证券之星消息，11月3日医疗服务板块较上一交易日下跌0.59%，数字人领跌。当日上证指数报收于 3976.52，上涨0.55%。深证成指报收于13404.06，上涨0.19%。医疗服务板块个股涨跌见下表： 从资金流向上来看，当日医疗服务板块主力资金净流出7.12亿元，游资资金净流入2.46亿元，散户资金净 流入4.66亿元。医疗服务板块个股资金流向见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 301096 | 百诚医药 | 68.99 | 19.15% | 31.20万 | 20.61亿 | | 000710 | 贝瑞基因 | 13.89 | 6.11% | 49.37万 | 6.92亿 | | 688046 | 药康生物 | 18.67 | 4.77% | 8.29万 | 1.54亿 | | 002622 | 皓宸医疗 | 3.46 | 3.90% | 46.43万 | 1.58亿 | | 688238 | 和元生物 | 7.78 | 3.87% | 23.18万 | 1.80亿 ...

据港交所10月31日披露，南京硅基智能科技集团股份有限公司(简称：硅基智能)向港交所主板提交上市申请 书，招银国际、星展银行为联席保荐人。 据招股书，硅基智能是中国最大的数字人智能体提供商，提供卓越的硅基劳动力。根据灼识咨询的资料，就 根据2024年提供数字人智能体解决方案产生之收入而言，该公司在中国所有数字人智能体提供商中排名第 一，在中国数字人智能体行业中持有32.2%的市场份额，处于领导地位。根据同一资料来源，于全球数字人 智能体提供商中，就2024年提供数字人智能体解决方案产生收入而言该公司位列第二。 受自动驾驶行业中广获验证的L1至L5阶段发展范式启发，该公司创新性地为中国数字人智能体行业提出相应 的L1至L5发展蓝图。此蓝图旨在推动内容生产模式从人工主导升级为AI驱动，加速实现从AICopilot到 AIAutopilot的转型。类似于机器人行业中的具身智能概念，该公司透过声音克隆、外观克隆与思想克隆技 术，在AI领域创造出数字人智能体。 作为中国数字人智能体行业的先行者，该公司创新推出硅基劳动力解决方案，驱动数字人智能体技术发展并 塑造市场趋势。数字人智能体已历经五个不同等级(L1至L5)的演进 ...

中国人民银行正式说数字人民币 "双中心" 架构落在北京和上海，一场以法定数字货币为核心的支付革 命正加速渗到社会经济的各个角落，从二零二五年十一月起，数字人民币的应用场景会从试点时的 "单 点突破" 变成 "全面铺开"，覆盖零售消费、公共服务、跨境贸易、绿色金融等核心领域，意味着咱们国 家的货币体系正式进入数字化新时代。 零售与公共服务：从 "尝鲜" 到 "常用" 的民生革命在江苏，数字人民币消费额已经连续两年排全国第 一，到二零二三年十月，全省支持数字人民币支付的公立医院覆盖到百分之五十三，重点景区到百分之 四十五，加油站、水电气通信缴费营业厅超过百分之四十，二零二五年这一渗透速度更快了，南京市统 一支付平台上线房产交易 "一码合缴" 功能，能实现税款、登记费、物业维修资金等涉房税费的数字人 民币自动清分，苏州公积金中心用智能合约技术，把数字人民币结算嵌进缴存、提取、贷款全流程，单 月交易额突破二十一亿元。 更该关注的是 "双离线支付" 技术的普及，在杭州地铁，乘客就算在地下没信号的地方，也能拿手机 "碰 一碰" 付车票钱，北京火车站的硬钱包终端机，让旅客不用解锁手机就能刷卡买票，解决了老年人和紧 急情况下 ...

Core Viewpoint - Nanjing Silicon-based Intelligent Technology Group Co., Ltd. has submitted its listing application to the Hong Kong Stock Exchange, with CMB International and DBS Bank as joint sponsors [1] Company Overview - Silicon-based Intelligent is the largest provider of digital human intelligent agents in China, holding a market share of 32.2% in the digital human intelligent agent industry, ranking first among all providers in China and second globally in terms of revenue generated from digital human intelligent agent solutions in 2024 [4][5] - The company has developed a comprehensive silicon-based workforce solution that enhances the development of digital human intelligent agent technology and shapes market trends [5] Business Model and Innovation - The company has successfully evolved its business model from basic general-purpose silicon-based labor to high-value silicon-based labor, demonstrating strong industry insight and strategic execution [5] - As of October 24, 2025, the company has obtained 145 authorized patents, focusing on digital human intelligent agents, which has created a solid technological barrier [5] Financial Performance - The company reported revenues of approximately RMB 222.81 million, RMB 530.81 million, RMB 655.44 million, and RMB 326.00 million for the years 2022, 2023, 2024, and the six months ending June 30, 2025, respectively [7][8] - The company incurred losses of approximately RMB 111.05 million, RMB 95.91 million, RMB 111.70 million, and RMB 8.29 million for the same periods [7][8]

