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2024年湖南保险业赔付支出793.03亿元,20个典型案例出炉
Chang Sha Wan Bao· 2025-06-09 02:46
Core Insights - The insurance industry in Hunan has demonstrated significant responsiveness and commitment to disaster relief and recovery, with a total payout of 793.03 billion yuan in 2024, marking a 17.23% increase from the previous year [2] - The typical claims cases for 2024 highlight the industry's role in providing timely support during natural disasters, aiding businesses in distress, and ensuring quick compensation for critical illness patients, reflecting the service ethos of "people first" [1][2] Summary by Category Claims Overview - In 2024, Hunan's insurance industry paid out 793.03 billion yuan, an increase of 116.54 billion yuan from the previous year, representing a year-on-year growth of 17.23% [2] - Property insurance companies accounted for 464.67 billion yuan in payouts, a 12.96% increase, while life insurance companies paid out 328.36 billion yuan, reflecting a 23.84% increase [2] Typical Claims Cases 1. **Severe Flooding Impact**: Human Insurance's Yueyang branch paid 1.11 billion yuan for rural housing disaster insurance after severe flooding, benefiting 830 households [3] 2. **Snow Disaster Recovery**: Ping An Insurance provided 161 million yuan to a printing company affected by snow damage, facilitating quick recovery [4] 3. **Agricultural Insurance**: Taiping Insurance compensated 16.23 million yuan for crop damage due to flooding, utilizing advanced technology for accurate assessments [5] 4. **Public Safety Incident**: China United Insurance paid 1.26 million yuan following a landslide incident, demonstrating the importance of insurance in emergency situations [7] 5. **Labor Dispute Resolution**: China Life Insurance provided 1 million yuan to workers during a wage dispute, showcasing the role of insurance in maintaining social stability [8] 6. **Equipment Damage**: Guoren Insurance paid 875,200 yuan for equipment damage during a construction accident, ensuring timely repairs [9] 7. **Power Supply Restoration**: Yingda Insurance compensated 256 million yuan for extensive damage to the power grid caused by severe weather, highlighting the industry's proactive measures [10] 8. **Accidental Death Compensation**: Sunshine Insurance paid 870,000 yuan for a workplace accident, providing support to the deceased's family [12] 9. **Traffic Accident Support**: Dadi Insurance provided 780,000 yuan following a fatal traffic accident, offering immediate financial assistance to the victim's family [13] 10. **International Coverage**: China Life Insurance paid 50,000 yuan for a foreign tourist's death, demonstrating the global reach of insurance services [14] 11. **Critical Illness Payout**: Ping An Life paid 12.5 million yuan for a policyholder's death due to critical illness, ensuring wealth transfer to the family [15] 12. **Family Loss Support**: Taiping Life paid 2 million yuan to a family after the loss of a primary earner, providing essential financial support [16] 13. **Cancer Treatment Assistance**: Taikang Life provided 735,119.68 yuan over 29 claims for a cancer patient, emphasizing ongoing support for treatment [18] 14. **End-of-Life Care**: Fude Life paid 1.82 million yuan for a terminal cancer patient, showcasing the compassionate side of insurance [19] 15. **Sudden Illness Coverage**: Taiping Life paid 7.99 million yuan for a policyholder's sudden death, reflecting the importance of life insurance [20] 16. **Emergency Medical Support**: Caixin Life provided 601,400 yuan for urgent medical treatment, ensuring timely care for a nurse [21] 17. **Elderly Cancer Insurance**: Huatai Life paid 150% of the coverage amount for an elderly client diagnosed with lung cancer, demonstrating tailored support for seniors [23] 18. **Accidental Injury Compensation**: Zhongyou Insurance paid 19,500 yuan to an elderly individual injured in an accident, highlighting the importance of accident insurance [24] 19. **Youth Insurance Support**: Ruizhong Life paid 534,000 yuan for a young client suffering from a severe health crisis, showcasing the role of insurance in youth protection [25] 20. **Student Insurance Claims**: China Life Insurance paid 280,000 yuan for a student involved in a fatal accident, ensuring support for the affected family [26]