2022 年第三季度报告 公司负责人邵松长先生、主管会计工作负责人戴悦女士及会计机构负责人（会计主管人员） 刘晓峰先生保证季度报告中财务信息的真实、准确、完整。 第三季度财务报表是否经审计 □是 √否 一、 主要财务数据 (一)主要会计数据和财务指标 证券代码：600830 证券简称：香溢融通 公告编号：2022-068 香溢融通控股集团股份有限公司 2022 年第三季度报告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 公司董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真实、准确、完整， 不存在虚假记载、误导性陈述或重大遗漏，并承担个别和连带的法律责任。 单位：元 币种：人民币 | 项目 | 本报告期金额 | 年初至报告期末 | 说明 | | --- | --- | --- | --- | | | | 金额 | | | 非流动性资产处置损益 | 27,028.27 | -63,233.23 | | | 越权审批，或无正式批准文件，或偶发性 | | | | | 的税收返还、减免 | | | | | ...

Financial Performance - Total revenue for the first half of 2022 was approximately ¥125.20 million, a decrease of 2.13% compared to ¥127.92 million in the same period last year[18]. - Operating income decreased by 8.54% to ¥74.22 million from ¥81.15 million year-on-year[18]. - Net profit attributable to shareholders was ¥11.76 million, down 29.74% from ¥16.74 million in the previous year[18]. - Net profit after deducting non-recurring gains and losses dropped by 89.60% to ¥724,842.77 from ¥6.97 million year-on-year[18]. - The basic earnings per share decreased by 29.73% to ¥0.026 from ¥0.037 in the same period last year[18]. - The weighted average return on net assets decreased by 0.24 percentage points to 0.56% from 0.80% year-on-year[18]. - The company achieved total operating revenue of CNY 125.20 million in the first half of the year, a completion rate of 50.81%, down 2.13% from CNY 128 million in the same period last year[40]. - The company reported a significant increase in operating costs, with a rise of 132.39% in operating costs to CNY 27.91 million compared to CNY 12.01 million last year[45]. - The company’s management expenses increased by 26.02% to CNY 49.09 million, primarily due to higher depreciation and employee compensation[46]. - The company reported a significant increase in sales revenue from services, totaling CNY 86,176,244.73 in the first half of 2022, up from CNY 72,377,605.11 in the first half of 2021[142]. Cash Flow and Liquidity - The net cash flow from operating activities was negative at approximately -¥322.14 million, compared to -¥584.94 million in the same period last year[18]. - The cash flow from operating activities for the first half of 2022 was a net outflow of CNY 322,142,462.20, an improvement from a net outflow of CNY 584,939,398.12 in the first half of 2021[142]. - The cash inflow from investment activities in the first half of 2022 was CNY 98,036,663.72, compared to CNY 536,932,254.22 in the first half of 2021[143]. - The net cash flow from financing activities for the first half of 2022 was CNY 232,695,774.37, down from CNY 428,511,128.33 in the first half of 2021[143]. - The cash and cash equivalents at the end of the first half of 2022 amounted to CNY 815,036,085.52, compared to CNY 503,306,477.56 at the end of the first half of 2021[143]. Asset and Liability Management - Total assets increased by 6.49% to ¥3.75 billion from ¥3.52 billion at the end of the previous year[18]. - Total liabilities reached CNY 1,005,571,013.19, compared to CNY 809,431,296.26, indicating an increase of 24.2%[130]. - Shareholders' equity rose to CNY 2,740,961,579.49, up from CNY 2,708,625,199.78, showing a slight increase of 1.2%[130]. - The company reported a significant increase in other current assets, totaling CNY 202,738,843.02, up from CNY 54,512,568.07, a growth of 271.5%[128]. - The company’s total liabilities and equity at the end of the reporting period is CNY 2,740,961,579.49[151]. Business Operations and Strategy - The company is focusing on optimizing its business structure, particularly in the pawn sector, to improve asset