Financial Performance - Third quarter net income was $1888 billion, up 50%, and core income was $1867 billion, up 53%[5] - Third Quarter 2025 Core Income per Diluted Share of $814, up 55%, and Core Return on Equity of 226%[5] - Net investment income increased 15% after-tax over the prior year quarter to $850 million[5] - Total capital returned to shareholders of $878 million, including $628 million of share repurchases[5] - Strong growth in book value per share, up 16%, and adjusted book value per share, up 15%, compared to the prior year quarter[5] Segment Performance - Business Insurance segment income increased 30% to $907 million in the third quarter[25] - Bond & Specialty Insurance segment income increased 13% to $250 million in the third quarter[37] - Personal Insurance segment income increased 110% to $807 million in the third quarter[43] Key Ratios - Consolidated combined ratio improved 59 points to 873%[5] - Underlying combined ratio improved 17 points to 839%[5] - Debt-to-capital ratio is 216%, within the target range of 15% - 25%[14] Investment Portfolio - Total Investments were $1037 billion, with Fixed Income comprising 94% and Non-Fixed Income 6%[52] - Fixed maturities at or above investment grade were 988%[15]

Planet Labs' Key Business Highlights - Planet Labs' AI-enabled solutions and satellite services are leading the market, delivering exceptional results [27] - The company has driven accelerated growth, and its backlog supports further acceleration [27] - Planet Labs is uniquely positioned as a Space + AI company [27] - The company reported a backlog of $736 million as of the end of the second quarter of fiscal year 2026 [32] - Planet Labs achieved record revenue of $73 million in the second quarter of fiscal year 2026 [35] - The company's cash and equivalents totaled $272 million at the end of the second quarter of fiscal year 2026 [35] - Planet Labs raised $460 million in convertible debt [37] Market and Contractual Momentum - The maritime surveillance market is projected to grow from $24 billion in 2024 to $36 billion in 2030 [99] - JSAT has a multi-year partnership with Planet Labs worth $230 million to build a LEO constellation [49] - The German government has a multi-year agreement with Planet Labs, funded with €240 million, to support European peace and security [50] Financial Performance and Targets - The company's expected revenue for fiscal year 2026 is in the range of $281 million to $289 million [336] - Planet Labs is aiming for long-term financial targets including revenue growth of 20%+, non-GAAP gross margin of 60%+, and adjusted EBITDA of 25%+ [374]

Financial Performance in FY25 - Enerpac Tool Group achieved record revenue since its relaunch in 2019 [7] - The company delivered an EBITDA margin of nearly 25% [7] - Adjusted EPS reached $181 [12] - The company returned $69 million of capital to shareholders [7] Revenue Growth in FY25 - Total Enerpac Tool Group revenue grew by 46% to $617 million [9] - Industrial Tools & Service (IT&S) revenue increased by 43% to $596 million [9] - IT&S Product revenue grew by 51% to $479 million [9] - IT&S Service revenue increased by 11% to $117 million [9] - Other revenue (Cortland Biomedical) grew by 148% to $21 million [9] Q4 2025 Results - Net sales for Q4 2025 were $168 million, a 55% increase year-over-year [16] - Adjusted EBITDA for Q4 2025 was $44 million, a 151% increase year-over-year, with an adjusted EBITDA margin of 265% [16] - Adjusted EPS for Q4 2025 was $052, a 40% increase year-over-year [16] FY26 Guidance - The company projects net sales between $635 million and $655 million, with organic growth of approximately 1-4% [25] - Adjusted EBITDA is projected to be between $158 million and $168 million [26] - Adjusted EPS is expected to be between $185 and $200 [26] - Free cash flow is projected to be between $100 million and $110 million [26]

Financial Performance - Revenue increased by 27% year-over-year in 3Q25, reaching $6.1 billion [8, 22] - Adjusted earnings per share (EPS) increased by 70% in 3Q25, reaching $1.31 [8, 22] - Pre-tax profit margin expanded to 49.2% (GAAP) and 51.3% (adjusted) in 3Q25 [42] Client Growth and Engagement - Core net new assets (NNA) attracted $137.5 billion in 3Q25, up 44% compared to 3Q24 [8, 17] - Opened 1.1 million new brokerage accounts, bringing the total to 45.7 million [8] - Managed Investing Net Flows increased by 40% year-over-year [8, 20] Balance Sheet Management - Bank Supplemental Funding reduced by approximately $13 billion from 2Q25 to less than $15 billion [42] - Repurchased 28.9 million common shares for $2.7 billion [42, 57] - Client margin balances increased to $97.2 billion, up approximately 16% from year-end 2024 [31, 59] Market and Economic Context - The S&P 500 appreciated approximately 15% from year-end 2024 levels [73]

