股票代码：601328 股票简称：交通银行 编号：临 2024-037 交通银行股份有限公司 关于对 2019 年无固定期限资本债券 行使赎回权的公告 交通银行股份有限公司（以下简称"交通银行"或"本公司"）董事会及全体董事保证 本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性 和完整性承担法律责任。 根据募集说明书相关条款的规定，本期债券设有发行人赎回权，本公司有权 在第5年末，即2024年9月20日按面值一次性部分或全部赎回本期债券。 截至2024年9月20日，本公司已行使赎回权，全额赎回本期债券。 特此公告 交通银行股份有限公司董事会 2024 年 9 月 20 日 2019年9月18日至20日，本公司在全国银行间债券市场发行规模为人民币400 亿元的无固定期限资本债券（以下简称"本期债券"），并于2019年9月20日发 布《交通银行股份有限公司关于成功发行无固定期限资本债券的公告》（编号： 临 2019-046）。 ...

交通銀行股份有限公司 Bank of Communications Co., Ltd. （股份代號：03328） 董事會成員名單及其職務 | 姓名 | 目前所任職務 | | --- | --- | | 任德奇 | 董事長、執行董事、戰略委員會（普惠金融發展委員會）主 | | | 任委員 | | 張寶江 | 副董事長、執行董事、社會責任(ESG)與消費者權益保護 | | | 委員會主任委員、戰略委員會（普惠金融發展委員會）委員 | | 殷久勇 | 執行董事、風險管理與關聯交易控制委員會委員 | | 周萬阜 | 執行董事、社會責任(ESG)與消費者權益保護委員會委員 | | 李龍成 | 非執行董事、審計委員會委員、人事薪酬委員會委員 | | 汪林平 | 非執行董事、戰略委員會（普惠金融發展委員會）委員、風 | | | 險管理與關聯交易控制委員會委員 | | 常保升 | 非執行董事、審計委員會委員、社會責任(ESG)與消費者 | | | 權益保護委員會委員 | | 廖宜建 | 非執行董事、人事薪酬委員會委員 | | 陳紹宗 | 非執行董事、社會責任(ESG)與消費者權益保護委員會委 | | | 員 | | 穆國新 ...

股票代码：601328 股票简称：交通银行 编号：临 2024-036 1 示衷心感谢！ 特此公告 交通银行股份有限公司董事会 2024 年 9 月 12 日 交通银行股份有限公司 关于董事任职资格获监管机构核准的公告 交通银行股份有限公司（以下简称"交通银行"或"本公司"）董事会及全体董事保证 本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性 和完整性承担法律责任。 本公司近日收到《国家金融监督管理总局关于肖伟交通银行独立董事任职资 格的批复》（金复〔2024〕596 号）,肖伟先生任本公司独立董事的任职资格已获 国家金融监督管理总局核准生效。 肖伟先生的简历，详见本公司 2024 年 6 月 6 日在上海证券交易所网站 （www.sse.com.cn）发布的《交通银行股份有限公司 2023 年度股东大会资料》。 根据本公司第十届董事会第十三次会议决议，肖伟先生自国家金融监督管理总局 核准其董事任职资格之日起，担任本公司董事会人事薪酬委员会主任委员、董事 会风险管理与关联交易控制委员会委员。 根据本公司第十届董事会第十三次会议决议，肖伟先生的独立董事任职资格 获核准后，蔡浩仪 ...

Investment Rating - The investment rating for the company is "Outperform the Market" and is maintained [2][6][8] Core Views - The report highlights that the company's net interest margin has increased quarter-on-quarter, with a significant decrease in the non-performing loan ratio for corporate loans. The overall asset quality remains stable, and there has been an increase in total credit issuance, particularly in inclusive loans, leading to the maintenance of the "Outperform the Market" rating [5][6][8] Financial Performance Summary - For the first half of 2024, the company's revenue decreased by 3.5% year-on-year, while net profit attributable to shareholders fell by 1.6%. The net interest income increased by 2.24 percentage points, accounting for 63.65% of total revenue. The net interest margin for the first half of 2024 was 1.29%, up from 1.27% in the previous quarter [5][6][7] - The company plans to distribute a mid-term dividend of 0.182 yuan per share (before tax) [5][6] Asset Quality and Loan Growth - The non-performing loan ratio slightly decreased to 1.32% in the second quarter of 2024, with the corporate loan non-performing ratio dropping by 11 basis points to 1.54% compared to the end of 2023. The company has intensified efforts to recover non-performing assets, resolving 29.59 billion yuan in non-performing loans in the first half of 2024 [5][6][7] - As of the second quarter of 2024, total loans increased by 6.1% year-on-year, with inclusive loans for small and micro enterprises growing by 15.74% compared to the end of 2023 [6][7][8] Earnings Forecast - The forecasted EPS for 2024-2026 is 1.13, 1.17, and 1.22 yuan, with net profit growth rates of -1.25%, 2.77%, and 3.92% respectively. The report estimates a reasonable value range of 7.54 to 7.83 yuan based on the DDM and PB-ROE models [6][7][8]