Core Insights - Digital human technology is rapidly transforming business operations and user experiences, with companies like UMI leading the way in redefining human-computer interaction boundaries [1] Development Status of Digital Human Technology - Digital human technology has evolved beyond mere visual representation to deep application, integrating AI, computer graphics, and speech synthesis to create highly anthropomorphic digital avatars capable of natural dialogue and expressive gestures [2] - Applications in various sectors include 24/7 customer service in finance, adaptive teaching in education, and professional health guidance in healthcare, showcasing the technology's broad potential [2] Technical Advantages of Professional Manufacturers - Professional digital human manufacturers, such as UMI, possess significant R&D advantages, including a proprietary real-time rendering engine for photo-realistic visuals and advanced speech recognition and natural language processing technologies for seamless interaction [3] - These manufacturers offer comprehensive solutions tailored to client needs, from design to functionality, enabling the creation of brand ambassadors, virtual hosts, and dedicated customer service agents [3] Industry Application Scenario Analysis - Digital human technology demonstrates strong application potential across various industries, such as virtual hosts in e-commerce live streaming, digital employees in corporate services, and digital recreations of historical figures in cultural dissemination [5] - Different industries have distinct demands for digital humans, with retail focusing on approachability and sales skills, while finance emphasizes professionalism and accuracy, necessitating tailored solutions from manufacturers [5] Future Development Trends - The future of digital humans is expected to be more intelligent, personalized, and context-aware, with advancements in cognitive abilities to understand complex human emotions and provide warmer interactions [7] - As technology matures, production costs are anticipated to decrease, allowing more small and medium-sized enterprises to benefit from digital human technology [7] - Continuous R&D investment in areas like multimodal interaction and emotional computing is essential for manufacturers to maintain a competitive edge in the market [7] Conclusion - Digital human technology is reshaping the future of human-computer interaction, with professional manufacturers playing a crucial role in driving innovation and application expansion [7]

Core Insights - Nanjing Silicon-based Intelligent Technology Group Co., Ltd. (referred to as "Silicon-based Intelligence") has officially submitted its listing application to the Hong Kong Stock Exchange, with joint sponsors being CMB International and DBS Bank [2] - As the largest digital human intelligent agent provider in China, Silicon-based Intelligence holds a significant position in the global market, ranking first in China with a market share of 32.2% and second globally in terms of revenue from digital human intelligent agent solutions for 2024 [2] - The company has established a comprehensive AI architecture covering voice recognition, natural language processing, and computer vision, enabling full-stack coverage from underlying algorithms to upper-level applications [2] Industry Position - Silicon-based Intelligence has pioneered the concept of "Silicon-based Labor," distinguishing AI as a new form of productivity compared to human "Carbon-based Labor," which is also the inspiration behind the company's name [2] - The company has developed a five-level evolution of digital human intelligent agents, transitioning from simple interactions to fully automated iterations, capable of handling complex tasks across various professions [3] - The company has accumulated 145 patents related to digital human intelligent agents and has provided over 80,000 silicon-based labor solutions across multiple industries, including telecommunications, finance, and healthcare [3] Business Strategy - The company aims to transform from "AI-assisted tools" to "outcome-oriented solutions" in the field of fully automated content production by June 2025 [3] - Silicon-based Intelligence has created the "Da Sima" IP series, which has garnered over 11 million followers online, demonstrating a synergistic effect between technology and branding [3] - The company's mission is to become a global leader in the digital human intelligent agent field, promoting the application of silicon-based labor in various sectors such as healthcare, education, and elderly care [3]

