香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國民生銀行股份有限公司 CHINA MINSHENG BANKING CORP., LTD. （在中華人民共和國註冊成立的股份有限公司） （股份代號：01988） 於本公告日期，本行執行董事為高迎欣先生、王曉永先生及張俊潼先生；非執行 董事為劉永好先生、史玉柱先生、宋春風先生、趙鵬先生、梁鑫傑先生及林立先 生；獨立非執行董事為曲新久先生、溫秋菊女士、宋煥政先生、楊志威先生、程 鳳朝先生及劉寒星先生。 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2025-031 中国民生银行股份有限公司 关于副行长任职资格获国家金融监督管理总局核准 的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国民生银行股份有限公司（以下简称"本行"）收到《国家金融监督管理总局 关于李 ...

Group 1 - The core viewpoint of the articles is that Minsheng Bank Chengdu Branch is actively implementing national policies to promote consumption and stabilize growth by innovatively combining "National Subsidy Loan" and "Tianfu Service Guarantee Loan" to support small and micro enterprises in sectors like home appliances and digital products [1][3][4] - The Chengdu Branch has successfully issued a loan of 1.5 million yuan to a local appliance company, addressing their liquidity needs during the peak sales season, which demonstrates the bank's responsiveness to business demands [3][4] - The "Tianfu Service Guarantee Loan" is part of a policy product system aimed at supporting small and micro service enterprises, with the provincial government providing a 1.5% interest subsidy on the loan amount, significantly reducing the overall financing costs for businesses [3][4] Group 2 - The successful implementation of this business model reflects Minsheng Bank Chengdu Branch's commitment to supporting small and micro financing and integrating financial resources with consumption policies [4] - The bank plans to deepen collaboration with government departments and guarantee institutions to continuously optimize service models, providing efficient, convenient, and low-cost financial support to eligible enterprises [4][5] - This initiative aims to inject financial momentum and support the high-quality development of the economy in Sichuan, contributing to the recovery of the consumer market [4][5]

Core Viewpoint - Minsheng Bank reported a stable growth in operating income and net interest income, while facing a decline in net profit for the first half of 2025 [1][2] Financial Performance - The bank achieved operating income of 72.384 billion yuan, an increase of 5.257 billion yuan, or 7.83% year-on-year [1] - Net interest income reached 49.203 billion yuan, up by 0.621 billion yuan, or 1.28% year-on-year, supported by a stable net interest margin of 1.39%, which increased by 1 basis point [1] - Non-interest income was 23.181 billion yuan, a rise of 4.636 billion yuan, or 25.00% year-on-year, with net fee and commission income at 9.685 billion yuan, increasing by 0.040 billion yuan, or 0.41% [1] Asset and Liability Overview - Total assets amounted to 77,689.21 billion yuan, a decrease of 460.48 billion yuan, or 0.59% from the end of the previous year [2] - Total loans and advances reached 44,698.74 billion yuan, an increase of 193.94 billion yuan, or 0.44%, accounting for 57.54% of total assets, up by 0.59 percentage points [2] - Total liabilities were 70,666.09 billion yuan, down by 917.92 billion yuan, or 1.28%, with total deposits at 43,110.02 billion yuan, increasing by 619.07 billion yuan, or 1.46% [2] Asset Quality - Non-performing loans totaled 66.052 billion yuan, an increase of 4.42 billion yuan, with a non-performing loan ratio of 1.48%, up by 0.01 percentage points [2] - The provision coverage ratio stood at 145.06%, an increase of 3.12 percentage points [2]

北京商报讯(记者宋亦桐)8月29日，民生银行（600016）发布公告，该行收到《国家金融监督管理总局 关于李稳狮民生银行副行长任职资格的批复》。国家金融监督管理总局已核准李稳狮担任该行副行长的 任职资格。根据监管规定及民生银行第九届董事会第四次临时会议《关于聘任李稳狮先生为本行副行长 的决议》，李稳狮自8月27日起担任该行副行长。 ...

Core Viewpoint - China Minsheng Bank plans to distribute a cash dividend of RMB 0.136 per share, amounting to approximately RMB 59.54 billion, which represents 29.95% of the net profit attributable to ordinary shareholders for the first half of 2025 [1][2]. Profit Distribution Plan - The bank's net profit for the first half of 2025 is reported at RMB 207.79 billion, with RMB 15.00 billion paid in perpetual bond interest, leaving RMB 192.79 billion available for distribution to ordinary shareholders [1]. - The total number of shares issued as of June 30, 2025, is 43.782 billion, which serves as the basis for the dividend distribution [1]. - The cash dividend will be paid in RMB or HKD, with the HKD amount converted at the exchange rate published by the People's Bank of China on the date of the board meeting [2]. Decision-Making Process - The bank's board of directors was authorized by the shareholders' meeting to decide on the mid-term profit distribution plan for 2025, which does not require further shareholder approval [2]. - The board meeting held on August 29, 2025, unanimously approved the profit distribution plan, confirming its compliance with the bank's articles of association [2]. - The supervisory board also reviewed and approved the profit distribution plan during the same meeting [2].

