金融壹账通 分时图 日K线 周K线 月K线 1.90 0.00 0.00% 0.53% 0.53% 0.00% 0.00% 0.00% 0.53% 0.53% 1.89 1.89 1.90 1.90 1.90 1.91 1.91 09:30 10:30 12:00/13:00 14:00 16:10 0 3万 7万 10万 战略抉择："技术+业务"的双轮驱动 出海是企业"生存需要还是发展需要？"金新明给出了清晰答案："金融壹账通的出海既是生存发展所需，更是主动的战略抉择"。不同于纯技术输出模式， 作为平安集团对外输出金融科技的唯一窗口，金融壹账通打造了"技术+业务"双轮驱动模式，这种深度赋能将平安集团在综合金融领域数十年沉淀的业务 智慧与前沿技术方案深度融合，已在全球20个国家和地区获得197家金融机构的合作验证。 "我们与南非耆卫保险的合作就是典型例证，"金新明举例说明，"当对方寻求综合金融转型方案时，平安在保险、银行及养老金融领域的实战经验成为了 关键赋能要素。"这种"经验输出"正帮助海外机构实现弯道超车，也标志着中国科技企业从单纯技术供应商向业务生态共建者的身份跃迁。 战略支点：打造区域化锚点布局 在出 ...

Core Viewpoint - Financial One's performance in the first quarter of 2025 showed a significant decline in revenue and an increase in losses compared to the previous year, primarily driven by a decrease in cloud service platform income and other service revenues [1][2]. Revenue Summary - The total revenue for the first quarter of 2025 was RMB 368 million, a decrease of 49.2% from RMB 723 million in the same period last year [2]. - Revenue from the cloud service platform dropped to RMB 2 million, a staggering decline of 99.5% from RMB 318 million year-on-year, attributed to the strategic phase-out of cloud services since July 2024 [2]. - Implementation service revenue was RMB 143 million, down 9.2% from RMB 157 million year-on-year, mainly due to reduced demand for financial service systems in China [2]. - Customer acquisition service revenue fell to RMB 5 million, a decrease of 59.2% from RMB 13 million year-on-year, linked to a drop in transaction volume for digital credit management solutions [2]. - Risk management service revenue was RMB 55 million, down 15.8% from RMB 65 million year-on-year, primarily due to decreased transaction volume in bank-related risk analysis solutions [2]. - Operational support service revenue was RMB 122 million, a decline of 9.2% from RMB 134 million year-on-year, mainly due to reduced income from intelligent voice service solutions [2]. - Revenue from post-development maintenance services increased to RMB 20 million, a growth of 33.5% from RMB 15 million year-on-year, driven by increased demand from overseas clients [2]. Loss Summary - The company reported a loss attributable to owners of the continuing operations of RMB 38.36 million, a decrease of 28.56% compared to the previous year [1]. - The basic and diluted loss per American Depositary Share for continuing operations was RMB 1.06 [1].