Core Insights - AI has been deeply integrated into JD's "super supply chain," enhancing both merchant competitiveness and consumer shopping experiences during the 11.11 sales event [1] - The number of intelligent agents operating within JD has surpassed 30,000, significantly streamlining workflows and improving operational efficiency [1] Marketing Innovations - The number of merchants using JD's digital human service, JoyStreamer, has exceeded 40,000, with peak broadcast hours surpassing 150,000 and GMV exceeding 80 million in a single day [2] - The introduction of tiered benefits for digital humans allows merchants to access basic versions for free and advanced versions at low costs, enhancing marketing capabilities [2] - The upgraded smart customer service, JD Xiao Zhi 5.0, has improved pre-sale conversion rates by 37% and served over 4.8 million users during peak hours [2] Service Enhancements - JD's intelligent customer service handled over 150 million user inquiries in peak hours, showcasing its capability to analyze and respond to customer needs in real-time [3] - The "Tianxiang" insight analysis system proactively coordinates resources to meet urgent customer demands, exemplified by a case where it ensured timely delivery of washing machines for a new apartment [3] - Sales of smart devices connected to JoyInside increased by 68% in a single day, indicating growing acceptance of "companion-type intelligence" in households [3] Technological Integration - JD's technological capabilities have been embedded across all aspects of the "super supply chain," enhancing business resilience and operational efficiency [4] - The focus is on sustainable and practical AI that creates real value for the industry, rather than merely pursuing rapid advancements [4]

Core Insights - The recent update of the digital RMB app to version 1.2.5 focuses on optimizing wallet activation steps, adding a risk feedback feature, and incorporating JD Pay into the payment platform, enhancing the acceptance network for digital RMB [1][7]. Group 1: App Features and Enhancements - The update simplifies the wallet activation process to lower the entry barrier for new users, although specific simplifications need to be validated in real user scenarios [1]. - A new "risk feedback" channel has been added, allowing users to report various types of fraud, which emphasizes the importance of user fund security [7]. - The app now categorizes desktop widgets into six themes, enhancing user experience with a total of 18 design options [5]. Group 2: Payment Platform Expansion - JD Pay has become the fourth payment platform to join the digital RMB acceptance network, following Alipay, WeChat Pay, and Meituan Pay, which standardizes the acceptance environment and simplifies user operations [7][9]. - The integration of JD Pay covers various JD-related apps, streamlining the payment process and avoiding the need for users to activate multiple quick payment options [7]. Group 3: Overall Impact - The update balances convenience and security, with the expansion of payment platforms and feature enhancements expected to support the upgrade of financial infrastructure and the development of the digital economy [9].

Core Insights - The recent update of the digital RMB app to version 1.2.5 focuses on optimizing user experience and enhancing security features, including the integration of JD Pay into the digital RMB acceptance network [1][2] User Experience Enhancements - The update simplifies the wallet activation process to lower the entry barrier for new users, although specific details on the simplification have yet to be validated through user scenarios [1] - A new desktop widget feature has been introduced, offering 18 design options categorized into six themes, enhancing both practicality and personalization for users [1] Security Features - A "risk feedback" channel has been added, allowing users to report various types of fraud, including bank card and wallet scams, as well as counterfeit websites and apps [2] - Users are encouraged to provide detailed descriptions and supporting materials to improve the efficiency of fraud handling [2] Payment Platform Expansion - JD Pay has joined the digital RMB acceptance network, becoming the fourth payment platform after Alipay, WeChat Pay, and Meituan Pay, which standardizes the acceptance environment and simplifies user operations [2] - The integration of JD Pay covers various JD-related apps, streamlining the payment process for users [2] Overall Impact - The update balances convenience and security, with the expansion of payment platforms and feature enhancements expected to support the upgrade of financial infrastructure and the development of the digital economy [2]

Core Points - Digital Human (920670) experienced a 2.11% increase in stock price with a turnover rate of 32.55% and a trading volume of 399 million yuan, indicating significant market activity [2] - The stock was listed on the North Exchange's watchlist due to its high turnover rate, with a net buying amount of 3.9022 million yuan from brokerage seats [2] - Over the past six months, the stock has appeared on the watchlist five times, with an average price increase of 1.12% the day after being listed and an average increase of 0.26% over the following five days [2] Trading Data - The top buying brokerage was Guosen Securities Co., Ltd. Shenzhen Internet Branch, with a buying amount of 12.8006 million yuan, while the top selling brokerage was Eastmoney Securities Co., Ltd. Lhasa Tuanjie Road Second Securities Brokerage, with a selling amount of 7.3933 million yuan [2] - The top five buying brokerages contributed a total buying amount of 40.011 million yuan and a selling amount of 36.1088 million yuan, resulting in a net buying amount of 3.9022 million yuan [2] - Detailed trading data shows significant buying from various brokerages, with the top five buying amounts ranging from 3.7285 million yuan to 12.8006 million yuan [2]