恒生银行(00011.HK)发布公告，该公司将于2025年9月4日派发第二季度股息每股1.3港元。 本文源自：金融界AI电报 ...

恒生银行(00011)发布公告，该公司将于2025年9月4日派发第二季度股息每股1.3港元。 ...

智通财经APP讯，恒生银行(00011)发布公告，该公司将于2025年9月4日派发第二季度股息每股1.3港 元。 ...

Core Viewpoint - Hang Seng Bank reported a decrease in net interest income and shareholder profit for the first half of 2025, but showed strong growth in retail banking and wealth management, indicating resilience in its business model despite market uncertainties [1][2] Financial Performance - Net interest income for the period was HKD 14.339 billion, a decrease of 7.39% year-on-year [1] - Shareholder profit was HKD 6.88 billion, down 30.46% compared to the previous year [1] - Basic earnings per share were HKD 3.34 [1] Growth Drivers - Retail banking and wealth management were the main growth drivers, with wealth income increasing by 43% year-on-year [1] - Insurance product and asset management income also rose by 18% compared to the same period last year [1] - New life insurance premiums grew by 57% year-on-year, positioning Hang Seng Insurance as the second in the life insurance market [1] Revenue Sources - The bank made significant progress in diversifying its revenue sources, with strong income from wealth management across multiple product categories [1] - Increased trading activity in the Hong Kong stock market boosted income from securities brokerage and related services [1] - Net service fee income saw significant growth due to contributions from financial instruments [1] Interest Income Challenges - Net interest income decreased by HKD 11.44 billion, or 7%, primarily due to a 3% reduction in average total customer loans and a decline in market interest rates [1] - The Hong Kong Interbank Offered Rate has remained low since May 2025, impacting interest income [1] - The bank has implemented measures to manage product margins and long-term hedging to maintain interest stability [1] Management Outlook - The CEO expressed confidence in the bank's ability to navigate challenges and achieve sustainable growth through diversified income sources and investment in talent and technology [2] - The bank remains cautiously optimistic about the long-term growth prospects in Hong Kong, despite market uncertainties [2]

Core Viewpoint - Hang Seng Bank reported a decrease in net interest income and shareholder profit for the first half of 2025, but showed strong growth in retail banking and wealth management segments [1][2] Financial Performance - Net interest income for the period was HKD 14.339 billion, a year-on-year decrease of 7.39% [1] - Shareholder profit was HKD 6.88 billion, down 30.46% compared to the previous year [1] - Basic earnings per share stood at HKD 3.34 [1] Growth Drivers - Retail banking and wealth management were the main growth drivers, with wealth management income increasing by 43% year-on-year [1] - Insurance product and asset management income also rose by 18% compared to the same period last year [1] - New life insurance premiums saw a significant increase of 57% year-on-year, positioning Hang Seng Insurance as the second in the life insurance market [1] Revenue Sources - The bank made significant progress in diversifying its revenue sources, with notable growth in securities brokerage and related services due to active trading in the Hong Kong stock market [1] - Net service fee income experienced substantial growth, supported by the performance of various product categories in wealth management [1] Interest Income Challenges - Net interest income decreased by HKD 11.44 billion, or 7%, primarily due to a 3% reduction in average total customer loans and a decline in market interest rates [1] - The Hong Kong Interbank Offered Rate has remained low since May 2025, impacting interest income [1] - The bank has implemented measures to manage product margins and maintain interest stability through long-term hedging [1] Management Outlook - The CEO expressed confidence in the bank's ability to navigate challenges and achieve sustainable growth through diversified income sources and a focus on talent and digital technology [2] - The bank remains cautiously optimistic about the long-term growth prospects in Hong Kong, despite market uncertainties [2]

Core Viewpoint - Hang Seng Bank reported a 3% increase in net operating income before expected credit losses for the first half of 2025, reaching HKD 20.975 billion [1] - The bank's profit before tax was HKD 8.097 billion, with earnings per share at HKD 3.34 [1] - The board declared a second interim dividend of HKD 1.3 per share, totaling HKD 2.6 per share for the first half of 2025, an 8% increase compared to the same period last year [1] - The company plans to initiate a share buyback program of up to HKD 3 billion [1]

恒生银行上半年净利润68.8亿港元，同比-30%。 普通股一级资本充足率21.3％。 净利息收入143.4亿港元，同比-7.4%。 ...

Core Viewpoint - Hang Seng Bank reported a 30% decline in profit attributable to shareholders for the first half of the year, amounting to HKD 6.88 billion [1] Financial Performance - The bank's profit attributable to shareholders decreased to HKD 6.88 billion, reflecting a significant drop compared to the previous period [1]

發行人所發行上市權證/可轉換債券的相關信息 發行人所發行上市權證/可轉換債券 不適用 其他信息 恒生銀行有限公司（「本行」）董事會今天宣佈，派發截至2025年12月31日止年度之第二次中期股息每股港幣1.30元。是期股息 將於2025年9月4日（星期四）派發予於2025年8月14日（星期四）名列本行股東名冊內之股東。 EF001 免責聲明 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | | | --- | --- | | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | | | 股票發行人現金股息公告 | | | 發行人名稱 | 恒生銀行有限公司 | | 股份代號 | 00011 | | 多櫃檯股份代號及貨幣 | 80011 RMB | | 相關股份代號及名稱 | 不適用 | | 公告標題 | 2025年度第二次中期股息 | | 公告日期 | 2025年7月30日 | | 公告狀態 | 新公告 | | 股息信息 | | | 股息類型 | 第二季度 | | 股息性質 | 普通股息 | | 財政 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明， 並明確表示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 股份代號: 11（港幣櫃台）及 80011（⼈⺠幣櫃台） 2025 年中期業績 恒生銀行今日宣佈 2025 年上半年的財務業績。儘管宏觀經濟環境充滿挑戰，本行在拓展多元化業 務方面仍取得顯著進展。 在財富管理及投資服務強勁增⻑的驅動下，服務費和其他收入按年上升 34%，佔總收入 31.6%。 本行多元化發展收益的策略發展重點，令扣除預期信貸損失前之營業收入淨額增⻑ 3%，至 港幣 209.75 億元。 由於市場的不確定性持續，貿易關稅的威脅、持續利率高企以及商業房地產市場⻑期低迷，本行 審慎增加撥備，預期信貸損失錄得港幣 48.61 億元。於 2025 年 6 月 30 日，總減值貸款為 港幣 550 億元。 期內除稅前溢利為港幣 80.97 億元（2024 年上半年為港幣 113.07 億元）。每股盈利為港幣 3.34 元， 而平均普通股股東權益回報率為 7.9%。本行維持穩健資本基礎，於 2025 年 ...