Group 1 - The company is actively implementing the "7·8 National Insurance Publicity Day" activities from June 24 to July 9, 2025, focusing on the theme "Love and Responsibility, Insurance Makes Life Better" [1] - Various activities include red culture education, community insurance public service, health station open days, and "three appropriateness" education training to promote the company's mission of "guarding people's beautiful lives" [1][6] - The company organized a health care and insurance concept event in collaboration with Postal Savings Bank, providing specialized health management services to clients [3][5] Group 2 - The company emphasizes the annual theme through health lectures and cultural promotion, explaining the value of insurance and social responsibility [7] - Activities included a green walking event in Jinan's Quancheng Park, showcasing banners that reflect the company's commitment to protecting beautiful lives [9] - The company hosted a community event combining red education with the annual theme, attracting nearly a thousand residents [11][14] Group 3 - The company focuses on the needs of the elderly by organizing public service activities that provide insurance protection and enhance their sense of happiness [15][16] - Training sessions are conducted to ensure compliance with marketing standards and appropriate management, aiming to eliminate false advertising and misleading sales practices [18] - The company plans to continue a series of activities to educate the public about insurance, enhancing awareness of the industry's mission and value [18]

北京金融法院立案庭法官林文彪在回答中国证券报记者关于"雇主责任险对于劳动者保护作用"的提问时 表示，在特定情形下，保险公司可以直接向雇员赔偿保险金。雇员遭遇职业伤害，要保留好证据，及时 向用人单位主张法定赔偿。雇主的赔偿责任确定后，若雇主怠于申请理赔，导致雇员赔偿无法及时到 位，雇员可直接向雇主责任险承保的保险公司申请理赔。雇员要清楚区分雇主责任险与意外伤害险。雇 主承担法定赔偿责任，不影响雇员自身意外伤害险理赔。 推出雇主责任险指引 宋毅表示，为帮助保险公司、雇主和雇员更好地理解、运用雇主责任险，充分发挥其保障作用，更好帮 助企业进行风险管理，促进劳动者权益保护，北京金融法院立足保障经济金融高质量发展的职能定位， 面向广大中小企业、保险机构、劳动者等群体推出"关于促进雇主责任险更好发挥保险保障作用、强化 中小企业及劳动者权益保护的指引"。 谈及企业购买雇主责任险的重点事项，宋毅表示，企业要严格规范投保，确保保险合同合法有效；强化 合同履行管理，确保保障持续有效；及时报案理赔，妥善处理事故赔偿。谈及保险机构经营雇主险的规 范要求，宋毅表示，保险机构应规范保险服务全流程，确保条款理解一致；精准对接企业需求，优化 ...

Core Viewpoint - The article emphasizes the urgent need to strengthen catastrophe insurance mechanisms in response to increasing extreme weather events and climate change, highlighting its role in safeguarding public safety and property [1][3]. Group 1: Catastrophe Insurance Development - Catastrophe insurance is recognized as an important economic stabilizer and social safety net, with recent events in Guangdong demonstrating its effectiveness in providing timely financial support during disasters [2][3]. - As of the end of 2024, catastrophe insurance in China has provided risk coverage for 64.39 million households, amounting to 22.36 trillion yuan, with expectations to exceed 70 million households by 2025 [3][4]. - The development of catastrophe insurance is transitioning from regional pilot programs to nationwide coverage, supported by policy initiatives and industry efforts [3][4]. Group 2: Product and Service Optimization - Catastrophe insurance focuses on proactive prevention rather than just compensation, with companies like PICC leading efforts to create a comprehensive risk management system that includes pre-disaster prevention, response, and post-disaster compensation [4]. - Technological advancements have significantly improved the efficiency of catastrophe insurance, with innovations such as catastrophe index insurance speeding up claims processes and enhancing disaster response [4][5]. - New index-based catastrophe insurance products are being developed to address various extreme weather events, leveraging big data and AI for better risk assessment and pricing [4]. Group 3: Reinsurance and Risk Management - Reinsurance plays a crucial role in the catastrophe insurance ecosystem, providing a mechanism for risk dispersion and supporting the stability of the insurance market [5]. - The establishment of specialized catastrophe risk management companies, such as Zhongcai Catastrophe Risk Management Co., enhances the capacity for managing and transferring catastrophe risks [5]. Group 4: Collaborative Efforts and Future Outlook - Despite progress, there is still significant room for improvement in the coverage and protection levels of catastrophe insurance, necessitating collaborative efforts among government, enterprises, and society [6][7]. - Future initiatives will focus on enhancing the catastrophe insurance system, improving public awareness of risks, and optimizing data-sharing platforms to better manage catastrophe risks [7]. - The ongoing development of standardized catastrophe insurance products and services aims to expand the scope and effectiveness of risk reduction efforts [7].

