12月15日，由四川省经济和信息化厅、中国人民银行四川省分行、中国证券监督管理委员会四川监管局、四川省民政厅联合主办，兴业银行成都分行独家 承办的四川省"建圈强链"融资对接会暨专精特新中小企业"一月一链"投融资路演活动在成都圆满举行。本次活动旨在搭建政企资高效对接平台，推动银发 经济、软件信息服务、通信量子科技、先进材料、新型显示五大重点产业链与金融资本深度融合。会上，《五条重点产业链企业融资需求清单》《四川省 特色金融产品手册》《2025年惠企政策》三份"服务包"集中亮相，推介129款金融产品及348项惠企政策，为企业提供从政策到资金的"一站式"精准对接。 省级相关部门、金融机构、产业链企业、投资机构及交易所代表等近140人参会。 "建圈强链"是四川省委省政府立足四川产业基础、顺应高质量发展要求作出的重大战略部署。2024年7月以来，四川构建了"链长牵头、链长办统筹、承载 地协同、企业主责"的协同机制，形成"一张全景图、一套政策、一个工作专班、一个实施方案"的工作体系。 对接会上，四川省经济和信息化厅总经济师袁冰首先详细介绍了软件和信息服务、通信及量子科技、先进材料、新型显示四条产业链的发展现状与优势； 中 ...

Core Viewpoint - The Industrial Bank's Linyi Branch is actively promoting technology finance business by integrating technology, industry, and finance, aiming to support local technological innovation and economic development [1][3]. Group 1: Technology Loan Growth - As of the end of Q3 2025, the balance of technology loans reached 3.805 billion yuan, a 43% increase from the beginning of the year [1]. - The number of specialized and innovative enterprises served has increased to 94, covering key industries such as high-end equipment manufacturing, new materials, pharmaceuticals, and electronic information [1]. Group 2: Financial Product Innovation - The bank has developed a full lifecycle product system tailored to enterprise needs, including "High-tech Talent Startup Loans" for startups and "R&D Loans" for growth-stage companies [2]. - The "Xing Su Loan" product has provided over 150 million yuan in loans to 17 local specialized and innovative enterprises, including a 10 million yuan loan to a provincial-level enterprise in the baking sector [2]. Group 3: Collaboration and Policy Support - The bank has established communication mechanisms with local government departments and actively participates in platforms like the "Yimeng Financial Salon" to enhance policy coordination and enterprise services [3]. - The bank aims to position "Technology Finance" as its fourth brand identity, following "Green Bank," "Wealth Bank," and "Investment Bank," while continuously improving its service capabilities for innovative enterprises [3].

Group 1 - The financing convenience for technology-based enterprises in Qinghai Province has continuously improved, with the number of approved technology loans and the loan balance reaching new highs [1] - On June 17, a financing agreement was signed between 10 technology innovation enterprises and 10 financial institutions, amounting to approximately 2.5 billion yuan [1] - As of the end of Q1 this year, the balance of technology loans in Qinghai Province reached 162.66 billion yuan, a year-on-year increase of 13.3%, accounting for 33.7% of all enterprise loans [1] Group 2 - The Qinghai Provincial Science and Technology Department and the People's Bank of China Qinghai Branch have established a coordination mechanism to enhance the technology finance work system [2] - A "white list + main bank + dynamic monitoring" mechanism has been innovatively established to bind the re-loan policies for technological innovation and equipment transformation with Qinghai's characteristic industrial chain [2] - Financial institutions in Qinghai Province have issued loans amounting to 1.82 billion yuan that meet the requirements for technological innovation and equipment transformation re-loans [2]

Group 1: Policy Guidance on Technology Finance - The central government emphasizes the importance of technology finance in supporting high-quality technological innovation and productivity development, as highlighted in the recent "Five Major Articles" initiative [2][3] - The guidance aims to enhance financial support for technology enterprises throughout their lifecycle, focusing on credit, equity, and insurance resources to create a virtuous cycle among technology, industry, and finance [2][3] Group 2: Equity Financing - Zhejiang's state-owned capital operation platform, through its venture capital arm, focuses on early-stage investments in technology innovation, providing comprehensive support to portfolio companies [4][5] - The platform aims to expand social capital and invest in hard technology projects, establishing partnerships with leading research institutions to gain access to cutting-edge technology projects [5] Group 3: Debt Financing - Banks are innovating their credit offerings to better serve technology enterprises, shifting from traditional assessment methods to a focus on industry and future potential [6][7] - New credit products tailored for technology companies include "High-Tech Talent Entrepreneur Loans" and "Technology Enterprise R&D Loans," which consider the unique characteristics and needs of these firms [8] Group 4: Bond Financing - Direct financing through bond issuance is highlighted as a cost-effective method for technology enterprises, with a focus on expanding the issuance of technology innovation bonds [10][11] - Local governments are exploring collaborative credit enhancement models to support private technology enterprises in bond issuance, thereby increasing market confidence and participation [11] Group 5: Insurance Support - The development of technology insurance is aimed at providing risk coverage for the initial market entry of major technological equipment and new materials, addressing the challenges faced during their commercialization [12][13] - Insurance products will focus on quality and liability risks, helping to alleviate concerns for enterprises engaging in technological innovation [14]