Core Viewpoint - The 2025 China International Service Trade Fair's financial services section will take place from September 10 to September 14 at Shougang Park in Beijing, focusing on "Digital Intelligence Driven, Open and Win-Win" as its theme [1] Group 1: Event Overview - The financial services section will feature two main exhibition halls: Hall 5 for "Open Integration" showcasing banks, insurance, securities, funds, and payment institutions, and Hall 6 for "Intelligent Sharing" focusing on collaboration between financial institutions and leading tech companies [1] - A total of 92 companies will participate, including 68 from the Fortune Global 500 and industry leaders, highlighting the scale and international nature of the event [1] - The event will include over 30 parallel forums and a dedicated meeting area for high-level discussions, aiming to foster collaboration among domestic and international financial institutions [1][4] Group 2: Technological Innovations - Major banks such as ICBC, Bank of China, and Agricultural Bank of China will showcase innovative financial products utilizing AI technology to enhance interactive experiences [2] - ICBC will display a trillion-level financial model, while Agricultural Bank will introduce a VR-enabled service for online property viewing, enhancing transaction efficiency in the local tourism and homestay economy [2] - Other banks will present various technological advancements, including interactive digital robots and smart financial terminals, emphasizing the integration of technology in financial services [3] Group 3: Forums and Discussions - The event will host over 30 forums covering global financial hotspots and industry concerns, featuring high-level dialogues, policy interpretations, and project presentations [4][5] - Agricultural Bank will organize a meeting to support agricultural enterprises in expanding internationally, while Bank of China will focus on exchange rate risk management for outbound enterprises [5] - The event will also highlight innovative practices from financial institutions, including a unique service card for foreign visitors and advancements in commercial space insurance [5]

Group 1: Event Overview - The 2025 China International Service Trade Fair Financial Services Special Event will be held from September 10 to 14 in Beijing Shougang Park [1] - The theme for this year's financial services special event is "Digital Intelligence Driven, Open and Win-Win" [1] - The event aims to create four platforms: global financial innovation product and service display, important policy and industry rule release, partner negotiation, and cutting-edge financial experience [1] Group 2: Participation and Scale - A total of 92 domestic and foreign financial institutions will participate in the event, with 68 being Fortune 500 companies and industry leaders [4] - The exhibition area will cover 11,000 square meters, featuring two main halls with themes of "Open Integration" and "Intelligent Sharing" [4] - The internationalization rate of participating institutions is 45.7%, with 50 domestic institutions and 42 foreign institutions [1][4] Group 3: Innovative Financial Products and Services - Notable exhibits include the "Mifang Card," a three-in-one service product for foreign visitors, developed by Bank of China in collaboration with China Unicom and Beijing Yikatong [5] - China Insurance will showcase the first commercial aerospace insurance consortium in China and innovative technology insurance products [5] - Mastercard and UnionPay will present new products and services aimed at enhancing the payment experience for foreign visitors [5] Group 4: Technology Integration - The event will leverage AI technology to create an immersive exhibition experience, showcasing the deep integration of AI and the financial industry [6] - Agricultural Bank of China will feature VR technology for real estate viewing, enhancing customer engagement [6] - Beijing Bank will present an interactive digital robot to demonstrate various financial services [6] Group 5: Digital Currency and Interactive Activities - A 1,000 square meter immersive digital RMB experience area will be featured, enhancing visitor engagement through AI interactions [7] - Newcomer CCB Fund will utilize a "Wutong Bus" design for its booth, incorporating interactive elements to educate investors [7] - Various interactive activities will be organized to engage both professional and general audiences, including a financial empowerment event for professionals and fun activities for the general public [9]

股票代码：601328 股票简称：交通银行 编号：临2025-052 交通银行股份有限公司 董事离任公告 交通银行股份有限公司（以下简称"交通银行"或"本公司"）董事会及全体监事保证 本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性 和完整性承担法律责任。 一、董事离任的基本情况 本公司董事会收到非执行董事李龙成先生、汪林平先生的辞任函。李龙成先 生因年龄原因，向本公司董事会提请辞去非执行董事、审计委员会委员、人事薪 酬委员会委员职务；汪林平先生因年龄原因，向本公司董事会提请辞去非执行董 事、战略委员会（普惠金融发展委员会）委员、风险管理与关联交易控制委员会 委员，辞任自2025年8月15日起生效。 | 姓名 | 离任职务 | 离任时间 | 离任原因 | 是否继续在 上市公司及 其控股子公 司任职 | 是否存在未 履行完毕的 公开承诺 | | --- | --- | --- | --- | --- | --- | | 李龙成 | 非执行董事、审 计委员会委员、 人事薪酬委员会 | 2025 年 8 月 15 日 | 年龄原因 | 否 | 否 | | | 委员 非执行董事、战 略 ...

