SUPPLEMENTAL FINANCIAL INFORMATION Q2FY26 JANUARY 27, 2026 Safe Harbor Statement and Use of Non-GAAP Financial Information This document and our other communications regarding our quarterly financial results contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements provide current expectations of future events based on certain assumptions and include any statement that does not directly relate to any historical fact. Forward-loo ...

Q1FY26 Results PERIOD ENDING December 31, 2025 F5 specializes in application delivery and security. Our solutions are backed by three decades of expertise to ensure that every app is fast, available, secure, and ready for the AI-era. Forward-looking statements This presentation contains forward-looking statements including, among other things, F5's strong performance underscores its alignment with durable market demand drivers including the shift to hybrid multicloud architectures, enterprise adoption of AI ...

Financial Data and Key Metrics Changes - The company reported fourth quarter earnings of $22.6 million, a 6% increase from the prior quarter, marking a record-setting achievement [4] - Key financial performance indicators included a net interest margin expansion of 13 basis points to 3.29%, a non-GAAP efficiency ratio below 52%, and a return on average assets of 1.3% [4][12] - For the year ended December 31, 2025, net income was $65.2 million with diluted earnings per share of $3.84 [11] Business Line Data and Key Metrics Changes - The wealth and brokerage divisions experienced a 15% organic growth of assets under administration, totaling $2.4 billion by December 31, 2025 [5] - Loans grew organically by 2% for the year, with home equity lending showing strong performance, highlighted by 6% growth in the quarter and 18% organic growth for the year [6][7] - Non-interest income for the fourth quarter totaled $14.1 million, remaining relatively flat quarter-over-quarter [14] Market Data and Key Metrics Changes - The company noted a decrease in total loans by 1% for the fourth quarter, primarily due to higher loan payoffs and prepayments [7] - The credit metrics remained strong, with non-performing assets at 10 basis points of total assets and total past due loans at 16 basis points of total loans [7] Company Strategy and Development Direction - The company is focusing on accelerating organic growth through a broader commercial footprint in southern markets and expanding retail products and digital capabilities [5] - There is a strong emphasis on deepening existing customer relationships through advice-led interactions and expanding treasury management solutions [6] - The company is committed to maintaining a resilient balance sheet while driving high-quality growth and delivering value to customers and shareholders [9] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the overall health of the loan portfolio and the effectiveness of their credit risk management approach [8] - The company anticipates low to mid-single-digit growth in deposits for 2026, supported by strong performance in high-yield savings products [42] - Management indicated that they are well-positioned for continued growth and are optimistic about the future despite potential challenges in the operating environment [9] Other Important Information - The company announced a new share repurchase program allowing for the repurchase of up to 850,000 shares, approximately 5% of shares currently outstanding [16] - The company is actively managing operating expenses and leveraging automation to improve efficiency [9] Q&A Session Summary Question: What are the trends in deposit costs following the Fed rate cuts? - Management indicated that deposit costs are expected to improve by 7-10 basis points in the first quarter, with some yield compression anticipated [20][21] Question: How is the loan pipeline looking? - The residential pipeline is over $83 million and the commercial pipeline is over $77 million, indicating a solid outlook for loan growth [24] Question: What is the strategy regarding the share repurchase program? - The focus remains on returning capital while also prioritizing organic growth, with share repurchases being opportunistic [26] Question: What is the outlook for operating expenses in 2026? - Management expects operating expenses to be in the mid-50s for the efficiency ratio, reflecting continued investment in the franchise [44] Question: How should the tax rate be viewed going forward? - The effective tax rate is expected to increase slightly, potentially reaching around 21% due to the absence of certain tax credit benefits [47]