Core Points - The board of directors of China Minsheng Bank convened its 14th meeting of the 9th session on August 29, 2025, in Beijing, with a total of 14 votes in favor for the proposals discussed [1][2] - The meeting approved the submission of the "2025 Semi-Annual Report" to the board after review by the audit committee [1] - The profit distribution plan for the first half of 2025 was also approved with unanimous support [2] Group 1 - The board meeting was attended by 9 directors in person and 5 via phone/video, ensuring compliance with legal requirements [1] - The resolutions passed during the meeting were deemed legal and effective according to the Company Law of the People's Republic of China and the bank's articles of association [1] - The semi-annual report and profit distribution plan are available on the Shanghai Stock Exchange website and the bank's official website [2]

中国民生银行股份有限公司（以下简称"中国民生银行""公司"）第九届监事 会第九次会议于 2025 年 8 月 29 日在北京以现场方式召开，会议通知和会议文件于 会议应到监事 6 名，全体监事参加会议，现场出席监事 3 名，电话/视频连线出席监 事 3 名。监事鲁钟男、龙平、毛斌现场出席会议，监事会副主席翁振杰、监事吴迪、 李宇电话/视频连线出席会议。会议符合《中华人民共和国公司法》及《中国民生银 行股份有限公司章程》的规定，表决所形成的决议合法、有效。 会议审议通过了如下决议： 根据相关规定，会议对 2025 年半年度报告提出如下审核意见： 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号： 2025-033 中国民生银行股份有限公司 第九届监事会第九次会议决议公告 本行监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 （2）公司严格按照企业会计准则、企业会计制度和金融企业会计制度规范运作， 公司 2025 年半年度报告及其摘要公允地反映了公司本报告期的财务状况和经营成 果。 （3 ...

Core Viewpoint - The launch of the "Add Elevator Loan" service in Hangzhou aims to address the financial challenges faced by residents in old communities seeking to install elevators, thereby enhancing their quality of life and fulfilling their housing dreams [1][2][5] Group 1: Project Overview - The "Add Elevator Loan" initiative is a collaboration between the government and China Minsheng Bank Hangzhou Branch, designed to provide financial support and regulatory oversight for elevator installation projects in old residential areas [1][4] - The project is a response to the common funding difficulties that hinder elevator installation, which often leaves residents unable to realize their aspirations due to financial constraints [2][4] Group 2: Operational Mechanism - The operational model involves elevator installation companies applying for loans from the bank, with funds being returned after project completion and government subsidies are received, creating a closed-loop service chain [4] - The program allows elevator installation companies to apply for loans up to 200,000 yuan per project, with a total loan cap of 2 million yuan, ensuring financial support for residents [4] Group 3: Community Impact - The initiative is expected to significantly improve residents' happiness and living conditions by facilitating the installation of elevators, which has been a long-standing demand in the community [2][5] - The pilot program will initially be implemented in the Hushu Street area, with plans for gradual expansion to benefit more residents in the future [5]

中国民生银行股份有限公司董事会 2025 年 8 月 29 日 中国民生银行股份有限公司（以下简称"本行"）收到《国家金融监督管理总局 关于李稳狮民生银行副行长任职资格的批复》（金复〔2025〕511 号）。国家金融监督 管理总局已核准李稳狮先生担任本行副行长的任职资格。 根据监管规定及本行第九届董事会第四次临时会议《关于聘任李稳狮先生为本行 副行长的决议》，李稳狮先生自 2025 年 8 月 27 日起担任本行副行长。李稳狮先生的 简历请见本行于 2025 年 7 月 24 日刊载于《中国证券报》《上海证券报》《证券时报》、 上海证券交易所网站（www.sse.com.cn）及本行网站（www.cmbc.com.cn）的《中国 民生银行股份有限公司第九届董事会第四次临时会议决议公告》。 特此公告 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2025-031 中国民生银行股份有限公司 关于副行长任职资格获国家金融监督管理总局核准 的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承 ...

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2025-033 （2）公司严格按照企业会计准则、企业会计制度和金融企业会计制度规范运作， 公司 2025 年半年度报告及其摘要公允地反映了公司本报告期的财务状况和经营成 果。 （3）在监事会提出本意见前，未发现参与 2025 年半年度报告编制和审议的人 员有违反保密规定的行为。 议案表决情况：同意 6 票，反对 0 票，弃权 0 票 中国民生银行股份有限公司 第九届监事会第九次会议决议公告 本行监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国民生银行股份有限公司（以下简称"中国民生银行""公司"）第九届监事 会第九次会议于 2025 年 8 月 29 日在北京以现场方式召开，会议通知和会议文件于 2025 年 8 月 18 日以电子邮件方式发出。会议由监事会副主席翁振杰召集并主持。 会议应到监事 6 名，全体监事参加会议，现场出席监事 3 名，电话/视频连线出席监 事 3 名。监事鲁钟男、龙平、毛斌现场出席会议，监事会副主席翁 ...