Construction and Development - Xiong'an New Area is undergoing rapid development, transforming from "a piece of land" to "a city" over eight years, with significant construction activities ongoing [2][3] - The Xiong'an International Trade Center project features innovative architectural designs, including a steel structure known as the "steel tree," which integrates various functionalities and addresses challenges such as underground lighting [3][4] - Financial institutions are adapting to the unique demands of the Xiong'an New Area's construction, offering tailored financial products like the "Xiong'an Development Loan" to support diverse project needs [4][5] Financial Support and Innovation - As of June, the banking sector's project financing balance in Xiong'an reached 127 billion yuan, with an additional 78.6 billion yuan disbursed this year, highlighting the financial sector's crucial role in supporting large-scale construction [6] - Financial institutions are innovating in product design and approval processes to meet the evolving financial needs of the area, such as upgrading loan products to support urban development and enterprise operations [5][6] Industry Growth and Technological Advancement - The Xiong'an New Area is fostering high-tech industries, with over 200 key enterprises in fields like aerospace information and artificial intelligence, supported by financial services tailored to their specific needs [7][8] - Financial institutions are launching new products like "Xiong'an Innovation Loan" to cater to early-stage tech companies, facilitating their growth and development in the region [8] Community and Resident Support - Financial services are being tailored to meet the diverse needs of new residents and workers in Xiong'an, including housing loans and support for relocation projects, with over 300 million yuan allocated for housing loans [9][10] - The integration of blockchain technology in financial services aims to ensure timely payment of wages and project funding, enhancing the overall efficiency of construction and community support [9][10]

Construction - The Xiong'an New Area is undergoing rapid development, with significant construction activities including the Xiong'an International Trade Center, which features a unique steel structure known as the "Steel Tree" [3][4] - The project involves multiple large-scale constructions and aims to integrate various functions such as offices, hotels, and commercial spaces, showcasing a Transit-Oriented Development (TOD) approach [3][4] Financial Support - Major banks like Industrial and Commercial Bank of China (ICBC) and Postal Savings Bank are providing substantial credit support for the construction projects, with ICBC designing a specialized loan product called "Xiong'an Development Loan" tailored to the project's cash flow needs [4][5] - As of June, the financing balance for projects in Xiong'an reached 127 billion yuan, with an additional 78.6 billion yuan injected this year, highlighting the financial sector's crucial role in the area's development [6] Innovation in Financial Services - Financial institutions are innovating in product design and approval processes to meet the unique financial demands arising from the construction and development of Xiong'an [4][6] - New financial products like "Xiong'an Support Loan" and "Xiong'an Relocation Support Loan" have been introduced to cater to the diverse needs of enterprises and projects in the area [5][6] Industry Development - The Xiong'an New Area is attracting high-tech industries, with over 200 key enterprises in fields such as aerospace information and artificial intelligence establishing a presence [7][8] - Financial institutions are supporting these tech companies with tailored financial solutions, including the "Xiong'an Innovation Loan" aimed at early-stage and technology-driven enterprises [8] Community and Social Services - Financial services are being developed to meet the needs of new residents and workers in Xiong'an, including housing loans and community support initiatives [9][10] - The Agricultural Bank of China has launched the "Xiong'an Talent Card" to facilitate financial services for relocated workers, demonstrating the integration of financial services with community development [10]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Hebei Branch is actively enhancing financial services to support the real economy in Hebei, focusing on technology finance, green finance, inclusive finance, pension finance, and digital finance to drive high-quality economic development [1][4][5]. Group 1: Technology Finance - ICBC Hebei Branch has established a provincial-level technology finance center and has launched various specialized products to support innovation and transformation in strategic emerging industries [4]. - The branch provided 780 million yuan in technology finance to support the construction of the Runze International Information Port, which includes 22 high-grade data centers [1]. - As of June 2025, the balance of loans to technology enterprises reached 150.9 billion yuan, with a growth rate of 14.62% for specialized and innovative enterprises [4]. Group 2: Green Finance - The branch has actively engaged in green finance initiatives, with a green loan balance of 33.3 billion yuan in Xiong'an as of June 2025, leading the market in this area [5]. - ICBC Hebei Branch has supported various green projects, including a 1 billion yuan loan for a dust pollution control project at a steel plant [6]. - The total green loan balance reached 174 billion yuan, with an increase of 30.3 billion yuan from the beginning of the year, outpacing the overall loan growth by 12 percentage points [6]. Group 3: Inclusive Finance - The branch has implemented a "thousand enterprises, ten thousand households" outreach program to enhance inclusive financial services, achieving full coverage of enterprises on the whitelist [12]. - As of June 2025, the balance of inclusive loans reached 166 billion yuan, with an increase of 46.8 billion yuan, representing a growth rate of 39% [13]. - The bank has tailored financial products to meet the needs of various industries, including a 10 million yuan loan to a bicycle parts manufacturer facing cash flow issues [9]. Group 4: Pension Finance - ICBC Hebei Branch has developed a comprehensive pension finance service system, with 750,000 personal pension accounts opened and a management scale of 56.9 billion yuan [14]. - The branch has established over 690 elderly-friendly service points to cater to the financial needs of senior citizens [15]. - The bank has supported various pension projects, with total loans exceeding 1 billion yuan in the pension industry [15]. Group 5: Digital Finance - The branch has launched a remote online service model, significantly reducing processing times for various banking services [16]. - As of June 2025, the number of personal mobile banking customers reached 28.99 million, and the number of corporate online banking customers reached 116,000 [21]. - The bank has actively promoted the use of digital renminbi, establishing over 4,200 application scenarios across multiple sectors [21].

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Hebei Branch is actively promoting green development through green finance, aiming to support the economic and social development of Hebei Province and contribute to the construction of a beautiful Hebei [1][7]. Group 1: Green Loan Initiatives - As of June 30, 2025, the green loan balance of ICBC Hebei Branch reached 174 billion yuan, an increase of 30.3 billion yuan from the beginning of the year, with a growth rate 12 percentage points higher than the overall loan growth [1]. - In Xiong'an, the green loan balance reached 33.3 billion yuan, leading the industry and demonstrating the branch's commitment to green finance [2][3]. Group 2: Innovative Financial Products - The branch has introduced various innovative financial products, including the "Xiong'an Development Loan" and "Meteorological Assistance Loan," to support green projects and enhance agricultural resilience against natural disasters [4][3]. - ICBC Hebei Branch has provided a total of 16.9 billion yuan in loans for green building projects, including zero-carbon buildings and ecological restoration projects [3][4]. Group 3: Support for Renewable Energy Projects - The branch has established a "Carbon Peak and Carbon Neutrality" special loan and low-carbon transition fund, financing 16.3 billion yuan for 32 environmentally friendly enterprises [4]. - As a joint lead underwriter for green bonds, the branch successfully completed the issuance of 450 million yuan in green perpetual bonds, with all funds allocated to clean energy projects [4]. Group 4: Commitment to Sustainable Practices - ICBC Hebei Branch is implementing ten special actions to reduce its operational carbon footprint, including energy efficiency improvements and promoting green office practices [6]. - The establishment of the first green low-carbon bank outlet in Xiong'an reflects the branch's commitment to sustainable banking practices and community engagement [6].