Financial Performance - OneConnect Financial Technology Co., Ltd. reported its unaudited financial performance for the first quarter ending March 31, 2025[12]. - The financial summary for Q1 2025 will be detailed in a press release scheduled for May 28, 2025[14]. - Revenue from continuing operations for Q1 2025 was RMB 368 million, a decrease of 49.2% compared to RMB 723 million in the same period last year[16][22]. - The gross profit margin for continuing operations was 28.5%, down from 37.7% in the previous year, reflecting a decline in economies of scale due to reduced revenue[24]. - The net loss attributable to owners for continuing operations was RMB 38 million, compared to RMB 54 million in the same period last year, with a net profit margin of -10.4%[16][17]. - Revenue from the digital banking segment was RMB 104 million, a decrease of 35.6% year-over-year, primarily due to reduced customer acquisition and risk management service transactions[20][21]. - Revenue from the digital insurance segment increased by 8.1% year-over-year to RMB 143 million, driven by higher demand for digital insurance solutions[21]. - The company reported a significant decline in cloud service platform revenue, which fell by 99.5% to RMB 2 million, due to a strategic phase-out of cloud services starting July 2024[19][21]. - Operating expenses for continuing operations totaled RMB 156 million, down from RMB 342 million in the previous year, with the percentage of operating expenses to revenue decreasing from 47.3% to 42.3%[25]. - Research and development expenses for continuing operations were RMB 62 million, a reduction from RMB 213 million year-over-year, reflecting a shift to investment return-oriented project management[25]. - The company reported a basic and diluted loss per American Depositary Share of RMB -1.06, an improvement from RMB -1.48 in the same period last year[16][17]. - In Q1 2025, the operating loss from continuing operations was RMB 56 million, compared to RMB 66 million in the same period last year, resulting in an operating profit margin of -15.3% versus -9.2% year-over-year[26]. - The loss attributable to shareholders from continuing operations in Q1 2025 was RMB 38 million, down from RMB 54 million in the previous year, with a basic and diluted loss per American Depositary Share of RMB -1.06 compared to RMB -1.48[27]. - Total revenue for continuing operations in Q1 2025 was RMB 367.8 million, a significant decrease from RMB 723.3 million in Q1 2024[35]. - The gross profit for continuing operations in Q1 2025 was RMB 104.9 million, compared to RMB 272.4 million in the same quarter last year[35]. - Research and development expenses in Q1 2025 were RMB 61.6 million, down from RMB 213.2 million year-over-year[35]. - The net financial income for Q1 2025 was RMB 13.8 million, compared to RMB 6.1 million in the previous year[35]. Cash Flow and Assets - The net cash used in operating activities for Q1 2025 was RMB 190 million, while cash used in investing activities was RMB 825 million, and cash used in financing activities was RMB 6 million[28]. - Cash and cash equivalents significantly dropped to RMB 924,955 thousand from RMB 1,947,922 thousand, a decrease of 52.6%[41]. - The company reported a net cash outflow from investing activities of RMB (824,942) thousand, contrasting with a net inflow of RMB 255,848 thousand in the previous year[41]. - As of March 31, 2025, total assets amounted to RMB 3,707,728 thousand, a decrease of 6.5% from RMB 3,967,252 thousand as of December 31, 2024[38]. - Current assets decreased to RMB 3,131,029 thousand from RMB 3,397,304 thousand, reflecting a decline of 7.8%[38]. - The company’s cash and cash equivalents decreased by RMB 1,020,383 thousand during the quarter, compared to an increase of RMB 39,641 thousand in the same quarter of the previous year[41]. - Total liabilities decreased to RMB 1,254,033 thousand from RMB 1,463,309 thousand, a reduction of 14.3%[39]. - The total equity attributable to owners of the company was RMB 2,512,936 thousand, down from RMB 2,558,452 thousand, reflecting a decrease of 1.8%[39]. - The company recorded a cumulative loss of RMB (8,371,653) thousand as of March 31, 2025, compared to RMB (8,333,291) thousand at the end of 2024[39]. - Non-current assets totaled RMB 576,699 thousand, slightly up from RMB 569,948 thousand, indicating a marginal increase of 1.3%[38]. Corporate Developments - The company is currently undergoing a privatization proposal in collaboration with Platinum Group Limited[4]. - The company emphasizes the importance of maintaining relationships with strategic partners, particularly Ping An Group[8]. - The board of directors collectively assumes responsibility for the accuracy of the information contained in the announcement[10]. - The company has established long-term partnerships with financial institutions to support their digital transformation needs and has expanded services to other participants in the financial services ecosystem[29]. - The company has prepared estimated consolidated results for the three months ending March 31, 2025, based on management accounts[53]. - The accounting policies and calculation methods for the estimates have been reviewed and deemed appropriate by the auditors, ensuring consistency with the audited financial statements for the year ending December 31, 2024[54]. - The estimates have been made after careful consideration and are believed to be prudent[55]. Risks and Advisories - The report includes forward-looking statements that involve risks and uncertainties, which may cause actual results to differ significantly[7]. - Shareholders and potential investors are advised not to overly rely on the Q1 performance when trading the company's securities[9]. - The financial advisor and auditor have provided reports on the estimates made in the announcement[5].