quality and risk management[24]. - The company is actively applying for expanded credit limits with existing banks and seeking new banking partnerships to enhance the scale and profitability of its engineering guarantee business[27]. - The company is focusing on diversifying its product offerings in the guarantee business to meet more customer needs[28]. - The company has initiated the trial promotion of its self-branded "Le Xiang Yun Duan" liquor, although sales volume remains minimal[23]. - The company is committed to strengthening its financial ecosystem and improving customer and channel integration[26]. Legal and Regulatory Issues - The company faced administrative penalties from the China Securities Regulatory Commission, leading to potential investor compensation litigation risks[6]. - The company is involved in significant litigation, including a lawsuit against Shanghai Xingyu for failing to repay a principal loan of 37 million yuan[82]. - The company has initiated litigation procedures regarding a contractual violation with "Rongjin Hui Zhong (Beijing) Electronic Payment Technology Co., Ltd." due to unresolved negotiations[60]. - The company has been actively pursuing legal actions to recover debts, with multiple lawsuits filed against various entities[83]. - The company has faced challenges in executing court judgments due to the lack of available assets from debtors[89]. Investment and Growth - The company plans to enhance its investment strategies by focusing on new technologies, new models, and high-growth industries[35]. - The company invested CNY 125 million to acquire single debtor asset packages from local AMC, with a maximum repayment period of 18 months[40]. - The company has established a joint venture with Zhejiang Longquan Wanwu Sheng Water Co., Ltd., holding a 66% stake in the newly formed sales company with registered capital of 10 million yuan[55]. - The company has set up a new equity investment partnership with a total commitment of 50 million yuan, focusing on emerging industries[57]. - The company has committed 52 million CNY to the "Hangzhou Fuyang Zhongnan Chengxiang Investment Partnership," which has a total investment amount of 115.98 million CNY[60]. Risk Management - The company has established a comprehensive risk management system, enhancing its risk management capabilities across all business areas[39]. - The company’s liquidity risk is managed through a centralized financial sharing center, ensuring sufficient cash to meet obligations[70]. - The financing leasing industry is expected to face operational risks due to economic downturns and regulatory environments, prompting companies to strengthen risk management[31]. - The company emphasizes a diversified investment strategy to mitigate risks associated with market fluctuations and economic policies[69]. - The company has a rich license resource, including licenses for pawn and guarantee operations, which can meet diverse financing needs[38]. Shareholder and Equity Information - The company reported a total of 159,411,477 shares with voting rights, representing 35.09% of the total voting shares at the shareholders' meeting[73]. - No profit distribution or capital reserve transfer plans were proposed for the half-year report, with no dividends or stock bonuses planned[76]. - As of the end of the reporting period, the total number of ordinary shareholders was 31,862[120]. - The top ten shareholders held a total of 15.26% (69,342,233 shares) by Zhejiang Xiangyi Holding Co., Ltd.[122]. - Zhejiang Tobacco Investment Management Co., Ltd. held 12.04% (54,710,381 shares) of the total shares[122].