Core Insights - The event "Silk Road Symphony and 'Ning' Appointment - The 7th China-Arab Expo Exchange Conference" was held in Dubai, focusing on cooperation and development between China and Arab countries [1][5] - The conference highlighted the importance of the China-Arab Expo as a platform for promoting practical cooperation and mutual development [7] Group 1 - The event was hosted by the Bank of Communications Dubai International Financial Center branch, with representatives from the China Council for the Promotion of International Trade and Chinese enterprises in the UAE [1][3] - Bank leaders emphasized the bank's commitment to supporting China-Arab cooperation and the high-quality construction of the "Belt and Road" initiative [3][7] - There is a growing trend of Chinese enterprises entering the UAE market, leveraging its strategic location to connect with the Middle East, North Africa, and Europe [5] Group 2 - The China-Arab Expo serves as a significant bridge for practical cooperation and development between China and Arab nations [7] - The Bank of Communications is actively participating in promoting the Expo and cultural tourism between China and Arab regions [7] - The bank plans to explore innovative business service models to better support national diplomatic efforts and enhance China-Arab economic cooperation [7]

Meeting Overview - The South China Fund Management Co., Ltd. announced a meeting for the South China Ruiying Mixed Initiated Securities Investment Fund to discuss the modification of the fund contract termination clause [1][4][29] - The meeting will be held via communication methods, with voting starting from August 13, 2025, to September 15, 2025, at 17:00 [2][5] Voting Process - Fund holders can submit their votes through physical ballots, which must be sent to the designated address by the deadline [3][9] - Voting can also be conducted through authorized representatives, with specific documentation required for both individual and institutional investors [11][15] Agenda Items - The main agenda item is the proposal to modify the termination clause of the fund contract, with detailed explanations provided in the attached documents [4][29][38] - The meeting requires that at least half of the fund's total shares be represented for the proposal to be valid, and a two-thirds majority is needed for approval [24][39] Fund Management Information - The fund management company, South China Fund Management Co., Ltd., has increased its registered capital from 150 million RMB to 250 million RMB [44] - The fund's management will update relevant legal documents, including the trust agreement and prospectus, following the approval of the proposed modifications [44]

Core Viewpoint - The seventh China-Arab Expo Dubai Communication Conference was held, focusing on cooperation and development between China and Arab countries, emphasizing the theme "Silk Road Symphony and 'Ning' Appointment" [1] Group 1: Event Overview - The event was hosted by the Bank of Communications Dubai International Financial Center branch on August 13 [1] - Representatives from the China Council for the Promotion of International Trade in the Gulf region, Chinese enterprises in the UAE, and relevant UAE institutions attended the conference [1] Group 2: Key Themes and Discussions - The Bank of Communications leaders highlighted practical innovation and financial support for China-Arab cooperation, as well as the high-quality construction of the "Belt and Road" initiative [1] - Attendees shared achievements in practical cooperation between China and Arab countries, noting the increasing presence of Chinese enterprises in the UAE market [1] Group 3: Market Insights - The UAE's geographical advantage connects markets in the Middle East, North Africa, and Europe, facilitating the entry of more Chinese enterprises [1] - The event aimed to promote Chinese quality products in the local market and enhance the presence of Chinese culture in the Arab region [1]

Core Insights - The seminar held on August 7 aimed to promote the use of cross-border RMB in goods trade, addressing the needs and challenges faced by foreign trade enterprises in a complex international economic environment [1][2] - The event emphasized the importance of financial support in stabilizing foreign trade and optimizing trade structure, highlighting the achievements of cross-border RMB business since its pilot launch in Jining [1][2] - The People's Bank of China (PBOC) in Jining has been actively promoting cross-border RMB usage, with a cumulative settlement amount exceeding 300 billion yuan since the pilot began in June 2010, covering 148 countries and regions [2] Group 1 - The seminar was co-hosted by the PBOC Jining Branch and the Jining Municipal Bureau of Commerce, with a focus on the theme "Integrating the World, Prioritizing Local Currency" [1] - Keynote speeches analyzed the current foreign trade situation and opportunities, stressing the critical role of finance in supporting foreign trade [1][2] - Experts provided insights on RMB exchange rate trends, helping enterprises manage exchange rate risks and focus on core business development [1][2] Group 2 - The seminar featured a comprehensive interpretation of cross-border RMB policies, providing clear guidance for enterprises to understand and utilize policy benefits [2] - Attendees expressed that the event was a timely opportunity to grasp the latest foreign exchange and cross-border RMB policy directions, enhancing their confidence in international market expansion [2] - The PBOC Jining Branch plans to continue collaborating with commercial banks to optimize the RMB usage environment and enhance financial services for trade and investment [3]