交通银行股份有限公司（以下简称"交通银行"或"本公司"）董事会及全体董事保证 本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性 和完整性承担法律责任。 为进一步加强与投资者的互动交流，本公司将参加由上海上市公司协会与深 圳市全景网络有限公司联合举办的"2024 年上海辖区上市公司集体接待日暨中 报业绩说明会"，现将相关事项公告如下： 股票代码：601328 股票简称：交通银行 编号：临2024-035 交通银行股份有限公司 关于参加 2024 年上海辖区上市公司 集体接待日暨中报业绩说明会的公告 交通银行股份有限公司董事会 2024 年 9 月 9 日 本次活动将采用网络远程的方式举行，投资者可登录"全景路演"网站 （https://rs.p5w.net/html/143790.shtml），或关注微信公众号：全景财经， 或下载全景路演 APP,参与本次互动交流，活动直播时间为 2024 年 9 月 13 日（周 五） 14:00-16:30。届时本公司高管将在线与投资者进行沟通与交流，欢迎广大 投资者踊跃参与！ 特此公告 ...

Investment Rating - The report maintains a "Buy" rating for the company, suggesting a positive outlook for investment opportunities [5]. Core Insights - The bank's net interest income increased by 2.7% quarter-on-quarter, driven by a stabilization in net interest margin, although non-interest income has negatively impacted net profit growth [3][7]. - The bank's asset quality remains stable, with provisions increasing, and the non-performing loan ratio holding steady at 1.32% [23]. - The bank's loan growth is primarily focused on infrastructure projects, with a notable increase in personal loans, while deposit levels have seen a significant decline [15][16]. Summary by Sections Financial Performance - Total revenue for 2023 is projected at 240,219 million, with a slight decline of 0.9% year-on-year [3]. - Net profit for 2023 is estimated at 92,177 million, reflecting a modest growth of 0.6% year-on-year [3]. - Earnings per share (EPS) is expected to be 0.99, with a return on equity (ROE) of 10.53% [3]. Net Interest Income - In Q2, net interest income rose by 2.7%, with the net interest margin increasing by 3 basis points to 1.28% [4][13]. - The asset yield decreased by 5 basis points to 3.41%, while the liability cost fell by 8 basis points to 2.24% [4][13]. Loan and Deposit Growth - In Q2, the bank's loan issuance totaled 645.1 billion, a decrease of 497.9 billion year-on-year, with a focus on personal loans [15]. - The bank's total deposits decreased by 1818.5 billion in Q2, with a significant drop in corporate deposits [16][20]. Asset Quality - The non-performing loan ratio remained stable at 1.32%, with a slight increase in the overdue rate to 1.45% [23]. - The provision coverage ratio improved to 207.29%, indicating a stronger buffer against potential loan losses [23]. Non-Interest Income - Non-interest income saw a significant decline of 16.9% year-on-year, primarily due to reduced income from agency services and investment banking [21][22]. - The bank's fee income from various services, including credit card and investment banking, experienced substantial drops [21][22]. Investment Recommendations - The report suggests that the bank's valuation metrics, such as price-to-earnings (P/E) and price-to-book (P/B) ratios, indicate an attractive investment opportunity, with P/B ratios projected at 0.54X for 2024 [5].

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 FF301 截至月份: 2024年8月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 交通銀行股份有限公司 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 03328 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 35,011,862,630 | RMB | | 1 RMB | | 35,011,862,630 | | 增加 / 減少 (-) | | | | | | RMB | | | | 本月底結存 | | | 35,011,862,630 | RMB | | 1 RMB | | 35,011,862,630 | | 2. 股份分類 | 普通股 | 股份類別 | A | | | ...