Financial Performance - Total revenue for Q1 2022 was CNY 74,420,250.14, representing a year-on-year increase of 23.67%[4] - Operating income for Q1 2022 was CNY 46,689,091.01, showing a growth of 40.31% compared to the same period last year[4] - Net profit attributable to shareholders for Q1 2022 was CNY 12,002,013.73, a decrease of 38.85% year-on-year[4] - Basic earnings per share for Q1 2022 was CNY 0.026, down 39.53% from the previous year[4] - Net profit for Q1 2022 was CNY 19,875,098.97, a decrease of 32.0% from CNY 29,251,150.96 in Q1 2021[19] - Earnings per share for Q1 2022 were CNY 0.026, down from CNY 0.043 in Q1 2021[19] Assets and Liabilities - Total assets at the end of Q1 2022 were CNY 3,764,817,629.45, an increase of 7.01% from the end of the previous year[5] - As of March 31, 2022, the total assets amounted to RMB 3,764,817,629.45, an increase from RMB 3,518,056,496.04 as of December 31, 2021, reflecting a growth of approximately 7.0%[15] - The company's total liabilities decreased slightly, with current liabilities including accounts payable dropping to RMB 762,638.34 from RMB 1,990,141.11[16] - Total liabilities increased to CNY 1,015,260,876.80 in Q1 2022 from CNY 809,431,296.26 in Q1 2021, representing a growth of 25.5%[18] - Total equity increased to CNY 2,749,556,752.65 in Q1 2022 from CNY 2,708,625,199.78 in Q1 2021, a rise of 1.5%[18] Cash Flow - The net cash flow from operating activities for Q1 2022 was CNY -355,649,068.10, not applicable for year-on-year comparison[4] - In Q1 2022, the cash inflow from operating activities was CNY 258,692,738.64, an increase of 41.7% compared to CNY 182,600,640.24 in Q1 2021[21] - The total cash outflow for operating activities was CNY 614,341,806.74, compared to CNY 461,246,801.08 in the same period last year[21] - Cash inflow from investment activities totaled CNY 78,171,947.91, down 54.4% from CNY 171,754,080.53 in Q1 2021[22] - The net cash flow from investment activities was CNY 77,365,403.95, a significant improvement from -CNY 159,120,859.08 in Q1 2021[22] - Cash inflow from financing activities was CNY 287,000,000.00, slightly down from CNY 315,320,000.00 in Q1 2021[22] - The net cash flow from financing activities was CNY 204,979,842.73, compared to CNY 277,986,382.80 in the previous year[22] - The ending cash and cash equivalents balance was CNY 741,610,312.38, up from CNY 521,234,995.06 at the end of Q1 2021[22] Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 35,181[9] - The largest shareholder, Zhejiang Xiangyi Holdings Co., Ltd., held 15.26% of the shares, totaling 69,342,233 shares[9] Legal Matters - The company faced 61 lawsuits related to securities false statements, with total claims amounting to RMB 48,464,512.79, down from RMB 54,893,745.32 previously[12] - Out of the 61 lawsuits, 37 cases have been adjudicated, with a total claim amount of RMB 14,963,583.48 and a judgment amount of RMB 4,665,766.67[12] - The company has fulfilled compensation obligations in 35 of the 36 effective cases, totaling RMB 3,148,364.93[12] - The company is currently involved in ongoing litigation, with 22 cases yet to be heard, claiming a total of RMB 28,394,300.97[13] Inventory and Receivables - The inventory decreased to RMB 1,448,173.84 from RMB 1,754,683.62, reflecting a decline of approximately 17.4%[16] - The long-term receivables rose significantly to RMB 1,406,803,182.03 from RMB 1,180,541,969.63, marking an increase of around 19.2%[16]

Financial Performance - In 2021, the company achieved a total revenue of ¥260,920,956.04, representing a 41.94% increase compared to ¥183,820,608.32 in 2020[19] - The operating income for 2021 was ¥161,078,734.89, which is an 88.11% increase from ¥85,629,641.68 in the previous year[19] - The net profit attributable to shareholders was ¥16,618,276.03, a significant recovery from a loss of ¥22,327,083.60 in 2020[19] - The company achieved total operating revenue of 261 million RMB in 2021, representing a year-on-year increase of 42%[26] - The total profit reached 71.46 million RMB, with a year-on-year growth of 2138%[26] - Basic earnings per share improved to ¥0.037 in 2021, compared to a loss of ¥0.049 in 2020[20] - The company aims to achieve a total revenue target of CNY 222 million for 2021, with actual revenue surpassing this target by 17.57%[48] - The company reported a significant increase in revenue, achieving a total of 1.2 billion yuan, representing a year-over-year growth of 15%[111] Dividend and Shareholder Returns - The company plans to distribute a cash dividend of ¥0.11 per 10 shares to shareholders, based on a total share capital of 454,322,747 shares[5] - The company did not propose a cash dividend distribution plan for the 2020 fiscal year due to operating losses, resulting in a negative distributable profit[133] - The cash dividend policy was executed in accordance with the regulations set by the China Securities Regulatory Commission and the Shanghai Stock Exchange[133] Asset Management and Investments - Total assets increased by 17.85% to ¥3,518,056,496.04 at the end of 2021, up from ¥2,985,236,137.81 in 2020[19] - The company has established a vehicle finance center to expand its auto finance business, achieving positive results