Group 1: Core Insights - The commitment from a state-owned bank in Shenzhen to not withdraw or reduce loans to private enterprises highlights the financial sector's support for foreign trade companies amid external challenges [1] - Shenzhen's foreign trade enterprises have seen a total import and export value of 990.1 billion yuan in Q1 2023, reflecting a year-on-year growth of 2.8% [1] - The implementation of the "Big Coverage" export credit insurance aims to provide comprehensive support to small and medium-sized foreign trade enterprises in Shenzhen [8] Group 2: Financial Support Measures - As of March 2025, loans to foreign trade enterprises in Shenzhen reached 1.1 trillion yuan, with a focus on enhancing financial support for these businesses [1] - Banks are conducting risk assessments and "stress tests" on foreign trade enterprises to evaluate their exposure to potential impacts from U.S. tariffs [2][3] - Various banks are introducing differentiated financial products and services to meet the specific needs of foreign trade enterprises, including "Cross-border E-loan" and "Export E-loan" [5][6] Group 3: Insurance Support - The "Cross-border E-commerce Insurance" initiative has been launched to help e-commerce businesses mitigate risks associated with global trade uncertainties [9][10] - Export credit insurance is being optimized to increase coverage limits for small and micro foreign trade enterprises, enhancing their risk protection [10] - Insurance institutions are prioritizing claims processing for cases related to U.S. tariffs to expedite support for affected enterprises [10]

Group 1: Financial Overview - As of the end of March, the total assets of banks regulated by the Shenzhen Financial Regulatory Bureau reached 13.87 trillion yuan, with loan balances at 9.79 trillion yuan and deposit balances at 10.21 trillion yuan [1] - The insurance sector reported premium income of 63.972 billion yuan, a year-on-year increase of 4.40% [1] - The balance of inclusive loans for small and micro enterprises reached 1.91 trillion yuan, growing by 7.3% year-on-year, with a low non-performing loan rate of 1.5% [1] Group 2: Support for Small and Micro Enterprises - The total balance of small and micro enterprise loans in Shenzhen reached 2.93 trillion yuan, a year-on-year increase of 5.8%, maintaining the top position among major cities in China for five consecutive years [2] - The average interest rate for newly issued inclusive loans for small and micro enterprises decreased by 0.33 percentage points year-on-year [2] - The non-performing loan rate for inclusive small and micro enterprise loans is 1.50%, which is 0.10 percentage points lower than the overall loan non-performing rate [2] Group 3: Foreign Trade and Cross-Border E-Commerce - Shenzhen's total import and export volume reached 4.5 trillion yuan in 2024, with exports totaling 2.81 trillion yuan, maintaining the top position among mainland cities for 32 consecutive years [3] - The city has over 120,000 trade enterprises, accounting for about half of the national total, with an import and export volume of 372 billion yuan, representing 14% of the national total [3] - The launch of the "Cross-Border E-Commerce Insurance" marks the beginning of innovative insurance services for cross-border e-commerce in Shenzhen [4] Group 4: Financial Support Initiatives - Banks in Shenzhen are enhancing financial support for enterprises through account opening, cross-border settlement, financing, and foreign exchange management [6] - The Industrial and Commercial Bank of China (ICBC) plans to provide one-stop services for cross-border e-commerce export enterprises, including account opening and data reporting [6] - Several banks have introduced financing products specifically for small and micro foreign trade enterprises, including the "Cross-Border E-Commerce Loan" with a maximum credit of 5 million yuan [6] Group 5: Risk Management and Insurance Solutions - The China Export & Credit Insurance Corporation (Sinosure) is prioritizing the processing of cases related to the U.S. and enhancing support for enterprises exporting to countries involved in the Belt and Road Initiative [5] - Banks are offering exchange rate hedging services to mitigate extreme exchange rate risks for small and micro enterprises engaged in trade with the U.S. [7]