Core Viewpoint - The article emphasizes the importance of regular health check-ups and insurance to manage health risks, particularly in the context of rising healthcare costs and the increasing prevalence of serious illnesses among younger populations [7][12][34]. Group 1: Health Risks and Costs - Serious illnesses can incur treatment costs in the millions, making insurance essential for financial protection [9][18]. - The article highlights that many health issues are becoming more common among younger individuals, contrasting with previous generations who maintained healthier lifestyles [12][13]. - The evolution of human health has reached a point where many diseases only manifest under extreme conditions, exacerbated by modern lifestyle choices [14]. Group 2: Medical Advancements - Advances in medical treatments, such as CAR-T therapy and proton therapy, have improved outcomes for serious conditions like cancer, but these treatments are often prohibitively expensive [15][24]. - The introduction of innovative therapies has made it possible to target diseases more effectively, yet the high costs remain a significant barrier for many patients [16][24]. Group 3: Insurance Solutions - The article discusses the benefits of commercial health insurance, particularly the "Good Insurance" product, which offers comprehensive coverage for serious illnesses at a low monthly premium [18][21]. - The upgraded insurance plans provide access to high-quality medical facilities and advanced treatments, reducing the financial burden on patients [23][28]. - The combination of effective insurance and advanced medical treatments allows patients to manage their health risks more effectively, ensuring they have access to necessary care without excessive costs [25][27].

2025年3月，一场突如其来的健康危机，让蔡女士（化名）深感命运的沉重——她在一次普通的体检筛 查中发现宫颈病变，随即前往上级医院进行检查，经确诊为宫颈恶性肿瘤。然而，病痛阴霾中，一份来 自富德生命人寿的快速理赔，如同一束温暖的光，为她和家人照亮了健康之路。 早在2018年1月，蔡女士基于对健康风险的前瞻规划，选择富德生命人寿为家庭保障护航，投保了《富 德生命附加福相随重大疾病保险（2017版）》（保额15万元）、《富德生命附加康悦人生费用补偿医疗 保险（B款）》（保额150万元）等多份保险产品。七年时光流转，这份默默相守的保障，终于在生命 的"风雨天"展现出坚实力量。 富德生命人寿潍坊中心支公司服务人员在得知蔡女士病情后，立即反馈至公司，理赔人员第一时间启动 案件核实工作，积极协助客户准备理赔所需资料，同时开展前置调查工作。 2025年5月15日，蔡女士正式向富德生命人寿递交理赔申请。经审核，符合保险责任范围，公司于5月16 日依约给付保险金合计177619.97元。这笔凝聚着保障力量的理赔款，如同及时雨，为蔡女士后续的治 疗与康复提供了坚实的财务支持，极大缓解了其家庭的经济压力，传递了保险雪中送炭的真谛。 ...

山东日照岚山头街道官草汪居委的水产养殖码头一片繁忙景象。大吊车正将刚从海里运来的一笼笼牡蛎 和贻贝从船上起吊，转卸到码头，渔民们忙着剔除杂质、品类分拣、装袋过秤，丰收的喜悦洋溢在每个 人的脸上。 面对如今的场景，很难想象日照市的养殖户曾因海洋气候变幻莫测而提心吊胆。政策性贻贝海水养殖综 合气象指数保险的出现，彻底改变了这个全国最大贻贝养殖和出口基地"靠天吃饭"的困局。 如今，有了这份保险兜底，渔民们心中充满从容与底气。他们能更加专注于提升养殖技术、扩大养殖规 模，激发这片蓝色海域释放出更大的生产潜力。 对此，中国人寿（601628）财险山东省分公司蓝色保险发展中心负责人解释称："这主要是由于水产品 生长在水下，风险不便预估和控制、灾害损失难以查勘确定，严重制约了渔业保险保障体系的推进。" 2024年8月，政策性贻贝海水养殖综合气象指数保险在日照市岚山区正式落地，首期承保1万亩，提供 2500万元风险保障，覆盖当地主要养殖主体。得益于日照市、岚山区两级财政调拨的110万元补贴保 费，贻贝养殖户和企业只需承担保费的20%。 "日照市政策性贻贝海水养殖综合气象指数保险主要以浪高、水温、风力等气象指数为依据，确定理赔 ...

金融监管总局政策研究司司长郭武平5月22日在国新办发布会上表示，金融监管总局已实施重大技术攻 关保险保障机制试点，会同科技部等部门在集成电路、商业航天等重点领域，建立健全共保体机制，为 国家重大科技任务提供风险分担方案。（新华社） ...

新就业形态保障创新突破 面向民营企业集中的新市民群体，保险机构推出多项普惠型产品。中国人寿"企安保"已覆盖1.4万家中小微企业，其新就业形态职业伤害保障试点服务超 3447万人次。平安产险与美团合作推出骑手按天投保模式，日均保障达95万人次。泰康在线针对装修行业创新"事实劳动关系"认定方案，覆盖全国15万从业 人员。 新能源车险生态持续优化 我国首部民营经济专门法律《中华人民共和国民民经济促进法》将于5月20日正式施行。在国家金融监督管理总局及相关部门推动下，保险行业通过产品创 新和服务升级，为民营企业构建起全方位风险保障体系。 政策引领创新方向 根据金融监管总局2024年12月发布的《强监管防风险促改革推动财险业高质量发展行动方案》，强化民营经济保险保障被列为重点任务。民营经济促进法第 三章明确的投融资促进政策，为保险服务指明路径。在5月8日国新办发布会上，金融监管总局副局长丛林强调，将重点开发民营企业避灾挽损、用工保障、 技术研发等领域的特色保险产品。 科技企业风险保障升级 国家发展改革委数据显示，全国42万余家高新技术企业中民营企业占比超92%。针对科技型中小企业研发风险，人保财险在江苏推出"科惠保"， ...