in this area[36] - The company invested ¥25 million in the Jiaxing City Key No. 3 Equity Investment Partnership, generating a return of ¥956,000 during the reporting period[67] - The company has committed to a total investment of ¥40 million in the Hangzhou Chengming No. 4 Equity Investment Partnership, with returns of ¥547,200[68] - The company plans to expand its investment strategy by entering new partnerships and projects in the real estate sector[68] Risk Management - The company faced ongoing risks, including potential litigation related to administrative penalties from the China Securities Regulatory Commission[6] - The company has established a comprehensive risk management system to enhance its risk management capabilities across all business areas[46] - The company emphasizes the importance of risk management and internal control to improve operational efficiency[87] - The company has implemented measures to ensure the independence of its operations from controlling shareholders and related parties[102] - The company has faced significant credit risk from debtors failing to fulfill their commitments, with a focus on thorough due diligence and dynamic management to mitigate this risk[91][92] Legal and Regulatory Issues - The company is involved in a significant lawsuit regarding a loan of CNY 37 million against Shanghai Xingyu, which has been declared a dishonest entity[152] - The company has faced legal challenges due to information disclosure violations, which may impact operations, and is cooperating with investigations[96] - The company is currently facing potential claims for the return of a prepayment guarantee due to a court ruling regarding improper gains[154] - The company has initiated bankruptcy proceedings against two guarantors, with the court accepting the applications[165] Governance and Management - The governance structure was enhanced through a special self-inspection of corporate governance and the revision of key internal policies[27] - The company has established a comprehensive internal control system to enhance risk identification and management, ensuring effective execution of internal controls[138] - The board of directors consists of 9 members, including 3 independent directors, ensuring compliance with relevant laws and regulations[101] - The company held 8 board meetings during the reporting period, ensuring transparency and adherence to governance procedures[101] - The company is committed to continuous improvement in governance and management practices to promote sustainable development[104] Employee Engagement and Corporate Culture - Employee satisfaction and engagement improved significantly, with initiatives to enhance corporate culture and employee welfare[28] - The company has implemented a training program to enhance employee skills and capabilities, focusing on various themes such as economic analysis and risk control[131] - A total of 45 employee representatives were democratically elected to enhance communication channels for employee feedback[144] Market Expansion and Strategic Initiatives - The company is focusing on optimizing its pawn product structure by developing specialized pawn products, including "car dealer loans" and "auto mortgage advance loans"[36] - The company is actively seeking opportunities for transformation and regional business layout adjustments in response to regulatory changes[82] - The company is exploring new business opportunities in special asset disposal, which has significant market potential due to the increasing demand for non-performing asset management[34] - The company is expanding its market presence in Southeast Asia, targeting a 25% market share by the end of 2023[115] Financial Health and Cash Flow - The company reported a net cash flow from operating activities of -¥602,918,082.57, worsening from -¥405,736,264.22 in the previous year[19] - The net cash flow from investing activities was 282,029,455.81 RMB, indicating an increase in cash recovered from investment business[62] - The net cash flow from financing activities surged by 296.20% to 454,701,632.69 RMB, primarily due to increased cash inflow from bank factoring financing loans[62] - The company's cash and cash equivalents at the end of the reporting period amounted to ¥197,281,089.52, restricted due to guarantee deposits and housing provident fund[66] Future Outlook - The company provided a positive outlook for the next fiscal year, projecting a revenue growth of 10% to 12%[113] - New product launches are expected to contribute an additional 300 million yuan in revenue over the next year[114] - The company aims to improve operational efficiency, targeting a 5% reduction in costs by the end of the fiscal year[115]

证券代码：600830 证券简称：香溢融通 公告编号：临时2021-060 香溢融通控股集团股份有限公司 关于参加"宁波辖区2021年度上市公司投资者 网上集体接待日主题活动"的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 为进一步加强宁波辖区上市公司与投资者特别是中小投资者的沟通交流，增 强上市公司的透明度，提升上市公司治理水平，促进上市公司规范运作，在宁波 证监局指导下，宁波上市公司协会联合深圳市全景网络有限公司共同举办"心系 投资者、携手共行动——宁波辖区 2021 年度上市公司投资者网上集体接待日主 题活动"。活动于 2021 年 11 月 18 日下午 15:00-17:00 举行，平台登陆地址为： https://rs.p5w.net/。届时，公司常务副总经理（主持工作）胡秋华先生、财务总 监戴悦女士、董事会秘书钱菁女士将参加本次活动，采用网络远程方式与投资者 进行在线文字互动交流，就公司治理、发展战略、经营状况等投资者所关注的问 题进行沟通与交流。欢迎广大投资者踊跃参与！ 特此公告。 香溢融通控股集 ...

