Core Points - The document outlines the operational guidelines for the General Manager of Panda Financial Holdings Co., Ltd, focusing on governance structure and responsibilities [1][11] - It specifies the qualifications required for the General Manager and the procedures for appointment and dismissal [2][3] General Manager's Qualifications and Appointment - The General Manager must possess rich economic and management knowledge, strong management capabilities, and relevant industry experience [2][3] - The appointment is made by the Board of Directors, with a term of three years, and may be reappointed [2][3] Responsibilities and Powers - The General Manager is responsible for daily operations, implementing board resolutions, and reporting to the Board [1][8] - Key responsibilities include organizing annual business plans, managing internal structures, and overseeing employee welfare [8][9] Conduct and Obligations - The General Manager must act diligently and responsibly, avoiding conflicts of interest and ensuring company assets are protected [4][5] - Specific prohibitions include misappropriating company funds, engaging in self-dealing, and disclosing confidential information [4][5] Reporting and Accountability - Regular reporting to the Board and Audit Committee is required, including updates on significant operational changes [9][10] - The General Manager must report any legal issues or financial difficulties immediately to the Board [10][11] Performance Evaluation and Consequences - The Board's remuneration and evaluation committee is responsible for assessing the General Manager's performance [10] - Consequences for poor performance or misconduct may include financial penalties or termination of the contract [10][11]

General Principles - The rules aim to enhance the efficiency of shareholder meetings, ensure legality of procedures and resolutions, and protect shareholders' rights [1][2] - The company must strictly adhere to laws, regulations, and its articles of association when convening shareholder meetings [1][3] Types of Shareholder Meetings - Shareholder meetings are categorized into annual and extraordinary meetings, with annual meetings held within six months after the end of the previous fiscal year [2] - Extraordinary meetings must be convened within two months if circumstances arise as specified in the Company Law [2] Convening Shareholder Meetings - The board of directors is responsible for convening meetings within the specified timeframe and must notify shareholders accordingly [3][4] - Independent directors can propose extraordinary meetings, and the board must respond within ten days [4] Proposals and Notifications - Proposals must fall within the scope of the shareholder meeting's authority and comply with legal and regulatory requirements [6][14] - Shareholders holding at least 1% of shares can submit temporary proposals ten days before the meeting [6][7] Meeting Procedures - Shareholder meetings must be held at the company's registered address or a specified location, and provisions for remote voting must be made [21][22] - All shareholders or their proxies have the right to attend and vote, and the company must ensure a fair and orderly meeting [10][22] Voting and Resolutions - Resolutions can be ordinary or special, with ordinary resolutions requiring a simple majority and special resolutions needing two-thirds approval [37][39] - Voting must be conducted in a transparent manner, with results announced immediately after voting [50][53] Record Keeping - Meeting records must be maintained, detailing the time, location, attendees, and voting results, and must be preserved for at least ten years [34][35] Legal Compliance - The company must comply with all relevant laws and regulations, and any resolutions that violate these are deemed invalid [57][20] - Shareholders can challenge resolutions in court if there are procedural violations [57][20]

Core Points - The document outlines the rules and regulations governing the board of directors of Panda Financial Holdings Co., Ltd, emphasizing the need for compliance with relevant laws and regulations [1][36] - The board is responsible for ensuring fair treatment of all shareholders and protecting the rights of other stakeholders [2][36] Chapter Summaries Chapter 1: General Principles - The rules are established to clarify the responsibilities and powers of the board of directors, ensuring scientific decision-making and compliance with laws [1] - The terms and conditions not specified in these rules are subject to the company's articles of association [2] Chapter 2: Composition and Powers of the Board - The board consists of a specified number of directors, with at least one-third being independent directors, including one accounting professional [2] - The board has the authority to convene shareholder meetings, execute resolutions, and decide on operational plans and investment strategies [3][4] Chapter 3: Meeting Procedures - The board must hold at least two regular meetings annually, with notifications sent 10 days in advance [5] - Temporary meetings can be called with a 2-day notice, and urgent meetings can be conducted via phone or other means [5][6] Chapter 4: Voting and Resolutions - Decisions require a majority vote from the attending directors, and specific procedures are in place for handling conflicts of interest [10][11] - The board must ensure that all proposals are discussed and voted on, with clear records of the voting outcomes [10][12] Chapter 5: Meeting Records - The board secretary is responsible for maintaining detailed records of meetings, including attendance, agenda, and voting results [30][31] - Records must be preserved for a minimum of 10 years [33] Chapter 6: Implementation and Disclosure of Resolutions - The chairman is tasked with ensuring the implementation of board resolutions and reporting on their status in subsequent meetings [33] - Disclosure of resolutions must comply with stock exchange regulations, and confidentiality is required prior to public announcements [34] Chapter 7: Supplementary Provisions - The rules will be interpreted by the board and take effect upon approval by the shareholders [37][38]

