鉑煜有限公司 （於英屬維爾京群島註冊成立的有限公司） 香港交易及結算所有限公司、香港聯合交易所有限公司、香港中央結算有限公司及紐約證券交 易所對本聯合公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示概不 就因本聯合公告全部或任何部分內容而產生或因倚賴該等內容而引致的任何損失承擔任何責 任。 本聯合公告僅供參考，並不構成收購、購買或認購要約人及本公司證券的邀請或要約，亦非在 任何司法管轄區對任何投票或批准的招攬。本聯合公告亦不構成根據美國證券交易委員會的規 則及規例的任何招攬或推薦。 本聯合公告並非供在、向或從刊發、登載或分發全部或部分內容即構成違反有關司法管轄區適 用法律或法規的任何司法管轄區刊發、登載或分發。 本聯合公告所提述的計劃文件所擬進行的交易並未獲美國證券交易委員會或任何美國州證券委 員會批准、不批准或以其他方式推薦，而美國證券交易委員會或任何美國州證券委員會亦未就 該等交易的優點或公平性或本聯合公告所提述的計劃文件所載資料的充分性發表意見。任何相 反的陳述均屬刑事罪行。 OneConnect Financial Technology Co., Ltd. 壹賬通金融科技有限公司 （ ...

Core Viewpoint - Financial One Account (06638) announced that due to employee departures, 10,000 performance share units will expire on November 14, 2025 [1] Group 1 - The company has reported a significant event regarding its employee performance share units [1] - The expiration of the performance share units is linked to the departure of employees within the group [1] - The specific date for the expiration of these units is set for November 14, 2025 [1]

Core Viewpoint - Financial One Account (06638) announced that 10,000 performance share units will expire on November 14, 2025, due to employee departures [1] Group 1 - The company reported a total of 10,000 performance share units affected by employee turnover [1] - The expiration date for these units is set for November 14, 2025 [1]

OneConnect Financial Technology Co., Ltd. 壹賬通金融科技有限公司 （於開曼群島註冊成立的有限公司） 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 （股份代號：6638） （紐交所股份代碼：OCFT） 根據收購守則規則3.8作出的公告 本公告乃壹賬通金融科技有限公司（「本公司」）根據香港公司收購及合併守則（「收 購守則」）規則3.8作出。 茲提述(1)要約人與本公司聯合刊發的日期為2025年5月15日的公告，內容有關 （其中包括）該建議及該計劃；(2)日期為2025年7月9日的公告，內容有關達成先 決條件；(3)要約人與本公司聯合刊發的日期為2025年9月23日的計劃文件（「計劃 文件」）；(4)日期為2025年9月23日的公告，內容有關寄發計劃文件；(5)本公司根 據收購守則規則3.8刊發的日期為2025年10月23日的公告；(6)日期為2025年10月 28日的公告，內容有關法院會議及股東特別大會結果；及( ...

Core Insights - The "Hong Kong FinTech Week × StartmeupHK Festival 2025" showcased financial technology innovations, with FinTech Partners like OneConnect presenting AI-driven solutions for digital banking, insurance, wealth management, credit systems, and marketing management [2] - OneConnect's solutions leverage over 30 years of financial practice and underlying technologies such as AI and large models to enhance operational efficiency and service intelligence for financial institutions [2] - The company is building a "highly efficient, secure, and trustworthy" cross-border trust foundation to inject new financial vitality into global trade flows through the integration of AI and data [2] Cross-Border Financial Services - OneConnect's Shenzhen CA is facilitating financial service connectivity between Hong Kong and mainland China, promoting cross-border electronic certification services that cover the Guangdong-Hong Kong region and extend to Southeast Asia [3] - The cross-border electronic certification services support innovations in areas such as cross-border payments, anti-fraud measures, data compliance, and financing for small and medium-sized enterprises [3] - OneConnect has adopted a "platform + ecosystem" model for international expansion, with its overseas operations covering 20 countries and regions, including Singapore, Thailand, Malaysia, Indonesia, the Philippines, the UAE, Vietnam, and South Africa, serving nearly 200 overseas financial institutions [3]

