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浙江首例数字人民币数据知识产权质押贷款落地
Qi Huo Ri Bao Wang· 2025-06-09 00:45
本次质押融资标的物聚焦"舟山价格"体系核心成果——"中国舟山低硫燃料油保税船供报价数据"等三个 价格指数。建行自贸区支行在评估相关指数后肯定了其作为数据要素的价值,以数字人民币形式发放至 浙油中心数字人民币钱包中,完成价格指数数据知识产权质押融资,合作探索为客户提供更便捷、更优 质的服务。 6月5日,在浙江舟山市市场监督管理局的指导和中国人民银行舟山市中心支行的支持下,浙江国际油气 交易中心有限公司(下称浙油中心)将持有的数据知识产权作为质押融资标的物,成功获得了中国建设 银行浙江自贸区支行(下称建行自贸区支行)以数字人民币形式发放的数据知识产权质押贷款,标志着 浙江省首例数字人民币数据知识产权质押贷款业务在舟山落地。 本次业务创新实践紧扣国家数字经济战略与数字人民币创新应用推广双重机遇。现阶段,我国数字经济 发展已驶入快车道,浙江省数字经济蓬勃发展,数据要素不断积累。浙油中心积极响应国家和浙江省 委、省政府号召,不断充实数据要素,探索发掘数据要素潜在价值。自2021年起,浙油中心与舟山市港 航和口岸管理局等围绕保税燃料油发布了一系列价格指数,构建起"舟山价格"指数体系。 本次数字人民币数据知识产权质押贷款是 ...
每周股票复盘:楚天龙(003040)大宗交易折价11.23%,数字人民币业务持续推进
Sou Hu Cai Jing· 2025-06-07 17:19
Group 1 - The stock price of Chutianlong (003040) increased by 10.18% this week, closing at 15.58 yuan, with a total market capitalization of 7.184 billion yuan [1] - The company experienced a significant increase in the number of third-generation social security card holders, growing from 267 million in 2022 to 487 million by October 2024, indicating a penetration rate of 35% [2] - Chutianlong's revenue is expected to decline in 2024 compared to the previous year, but the company plans to focus on embedded security products, smart hardware, software and services, and digital RMB business in 2025 [3] Group 2 - On June 5, Chutianlong executed five large transactions at a discount of 11.23%, totaling 14.5711 million yuan [2][5] - The company launched the "Shubizhi Jiao" innovative payment solution, facilitating the issuance of the first nationwide interoperable digital RMB co-branded wallet for transportation [2][5] - The company's first extraordinary general meeting of shareholders in 2025 was successfully held, where four resolutions were passed with a high approval rate [4][5]
神农架景区正式启动 “数字人”,慧淘金元分身助力文旅体验升级
Sou Hu Cai Jing· 2025-06-07 15:37
Core Insights - The launch of the "Digital Human" project at Shennongjia Scenic Area marks a significant step in the digital transformation of the cultural tourism industry, aiming to provide a more personalized and intelligent travel experience for visitors [1][5]. Group 1: Project Overview - The "Digital Human" project is supported by technology from Huitao Jinyuan and aims to offer 24/7 online tour guide services, intelligent Q&A, and personalized itinerary recommendations [1][3]. - Shennongjia is recognized as a famous natural ecological tourism destination in China, with rich natural resources and cultural heritage [1]. Group 2: Technological Integration - The "Digital Human" technology integrates artificial intelligence, big data analysis, and virtual reality, enabling it to simulate human language and behavior for natural interaction with tourists [3]. - The technology can provide precise recommendations based on tourists' interests and real-time needs, enhancing the overall travel experience by offering historical knowledge, weather updates, and transportation information [3]. Group 3: Strategic Goals - The introduction of the "Digital Human" is not only aimed at improving service quality but also at attracting younger generations of tourists, revitalizing the ancient Shennongjia in the digital age [5]. - The collaboration between Shennongjia Scenic Area and Huitao Jinyuan will continue to explore more innovative applications in the digital cultural tourism sector, enhancing the visitor experience and positioning Shennongjia as a world-class digital tourism destination [7].