Core Points - The article outlines the implementation details of the cumulative voting system for the election of directors at Panda Financial Holdings Co., Ltd. [1] - The cumulative voting system allows shareholders to allocate their voting rights across multiple candidates when electing more than one director [1][2] Group 1: General Provisions - The purpose of the implementation details is to enhance the company's governance structure and ensure shareholders can fully exercise their rights [1] - The cumulative voting system is defined as a voting method where each share held by a shareholder grants voting rights equal to the number of directors to be elected [1][2] Group 2: Nomination of Director Candidates - The board of directors and shareholders holding more than 3% of the company's shares have the right to nominate candidates within the limits set by the company's articles of association [3] - Nominated candidates must submit detailed personal information and confirm their eligibility to serve as directors [3][4] Group 3: Election and Voting Process - The election process requires the board to inform shareholders about the cumulative voting method and provide appropriate ballots [5] - Voting rights can be concentrated on one candidate or distributed among several, but cannot exceed the number of directors to be elected [12] - If there are multiple rounds of elections, the cumulative voting rights must be recalculated for each round [10] Group 4: Election Results - Directors are elected based on the number of votes received, with a requirement that the votes must exceed half of the total shares held by attending shareholders [13] - If the number of elected directors is less than required, a second round of elections will be held [15] - In case of a tie in votes among candidates, a second round of voting will be conducted to determine the elected directors [16][17] Group 5: Supplementary Provisions - Any matters not covered by these details will follow national laws and the company's articles of association [18] - The board of directors is responsible for interpreting these implementation details [19] - These details will take effect upon approval by the company's shareholders' meeting [20]

General Overview - The document outlines the work rules for the Audit Committee of Panda Financial Holdings Co., Ltd, aiming to enhance the decision-making function of the board and ensure effective supervision of the management team [1][2]. Composition of the Audit Committee - The Audit Committee consists of three directors, with a majority being independent directors, and must include a professional accountant as the chairperson [2][3]. - The term of the Audit Committee members aligns with that of other directors, with a maximum term of three years, and independent directors cannot serve more than six consecutive years [2][3]. Responsibilities and Authority - The Audit Committee is responsible for reviewing financial information, supervising internal and external audits, and ensuring effective internal controls [4][5]. - Key responsibilities include approving financial reports, hiring or dismissing external auditors, and overseeing compliance with laws and regulations [4][5][6]. - The committee must report any necessary measures or improvements to the board and provide opinions on the authenticity and completeness of financial reports [5][6]. Meeting Procedures - The Audit Committee must hold at least one meeting per quarter, with a quorum requiring two-thirds of members to be present [6][7]. - Meetings can be conducted in person or via written communication, and decisions require a majority vote from members present [6][7][11]. Documentation and Record Keeping - Meeting records must include details such as date, attendees, agenda, and voting results, and must be signed by attendees [12][13]. - The documentation must be retained for a minimum of ten years [14]. Amendments and Compliance - Any matters not covered by these rules will be governed by relevant national laws and company regulations, with the board responsible for interpreting the rules [14].

熊猫金控股份有限公司 总经理工作细则 （2025 年 8 月修订） 第一章 总则 第一条 为完善熊猫金控股份有限公司（以下简称"公司"） 的法人治理结构，规范总经理履职行为，保证总经理依法行使职 权、履行职责、承担义务，根据《中华人民共和国公司法》（以 下简称"《公司法》"）、《中华人民共和国证券法》（以下简称"《证 券法》"）等有关法律法规和《公司章程》的规定，结合公司实际 情况，制定本细则。 第二条 总经理主持公司日常经营管理工作，执行董事会决 议，对董事会负责，向董事会报告工作。 第二章 总经理的任职资格与任免程序 第三条 公司设总经理一名，由董事会聘任或解聘。总经理 每届任期 3 年，可以连聘连任。 根据公司经营管理需要，可设立副总经理（具体职务名称可 由董事会命名）职位，由总经理提名，董事会聘任或解聘，协助 总经理开展工作。 1 （二）具有知人善任、调动员工积极性、建立合理的组织机 构、协调各种内外关系和统揽全局的能力； （三）具有一定年限的企业管理或经济工作经历，掌握国家 有关政策、法律、法规，精通本行业的生产经营业务，熟悉相关 行业业务； （四）诚信勤勉、廉洁公正； （五）具备充分履行工作职责的 ...