Financial Data and Key Metrics Changes - The company reported fourth quarter earnings of $22.6 million, a 6% increase from the prior quarter, marking a record-setting achievement [4] - The net interest margin expanded by 13 basis points to 3.29%, with a non-GAAP efficiency ratio below 52% and a return on average assets of 1.3% [4][12] - For the year ended December 31, 2025, net income was $65.2 million with diluted earnings per share of $3.84 [11] Business Line Data and Key Metrics Changes - The wealth and brokerage divisions experienced 15% organic growth in assets under administration, totaling $2.4 billion by year-end [5] - Loans grew organically by 2% for the year, with home equity lending showing strong performance, highlighted by 6% growth in the quarter and 18% for the year [6][7] - Non-interest income for the fourth quarter totaled $14.1 million, remaining relatively flat quarter-over-quarter [14] Market Data and Key Metrics Changes - The company noted a strong performance in southern markets, with a focus on expanding commercial footprint and retail products [5] - The residential loan pipeline was reported at just over $83 million, while the commercial pipeline was just over $77 million, indicating solid prospects for loan growth [23] Company Strategy and Development Direction - The company is focused on accelerating organic growth through broader commercial reach, retail product expansion, and leveraging wealth and brokerage strengths [5] - There is an emphasis on deepening customer relationships through advice-led interactions and expanding treasury management solutions [6] - The company is also advancing its digital strategy, introducing new products like Family Wallet to enhance customer engagement [8][9] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the overall health of the loan portfolio, with strong credit metrics and proactive management of credit issues [7][8] - The outlook for 2026 includes expectations for low to mid-single-digit growth in deposits, supported by high-yield savings products [41] - The company anticipates maintaining a mid-50s efficiency ratio while continuing to invest in the franchise [43] Other Important Information - A new share repurchase program was announced, allowing the company to repurchase up to 850,000 shares, approximately 5% of outstanding shares [16] - The company reported a provision for credit losses of $3 million, driven by a single charge-off related to a commercial real estate loan [15] Q&A Session Summary Question: What are the trends in deposit costs following Fed rate cuts? - Management indicated a potential improvement of 7-10 basis points in funding costs for the first quarter, with expectations for modest margin expansion [20][21] Question: How is the loan pipeline looking? - The residential pipeline is over $83 million and the commercial pipeline is over $77 million, indicating a solid outlook for loan growth [23] Question: What is the strategy for capital deployment regarding the buyback program? - The focus remains on organic growth, with the buyback program being opportunistic [25] Question: What is the outlook for loan growth and staffing? - The company continues to seek talent in key markets and is optimistic about loan growth, particularly in southern markets [33][34] Question: How should the tax rate be viewed going forward? - The effective tax rate is expected to increase slightly, potentially reaching around 21% due to the absence of certain tax credit benefits [46]

Financial Data and Key Metrics Changes - Camden National reported fourth quarter earnings of $22.6 million, a 6% increase from the prior quarter, marking a record-setting achievement for the organization [4] - The net interest margin expanded by 13 basis points to 3.29%, with a non-GAAP efficiency ratio below 52% and a return on average assets of 1.3% [4][12] - For the year ended December 31, 2025, net income was $65.2 million with diluted earnings per share of $3.84 [12] Business Line Data and Key Metrics Changes - The wealth and brokerage divisions experienced 15% organic growth in assets under administration, reaching $2.4 billion by December 31, 2025 [5] - Loans grew organically by 2% for the year, with home equity lending showing strong performance, highlighted by 6% growth in the quarter and 18% organic growth for the year [6][12] - Non-interest income for the fourth quarter totaled $14.1 million, remaining relatively flat quarter-over-quarter [15] Market Data and Key Metrics Changes - The company noted a solid pipeline for residential loans at over $83 million and commercial loans at over $77 million, indicating a positive outlook for loan growth [25] - The balance sheet remains strong, with regulatory capital levels above internal targets and a loan loss reserve of 91 basis points of total loans [6][17] Company Strategy and Development Direction - Camden National is focusing on accelerating organic growth through a broader commercial footprint in southern markets and expanding retail products and digital capabilities [5] - The company aims to deepen existing customer relationships through advice-led interactions and treasury management solutions [6] - The management emphasized the importance of maintaining a resilient balance sheet while driving high-quality growth [10] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the overall health of the loan portfolio, with strong credit metrics and proactive management of non-performing assets [7][9] - The company anticipates low to mid-single-digit growth in deposits for 2026, supported by high-yield savings products [42] - Management expects a slight increase in the effective tax rate due to the absence of certain tax credit benefits in 2026 [46] Other Important Information - A new share repurchase program was announced, allowing the company to repurchase up to 850,000 shares, or approximately 5% of outstanding shares [18] - The company introduced Family Wallet, a youth banking platform aimed at building healthy financial habits among families [9] Q&A Session Summary Question: Margin trends and deposit costs - Management indicated that deposit costs are expected to improve by 7-10 basis points in the first quarter, with a slight margin expansion anticipated [22][23] Question: Loan growth pipeline - The residential pipeline is over $83 million and commercial pipeline is over $77 million, with expectations for loan growth to be flat to up 2% in the upcoming quarter [25][26] Question: Capital deployment and buyback program - The focus remains on organic growth, with the buyback program being opportunistic [27] Question: Fair value accretion - The fair value accretion for the quarter was reported at $5.3 million, with a modeling range of 4.5 to 4.75 million for future quarters [32][33] Question: Provision for credit losses - The recent provision of $3 million was attributed to specific credit issues, with expectations for normalization in charge-offs moving forward [35][36] Question: Deposit growth expectations - Management is optimistic about deposit growth, targeting low to mid-single-digit growth for the year [42] Question: Operating expenses outlook - An efficiency ratio in the mid-50s is expected as the company continues to reinvest in the franchise [44] Question: Tax rate expectations - The effective tax rate is expected to increase slightly due to the absence of certain tax credits [46] Question: M&A activity - The company remains focused on organic growth but is open to opportunistic M&A in contiguous markets [62][63]

