证券简称：ST 熊猫 证券代码：600599 编号：临 2024-014 一、关于小额贷款业务。年报及前期公告显示，公司 2020 年至 2023 年连续四年 财务报告被出具了保留意见的审计报告及否定意见的内控报告，所涉事项均包括小额 贷款业务。公司 2023 年继续开展小额贷款业务，2023 年 6 月末及 12 月末，小额贷款 发放余额分别为 3.24 亿元、3.48 亿元。同时，公司对发放的贷款计提大额损失准备， 截至 2023 年末，3.48 亿元贷款按单项计提减值的贷款账面余额为 3.28 亿元，累计计 提贷款损失准备 2.30 亿元，计提比例为 70%，剩余 2020 万元贷款按 1.5%比例计提贷 款损失准备 30.30 万元。此外，2023 年 4 月，公司将本金合计 4.36 亿元小额贷款债权 （含截至 2022 年末逾期贷款 2.11 亿元）按照 9.5 折出售给昆朋资产管理股份有限公 司。 请公司补充披露：1、报告期内新增贷款贷前审批及贷后管理相关情况，并结合 以前年度有关小额贷款业务内部控制制度整改情况，说明报告期内继续发放贷款的原 因及合理性；2、报告期内新增贷款的主要情况，区分借款 ...

特此说明。 万载县银河湾投资有限公司 2024 年 5 月 6 日 万载县银河湾投资有限公司 关于对熊猫金控股份有限公司 股票异常波动情况问询函的答复 熊猫金控股份有限公司： 贵公司发来的《股票交易异常波动问询函》已收到，现针对问询 函涉及的情况，回复如下： 到目前为止，除已披露的信息外，我公司不存在应披露而未披露 的可能影响你公司股价异常波动的重大信息，包括但不限于：重大资 产重组、股份发行、收购、债务重组、业务重组、资产剥离、资产注 入、股份回购、股权激励、破产重整、重大业务合作、引进战略投资 者等重大事项。 ...

证券简称：ST 熊猫 证券代码：600599 编号：临 2024-013 熊猫金控股份有限公司 股票交易异常波动公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重 大遗漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 重要内容提示： 熊猫金控股份有限公司（以下简称"公司"、"本公司"）股票 2024 年 4 月 29 日、4 月 30 日和 5 月 6 日连续三个交易日内日收盘价格跌幅偏离值累计超过 12%，属 于《上海证券交易所交易规则》规定的股票交易异常波动情形。 经公司自查并向控股股东核实，截至本公告披露日，除公司已披露的信息外， 公司、控股股东不存在应披露而未披露的重大信息，包括但不限于股权重组、重大资 产重组、引进战略投资者等重大事项。 重大风险提示： 1、因公司 2023 年度内部控制被出具了否定意见的审计报告，根据上海证券交易 所《股票上市规则》（2023 年 8 月修订）第 9.8.1（三）"最近一个会计年度内部控制 被出具否定意见审计报告"的规定，公司股票继续被实施其他风险警示。 2、公司于 2023 年 9 月 18 日披露了《ST 熊猫关于公司涉及诉 ...