Core Insights - The implementation of the "Private Economy Promotion Law" marks a new phase of legal development for China's private economy, introducing innovative mechanisms like "data credit replacing collateral" to address financing bottlenecks and stimulate innovation [1][2][3] - Fintech, particularly through companies like Fintech One Account, is positioned as a key driver for financing innovation in the private sector, leveraging technology to provide efficient financial services [1][4] Financing Innovation - Fintech One Account has proactively explored full-process solutions for financing challenges faced by small and micro enterprises, addressing issues such as credit assessment difficulties and high financing costs [2][3] - The company has developed a digital SME credit system utilizing AI to create credit profiles, reducing approval time by 30% [2] - The introduction of the Jin Jie Ying AI housing collateral solution has enabled financial institutions to automate approval processes and diversify customer acquisition, with one bank achieving a 92% online process rate for housing loans [2][5] Technological Advancements - Fintech One Account's approach combines data credit, AI-driven credit processes, and innovative credit endorsement methods to help small and micro enterprises overcome financing challenges [3][4] - The company has achieved significant efficiency improvements in the insurance sector, with a 30% reduction in risk loss rates and over 20% decrease in operational costs for certain insurance companies [4][5] Global Expansion - Since 2018, Fintech One Account has expanded its operations internationally, serving 197 foreign financial institutions across 20 countries, including Southeast Asia and the Middle East [7][8] - The company aims to enhance the capabilities of local financial institutions in serving innovative enterprises through its intelligent risk control systems and data value reconstruction frameworks [7][8] Future Outlook - With the guidance of the "Private Economy Promotion Law," Fintech One Account is expected to become a core technological engine for the globalization of the private economy, facilitating cross-border financial cooperation and enhancing the international competitiveness of private enterprises [10]

资料显示，壹账通金融科技有限公司是面向金融机构的商业科技服务提供商(Technology-as-a-Service Provider),为国家高新技术企业。作为中国平安集团的联营公司,金融壹账通依托平安集团30多年金融行 业的丰富经验及自主科研能力,向客户提供"横向一体化、纵向全覆盖"的整合产品——包括数字化银 行、数字化保险和提供数字金融基础设施的加马平台。公司以"技术+业务"为独特竞争力,帮助客户提升 效率、提升服务、降低成本、降低风险,实现数字化转型。·公司于2019年12月登陆纽约交易所。·根据灼 识咨询的资料,按2020年金融软件及服务收入计算,公司在已上市的中国商业科技服务提供商中排名第 二。·公司于2021年9月提出"一体两翼"升级战略,以服务金融机构数字化转型为一体,同步拓展生态和境 外两翼,积极推动金融服务生态的整体数字化转型。·2022年7月公司正式在香港交易所挂牌上市。金融壹 账通拥有强大的人工智能、大数据和区块链等前沿科技实力。截至2023年12月31日,公司累计荣获305项 国内外奖项,其中连续6年入围毕马威"中国领先金融科技50企业"榜单(2018-2023)及IDC FinTec ...

（"金融赋能科技创新与发展"主题论坛，图片由主办方提供。） 深圳商报·读创客户端首席记者 谢惠茜 近日，为期两天的2025清华五道口全球金融论坛在深圳举办。近百位中外高级别政经领袖、重磅专家学者齐聚，展开 深入的思想碰撞与观点交锋，为全球经济金融的发展探寻新路径、注入新智慧。金融壹账通银行事业部总经理、中小 银行联盟秘书长贾燕菁出席该活动的第八个主题讨论会议，与重庆市原市长黄奇帆、国家科技成果转化引导基金理事 长马蔚华等嘉宾围绕会议主题"金融赋能科技创新与发展"共同探讨交流，分享真知灼见。 （金融壹账通银行事业部总经理、中小银行联盟秘书长贾燕菁，图片由主办方提供。） 面对上述痛点，贾燕菁提出"智能化实时风控、数据价值重构、专利估值"三位一体的金融机构服务科创企业策略框 架： 其次是数据资产的价值重构，企业丰富和庞大数据的有效积累，有助于金融机构的风险管理。例如，平安集团已构建 九大数据库，包括三大金融数据库（客户库、产品库、企业库），五大医疗数据库，一个公司经营库；金融、医疗数 据库包含30万亿字节数据，成为全球最大金融、医疗数据库之一。 再者是科创企业专利知识产权的有效沉淀，为金融机构对企业的估值，特别是破 ...

金融壹账通私有化再进一步。5月19日，北京商报记者注意到，金融壹账通日前发布公告称，要约人铂煜有限公司（以下简称"铂煜公司"）要求董事会以协 议安排方式，将公司私有化提出建议。一经批准及实行，需以现金向计划股东支付注销价，撤销金融壹账通于港交所、纽交所的上市地位。 股份注销溢价23.1% 值得一提的是，在本次公告中，金融壹账通提到了私有化的多项原因，包括股价低迷、业绩亏损等。公告指出，公司股价长期低迷，自2019年于纽交所上市 以来，美国存托股价格已下跌超过95%，部分原因为结构性的低水平流动性、投资者信心减退及券商研报覆盖不足。同时港交所交易流通量一直偏低，流动 性不足限制股份对市场参与者的吸引力，并影响其价格以及股东在不对价格造成不利影响的情况下大量买卖股份的能力。 私有化价格方面，公告指出，注销价2.068港元较最后交易日于港交所报收市价每股股份1.68港元溢价约23.1%。受此消息影响，5月16日，金融壹账通港股 大幅走高，收报1.93港元，日内涨幅达14.88%，股价创2023年2月以来新高；同日美股涨幅超过9%，收报7.21美元。5月19日，金融壹账通港股盘中走弱，每 股报1.89港元，下跌1.5 ...