Financial Performance - Revenue was $4.6 billion, with system-wide revenue reaching $4.9 billion[5] - Gross margin stood at 16.6%[5] - EBITA was $74 million ($96 million as adjusted), resulting in an EBITA margin of 1.6% (2.1% as adjusted)[5] - EPS was $0.38 ($0.83 as adjusted)[5] Business Line Performance - Manpower organic constant currency revenue increased slightly from the Q2 trend of 1% year over year[10] - Talent Solutions organic constant currency revenues declined from the Q2 trend of 1% year over year[10] - Experis organic constant currency revenue trend improved from the Q2 trend of -9% year over year[10] Segment Performance - Americas revenue was $1.1 billion, with an operating unit profit (OUP) of $38 million (3.5% OUP margin)[19] - Southern Europe revenue was $2.2 billion, with an OUP of $66 million (3.0% OUP margin)[23] - Northern Europe revenue was $817 million, with an OUP of -$15 million (-1.8% OUP margin)[26] - APME (Asia Pacific Middle East) revenue was $521 million, with an OUP of $27 million (5.1% OUP margin)[30] Cash Flow - Free cash flow was $45 million for the quarter[33] - Net earnings were $18 million[33] Outlook - Fourth quarter 2025 total revenue is expected to be up 3-7% (down 2% / up 2% CC)[37] - EPS is projected to be $0.78 – $0.88 (favorable $0.08 currency)[37]

Financial Performance - Net interest income increased by 3% QoQ and 8% YoY to $474695 thousand [11] - Non-interest revenue increased by 5% QoQ and 13% YoY to $140697 thousand [11] - Total revenue increased by 4% QoQ and 9% YoY to $615392 thousand [11] - Adjusted total revenue (TE) increased by 4% QoQ and 9% YoY to $612794 thousand [11] - Adjusted non-interest expense increased by 3% QoQ and 6% YoY to $320216 thousand [11] - Adjusted diluted EPS decreased by 1% QoQ but increased by 19% YoY to $146 [11] - Loans remained flat QoQ and increased by 1% YoY to $43753 million [13] - Deposits remained flat QoQ and YoY at $50004 million [13] Credit Quality & Capital - NCOs/Average Loans was 014% [13] - NPLs/Loans was 048% [13] - Allowance for Credit Losses % was 119% [13] - CET1 Ratio was 1124% [13] Merger with Pinnacle Financial Partners - The merger is expected to result in 21% EPS accretion in 2027E [30] - TBV dilution earnback is projected to be 26 years [30]

Essential3 Program Topline Results October 16, 2025 Forward Looking Statements This presentation may contain "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 relating to our business, operations, and financial conditions, including but not limited to express or implied statements regarding the current beliefs, expectations and assumptions regarding the future of our business, future plans and strategies, , including statements regarding the estimated ma ...

Financial Performance - Revenue increased by 9% year-over-year to $5.1 billion[5] - EPS increased by 25% year-over-year to $1.88[5] - Pre-tax margin increased by 3 percentage points year-over-year to 36%[5] - Expenses increased by 4% year-over-year to $3.2 billion[5] Capital Management - Returned $1.2 billion to common shareholders, including $381 million in dividends and $849 million in share repurchases[5] - Tier 1 leverage ratio increased slightly to 6.1%[3, 11] - CET1 ratio increased to 11.7%[8, 11] Segment Performance - Securities Services total revenue increased by 11% year-over-year to $2.459 billion[19, 20] - Market and Wealth Services total revenue increased by 14% year-over-year to $1.767 billion[23, 24] - Investment and Wealth Management total revenue decreased by 3% year-over-year to $824 million[27, 28]

S E P T E M B E R 2 0 2 3 SG SFH & SG SCF SOCIETE GENERALE COVERED BOND PROGRAMS INVESTOR PRESENTATION CONTENTS 4. APPENDICES 2 1. SG SFH & SG SCF STRUCTURE OVERVIEW 2. SFH COVERED BOND PROGRAM 3. SG SCF COVERED BOND PROGRAM SG SFH & SG SCF STRUCTURE OVERVIEW Two issuers under a strict regulation with similar structure European Covered Bond 'Premium' Label delivered since July 8th, 2022 Set a new standard in covered bonds' market | i | i | M | t | a | n | p | o | n | s | n | c | o | m | m | o | n | y | | | ...

Company Overview - Sanlam manages over R1.5 trillion in assets[14] - The company's market capitalization is R188 billion[14] - Sanlam operates in 30 countries across Africa and Asia[14] - The company touches over 96 million lives[14] Strategic Goals to 2030 - The company targets operating profit growth exceeding RSA CPI + 6% per annum[27, 45] - The company targets return on equity exceeding 20% per annum[30, 45] - The company targets dividend growth exceeding RSA CPI + 4% per annum[36, 45] - The company targets return on GEV exceeding RSA RFR + 4% per annum[33, 45] Santam's Lloyd's Syndicate 1918 - Santam's Lloyd's Syndicate 1918 aims for over 20% of GWP by 2030 from international business[125, 375] - The syndicate expects an underwriting margin exceeding 10% by 2030[125] - The syndicate targets a return on capital exceeding 24% by 2030[125, 375] SanlamAllianz Pan-Africa - SanlamAllianz aims to more than double its earnings off the 2024 baseline by 2030[155] - SanlamAllianz aims to achieve a top 3 market position across its remaining markets[155, 156] - SanlamAllianz's footprint captured 16% of the overall pan-African R372 billion insurance market[154]