Financial Performance - In 2023, the company reported a consolidated net profit of -212.36 million RMB, a decrease of 335.01% compared to the previous year's profit of 90.36 million RMB[6]. - The operating revenue for 2023 was 228.35 million RMB, down 30.66% from 329.31 million RMB in 2022[20]. - The net assets attributable to shareholders decreased by 26.73% to 576.83 million RMB from 787.30 million RMB at the end of 2022[20]. - The total assets of the company fell by 19.67% to 795.31 million RMB compared to 990.09 million RMB in 2022[20]. - The basic earnings per share for 2023 was -1.28 RMB, a decline of 337.04% from 0.54 RMB in 2022[21]. - The weighted average return on equity decreased by 43.35 percentage points to -31.18% compared to the previous year[22]. - The net profit attributable to shareholders for Q4 2023 was -257,105,355.01 RMB, a significant decline from previous quarters[22]. - The total revenue for Q3 2023 was 37,705,237.40 RMB, down from 84,859,320.56 RMB in Q2 2023[22]. - The revenue from core business activities, after excluding unrelated income, was 220.87 million RMB, a decrease of 22.01% from 283.22 million RMB in 2022[20]. - The company reported a profit margin of 26.14% in 2023, which is significantly higher than the industry average of 8.18%, showcasing its strong profitability[56]. Cash Flow and Assets - The cash flow from operating activities showed a significant recovery, reaching 217.99 million RMB, compared to -204.47 million RMB in the previous year[20]. - The net cash flow from operating activities in Q2 2023 was 185,975,912.89 RMB, indicating a recovery from previous quarters[22]. - The company's cash and cash equivalents increased by 142.23% to 390.82 million yuan, primarily due to the recovery of debts from a microfinance company[72]. - The total amount of prepaid accounts and other receivables was CNY 185 million, including CNY 155 million for long-term supply agreements, with a portion expected to be recovered in January 2024[180]. - The company's total assets as of December 31, 2023, were CNY 795 million, with other current assets related to loans accounting for 14.88% of total assets[183]. Strategic Transformation - The company aims to focus on its core fireworks business as part of its strategic transformation[6]. - The company plans to transition from traditional fireworks trade to a technology-driven, supply chain platform model, focusing on domestic sales[27]. - The company is currently reliant on "internet celebrity" products for nearly 70% of its domestic sales, highlighting a need for diversification in product offerings[48]. - The company aims to improve its market competitiveness through reliable delivery and quality assurance, establishing itself as a leading player in the industry[50]. - The company is implementing a vertical integration strategy that includes both forward and backward integration to enhance its competitive position in the market[111]. Market Challenges - The domestic market faces challenges such as severe inventory backlog and increased competition, with high-end fireworks products no longer being mainstream due to economic downturns and consumer preferences shifting towards cost and quality[32]. - The U.S. market for fireworks has seen significant demand decline due to inflation and interest rate hikes, with export profits being squeezed by rising labor and transportation costs[33]. - The company is facing macroeconomic risks, with a trend of consumption downgrade affecting the fireworks industry, leading to a decrease in large fireworks sales and an increase in small fireworks sales[115]. - The company is experiencing increased demand in the EU and other non-U.S. markets, with exports to Germany growing by 226.5%[29]. Regulatory and Compliance Issues - The company has received a qualified audit opinion from its accounting firm, indicating concerns regarding its financial statements[5]. - Regulatory changes, such as the "Fireworks Safety Management Regulations" and the "Air Pollution Prevention Law," significantly impact the fireworks industry, necessitating compliance and adaptation strategies[45]. - The company is actively addressing policy risks by closely monitoring regulatory changes and adapting its strategies to comply with new requirements, particularly regarding safety and environmental standards[116]. Internal Control and Governance - The company reported a significant internal control deficiency related to seal management, with a loan agreement signed in March 2020 without proper approval, resulting in a loan overdue of 111.1 million yuan by the end of 2023[160]. - The internal control audit report issued by Lianda Accounting Firm provided a negative opinion on the company's internal control effectiveness[163]. - The company has established a comprehensive internal control system, continuously improving its internal control evaluation and management practices[162]. - The company has strengthened its internal control systems and enhanced supervision over large fund usage[186]. Human Resources and Management - The company employed a total of 114 staff members, with 21 in the parent company and 93 in major subsidiaries[153]. - The educational background of employees includes 6 with master's degrees or above, 40 with bachelor's degrees, and 40 with associate degrees[154]. - The company has implemented a salary policy that combines fixed monthly salaries with performance assessments, ensuring compliance with labor laws and social security contributions[155]. - The company plans to enhance its training programs in 2024 to improve employee skills and support its development strategy[156]. Risk Management - The company is establishing a comprehensive risk management system to address various potential risks, including legal, talent retention, and natural disaster risks[123]. - The company is implementing a quality control system to mitigate product quality risks, ensuring safety and compliance throughout the production process[119]. - The company is addressing market risks by deepening its retail channel presence and utilizing terminal data systems to monitor sales trends and adapt product offerings accordingly[120]. Shareholder Relations - The company disclosed information accurately and timely through the Shanghai Stock Exchange and Shanghai Securities Journal, preventing selective disclosure and insider trading[126]. - The company strengthened investor relations through performance briefings, investor research meetings, and interactive communication, enhancing investor understanding and protecting their interests[126]. - The company has established a management system for investor relations, overseen by the board office, to ensure effective communication with stakeholders[126]. Miscellaneous - The company has no major litigation or arbitration matters during the reporting period[189]. - The company has not engaged in any asset or equity acquisitions or disposals during the reporting period[191]. - The company has no major related party transactions reported during the period[192].