3. 信达生物(01801)涨近3% ，宣布玛仕度肽在相关肥胖的III期临床研究(GLORY-3)完成首例受试者给 药。 一脉阳光(02522)盘中涨超5% 拟斥至多1亿港元回购股份 公司深入挖掘医学影像数据价值。 康希 诺生物(06185)涨超3% 吸入用结核病加强疫苗临床试验获印度尼西亚药监局批准。 4. H&H国际控股(01112)再涨超8% 市场炒作麦角硫因概念 公司旗下Swisse品牌有超光瓶产品。 ANC方 面，Swisse在抖音、跨境等高景气细分优势明显，24年增长快于行业；PNC板块需求旺盛，公司聚焦 高毛利产品并退出亏损渠道，以提升盈利水平，Q1 SolidGold已基本实现盈利。 5. 正大企业国际(03839)早盘涨超32% 一季度股东应占溢利同比增超6.7倍。 6. 浙江世宝(01057)涨近7% 近期获股东连续增持 公司出口业务主要面向新兴市场。 点击蓝字，关注我们 今日上午港股 1. 网易-S(09999)绩后高开超10% ，涨10.89%，报186.4港元，成交额3.16亿港元。消息面上，网易 公布2025年第一季度业绩，净收入为人民币288.285亿元，同比增加 7.4%；毛利 ...

本文源自：金融界 5月15日，金融壹账通(OCFT)开盘上涨5.6%，截至21:30，报6.98美元/股，成交9.83万美元，总市值2.72 亿美元。 作者：行情君 财务数据显示，截至2024年12月31日，金融壹账通收入总额22.48亿人民币，同比减少36.16%；归母净 利润-4.6亿人民币，同比减少26.73%。 5月20日，金融壹账通将披露2025财年一季报（数据来源于纳斯达克官网，预计披露日期为美国当地时 间，实际披露日期以公司公告为准）。 资料显示，壹账通金融科技有限公司是面向金融机构的商业科技服务提供商(Technology-as-a-Service Provider),为国家高新技术企业。作为中国平安集团的联营公司,金融壹账通依托平安集团30多年金融行 业的丰富经验及自主科研能力,向客户提供"横向一体化、纵向全覆盖"的整合产品——包括数字化银 行、数字化保险和提供数字金融基础设施的加马平台。公司以"技术+业务"为独特竞争力,帮助客户提升 效率、提升服务、降低成本、降低风险,实现数字化转型。·公司于2019年12月登陆纽约交易所。·根据灼 识咨询的资料,按2020年金融软件及服务收入计算,公司在 ...

作者：行情君 资料显示，壹账通金融科技有限公司是面向金融机构的商业科技服务提供商(Technology-as-a-Service Provider),为国家高新技术企业。作为中国平安集团的联营公司,金融壹账通依托平安集团30多年金融行 业的丰富经验及自主科研能力,向客户提供"横向一体化、纵向全覆盖"的整合产品——包括数字化银 行、数字化保险和提供数字金融基础设施的加马平台。公司以"技术+业务"为独特竞争力,帮助客户提升 效率、提升服务、降低成本、降低风险,实现数字化转型。·公司于2019年12月登陆纽约交易所。·根据灼 识咨询的资料,按2020年金融软件及服务收入计算,公司在已上市的中国商业科技服务提供商中排名第 二。·公司于2021年9月提出"一体两翼"升级战略,以服务金融机构数字化转型为一体,同步拓展生态和境 外两翼,积极推动金融服务生态的整体数字化转型。·2022年7月公司正式在香港交易所挂牌上市。金融壹 账通拥有强大的人工智能、大数据和区块链等前沿科技实力。截至2023年12月31日,公司累计荣获305项 国内外奖项,其中连续6年入围毕马威"中国领先金融科技50企业"榜单(2018-2023)及IDC ...