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一中支领“百万罚单”,紫金保险何以甩掉“违规频发”标签
Bei Jing Shang Bao· 2025-06-16 12:11
一分支机构被罚超百万元 6月13日,金融监管总局洛阳监管分局发布的行政处罚信息显示,紫金保险洛阳中心支公司因编制虚假的报告、报表、文件、资料;未按照规定使用经批准 或者备案的保险条款、保险费率;虚构保险中介业务套取费用,被罚款93万元。时任该公司总经理助理谢武东被警告并处罚款22万元。 需要关注的是,同样在6月,根据金融监管总局运城监管分局发布的行政处罚信息,紫金保险运城中心支公司因编制虚假资料套取费用、未严格执行内部管 理制度被罚。该中心支公司及时任中心支公司总经理合计被罚金额18万元。 保险业再现大额罚单。6月16日,北京商报记者了解到,紫金财产保险股份有限公司洛阳中心支公司(以下简称"紫金保险洛阳中心支公司")及时任该中心 支公司总经理因三项违规行为合计被罚115万元。需要关注的是,保险公司尤其是保险公司分支机构收到"百万罚单"的情况并不多见。当前紫金保险总裁一 职空缺,在业内人士看来,合规成为接棒者不得不重视的一大问题。 值得一提的是,该公司日前针对巡视组提出的"经营管理缺位、违规现象频发"问题进行了整改。该公司表示,进一步强化分支机构管理,推动机构合规经 营、稳健发展。完善分支机构经营考核机制,将合 ...
2024年湖南保险业赔付支出793.03亿元,20个典型案例出炉
Chang Sha Wan Bao· 2025-06-09 02:46
Core Insights - The insurance industry in Hunan has demonstrated significant responsiveness and commitment to disaster relief and recovery, with a total payout of 793.03 billion yuan in 2024, marking a 17.23% increase from the previous year [2] - The typical claims cases for 2024 highlight the industry's role in providing timely support during natural disasters, aiding businesses in distress, and ensuring quick compensation for critical illness patients, reflecting the service ethos of "people first" [1][2] Summary by Category Claims Overview - In 2024, Hunan's insurance industry paid out 793.03 billion yuan, an increase of 116.54 billion yuan from the previous year, representing a year-on-year growth of 17.23% [2] - Property insurance companies accounted for 464.67 billion yuan in payouts, a 12.96% increase, while life insurance companies paid out 328.36 billion yuan, reflecting a 23.84% increase [2] Typical Claims Cases 1. **Severe Flooding Impact**: Human Insurance's Yueyang branch paid 1.11 billion yuan for rural housing disaster insurance after severe flooding, benefiting 830 households [3] 2. **Snow Disaster Recovery**: Ping An Insurance provided 161 million yuan to a printing company affected by snow damage, facilitating quick recovery [4] 3. **Agricultural Insurance**: Taiping Insurance compensated 16.23 million yuan for crop damage due to flooding, utilizing advanced technology for accurate assessments [5] 4. **Public Safety Incident**: China United Insurance paid 1.26 million yuan following a landslide incident, demonstrating the importance of insurance in emergency situations [7] 5. **Labor Dispute Resolution**: China Life Insurance provided 1 million yuan to workers during a wage dispute, showcasing the role of insurance in maintaining social stability [8] 6. **Equipment Damage**: Guoren Insurance paid 875,200 yuan for equipment damage during a construction accident, ensuring timely repairs [9] 7. **Power Supply Restoration**: Yingda Insurance compensated 256 million yuan for extensive damage to the power grid caused by severe weather, highlighting the industry's proactive measures [10] 8. **Accidental Death Compensation**: Sunshine Insurance paid 870,000 yuan for a workplace accident, providing support to the deceased's family [12] 9. **Traffic Accident Support**: Dadi Insurance provided 780,000 yuan following a fatal traffic accident, offering immediate financial assistance to the victim's family [13] 10. **International Coverage**: China Life Insurance paid 50,000 yuan for a foreign tourist's death, demonstrating the global reach of insurance services [14] 11. **Critical Illness Payout**: Ping An Life paid 12.5 million yuan for a policyholder's death due to critical illness, ensuring wealth transfer to the family [15] 12. **Family Loss Support**: Taiping Life paid 2 million yuan to a family after the loss of a primary earner, providing essential financial support [16] 13. **Cancer Treatment Assistance**: Taikang Life provided 735,119.68 yuan over 29 claims for a cancer patient, emphasizing ongoing support for treatment [18] 14. **End-of-Life Care**: Fude Life paid 1.82 million yuan for a terminal cancer patient, showcasing the compassionate side of insurance [19] 15. **Sudden Illness Coverage**: Taiping Life paid 7.99 million yuan for a policyholder's sudden death, reflecting the importance of life insurance [20] 16. **Emergency Medical Support**: Caixin Life provided 601,400 yuan for urgent medical treatment, ensuring timely care for a nurse [21] 17. **Elderly Cancer Insurance**: Huatai Life paid 150% of the coverage amount for an elderly client diagnosed with lung cancer, demonstrating tailored support for seniors [23] 18. **Accidental Injury Compensation**: Zhongyou Insurance paid 19,500 yuan to an elderly individual injured in an accident, highlighting the importance of accident insurance [24] 19. **Youth Insurance Support**: Ruizhong Life paid 534,000 yuan for a young client suffering from a severe health crisis, showcasing the role of insurance in youth protection [25] 20. **Student Insurance Claims**: China Life Insurance paid 280,000 yuan for a student involved in a fatal accident, ensuring support for the affected family [26]
热点“京”选 | 事关人身意外保险、党组织工作经费税前扣除等企业所得税热点问题汇总!
