the first time such a compilation has been made public in the province [2][3]. Group 1: Overview of the Notification - The notification aims to bridge the gap between intellectual property and financial capital, addressing the challenges faced by innovative enterprises in converting IP into economic value [3]. - It provides a detailed summary of various financial products, including loan amounts, terms, interest rates, repayment methods, and application processes, enhancing transparency and choice for enterprises [4]. Group 2: Impact on Enterprises - The initiative is expected to meet the diverse financing needs of innovative entities, particularly small and medium-sized tech firms, by allowing them to convert intangible assets like patents and trademarks into liquid capital [6]. - This access to IP pledge financing is anticipated to alleviate funding shortages during research and production phases, thereby promoting technological innovation and market expansion [7]. Group 3: Broader Economic Implications - The measures are likely to stimulate corporate innovation by providing financial support for R&D, encouraging companies to enhance their innovation capabilities and accelerate the transformation of technological achievements [8]. - On a macroeconomic level, the initiative aims to improve the effectiveness of financial services in supporting the real economy, fostering a positive interaction between finance, technology, and industry [8]. - The move aligns with national policies on intellectual property and financial supervision, potentially serving as a model for other regions and contributing to the transition from a "big country" in IP to a "strong country" in IP [8].
103项金融产品! 广东首次梳理发布全省知识产权质押融资产品
Shen Zhen Shang Bao· 2025-06-04 17:05
Core Viewpoint - Guangdong Province has released a comprehensive list of 103 intellectual property pledge financing products from various financial institutions, marking the first time such a compilation has been made public in the province [1][2]. Group 1: Policy Implementation - The initiative aligns with the central government's directives on intellectual property and aims to enhance the financial ecosystem for intellectual property [1]. - It is part of a broader effort by various national regulatory bodies to support the financial ecosystem for intellectual property [1]. Group 2: Financial Support for Innovation - The product list aims to provide diversified and precise financial support to different types of innovative entities, addressing their financing needs related to patents and trademarks [1][2]. - The initiative is expected to play a significant role in leveraging intellectual property to support technological innovation and serve the real economy [1]. Group 3: Encouragement for Stakeholders - The notification encourages universities, research institutions, and enterprises to review the product list and select suitable financing options to enhance risk management and development quality [2]. - Regulatory bodies are tasked with collaborating with financial institutions to promote awareness of intellectual property pledge financing policies and facilitate connections between businesses and banks [2]. Group 4: Feedback and Engagement - Since the launch of the intellectual property financial ecosystem pilot program, nearly a hundred enterprises have provided feedback on their financing needs [2]. - The provincial market supervision bureau is actively engaging with local businesses through various outreach methods to promote policies related to intellectual property pledge financing and facilitate precise connections with financial institutions [2].
如何建设中国特色的科技金融体系?
Core Viewpoint - China is at a critical stage in building a technology-driven nation, with a focus on achieving high-level technological self-reliance and independence, making the construction of a technology finance system with Chinese characteristics essential for high-quality development [1] Group 1: Importance of a Chinese Technology Finance System - The system helps to break through the "bottlenecks" of technological innovation, supporting high-quality economic development by addressing the financing challenges faced by technology-intensive enterprises [2] - It enhances national security by increasing the ability to independently control core technologies through coordinated efforts of policy funds, market capital, and social funds [2] - The system promotes regional balance and inclusive development by addressing the uneven distribution of financial resources across different regions in China [3] - It fosters talent cultivation and institutional innovation, enhancing international competitiveness through collaboration among universities, research institutions, and financial entities [3] Group 2: Policy Measures and Framework - The policy measures outlined in the document include 15 initiatives covering funding supply, product innovation, risk sharing, ecosystem development, and open cooperation [4] - Establishing a multi-tiered funding support system is crucial, including the creation of a national venture capital guidance fund to support early-stage technology innovation companies [4][5] - The emphasis on collaborative investment from various entities, including policy banks and commercial banks, aims to create a new pattern of technology capital formation [5] Group 3: Financial Product and Service Innovation - The document encourages the development of specialized financial products for technology companies, addressing their unique needs through innovative financial services [6] - It promotes the establishment of credit channels and differentiated risk tolerance policies to alleviate the challenges of obtaining loans for technology enterprises [6] - Knowledge property financing mechanisms and insurance products are highlighted to mitigate risks associated with innovation [6] Group 4: Risk Sharing and Evaluation Systems - A multi-layered risk-sharing mechanism is proposed to alleviate financial institutions' concerns about high-risk technology investments [7] - The introduction of an innovation scoring system aims to link financial support to companies' innovation capabilities, facilitating resource allocation based on innovation performance [7] Group 5: Regional Collaboration and Ecosystem Development - The policy supports the establishment of technology finance pilot zones and encourages regional collaboration to balance development across different areas [8] - It promotes the creation of a supportive ecosystem for technology finance, including third-party evaluation and technology transaction services [8] Group 6: Open Cooperation and Policy Execution - The document emphasizes the importance of open cooperation, encouraging technology companies to expand internationally and access global innovation resources [9] - A multi-departmental collaborative mechanism is established to ensure effective policy implementation and coordination among various governmental bodies [9][10]
深圳已签署11只股权投资基金合作意向协议 规模或达570亿元
Group 1: Banking Sector Overview - As of March 2025, the total assets of the banking sector regulated by the Shenzhen Financial Regulatory Bureau reached 13.87 trillion yuan, with loan balances at 9.79 trillion yuan and deposit balances at 10.21 trillion yuan [1] - The manufacturing sector saw a loan balance of 1.62 trillion yuan, growing by 5.05% year-on-year, with the financing cost for newly issued manufacturing loans at 2.57%, down by 79 basis points compared to the same period last year [1] Group 2: Growth in Specific Loan Categories - Loans for digital economy core industries, technology enterprises, and green loans grew by 6.66%, 7.23%, and 15.18% year-on-year, respectively, indicating a shift of financial resources towards new productive forces [2] - The balance of loans for specialized and innovative small and medium-sized enterprises reached 280.92 billion yuan, increasing by 35.62% year-on-year, while loans for strategic emerging industry small enterprises reached 249.70 billion yuan, up by 33.64% [4] Group 3: Small and Micro Enterprises Financing - The total balance of small and micro enterprise loans approached 3 trillion yuan, reaching 2.93 trillion yuan, with a year-on-year growth of 5.8% [4] - The balance of inclusive small and micro enterprise loans was 1.91 trillion yuan, growing by 7.3%, maintaining the top position among major cities in China for five consecutive years [4] - The non-performing loan ratio for inclusive small and micro enterprise loans was 1.50%, which is 0.10 percentage points lower than the overall loan non-performing ratio [5] Group 4: Innovative Financing Mechanisms - The "Park Loan" program, aimed at providing unsecured credit products to small and micro enterprises in industrial parks, has issued loans totaling 65.38 billion yuan, with an average interest rate of 3.50% [7] - The establishment of a financing coordination mechanism for small and micro enterprises has led to the issuance of new loans totaling 3.77 trillion yuan, with an average interest rate of 3.32% [8] Group 5: Insurance Sector Developments - The insurance sector in Shenzhen reported premium income of 63.97 billion yuan in the first quarter, marking a year-on-year increase of 4.40% [1] - The Shenzhen Financial Regulatory Bureau has introduced a risk compensation insurance premium subsidy project for technology innovation seed funds, exploring a co-insurance model [3]