Financial Performance - The company's operating revenue for Q1 2024 was ¥68,283,249.09, representing a decrease of 3.86% compared to the same period last year[6]. - Net profit attributable to shareholders was ¥10,595,856.82, down 49.67% year-on-year[6]. - The net profit attributable to shareholders after deducting non-recurring gains and losses was ¥9,977,711.12, a decrease of 40.83% compared to the previous year[6]. - Basic earnings per share were ¥0.064, reflecting a decline of 49.61% year-on-year[6]. - Total operating revenue for Q1 2024 was ¥68,283,249.09, a decrease of 3.9% compared to ¥71,026,770.01 in Q1 2023[21]. - Net profit for Q1 2024 was ¥10,704,882.84, down 49.1% from ¥21,053,595.72 in Q1 2023[22]. - Basic and diluted earnings per share for Q1 2024 were both ¥0.064, compared to ¥0.127 in Q1 2023[23]. Assets and Liabilities - Total assets at the end of the reporting period were ¥805,487,896.80, an increase of 1.28% from the end of the previous year[7]. - The company's total liabilities decreased slightly to ¥198,549,897.74 in Q1 2024 from ¥199,079,428.21 in Q1 2023[19]. - The total equity attributable to shareholders increased to ¥587,427,042.33 in Q1 2024 from ¥576,831,185.51 in Q1 2023[19]. - The total current assets reached RMB 779,433,618.80, up from RMB 770,605,519.23, marking an increase of around 1.9%[17]. - The company's fixed assets increased to RMB 2,953,438.18 from RMB 2,799,568.36, showing a growth of about 5.5%[17]. - The total non-current assets amounted to RMB 26,054,278.00, up from RMB 24,707,025.20, reflecting an increase of approximately 5.4%[17]. Cash Flow - Cash flow from operating activities was reported as ¥11,639,803.34, with no applicable year-on-year comparison[6]. - The net cash inflow from operating activities for Q1 2024 was ¥11,639,803.34, a significant improvement compared to a net outflow of ¥34,443,146.48 in Q1 2023[26]. - Total cash inflow from operating activities was ¥58,906,420.09, while cash outflow was ¥47,266,616.75, resulting in a net cash flow from operations[26]. - The company reported a net cash outflow from investing activities of ¥495,036.00, compared to a net inflow of ¥4,781,561.03 in the previous year[27]. - Cash flow from financing activities resulted in a net outflow of ¥2,830,097.53, an improvement from a net outflow of ¥6,373,433.23 in Q1 2023[27]. - The total cash and cash equivalents at the end of Q1 2024 amounted to ¥396,058,851.72, up from ¥121,318,587.32 at the end of Q1 2023[27]. Expenses - The company reported a significant increase in sales expenses by 51.90% due to new marketing expenditures in the domestic market[10]. - Management expenses rose by 91.89% as the company expanded its domestic market presence[10]. - The company reported a significant increase in management expenses, rising to ¥8,094,936.13 in Q1 2024 from ¥4,218,590.81 in Q1 2023[21]. - Cash paid to employees increased to ¥8,067,489.89 from ¥4,304,727.26 year-over-year[26]. Accounts Receivable - The company experienced a 34.82% increase in accounts receivable due to export business not yet reaching the payment period[10]. - Accounts receivable increased to RMB 64,073,616.03 from RMB 47,524,978.07, representing a significant rise of approximately 34.7%[16]. Shareholder Information - The company reported a total of 40,000,000 shares held by Wan Zai County Galaxy Bay Investment Co., Ltd., representing 24.10% of total shares[12]. - The company has a total of 30,382,340 shares held by Galaxy Bay International Investment Co., Ltd., accounting for 18.30% of total shares[12]. - The company has seen a new addition of 2,246,412 shares held by Du Xinda, representing 1.35% of total shares[14]. - The company has a total of 4,800,000 shares held by Hu Zuping, which accounts for 2.89% of total shares, indicating a withdrawal from the lending program[14]. Other Financial Metrics - The weighted average return on equity was 1.82%, a decrease of 0.819 percentage points compared to the previous year[6]. - The company experienced a credit impairment loss of ¥1,128,797.45 in Q1 2024, compared to a gain of ¥3,468,220.05 in Q1 2023[22]. - The total non-current liabilities decreased to ¥2,766,614.72 in Q1 2024 from ¥3,145,009.12 in Q1 2023[19]. - The company received tax refunds totaling ¥9,963,059.15, compared to ¥9,868,115.66 in the same period last year[26]. - The impact of exchange rate fluctuations on cash and cash equivalents was a positive ¥463,387.85, contrasting with a negative impact of -¥458,040.78 in the previous year[27]. - The company’s cash inflow from other operating activities was ¥1,470,024.09, a decrease from ¥46,068,627.13 in Q1 2023[26].

湖南联合创业律师事务所 电话:(86731) 84587500 传真:(86731) 84587501 邮编:410008 地址:长沙市开福区湘江中路一段52号凯乐国际城9栋11层 湖南联合创业律师事务所 关于熊猫金控股份有限公司 2024年第一次临时股东大会法律意见书 致:熊猫金控股份有限公司 根据《中华人民共和国证券法》(下称《证券法》)、《中华人 民共和国公司法》(下称《公司法》)和中国证券监督管理委员会(下 称"中国证监会")关于《上市公司股东大会规则》(下称《规 则》)等法律、法规和规范性文件的要求,湖南联合创业律师事务所 (下称"本所")接受熊猫金控股份有限公司(证券简称:ST 熊 猫;证券代码:600599;下称"公司")委托,指派阳立、周思维律 师(下称"本所律师")出席公司2024年第一次临时股东大会(下称 "本次股东大会"）,并出具本法律意见书。 为出具本法律意见书,本所律师对公司本次股东大会所涉及的有 关事项进行了审查,查阅了本所律师认为出具本法律意见书所必须查阅 的文件,并对有关问题进行了必要的核查和验证。在本法律意见书 中,本所律师根据《规则》的要求,仅对公司本次股东大会的召集、 召 ...

