IDC最新发布的《中国智能体开发平台2025年厂商评估》给出了一个清晰信号：智能体正成为企业AI转 型与流程重构的核心。拥有全栈能力与行业经验的平台厂商已抢占先机，未来竞争将集中于复杂智能体 与应用的一体化开发。 蚂蚁数科旗下的 Agentar 全栈企业级智能体平台，正是在这轮转向中，被IDC评为"领导者"的代表之 一。更关键的是，它率先在金融这个最难落地、也最具价值的行业，跑通了智能体规模化应用的路径。 二、从"能用"到"敢用"， 一、导语 过去一年，智能体几乎成为所有大模型厂商的"标准配置"。代码智能体、办公智能体、营销智能体层出 不穷，但真正进入核心业务系统、能跑在生产一线的属于少数。 金融为什么是智能体的终极考场？ 金融几乎就是智能体的"终极考场"。 一方面，它是对 AI 最渴望的行业之一。从客服、风控到投研、运 营、合规，金融的每一个环节都建立在对信息密度、处理效率和人力规模的极致依赖之上：海量文本、 实时数据、复杂规则、快速决策，天然适合交给智能体来承担。 但与此同时，金融也是对 AI "不够友好"的行业。首先是数据的高度敏感与封闭。金融数据天然带有隐 私属性和机构壁垒，既涉及个人资产、征信、交易 ...

一、导语 过去一年，智能体几乎成为所有大模型厂商的"标准配置"。代码智能体、办公智能体、 营销智能体层出不穷，但真正进入核心业务系统、能跑在生产一线的属于少数。 IDC最新发布的《中国智能体开发平台2025年厂商评估》给出了一个清晰信号：智能体 正 成 为 企 业 AI 转 型 与 流 程 重 构 的 核 心 。 拥 有 全 栈 能 力 与 行 业 经 验 的 平 台 厂 商 已 抢 占 先 机，未来竞争将集中于复杂智能体与应用的一体化开发。 蚂蚁数科旗下的 Ag e n t a r 全栈企业级智能体平台，正是在这轮转向中，被IDC评为"领 导者"的代表之一。更关键的是，它率先在金融这个最难落地、也最具价值的行业，跑通 了智能体规模化应用的路径。 二、从"能用"到"敢用"， 金融为什么是智能体的终极考场？ 因为，在金融这个智能体最严苛的"终极考场"，蚂蚁数科走的正是一条验证智能体真实 生产力价值的路径。它一开始就把目标锚定在金融这样的高风险、高复杂度系统之中， 倒逼技术从第一天起就围绕真实生产环境来设计，而不是围绕演示效果来优化。 在底层能力上，支撑这一路径的是蚂蚁数科自研的金融推理大模型 Age nt a ...

Core Viewpoint - Ant Group showcased multiple AI applications at the 2025 World Artificial Intelligence Conference (WAIC), highlighting its innovative AI health application "AQ," which won two prestigious awards at the event [2][4]. Group 1: AI Health Application "AQ" - The AI health assistant "AQ" has served over 100 million users since its trial launch in September last year and independent app release in June this year [5]. - "AQ" provides instant diagnostic suggestions based on user queries or uploaded health reports, connecting users to over 5,000 hospitals and nearly 1 million doctors [5][6]. - The application addresses the health concerns of 75% of the Chinese population suffering from sub-health issues, with daily health-related searches reaching 200 million [5]. Group 2: AI Financial Assistant "蚂小财" - The upgraded AI financial assistant "蚂小财" connects with over 200 financial institutions, offering users real-time market monitoring and personalized financial advice [8]. Group 3: Innovative Life Scenarios - Ant Group introduced various innovative life applications, including AI visual search, AI travel assistant, and smart glasses for secure payments [9]. - The company emphasizes the transition from "digital inclusion" to "intelligent inclusion," aiming to make AI accessible to everyone [9]. Group 4: AI Infrastructure and Security - Ant Group is committed to advancing AI technology, focusing on AGI and open-source initiatives, with its "百灵大模型" family leading in performance among similar models [11]. - The company has developed a comprehensive AI security solution in collaboration with Tsinghua University, addressing safety risks associated with AI applications [14]. Group 5: Business Transformation and Global Expansion - Ant Group has supported over 24,000 enterprises in their digital transformation, leveraging core technologies like AI and secure computing [16]. - The company is accelerating its global outreach, serving over 200 countries and regions, connecting more than 100 million merchants and 1.7 billion consumer accounts [18].