Investment Rating - The report maintains a "Buy" rating for the company, suggesting a positive outlook for investment opportunities [5]. Core Views - The report highlights that the net interest margin has stabilized and increased, driven by contributions from the liability side, although non-interest income has negatively impacted net profit growth [3][7]. - The company is positioned as a key player in the Yangtze River Delta region, with steady revenue and profit growth, and a commitment to supporting the real economy through active loan allocations [5][7]. Financial Performance Summary - **Revenue and Profit Forecasts**: The company’s operating income for 2023 is projected at 240,219 million, with a slight decline expected in subsequent years. Net profit is forecasted to be 92,177 million in 2023, with a modest growth rate of 0.6% [3]. - **Net Interest Income**: In Q2, net interest income increased by 2.7% quarter-on-quarter, with the net interest margin rising by 3 basis points to 1.28% [4][13]. - **Loan and Deposit Trends**: The bank's loan issuance in Q2 was 645.1 billion, a significant decrease from the previous year. However, personal loans showed a notable increase, particularly in the second quarter [15][18]. - **Asset Quality**: The bank's non-performing loan ratio remained stable at 1.32%, with a provision coverage ratio increasing to 207.29% [23]. Asset and Liability Management - **Loan Structure**: The bank's loan structure has shifted, with a focus on infrastructure projects, which accounted for 43.5% of new loans in the first half of 2024. The proportion of personal loans has also increased [15][18]. - **Deposit Trends**: Total deposits decreased significantly, with a drop of 181.8 billion in Q2. However, savings deposits grew at a rate of 9.5% [16][20]. Non-Interest Income - **Non-Interest Income Decline**: The report notes a 16.9% year-on-year decline in non-interest income, primarily due to reduced income from agency services and investment banking [21][22]. Investment Recommendations - The report suggests that investors should actively monitor the company, given its strategic positioning and ongoing improvements in asset quality metrics [5][7].

Investment Rating - The report maintains an "Accumulate" rating for the company [1][7]. Core Views - The company announced a cash dividend of 0.182 CNY per share, totaling 13.516 billion CNY, with a dividend payout ratio of 32.36%, consistent with the previous year's payout [1][5]. - Revenue and net profit for the first half of 2024 decreased by 3.5% and 1.6% year-on-year, respectively, primarily due to a decline in non-interest income [1][4][5]. - The net interest income increased by 2.2% year-on-year, supported by steady asset growth and a recovery in interest margins [1][5]. - The company focused on stable asset expansion, with total assets growing by 2.6% year-on-year and loans increasing by 5.9% [2][5]. - The net interest margin for the first half of 2024 was 1.29%, showing a slight year-on-year decrease of 2 basis points but a quarter-on-quarter increase of 2 basis points [2][5]. - Asset quality remained stable, with a non-performing loan ratio of 1.32% at the end of the first half of 2024, unchanged from the previous quarter [2][6]. - The capital adequacy ratios at the end of the first half of 2024 were 10.30% for core Tier 1, 12.25% for Tier 1, and 16.34% for total capital [2][7]. - Earnings per share (EPS) for 2024 and 2025 are projected to be 1.25 CNY and 1.26 CNY, respectively, with a projected price-to-book (PB) ratio of 0.60 times by the end of 2024 [2][7].

股票代码：601328 股票简称：交通银行 编号：临2024-034 交通银行股份有限公司 境内优先股股息派发实施公告 交通银行股份有限公司（以下简称"交通银行"或"本公司"）董事会及全体董事保证 本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性 和完整性承担法律责任。 重要内容提示： 本公司网站（www.bankcomm.com）。 二、境内优先股股息派发实施方案 （一）发放金额。按照交行优 1 票面股息率 4.07%计算，每股发放现金股息 人民币 4.07 元（含税），合计派发人民币 1,831,500,000 元（含税）。 （二）发放对象。截至 2024 年 9 月 6 日上海证券交易所收市后，在中国证 券登记结算有限责任公司上海分公司登记在册的全体交行优 1 股东。 （三）扣税情况。每股税前发放现金股息人民币 4.07 元。根据国家税法的 有关规定： 1.对于持有交行优 1 的属于《中华人民共和国企业所得税法》规定的居民企 业股东（含机构投资者），其现金股息所得税（如适用）由其自行缴纳，每股实 际发放现金股息人民币 4.07 元。 2.其他交行优 1 股东现金股息所得税 ...