证券代码：600599 证券简称：ST 熊猫 公告编号：2024-008 熊猫金控股份有限公司 本次会议是否有否决议案：无 一、 会议召开和出席情况 | 1、出席会议的股东和代理人人数 | 12 | | --- | --- | | 2、出席会议的股东所持有表决权的股份总数（股） | 100,982,775 | | 3、出席会议的股东所持有表决权股份数占公司有表决权股 | 60.83 | | 份总数的比例（%） | | (四) 表决方式是否符合《公司法》及《公司章程》的规定，大会主持情况等。 本次会议由公司董事会召集，会议由董事长徐金焕先生主持，会议的召开、 表决程序符合《公司法》和《公司章程》的有关规定。 (一) 股东大会召开的时间：2024 年 4 月 26 日 (二) 股东大会召开的地点：公司会议室 (三) 出席会议的普通股股东和恢复表决权的优先股股东及其持有股份情况： (五) 公司董事、监事和董事会秘书的出席情况 公司财务总监黄玉岸女士以通讯方式出席会议，董事会秘书罗春艳女士出席 会议。 2024 年第一次临时股东大会决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大 ...

熊猫金控股份有限公司: 万载县银河湾投资有限公司 关于对熊猫金控股份有限公司 股票异常波动情况问询函的答复 到目前为止,除已披露的信息外,我公司不存在应披露而未披露 的可能影响你公司股价异常波动的重大信息,包括但不限于:重大资 产重组、股份发行、收购、债务重组、业务重组、资产剥离、资产注 入、股份回购、股权激励、破产重整、重大业务合作、引进战略投资 者等重大事项。 贵公司发来的《股票交易异常波动问询函》已收到,现针对问询 函涉及的情况,回复如下: 特此说明。 万载具€ 年4月77日 ...

证券简称：ST 熊猫 证券代码：600599 编号：临 2024-007 熊猫金控股份有限公司 股票交易异常波动公告 一、股票交易异常波动的具体情况 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重 大遗漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 重要内容提示： 熊猫金控股份有限公司（以下简称"公司"、"本公司"）股票 2024 年 4 月 18 日、4 月 19 日和 4 月 22 日连续三个交易日内日收盘价格涨幅偏离值累计超过 12%，属 于《上海证券交易所交易规则》规定的股票交易异常波动情形。 经公司自查并向控股股东核实，截至本公告披露日，除公司已披露的信息外， 公司、控股股东不存在应披露而未披露的重大信息，包括但不限于股权重组、重大资 产重组、引进战略投资者等重大事项。 重大风险提示： 1、公司于 2024 年 1 月 31 日披露了《ST 熊猫 2023 年度业绩预亏公告》（公告编号： 临 2024-002）。公司预计 2023 年实现归属于上市公司股东的净利润为-12,400 万元至 -18,600 万元，预计 2023 年度实现归属于上市公司股东扣除非经常 ...

熊猫金控股份有限公司 2024 年第一次临时股东大会会议资料 熊猫金控股份有限公司 2024 年第一次临时股东大会 会 议 资 料 二○二四年四月二十六日 1 | 一、大会议程 3 | | --- | | 二、大会须知 4 | | 三、大会表决的说明 5 | | 四、审议事项： | | 关于修改《公司章程》的议案 错误!未定义书签。 | 熊猫金控股份有限公司 2024 年第一次临时股东大会会议资料 2024 年第一次临时股东大会议程 3 时 间：2024 年 4 月 26 日下午 15 点 00 分 地 点：公司会议室 主持人：徐金焕董事长 议 程： 一、介绍出席会议股东情况； 二、宣读《大会须知》和《大会表决的说明》； 三、审议事项： 关于修改《公司章程》的议案。 四、股东发言及公司董事、监事、高级管理人员回答提问； 五、议案表决； 六、宣布表决结果； 七、律师发表意见； 八、大会结束。 熊猫金控股份有限公司 2024 年第一次临时股东大会会议资料 2024 年第一次临时股东大会须知 为确保公司股东大会的顺利召开，根据《中华人民共和国公司法》、《中华人 民共和国证券法》、《公司章程》以及《上市公司股东大会规 ...