2021 年第三季度报告 证券代码：600830 证券简称：香溢融通 公告编号：2021-059 香溢融通控股集团股份有限公司 2021 年第三季度报告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 重要内容提示： 第三季度财务报表是否经审计 □是 √否 一、 主要财务数据 (一)主要会计数据和财务指标 1 / 14 单位：元 币种：人民币 项目 本报告期 本报告期比 上年同期增 减变动幅度 (%) 年初至报告期末 年初至报告期末 比上年同期增减 变动幅度(%) 营业总收入 66,102,603.09 35.16 194,026,490.82 46.73 营业收入 39,780,005.02 56.87 120,927,396.93 93.49 归属于上市公司股东 的净利润 20,270,337.78 7.20 37,009,186.00 867.78 归属于上市公司股东 的扣除非经常性损益 的净利润 19,351,321.08 8.30 26,322,183.69 1,932.81 经营活动产生的现金 流量净额 不适 ...

Financial Performance - Total operating income for the first half of 2021 reached ¥127,923,887.73, a 53.52% increase compared to ¥83,329,162.28 in the same period last year[19]. - Operating revenue increased by 118.50% to ¥81,147,391.91 from ¥37,138,317.94 year-on-year[19]. - Net profit attributable to shareholders was ¥16,738,848.22, a significant recovery from a loss of ¥15,083,995.81 in the previous year[19]. - Basic earnings per share improved to ¥0.037 from a loss of ¥0.033 in the same period last year[20]. - The weighted average return on net assets was 0.80%, recovering from -0.72% year-on-year[20]. - The company reported a non-recurring profit of 9,767,985.61, primarily from government subsidies and other non-operating income[22]. - The company achieved total operating revenue of 127,923,887.73 CNY, a year-on-year increase of 53.52%[45]. - The net profit attributable to shareholders reached 16,738,800 CNY, marking a turnaround from losses to profitability[41]. - The company reported a net profit margin improvement, with retained earnings reaching CNY 978,498,303.94, up from CNY 961,759,455.72, an increase of about 1.5%[140]. - The company’s total profit for the first half of 2021 was CNY 13,295,492.82, a recovery from a total loss of CNY 14,334,515.77 in the first half of 2020[147]. Asset and Liability Management - Total assets increased by 14.72% to ¥3,424,678,473.62 from ¥2,985,236,137.81 at the end of the previous year[19]. - Total liabilities rose to CNY 702,579,484.78, compared to CNY 302,728,271.31, indicating a significant increase of about 132.9%[139]. - The company’s total liabilities to equity ratio increased significantly, reflecting a higher leverage position compared to the previous period[139]. - The company’s debt increased significantly, with long-term borrowings rising by 264.41% to 297,210,545.70 CNY[52]. - The total scale of leasing business increased by about 208% year-on-year, with sale-leaseback transactions accounting for approximately 95% of the leasing business[35]. Cash Flow Analysis - Net cash flow from operating activities was negative at -¥584,939,398.12, worsening from -¥9,059,477.74 year-on-year[19]. - Cash flow from operating activities showed a net outflow of CNY 584,939,398.12, worsening from a net outflow of CNY 9,059,477.74 in the same period last year[150]. - The company reported cash inflow from investment activities of CNY 536,932,254.22, a substantial increase from CNY 36,545,989.12 in the first half of 2020[150]. - Cash flow from financing activities generated a net inflow of CNY 428,511,128.33, compared to a net outflow of CNY 9,103,262.11 in the previous year, indicating improved financing conditions[151]. - The total cash and cash equivalents at the end of the period were CNY 503,306,477.56, down from CNY 1,113,402,117.19 at the end of the first half of 2020[151]. Business Operations and Strategy - The company faced ongoing risks related to previous regulatory penalties and potential investor claims, which may impact future operations[7]. - No significant changes in the company's