蓝色柳林财税室· 2025-06-07 00:51
欢迎扫描下方二维码关注: 来源: 北京税务 单位给员工购买的集体人身意外险能否在企 业所得税税前扣除? 《实施条例》第三十六条的规定: "除企业依照国家有关规定为特殊工种职工 支付的人身安全保险费和国务院财政、税务主 管部门规定可以扣除的其他商业保险费外,企 业为投资者或者职工支付的商业保险费,不得扣 除。" 按照《国家税务总局关于企业所得税有关问 题的公告》(国家税务总局公告2016年第80号) 第一条的规定: "企业职工因公出差乘坐交通工具发生的人 身意外保险费支出,准予企业在计算应纳税所得 额时扣除。" 非公有制企业发生的党组织工作经费是否可 以在企业所得税税前扣除? 根据《中共中央组织部 财政部 国家税务总局 关于非公有制企业党组织工作经费问题的通知》 (组通字〔2014〕42号) 规定: "二、根据《中华人民共和国公司法》'公 司应当为党组织的活动提供必要条件'规定和文 件'建立并落实税前列支制度'等要求,非公有 制企业党组织工作经费纳入企业管理费列支,不 超过职工年度工资薪金总额1%的 部分,可以据实在企业所得税前 扣除。" 本文政策依据: 温馨提醒:蓝色柳林财税室为非官方平台,是由编者以学习笔记 ...
蚂蚁保、梧桐树等被点名!消保委曝光互联网保险四大顽疾,涉及多家险企产品
Xin Lang Cai Jing· 2025-05-29 11:47
近年来,互联网保险渗透率不断提升,市场规模持续扩大, 尤其受到年轻群体的青睐。但 在快速发展的同时,此种新兴模式仍存在诸多亟待解决的问题。 为评估互联网保险产品情况,2024年10月至2025年4月,上海消保委联合复旦大学针对市场 上共150款主流互联网保险产品开展测评,其中,医疗险产品80款,重疾险30款,意外险40 款。经测评发现,部分互联网保险产品存在名称有歧义、信息披露不全面、营销文案不规 范、人工客服有缺失四大顽疾,蚂蚁保、京东保险经纪、水滴保、梧桐树等平台以及安盛天 平、人保财险、泰康在线等多家保险公司的产品被点名。 针对此测评报告存在的问题,上海消保委建议,监管部门可推动"保险销售页面用户信息显 性度"行业标准建立,明确信息展示的行为规则,防止重要内容以默认折叠、文字淡化等方 式弱化用户认知。此外,应对销售行为中存在的默认勾选、强制搭售、内容遮蔽等问题设立 明确边界,推动销售路径设计转向"用户充分理解+自主决策"的双保障逻辑。 部分互联网保险产品名称有歧义, 蚂蚁保等被点名 | 平台名称 | 涉及产品及险企 | 典型问题 | | --- | --- | --- | | 蚂蚁保 | 安盛天平:天天 ...
【妙招】规划企业财富,为梦想“盈”利
中国建设银行· 2024-09-29 13:48
注册开通手机银行有机会预丨00元立减金 1977 t 1 e 7名詞 FREES MEEW 電影 f FFF FFF lin e 建行惠懂你 (44 闲置资金如何打理 才能取得更多收益 企业财富如何规划 才能收获更多价值 "建行惠懂你"财富直击 助您的梦想赢上加"盈" 咱们公司第一笔项目入账啦!真不容 易啊,你说用这笔钱干点啥好呢? 目前公司各项目运转正常,暂时用不 到 ..... 不如把它规划打理一下。 ◎ 安庆 财富 财富直击 小微客户财富定制专区 ♀ 目前投资理财仅服务于无授信签约的对公客户。 一键体验对公智能资金管理 >> ◎ 龙智赢 嘉鑫法人版固收类按 ... 签约 2.06% 1元 中低风险 七日年化收益率 风险等级 计划设置 » 产品超市 » 综合查询 » 业绩比较基准: 2 0%-2.4% 此绩比较基准不是预期收益率,不代表产品的未来表现和实际收益,不构 产品收益的承诺。 惠积存 度理财 童宴会 惠保障 空金上工田山米工 青命壮 | 临日止米 放式产品(代 投 量 一 放 3.16° 2 06 "惠懂你" APP财富直击专区,为咱 ar! 们小微企业量身打造财富管理方案,像龙智赢、 惠基金、惠 ...