Core Insights - The "Hong Kong FinTech Week × StartmeupHK Festival 2025" highlighted the importance of AI and international expansion for mainland companies leveraging Hong Kong as a strategic hub for global market entry [1] Group 1: AI and Digital Solutions - Financial One Account showcased innovative digital banking and insurance solutions, focusing on AI-driven wealth management, credit process optimization, and intelligent marketing management [2] - The AI Agent digital employee system integrates ASR, NLP, TTS, large models, and Agentic AI technologies, significantly enhancing customer service efficiency and satisfaction [2] Group 2: Cross-Border Trust and Compliance - The challenges of "data silos" and AI identity fraud risks create trust barriers for SMEs going global, making "data trustworthiness" and "identity security" critical issues [3] - Financial One Account has developed a compliance framework and technical safeguards, including a standardized contract for cross-border data flow and an intelligent visual anti-fraud platform with over 99% accuracy [3] Group 3: Cross-Border Financial Facilitation - Financial One Account, through its subsidiary Shenzhen CA, is enhancing cross-border financial services by providing electronic certification services for compliance and security [4] - Shenzhen CA has served over 4 million users, addressing challenges in cross-border business operations [4] Group 4: Global Financial Network Expansion - Hong Kong is intensifying support for mainland companies' international expansion, with a dedicated task force established to assist businesses [5] - Financial One Account's global operations now cover 20 countries and regions, serving nearly 200 overseas financial institutions, reinforcing Hong Kong's position as a financial technology hub [5]

Core Insights - The People's Bank of China announced the winners of the "2024 Financial Technology Development Award," with Financial One Account winning for its projects on digital transformation in life insurance and a new "technology + insurance" model for the new energy sector, marking its fourth consecutive year of recognition [1] Group 1: Digital Transformation in Life Insurance - The project "Data-driven, Human-machine Collaborative Comprehensive Digital Transformation in Life Insurance" was developed by Ping An Life, Ping An Technology, and Financial One Account, creating an intelligent operational system covering customers, agents, and internal staff [2] - The project achieved a 30% reduction in life insurance business processes, with an online rate exceeding 90% and an automation rate over 70%. AI underwriting provides conclusions in seconds, while AI claims processing can complete reviews and payments in as little as one minute [2] - The initiative has significantly reduced the use of offline business and paper documents, resulting in an annual carbon reduction of 70,000 tons, establishing a benchmark for digital transformation in the life insurance industry [2] Group 2: New Energy "Technology + Insurance" Model - The "Technology + Insurance" model for new energy was jointly developed by Ping An Property & Casualty and Financial One Account, addressing risks in the new energy sector and creating a collaborative ecosystem among car manufacturers, insurance companies, and car owners [3] - The project features an integrated claims model that enables intelligent accident responsibility determination and automated claims processing, achieving on-site evacuation in as little as five minutes and reducing claims waiting time by 60% [3] - The project has seen a 61% increase in insured customers and a claims payout rate that outperforms the industry by 4.5 percentage points, facilitating a shift in new energy insurance from "risk bearer" to "ecosystem enabler" [3] Group 3: Commitment to High-Quality Financial Development - Financial One Account's recognition for the fourth consecutive year reflects its ongoing innovation in AI and privacy computing, leveraging the "AI in ALL" strategy of Ping An Group to enhance efficiency and reduce risks in the financial sector [4] - Looking ahead, Financial One Account aims to accelerate the construction of secure and efficient financial infrastructure and collaborate with industry partners to contribute technological strength to serve the real economy and mitigate financial risks [4]