strategic direction or major new product developments were reported during this period[7]. - The company is actively seeking new banking partners due to uncertainties in continuing cooperation with Hongta Bank, which has been affected by new regulations[30]. - The company is focusing on expanding its non-real estate pawn business and enhancing its assessment capabilities to create differentiated competitive advantages[26]. - The company has initiated new product lines such as "car dealer loans" and "automobile mortgage advance loans," although results have yet to be significant[26]. Investment Activities - The company invested 100 million yuan in the "Hangzhou Chengyu No. 2 Equity Investment Partnership" with a total subscription of 400.1 million yuan, achieving a return of 2.44 million yuan by July 5, 2021[56]. - The company also invested 15 million yuan in the "Hangzhou Chengming No. 4 Equity Investment Partnership," which has a total subscription of 231 million yuan, yielding a return of 0.43 million yuan by July 5, 2021[56]. - The company invested a total of 30 million yuan in the Hangzhou Yunhui Investment Partnership, with a total capital contribution of 60 million yuan from all partners[58]. - The company’s investment strategy includes participation in fixed income projects with specified real estate investments[58]. - The company has established partnerships for investment in real estate projects, ensuring returns are distributed according to the capital contributions of the partners[59]. Legal and Regulatory Issues - The company is currently facing legal risks related to past information disclosure violations, which may impact operations[77]. - The company faced a significant lawsuit regarding a loan of 37 million yuan against Shanghai Xingyu, which has been declared bankrupt[89]. - The company has initiated legal proceedings against the management of the Hangzhou Fuyang Zhongnan Chengxiang Investment Partnership due to contract violations[62]. - The company is actively pursuing legal remedies to recover outstanding debts and enforce court rulings[91]. - The company has faced challenges in executing judgments due to the lack of assets from certain debtors, impacting recovery efforts[103]. Shareholder and Governance - The company held a shareholder meeting on January 15, 2021, with 12 attendees representing 39.3968% of the total voting shares[79]. - There were changes in the board of directors, with Wang Zhenzhou elected as an independent director and Wang Zexia resigning[80]. - The company reported no profit distribution or capital reserve transfer plans for the first half of 2021, with no dividends or stock bonuses proposed[82]. - As of the end of the reporting period, the total number of ordinary shareholders was 31,877[128]. - The top ten shareholders held a total of 169,000,000 shares, representing 37.26% of the total shares[130]. Risk Management - The company maintains a comprehensive risk management system, enhancing its risk management capabilities across all business areas[40]. - The company actively manages credit risk through thorough due diligence and dynamic monitoring of collateral[72][73]. - The company faces liquidity risk, which is managed through a centralized financial shared service center to ensure sufficient cash flow for debt obligations[76]. - The company has established a risk management committee to enhance the quality and efficiency of financial business audits[70]. - The company’s legal strategy includes seeking enforcement of court decisions to recover losses from the third party[92].