INVESTOR PRESENTATION 4TH QUARTER 2025 Local banking is better than ever. FORWARD-LOOKING STATEMENTS We may, from time to time, make written or oral "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, including statements contained in our filings with the Securities and Exchange Commission (the "SEC"), our reports to shareholders and in other communications by us. This Investor Presentation contains "forward-looking statements" with respect to the Company ...

Summary of Clearway Energy Conference Call Company Overview - **Company**: Clearway Energy, Inc. - **Industry**: Clean Energy, specifically focusing on renewable energy projects and power purchase agreements (PPAs) with major corporations like Google. Key Points and Arguments 1. Strong Outlook for 2026 - Clearway Energy is optimistic about its performance in 2026, following a successful execution year in 2025. The company feels confident in meeting its guidance for 2026 and has already commercialized most of its planned projects through 2027 and into 2028 [3][4]. 2. Partnership with Google - The recent announcement of a 1.2 GW PPA with Google is seen as a significant milestone, indicating a shift in the clean energy landscape. This partnership is expected to lead to more contracts with other hyperscalers and renewable energy companies [7][9]. - The contracts with Google are long-term and diverse in geography, which enhances Clearway's growth prospects and aligns with Google's clean energy goals [9][10]. 3. Growth Projections - Clearway aims for a sustainable growth rate of 8%+ over time, supported by a robust pipeline of projects and strong relationships with key customers [5][18]. - The company has set a target of achieving $3.10 in cash available for distribution (CAFD) per share by 2030, with a focus on constructing 2 GW of projects annually [20][21]. 4. Capital Allocation and Financial Metrics - Clearway maintains a capital allocation framework aiming for a leverage ratio of 4-4.5x and a CAFD yield of 10.5% or better. The company is focused on delivering predictable cash flows and high returns to shareholders [29][49]. - The company has successfully exceeded the 10.5% CAFD yield in recent projects, which is expected to continue as they capitalize on new opportunities [49]. 5. Technology and Resource Mix - Clearway is committed to a diverse energy portfolio, including renewable resources, gas, and battery storage. The company believes that a mix of these technologies will provide the most reliable and cost-effective energy solutions [54][56]. - The company sees a significant role for gas resources in complementing renewable energy, especially in providing reliability and firming capabilities [54][55]. 6. Future of Renewable Energy Post-2030 - Clearway anticipates that the renewable energy landscape will continue to grow even after the expiration of tax credits in 2030. The company expects to see a mix of renewable, gas, and battery resources remain essential for meeting energy demands [62][66]. - The company is preparing for a future where renewable projects will need to stand on their own economically, without tax incentives [63][66]. 7. Storage Opportunities - Clearway is optimistic about the potential for battery storage, which has proven to be reliable and effective in enhancing grid performance. The company is focused on developing domestic supply chains for battery production [70][73]. 8. Capital Raising Strategy - Clearway plans to maintain a disciplined approach to capital raising, balancing equity issuance with its growth objectives. The company aims to continue raising capital in a manner consistent with premium utilities [29][80]. Additional Important Insights - The company is focused on building large-scale projects and expects to see larger contracting announcements as it grows. This shift reflects the increasing scale of the clean energy market and Clearway's capabilities [75][76]. - Clearway's strategy includes developing projects in phases, allowing for incremental capital allocation and reporting on progress [77][78]. This summary encapsulates the key insights and strategic directions discussed during the conference call, highlighting Clearway Energy's commitment to growth, innovation, and sustainable energy solutions.

