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和顺农商银行:架“金融鹊桥”铺三农小微融资坦途
Sou Hu Cai Jing· 2025-08-29 13:35
Core Viewpoint - The article emphasizes the commitment of Heshun Rural Commercial Bank to support rural revitalization and economic development through tailored credit services, fostering trust and long-term relationships with clients [1]. Group 1: Support for Agriculture - Heshun Rural Commercial Bank's customer managers actively engage with rural clients, providing credit services directly to farmers' homes through products like "Huinong Tong" and "Jinniu Loan," addressing funding challenges in agricultural production [4]. - The bank offers competitive interest rates and streamlined processes to facilitate agricultural modernization, supporting various initiatives from purchasing machinery to expanding livestock operations [4]. - Customer managers also serve as financial advisors and information bridges, transitioning from merely providing funds to empowering farmers with financial literacy [4]. Group 2: Empowering Small Businesses - To meet the financing needs of individual businesses, Heshun Rural Commercial Bank has introduced products like "Xingshang Tong" and "Tobacco Loan," establishing a green credit channel [6]. - The bank simplifies approval processes and enhances loan disbursement efficiency, helping small businesses like restaurants and clothing stores overcome capital shortages [6]. - Regular visits by customer managers to local business districts allow for tailored financing solutions, ensuring that small shops have opportunities for growth [6]. Group 3: Supporting SMEs - Heshun Rural Commercial Bank has developed specialized products such as "Xinyi Loan" and "Xinglv Loan" for small and medium-sized enterprises (SMEs), focusing on increasing credit limits and extending loan terms [9]. - The bank provides comprehensive financial services, including settlement, investment, and consulting, to assist SMEs at various growth stages [9]. - Customer managers offer personalized services to enterprises in industrial parks, addressing both funding needs and broader business challenges [9]. Group 4: Overall Commitment - Heshun Rural Commercial Bank's dedication to serving agriculture, small businesses, and SMEs reflects its mission to be a reliable financial partner, fostering dreams and supporting community growth [1][4][6][9]. - The bank's ongoing efforts to build trust and provide financial support are likened to a bridge connecting aspirations with reality, reinforcing its role in the local economy [1].
高青农商银行:普惠金融润泽地方特色产业
Qi Lu Wan Bao Wang· 2025-07-31 05:46
Core Insights - High Qing Rural Commercial Bank plays a crucial role in rural finance, focusing on inclusive financial measures and supporting agricultural development [1][2][3][4][5] Group 1: Financial Support for Agriculture - As of June, the bank's total loans reached 7.041 billion yuan, an increase of 215 million yuan from the beginning of the year [1] - The bank has introduced innovative financial products like "Golden Cow Loan" to support the black cattle industry, providing tailored long-term loans with flexible repayment options [2] - 90% of the 782 cattle farming entities in High Qing County have received credit support from the bank, with an average credit line of 3 million yuan for 25 black cattle farmers [2] Group 2: Support for Poultry Industry - The bank has focused on the meat duck industry, providing 1.5 million yuan in "Lu Dan Hui Nong Loan" to support local leading enterprises like High Qing Xin Wang Breeding Co., Ltd [3] - The financial support has enabled the company to expand its breeding scale to 600,000 ducks, enhancing the confidence of local farmers and increasing their income [3] Group 3: Support for Grape Cultivation - High Qing Rural Commercial Bank has facilitated the development of grape cultivation through a 300,000 yuan loan, helping a cooperative achieve large-scale production with an output of 1,500 kg per acre [4] - The bank offers a total credit of 70 million yuan to greenhouse growers, providing timely financial assistance for urgent needs like pollination and fertilization [5]