Core Insights - Ping An Property & Casualty has insured over 150,000 drones, providing risk coverage exceeding 90 billion yuan, with compensation amounts surpassing 1.17 billion yuan for drones and aircraft [1][2] Group 1: Low Altitude Economy Development - The low altitude economy is recognized as a strategic emerging industry during the 14th Five-Year Plan, transitioning from policy trials to large-scale applications, including drone logistics, urban air traffic, and emergency rescue scenarios [2][3] - The complexity and risks associated with low altitude flying activities necessitate the role of insurance as a critical component for commercial viability [2][3] Group 2: Insurance Product Development - Ping An Property & Casualty aims to develop specialized insurance products tailored to the entire low altitude economy industry chain, addressing risk management needs while leveraging its technological capabilities for risk reduction [2][3] - The company has established a new risk research institute in collaboration with Zhongcai Property & Casualty, focusing on risk points throughout the operational processes of low altitude activities [2][3] Group 3: Emerging Risk Management - The "White Paper" highlights that low altitude economy presents unique challenges compared to traditional aviation and ground transportation, requiring targeted safety and risk prevention systems [3] - The demand for low altitude economy insurance is expected to exhibit characteristics of "full chain, high adaptability, and strong professionalism," covering various aspects from flight activities to data security and navigation system failures [3] Group 4: Future Industry Integration - By 2035, the low altitude economy is projected to expand to a scale of 3.5 trillion yuan, necessitating insurance to permeate every segment of the low altitude economy [4] - The "White Paper" suggests that the insurance industry should innovate product offerings, optimize business models, enhance service capabilities, and improve supporting measures to facilitate high-quality development of the low altitude economy [4][5]

低空经济作为"十四五"战略性新兴产业，正从政策试点走向规模化应用，无人机物流、城市空中交通、应急救援等场景快速落地。 "平安产险已累计承保超15万架无人机，提供风险保障超过900亿元，为无人机、航空器提供赔付金额超11.7亿元。"9月11日，在2025年中国国际服务贸易交 易会（以下简称"服贸会"）上，平安产险总经理史良洵在接受北京商报记者专访时表示。 从物流无人机穿梭楼宇的快速空投，到农田植保无人机的高效喷洒，再到电力巡检无人机的精准监测，低空经济产业正以多元化的深度应用，重塑千行百业 的运营模式。与此同时，低空飞行活动所面临的风险也不容忽视，低空经济要"飞得起"还要"飞得稳"，保险是低空经济商业化的"安全底座"。在2025年服贸 会上，对于低空经济发展，平安产险发布了《低空经济新兴风险治理与保险创新白皮书》（以下简称《白皮书》），为当前低空经济产业的综合风险提出了 系统性解决方案。 已承保15万架无人机 在业内人士看来，保障低空安全不仅需要相关企业的技术攻坚，更需要保险机构发挥风险管理专业优势，通过精准的风险定价与保障方案，满足产业链上中 下游的多元化保障需求。 对于低空经济风险保障需求，《白皮书》预测， ...

Group 1 - Shenzhen insurance industry is focusing on enhancing technology finance, with technology insurance expected to achieve premium income of 1.88 billion by June 2025, providing risk protection of nearly 3.12 trillion [1][2] - The Shenzhen Financial Regulatory Bureau has optimized the intellectual property financial ecosystem, issuing two lists of 81 specialized insurance products and 103 intellectual property financial products [1][2] - A total of 399 technology insurance products have been filed in the region, with 86 new products added this year, highlighting innovations in intellectual property insurance, low-altitude economy insurance, and robot insurance [2] Group 2 - The regulatory body has guided the industry in publishing the first national model clauses for unmanned aerial vehicle third-party liability insurance and has established the first national drone insurance service standards [2] - In the first half of 2025, eight cross-border medical insurance products were filed, providing risk protection exceeding 3.02 billion for Greater Bay Area residents [2] - The implementation of cross-border car insurance policies has been optimized, and a cross-border data verification platform is being upgraded to facilitate smoother data exchange between Shenzhen and Hong Kong [2]