这个京东618,MCM用京东高定数字人“玩转少女心”
Zhong Jin Zai Xian· 2025-06-06 09:20
Core Insights - JD's new digital employee, the JD High-End Digital Person, represents a 3.0 version of personalized customization aimed at enhancing brand live streaming experiences, outperforming human hosts in understanding consumer pain points and engagement [1][5] - The MCM brand, known for its luxury products, benefits from the advanced capabilities of the JD High-End Digital Person, which enhances product detail presentation and user engagement, leading to a threefold increase in viewer retention during live streams [1][3] Group 1 - The JD High-End Digital Person is designed to meet specific brand needs, featuring natural human-like movements, refined audio quality, and precise lip-syncing, achieving a level of realism that can surpass some human hosts [1] - The dual digital hosts in MCM's live streaming effectively showcase the latest fashion items, with high-definition visuals capturing intricate details such as the shine of chains and texture of materials [3] Group 2 - The immersive shopping experience created by the JD High-End Digital Person strengthens MCM's premium brand image while facilitating consumer decision-making through a seamless "discovery-interaction-conversion" process [5] - As consumer expectations for live content quality rise, and brands increasingly seek efficient, high-quality live streaming solutions, the JD High-End Digital Person is positioned to become a standard feature for high-end brand live broadcasts [5]
数字人“唱戏” 参观者“入戏”
Ke Ji Ri Bao· 2025-06-06 01:10
Core Viewpoint - The integration of digital technology and traditional Huangmei opera is being actively pursued by Anqing Normal University, aiming to enhance the preservation, transmission, and innovation of this cultural heritage through various technological means [1][3][5]. Group 1: Digital Preservation and Innovation - Anqing Normal University has established a digital resource library for Huangmei opera since 2012, utilizing digital media technology for preservation and transmission [1]. - The Huangmei opera laboratory has developed a virtual reality museum system and virtual simulation teaching courses to explore digital preservation methods [1][3]. - The team is leveraging AI and digital media to create intelligent digital personas and interactive exhibits that engage visitors and enhance their understanding of Huangmei opera [2][3]. Group 2: Cultural Integration and Tourism - The integration of Huangmei opera elements into AR experiences and cultural tourism is being explored, with collaborations established with over 20 scenic spots in cities like Hangzhou and Anqing [4]. - The team is developing a digital script tour that combines Huangmei opera with local cultural stories, enhancing visitor engagement through interactive experiences [4]. - A dual online and offline tourism model is being implemented, allowing users to experience Huangmei opera through virtual tours or immersive role-playing games [4]. Group 3: Future Directions - The team aims to create a sustainable ecosystem for the innovative development of Huangmei opera by combining traditional elements with advanced technology [5]. - Future efforts will focus on cross-industry collaboration, content innovation, and talent cultivation to further enhance the role of AI in the preservation and development of traditional operas [5].
数字人民币试点场景突破千万应用生态持续完善
Sou Hu Cai Jing· 2025-06-05 14:05
Core Insights - The digital yuan pilot has surpassed ten million application scenarios, marking a significant step in China's legal digital currency development and showcasing the country's financial technology innovation strength [1][3]. Group 1: Application Scenarios - Since the launch of the digital yuan pilot, its application has expanded from basic areas like retail payments and public service fees to various dimensions including transportation, healthcare, education payments, and enterprise trade settlements [3]. - The breakthrough of over ten million pilot scenarios indicates that the digital yuan has deeply integrated into various sectors of the economy, becoming a crucial force in promoting the integration of the digital economy with the real economy [3]. Group 2: Ecosystem Development - The application ecosystem of the digital yuan is continuously enriching, with diverse participants such as financial institutions, technology companies, merchants, and consumers collaboratively building an open, cooperative, and win-win ecosystem [3]. - Banks are enhancing digital yuan wallet services to improve user experience, while technology companies leverage advanced technologies like big data, cloud computing, and blockchain to provide secure and efficient support for the circulation and application of the digital yuan [3]. Group 3: Cross-Border Applications - The exploration of cross-border applications of the digital yuan is steadily advancing, with its importance as a new tool for cross-border payments becoming increasingly prominent amid the acceleration of global digitalization [5]. - China is actively participating in international digital currency cooperation and standard-setting, promoting the application of the digital yuan in cross-border trade, investment, and financial transactions [5]. Group 4: Financial Inclusion and Security - The promotion of the digital yuan enhances financial inclusion and deepens efforts in anti-money laundering and counter-terrorism financing, reducing payment costs and improving efficiency, particularly benefiting remote areas and vulnerable groups [5]. - The traceability of the digital yuan serves as a powerful tool against financial crimes, contributing to the stability and security of financial markets [5]. Group 5: Future Outlook - With ongoing technological advancements and continuous expansion of application scenarios, the digital yuan's ecosystem is expected to become more comprehensive, further highlighting its role in economic development, financial service enhancement, and financial security maintenance [5].