Financial Performance - The company reported a net profit of -47,185,267.02 CNY for the year 2020, with a total distributable profit of 251,711,485.20 CNY after accounting for previous undistributed profits[8]. - Total revenue for 2020 was CNY 183.82 million, a decrease of 59.07% compared to CNY 449.13 million in 2019[24]. - Net profit attributable to shareholders was CNY -22.33 million, a decline of 183.69% from CNY 26.68 million in 2019[25]. - Basic earnings per share for 2020 was CNY -0.049, down 183.05% from CNY 0.059 in 2019[26]. - Operating cash flow for 2020 was CNY -405.74 million, a decrease of 161.25% compared to CNY 662.43 million in 2019[25]. - The company achieved total operating revenue of 18.38 million yuan, a year-on-year decrease of 59.07%[53]. - The net profit attributable to shareholders was -22.33 million yuan, a year-on-year decline of 183.69%[50]. - The leasing income increased by 18.10% year-on-year, amounting to 3.09 million yuan[53]. - The sales revenue from goods decreased by 97.60% year-on-year, totaling 0.49 million yuan[53]. - The guarantee income fell by 51.32% year-on-year, amounting to 3.69 million yuan[53]. Assets and Liabilities - As of December 31, 2020, the total amount of receivables was 934,221,495.44 CNY, accounting for 31.29% of total assets[5]. - The company had a loan balance of 516,523,949.05 CNY with a provision for impairment of 131,764,737.46 CNY as of December 31, 2020[6]. - The company’s net assets attributable to shareholders decreased by 1.55% to CNY 2.08 billion at the end of 2020[25]. - The company reported a significant increase in receivables, with long-term receivables rising by 146.55% to 814,377,669.12 yuan[69]. - The total assets at the end of the period were 2,978,000,000 yuan, with cash and cash equivalents decreasing by 39.61% to 802,888,540.29 yuan[68]. Risk Management - The company faced significant risks including credit risk, market risk, and liquidity risk, with no significant changes reported[10]. - The company has established a comprehensive risk management system to enhance risk management capabilities[48]. - The company is committed to enhancing risk prevention awareness and seeking opportunities in niche markets to adapt to stricter regulatory policies[103]. - The company conducts thorough due diligence to manage credit risk, focusing on the creditworthiness and operational risks of debtors[113]. - The company has set up a risk management committee to oversee financial business risk policies and improve the quality and efficiency of business approvals[112]. Regulatory Compliance - The company was fined 600,000 CNY by the China Securities Regulatory Commission for violations related to information disclosure[10]. - The company has faced regulatory scrutiny, resulting in a fine of 600,000 RMB due to information disclosure violations, leading to ongoing litigation risks[118]. - The overall regulatory environment is evolving, with an emphasis on stabilizing finance and promoting compliance within the class financial sector[102]. Corporate Governance - The company’s management has confirmed the accuracy and completeness of the financial report for the year[7]. - The company has strengthened its governance structure and established an audit supervision department to enhance compliance awareness[50]. - The company is committed to enhancing corporate governance and information disclosure to ensure effective accountability and incentive mechanisms[108]. - The company continues to prioritize independent oversight with multiple independent directors on the board[199]. Strategic Plans - The company plans not to distribute cash dividends, issue bonus shares, or increase capital reserves in 2020[8]. - The company plans to focus on expanding its market presence and enhancing product development in the upcoming year[1]. - The company is exploring potential