第二条 本制度适用于以下人员和机构： （一）公司董事会秘书和董事会秘书办公室； 熊猫金控股份有限公司 信息披露管理制度 （2025 年 8 月修订） 第一章 总则 第一条 为规范熊猫金控股份有限公司（以下简称"公司"） 及其他信息披露义务人的信息披露行为，加强信息披露事务管 理，切实保护公司、股东、债权人及其他利益相关者的合法权益， 根据《中华人民共和国公司法》、《中华人民共和国证券法》、中 国证券监督管理委员会（以下简称"中国证监会"）《上市公司信 息披露管理办法》和《上海证券交易所股票上市规则》（以下简 称"上市规则"）等有关规定，结合《熊猫金控股份有限公司章 程》（以下简称"公司章程"），制定本制度。 （二）公司董事和董事会； （三）公司高级管理人员； （四）公司总部各部门以及公司委派到各子公司、分公司的 负责人； （五）公司控股股东和持股 5%以上的大股东； （六）其他负有信息披露职责的公司人员和部门。 1 本制度所称的信息披露义务人，是指公司及其董事、高级管 理人员、股东、实际控制人，收购人，重大资产重组、再融资、 重大交易有关各方等自然人、单位及其相关人员，破产管理人及 其成员，以及法律、行政法规 ...

熊猫金控股份有限公司 股东会议事规则 （2025 年 8 月修订） 第二条 公司股东会的召集、提案、通知、召开等事项适用 本规则。 第三条 公司应当严格按照法律、行政法规、本规则及《公 司章程》的相关规定召开股东会，保证股东能够依法行使权利。 公司董事会应切实履行职责，认真、按时组织股东会。公司 全体董事应当勤勉尽责，确保股东会正常召开和依法行使职权。 第四条 股东会应当在《公司法》和《公司章程》规定的范 围内行使职权。 第五条 股东会分为年度股东会和临时股东会。年度股东会 每年召开一次，应当于上一会计年度结束后的6个月内举行。临 1 时股东会不定期召开，出现《公司法》第一百一十三条规定的应 当召开临时股东会的情形时，临时股东会应当在两个月内召开。 公司在上述期限内不能召开股东会的，应当报告公司所在地中国 证监会派出机构和公司股票挂牌交易的上海证券交易所，说明原 因并公告。 第六条 公司召开股东会，应当聘请律师出席股东会，并对 以下问题出具法律意见并公告： 第一章 总则 第一条 为提高熊猫金控股份有限公司（以下简称"公司"） 股东会议事效率，保证股东会会议程序及决议的合法性，充分维 护全体股东的合法权益，根据 ...

熊猫金控股份有限公司 累积投票制度实施细则 （2025 年 8 月修订） 第一章 总则 第一条 为了进一步建立健全熊猫金控股份有限公司（以下 简称"公司"）管理制度，完善公司治理结构，规范公司选举董 事的行为，保证股东充分行使权利，根据《公司法》、《上市公司 治理准则》、《公司章程》等相关规定，并结合公司实际情况，特 制定本实施细则。 第二条 本实施细则所指的累积投票制，是指股东会在选举 两名以上董事时采用的一种投票方式。即公司股东会选举董事 时，股东所持的每一股份拥有与该次股东会拟选举董事总人数相 等的投票权，出席股东会的股东（以下简称"出席股东"）所拥 有的投票权等于其持有的股份总数乘以应选董事人数之积，出席 股东可以将其所拥有的投票权全部投向一位董事候选人，也可以 将其拥有的投票权分散投向多位董事候选人，按照董事候选人得 票多少的顺序，从高往低根据拟选出的董事人数，由得票较多者 当选。 第三条 股东会选举产生的董事人数及结构应符合《公司章 程》的规定。股东会选举两名以上独立董事或公司单一股东及其 1 上述董事候选人的推荐人选在董事会提名委员会审核并经 董事会审议通过后，由董事会向股东会提出董事候选人并提 ...

熊猫金控股份有限公司 董事会审计委员会工作细则 （2025 年 8 月修订） 第一章 总则 第一条 为强化熊猫金控股份有限公司（以下简称"公司"） 董事会决策功能，确保董事会对经理层的有效监督，完善公司治 理结构，根据《中华人民共和国公司法》（以下简称"《公司法》"）、 《上市公司治理准则》、《上海证券交易所股票上市规则》、《上市 公司审计委员会工作指引》以及《公司章程》等其他有关规定， 结合公司和实际情况，制定本工作细则。 第二条 董事会审计委员会是董事会设立的专门工作机构， 对董事会负责，向董事会报告工作，行使《公司法》规定的监事 会的职权，主要负责审核公司财务信息及其披露、监督及评估内 外部审计工作和内部控制等工作。 第二章 人员组成 第三条 审计委员会成员由三名董事组成，审计委员会成员 应当为不在上市公司担任高级管理人员的董事，其中独立董事应 占半数以上，并由独立董事中会计专业人士担任召集人。公司董 1 事会成员中的职工代表可以成为审计委员会成员。 审计委员会成员应当具备胜任工作职责的专业知识、工作经 验和良好的职业操守，保证足够的时间和精力履行委员会的工作 职责，勤勉尽责，切实有效地监督、评估公司内 ...