数字人民币跨境消费试点支付便利化升级
Sou Hu Cai Jing· 2025-06-05 13:05
Core Viewpoint - The upgrade of the digital RMB cross-border consumption pilot payment convenience is a significant initiative in the financial sector, enhancing the integration of global trade and consumption [1][5]. Group 1: Payment Process Improvement - The upgrade simplifies and enhances the efficiency of the payment process, allowing consumers to complete cross-border payments easily via their mobile phones without worrying about currency exchange and fees [3]. - Merchants benefit from quicker receipt of payments, improving cash flow efficiency and stimulating business activities [3]. Group 2: Security Enhancements - The upgrade incorporates advanced encryption and blockchain technologies, ensuring the security and traceability of each transaction, thus protecting consumer personal information and funds [3]. - This security enhancement provides consumers with confidence in engaging in cross-border consumption [3]. Group 3: Strategic Significance - The upgrade aids in elevating the status of the RMB in the international monetary system and promotes the internationalization of the RMB [5]. - Increased acceptance of RMB payments by various countries and regions will enhance its international influence and provide China with greater voice in global economic governance [5]. - The initiative fosters financial innovation and openness, encouraging cooperation and competition among financial institutions and promoting the development of financial technology [5]. Group 4: Challenges and Future Outlook - The upgrade faces challenges such as regulatory policy differences across countries and regions and the need for unified technical standards [5]. - Despite these challenges, the ongoing efforts and exploration are expected to gradually resolve these issues, contributing to a more convenient, secure, and efficient payment experience for cross-border consumption [5].
对标“顶流主播” 京东“618”高定数字人全面登场:部分品牌已累计带货超千万元
Mei Ri Jing Ji Xin Wen· 2025-06-05 11:46
Core Insights - JD.com has launched the "JD Customized Digital Human" for brand merchants, enhancing its live-streaming capabilities with personalized digital avatars that operate 24/7 [1][3] - The new digital humans are designed to closely resemble real people, capable of natural movements and synchronized speech, catering specifically to categories like fashion, beauty, and luxury [3] - The introduction of AI technology allows these digital humans to utilize effective sales techniques from top industry hosts, enabling seamless interaction and sales conversion [3] Group 1: Product Features - The "JD Customized Digital Human" offers personalized adjustments based on brand needs, aiming to match the performance of top live-streaming hosts [1][3] - It supports various live-streaming formats, including product demonstrations, live trials, and interactive sessions, enhancing viewer engagement [3] - A specific example includes the customized avatar for the snack brand "Three Squirrels," which has generated over 10 million yuan in sales even during low-traffic hours [3] Group 2: Market Performance - During the "618" shopping festival, JD.com reported over 200% year-on-year growth in transaction volume, order quantity, and number of users within the first hour [3] - More than 20,000 brands saw their transaction volumes increase by over three times compared to the previous year, with certain categories experiencing a 380% increase in sales [3] Group 3: Industry Context - Digital humans are seen as a suitable medium for traditional e-commerce platforms, providing coverage during typically low-traffic periods [4] - Major internet companies like JD.com and Alibaba are investing in advanced AIGC and digital human technologies, giving them a competitive edge in the live-streaming e-commerce sector [4]
宇信科技:在数字人民币领域有广泛布局
快讯· 2025-06-02 15:35
Core Viewpoint - Yuxin Technology has a broad layout in the digital RMB field, extending beyond common application scenarios to various wide-ranging applications [1] Group 1: Company Activities - The company has already implemented cases that assist state-owned banks in promoting digital currency applications and landing consumption scenarios [1] - Yuxin Technology is involved in the system development and construction of B-end application scenarios for major banks' digital currencies [1]
每周股票复盘:楚天龙(003040)大宗交易频繁,数字人民币业务持续推进
Sou Hu Cai Jing· 2025-05-30 23:14
Group 1 - The stock price of Chutianlong (003040) increased by 13.48% this week, closing at 14.14 yuan, with a market capitalization of 6.52 billion yuan [1] - Chutianlong's stock reached a maximum price of 14.59 yuan and a minimum price of 12.4 yuan during the week [1] - The company ranks 46th out of 87 in the communication equipment sector and 2309th out of 5146 in the A-share market [1] Group 2 - Multiple block trades occurred this week, with a total transaction amount exceeding 12.75 million yuan [2][4] - On May 30, a block trade was executed at a discount of 10.61%, totaling 4.2976 million yuan [2] - On May 29, four block trades were executed at a discount of 12.17%, totaling 8.4546 million yuan [2] Group 3 - Chutianlong is not currently involved in stablecoin-related business but is monitoring relevant policy developments [3] - The company is increasing its investment in digital RMB technology and products, exploring applications in smart contracts and cross-border settlement [3] - The self-developed consulting robot product won the national first prize in the "2024 Huawei Developer Competition," showcasing the company's strength in AI technology [3] - Future growth points for the company include embedded security products, smart hardware, software and services, and digital RMB business [3] - The company has established a market value management system to maintain a positive image in the capital market [3]