mergers and acquisitions to strengthen its competitive position in the market[1]. - The company aims to enhance operational efficiency by optimizing internal accounting and strengthening incentive mechanisms, focusing on scale and quality improvements across various business segments[106]. - The company plans to deepen risk management by improving pre-loan, mid-loan, and post-loan processes, enhancing asset quality monitoring, and establishing a robust risk management support system[107]. Legal Matters - The company is involved in a lawsuit against Shanghai Xingyu for the repayment of a principal amount of CNY 37 million, along with interest and penalties[133]. - The court ruled in favor of the company, ordering Shanghai Xingyu to repay the principal amount of CNY 37 million and associated interest and penalties[133]. - The company is facing multiple lawsuits related to the Four Apples project[85]. - The company has initiated litigation against Ningbo Carbon for a payment of 77.21 million yuan due to delayed payments[134]. - The company has been actively pursuing legal actions to recover debts and enforce court rulings[136]. Investment Activities - The company is committed to providing inclusive financial services to small and micro enterprises, aligning with national financial policies[47]. - The company has completed a capital contribution of CNY 30 million to the partnership on October 10, 2020[87]. - The company has invested 6.1 million yuan in the Four Apples project, which has been negatively impacted by the COVID-19 pandemic, leading to a deteriorating financial situation[85]. - The company has a total investment of 3,000 million yuan in various private equity funds, with a focus on acquiring shares of listed companies[96]. - The company has established a partnership with a total subscribed capital of 300 million yuan, focusing on acquiring shares of a proposed listed company[95]. Shareholder Information - The total number of ordinary shareholders increased from 32,642 to 33,499 during the reporting period[189]. - The largest shareholder, Zhejiang Xiangyi Holding Co., Ltd., holds 69,342,233 shares, representing 15.26% of total shares[191]. - Zhejiang Tobacco Investment Management Co., Ltd. is the second-largest shareholder with 54,710,381 shares, accounting for 12.04%[191]. - The company has not disclosed any new major acquisitions or investments during the reporting period[159]. Compensation and Management - The total compensation for the executive team, including the chairman, remains unchanged at 0 million yuan[199]. - The total compensation for executives amounted to 356,875, with an average of 413.87 per executive[200]. - The independent directors received compensation ranging from 1.78 million yuan to 4.22 million yuan, indicating a focus on governance[199].

2021 年第一季度报告 公司代码：600830 公司简称：香溢融通 香溢融通控股集团股份有限公司 2021 年第一季度报告 1 / 22 | 一、 | 重要提示 3 | | --- | --- | | 二、 | 公司基本情况 3 | | 三、 | 重要事项 6 | | 四、 | 附录 11 | 2021 年第一季度报告 一、 重要提示 | 未出席董事姓名 | 未出席董事职务 | 未出席原因的说明 | 被委托人姓名 | | --- | --- | --- | --- | | 杨旭岑 | 董事 | 因工作原因 | 邵松长 | 1.3 公司负责人邵松长先生、主管会计工作负责人戴悦女士及会计机构负责人（会计主管人员） 王薇薇女士保证季度报告中财务报表的真实、准确、完整。 1.4 本公司第一季度报告未经审计。 二、 公司基本情况 2.1 主要财务数据 | | | | 单位：元 币种：人民币 | | | --- | --- | --- | --- | --- | | | 本报告期末 | 上年度末 | 本报告期末比 上年度末增减 | | | | | | (%) | | | 总资产 | 3,292,927,020.49 | ...

公司代码：600830 公司简称：香溢融通 2020 年第三季度报告 3 / 32 1.1 公司董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真实、准确、完整， 不存在虚假记载、误导性陈述或者重大遗漏，并承担个别和连带的法律责任。 1.2 公司全体董事出席董事会审议季度报告。 1.3 公司负责人邵松长先生、主管会计工作负责人戴悦女士及会计机构负责人（会计主管人员） 戴悦女士保证季度报告中财务报表的真实、准确、完整。 1.4 本公司第三季度报告未经审计。 香溢融通控股集团股份有限公司 2020 年第三季度报告 1 / 32 | 目录 | | --- | | 一、 | 重要提示 | 3 | | --- | --- | --- | | 二、 | 公司基本情况 | 3 | | 三、 | 重要事项 | 6 | | 四、 | 附录 | 15 | 2020 年第三季度报告 2.1 主要财务数据 一、 重要提示 单位：元 币种：人民币 本报告期末 上年度末 本报告期末比上年度末 增减(%) 总资产 2,886,791,171.66 2,944,259,600.71 -1.95 归属于上市公司股东 的净资产 2,1 ...