MARTEN TRANSPORT, LTD. S I N C E 1 9 4 6 Q 4 2 0 2 5 MARTEN TRANSPORT INTERNATIONAL TRANSPORTATION LEADER SINCE 1946 Marten Transport is a multifaceted business offering a network of refrigerated and dry truck-based transportation and distribution capabilities across the company's distinct business platforms DRY TRUCKLOAD DRY TRUCKLOAD DEDICATED DEDICATED INTERMODAL* INTERMODAL* BROKERAGE BROKERAGE MRTN DE MEXICO MRTN DE MEXICO REFRIGERATED TRUCKLOAD REFRIGERATED TRUCKLOAD *We closed on the agreement to sel ...

Q4 2025 EARNINGS INVESTOR PRESENTATION January 27, 2026 Additional information concerning Busey and its business, including additional factors that could materially affect Busey's financial results, is included in Busey's filings with the Securities and Exchange Commission. 4Q25 Earnings Investor Presentation First Busey Corporation | Ticker: BUSE 2 Forward-Looking Statements This presentation may contain "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 ...

Financial Data and Key Metrics Changes - Fourth quarter net income totaled $10.2 million, or $0.59 per share, stable from the third quarter but more than double the earnings from the same quarter a year ago [3] - Return on Assets (ROA) and Net Interest Margin (NIM) were stable from the third quarter while increasing sharply from a year ago [3] - For the year, net interest income increased by 13% to $112 million due to loan growth and a 38 basis point decline in funding costs [8] Business Line Data and Key Metrics Changes - Loans grew at a solid 8.6% for the year, with fourth quarter originations at $145 million, 32% higher than in 2024 [4] - Non-performing loans decreased by 45% and non-performing assets decreased by 34% since the end of the previous year [6] - Fourth quarter pre-tax, pre-provision income was $2.3 million, 21% higher than a year ago [7] Market Data and Key Metrics Changes - Total deposits increased by 8.6% compared to the fourth quarter a year ago, with strong growth in interest-bearing non-maturity deposits [5] - Average demand deposits remained stable in 2025, comprising 16% of total deposits [5] - The average interest-bearing deposit rate declined by 55 basis points from the fourth quarter of 2024 [6] Company Strategy and Development Direction - The company aims to return to historic performance levels, focusing on resolving remaining non-performing assets [3] - There is an emphasis on maintaining pricing and structuring discipline in loan originations [4] - The company plans to be more active in buyback programs after addressing sub-debt [18] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence that credit performance will continue to improve in future quarters [3] - The competitive landscape for deposits remains intense, impacting deposit costs [6] - Management expects to see incremental improvement in deposit costs in the first quarter of 2026 [9] Other Important Information - Tangible book value per share increased by 7.8% during 2025, ending the year at $26.42 [14] - The effective tax rate in 2026 is expected to be between 27% and 28% [10] Q&A Session Summary Question: What is the outlook for deposit beta going forward? - Management indicated that the deposit beta is expected to continue increasing due to a large portion of the funding base maturing over the next year [16] Question: Any updates on sub-debt refreshes in April? - Management is looking at opportunities to rightsize the sub-debt for the balance sheet and capital stack [17] Question: How should we think about the buyback this year? - Management expects to be more active in buyback programs after addressing sub-debt [18] Question: Can you discuss the margin outlook for 2026? - Management believes there is an opportunity for deposit costs to continue to come down, which could lead to margin expansion [26] Question: What is the competition like for commercial real estate loans? - Management noted that competition remains intense, but they are focused on maintaining strong relationships with clients [52]