8月12日，财政部、中国人民银行、金融监管总局联合发布关于印发《个人消费贷款财政贴息政 策实施方案》（下称"方案"）的通知，将对符合条件的个人消费贷款予以财政贴息。 方案甫一公布，农业银行、邮储银行、工商银行、中国银行、建设银行、交通银行六大行就火 速响应。 农业银行：自9月1日起对符合要求的个人消费贷款实施贴息 中国农业银行8月12日公告称，将按照市场化、法治化原则，自2025年9月1日起，对符合《关于 印发<个人消费贷款财政贴息政策实施方案>的通知》要求的个人消费贷款实施贴息。后续办理 流程及相关问题解答，将通过中国农业银行官网、微信公众号、手机银行、营业网点、95599等 官方渠道统一发布。 邮储银行：正积极组织开展个人消费贷款与服务业经营主体贷款贴息政策落地实施工 作 邮储银行发布关于个人消费贷款与服务业经营主体贷款财政贴息工作的公告，该行正积极组织 开展个人消费贷款与服务业经营主体贷款贴息政策落地实施工作，扎实推动政策传导落地。 邮储银行表示，该行将认真贯彻落实《关于印发<个人消费贷款财政贴息政策实施方案>的通 知》、《关于印发<服务业经营主体贷款贴息政策实施方案>的通知》精神及相关要求，全力确 保 ...

Group 1: Monetary Policy and Financing - The People's Bank of China reported that the cumulative increase in social financing for the first seven months of 2025 reached 23.99 trillion yuan, which is 5.12 trillion yuan more than the same period last year [1] - As of the end of July 2025, the broad money supply (M2) stood at 329.94 trillion yuan, reflecting a year-on-year growth of 8.8%, while the narrow money supply (M1) was 111.06 trillion yuan, with a year-on-year increase of 5.6% [1] - The net fund injection for the first seven months was 465.1 billion yuan, indicating a moderately loose monetary policy aimed at supporting the real economy [1] Group 2: Consumer Lending and Financial Support - The interest rate for personal consumption loan subsidies has dropped to an annualized rate of 1%, significantly lower than the current commercial bank rates, allowing qualified customers to access loans at rates in the "2" range, effectively reducing borrowing costs [2] - This subsidy policy is expected to alleviate repayment pressure for consumers, thereby boosting confidence and stimulating consumption potential [2] Group 3: Housing Policy - The Tianjin Housing Provident Fund Management Center announced that individuals can now use their housing provident fund to pay the down payment for purchasing existing homes, allowing for a one-time withdrawal of funds prior to the signing of the purchase contract [3] - This policy simplifies the process for homebuyers, reduces transaction costs, and does not affect the normal loan limits for provident fund loans [3] Group 4: Bank Participation in Subsidy Programs - Six major state-owned banks, including ICBC, ABC, Bank of China, CCB, BOCOM, and Postal Savings Bank, have committed to implementing the personal consumption loan subsidy policy starting September 1, 2025 [4] - The initiative aims to enhance consumer spending and support high-quality consumption development through innovative and diverse consumption scenarios [4]

Core Viewpoint - The government has introduced personal consumption loan interest subsidy policies to stimulate consumer spending and support service industry operators, marking the first time central finance has subsidized personal consumption loans [3][4]. Summary by Relevant Sections Personal Consumption Loan Subsidy Policy - The subsidy targets loans used for consumption, including daily expenses under 50,000 yuan and larger purchases like home appliances, cars, and education [4]. - The subsidy rate is set at 1%, approximately one-third of current commercial bank personal consumption loan interest rates, and will be effective for one year [4][5]. - The policy aims to enhance the quality of supply in the service sector, which has significant growth potential [4]. Service Industry Loan Subsidy Policy - The subsidy applies to loans issued to service industry operators in key sectors such as dining, health, and tourism, with a similar 1% subsidy rate and a maximum loan amount of 1 million yuan per entity [4][5]. - The policy will undergo evaluation after its expiration to consider potential extensions or adjustments [4]. Implementation and Operational Details - The application process is designed to be straightforward, with no complex procedures, allowing consumers to benefit easily [6]. - Borrowers can receive up to 1,000 yuan in subsidies for loans under 50,000 yuan and up to 3,000 yuan for larger loans, with the subsidy directly deducted from interest payments [6][7]. - Financial institutions are required to identify eligible consumption transactions and prevent misuse of funds [8]. Recent Developments - Several major banks, including Agricultural Bank and Industrial and Commercial Bank, have committed to implementing the subsidy policy starting September 1, 2025, ensuring compliance with the new regulations [9]. - Banks emphasize that no service fees will be charged for processing these subsidies and warn customers against potential scams [9].