Core Insights - The People's Bank of China has announced the winners of the "2024 Financial Technology Development Award," with Financial One Account winning for the fourth consecutive year [1][2] Group 1: Award Recognition - Financial One Account, in collaboration with Ping An Life and Ping An Technology, received the second prize for the project "Data-Driven and Human-Machine Collaborative Comprehensive Digital Transformation in Life Insurance" [1] - The project aims to create an intelligent operational system covering customers, agents, and internal staff, driven by AI technology [1] Group 2: Innovation in Insurance - The project "New Energy 'Technology + Insurance' New Model Construction," developed by Ping An Property & Casualty and Financial One Account, focuses on the risk characteristics of the new energy industry [2] - It establishes a collaborative insurance ecosystem among car manufacturers, insurance companies, and car owners, promoting green financial innovation [2] - The project features a dynamic pricing model that integrates insurance companies, car manufacturers, and industry stakeholders, enabling automated accident responsibility determination and claims processing [2] - The integrated claims model reduces customer claim waiting time by 60% and decreases secondary accident occurrence by 26% [2] - An AI-based accident simulation platform supports product iteration for car manufacturers, enhancing risk reduction and industry collaboration [2] - The project also includes the development of a global risk map and quantitative model to provide safety and risk management support for new energy enterprises expanding internationally [2] Group 3: Future Outlook - Financial One Account plans to continue its role as a technology output window, collaborating with Ping An's ecosystem and industry partners to explore new intelligent financial models [2] - The company aims to contribute to the service of the real economy, foster new productive forces, and enhance financial risk prevention capabilities [2]

Core Insights - The People's Bank of China has announced the winners of the "2024 Financial Technology Development Award," with Financial One Account winning two second prizes for its innovative projects in digital transformation and green finance [1][5]. Group 1: Financial Technology Development Award - Financial One Account has won the "2024 Financial Technology Development Award" for the fourth consecutive year, highlighting its ongoing commitment to innovation in the financial sector [1][5]. - A total of 681 projects participated in the evaluation, with 290 projects recognized, emphasizing the competitive nature of the award [1]. Group 2: Digital Transformation in Life Insurance - The project "Data-Driven, Human-Machine Collaborative Comprehensive Digital Transformation in Life Insurance" utilizes AI to create an intelligent operational system covering customers, agents, and internal staff, achieving a 30% reduction in business processes and over 90% online operation rate [2][3]. - The project features nine intelligent scenarios, including AI-assisted underwriting and claims processing, with the AI underwriting model providing conclusions in seconds and claims processed in as little as one minute [2][3]. Group 3: Green Finance Innovation - The "New Energy 'Technology + Insurance' Model Construction" project aims to create a collaborative ecosystem among car manufacturers, insurance companies, and vehicle owners, focusing on risk characteristics in the new energy sector [4]. - The project has achieved a 61% growth in insured clients and a claims payout rate that exceeds the industry average by 4.5 percentage points, facilitating the transition of new energy insurance from a risk bearer to an ecosystem enabler [4]. Group 4: Commitment to Technological Innovation - Financial One Account has consistently leveraged technological innovations such as AI, privacy computing, and data governance to drive digital and intelligent transformation in the financial industry [5][6]. - The company aims to enhance its digital and intelligent service capabilities while contributing to the development of a safe and efficient financial infrastructure [5][6].

Core Insights - The "Hong Kong FinTech Week × StartmeupHK Festival 2025" is being held from November 3 to 7, celebrating the 10th anniversary of both events, attracting over 37,000 participants from more than 100 economies, with over 800 speakers and 700 exhibitors [1] - Financial One Account, as a FinTech Partner, showcased AI-driven digital transformation solutions for financial institutions during the event [1] - Dr. Jin Xinming, CEO of Financial One Account Hong Kong, delivered a keynote speech on combating deepfake threats, emphasizing the inadequacy of traditional detection methods against rapidly evolving AI models [1] Company Overview - Financial One Account's anti-fraud strategy platform includes over 25 digital modules capable of in-depth analysis of AI-generated images, achieving a comprehensive defense rate of 99% against deepfake threats [2] - The company received significant interest in its AI-driven deepfake detection and electronic Know Your Customer (eKYC) solutions during the event [2] - As the sole window for financial technology output from Ping An Group, Financial One Account supports over 60% of banks in Hong Kong, providing innovative solutions such as enhanced eKYC platforms and deepfake detection technology [2] Industry Outlook - The digitalization process in the financial industry is expected to accelerate, with security remaining a foundational element [2] - Financial One Account aims to collaborate with partners to create a safer and smarter financial ecosystem [2]