证券代码：600830 证券简称：香溢融通 公告编号：临时 2025-033 （一）关于公司 2025 年半年度计提减值准备的议案 对计提减值准备进行审查，重点关注适用企业会计准则和减值管理办法的情 况以及计提金额的合理性，认为本次计提符合制度规定，与公司经营和风险状况 相适应，更加公允地反映了公司财务状况和经营结果。本次计提的相关决策程序 合法合规，未发现损害公司和股东利益的情形。同意公司 2025 年半年度计提信 用减值损失 315.38 万元，计提资产减值损失 94.13 万元，提取担保业务准备金 153.87 万元。 同意 5 票，反对 0 票，弃权 0 票。 （二）关于公司 2025 年半年度核销部分不良资产的议案 香溢融通控股集团股份有限公司 第十一届监事会第六次会议决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 一、监事会会议召开情况 2025 年 8 月 18 日，香溢融通控股集团股份有限公司（以下简称：公司）向 全体监事书面发出了关于召开公司第十一届监事会第六次会议的通知，2025 年 8 月 28 ...

证券代码：600830 证券简称：香溢融通 公告编号：临时 2025-032 香溢融通控股集团股份有限公司 第十一届董事会第六次会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 一、董事会会议召开情况 2025 年 8 月 18 日，香溢融通控股集团股份有限公司（以下简称：公司）向 全体董事书面发出了关于召开公司第十一届董事会第六次会议的通知，2025 年 8 月 28 日在宁波以现场结合通讯会议方式召开董事会。本次会议应出席董事 9 名， 实际出席董事 9 名，其中董事丁敏通过腾讯线上会议方式出席，董事韦斌、董事 周士捷以通讯表决方式出席。本次会议由方国富董事长主持，公司监事和高级管 理人员列席了会议。本次会议的召集召开符合《公司法》《公司章程》等有关法 律法规和规范性文件的要求。 贷款和垫款（典当资产）4,127.66 万元，其他应收款（担保代偿）705.21 万元。 同意 9 票，反对 0 票，弃权 0 票。 二、董事会会议审议情况 经与会董事审议和表决，通过了如下议案： （一） 关于公司 2025 年半年度 ...

香溢融通控股集团股份有限公司2025 年半年度报告 公司代码：600830 公司简称：香溢融通 香溢融通控股集团股份有限公司 2025 年半年度报告 1 / 135 香溢融通控股集团股份有限公司2025 年半年度报告 重要提示 一、 本公司董事会、监事会及董事、监事、高级管理人员保证半年度报告内容的真实性、准确 性、完整性，不存在虚假记载、误导性陈述或重大遗漏，并承担个别和连带的法律责任。 二、 公司全体董事出席董事会会议。 三、 本半年度报告未经审计。 四、 公司负责人方国富先生、主管会计工作负责人盛献智先生及会计机构负责人（会计主管人 员）王薇薇女士声明：保证半年度报告中财务报告的真实、准确、完整。 五、 董事会决议通过的本报告期利润分配预案或公积金转增股本预案 无 六、 前瞻性陈述的风险声明 √适用 □不适用 本报告所涉及的业务和行业发展预测性或者计划性等前瞻性陈述，不构成对投资者的实质承诺， 敬请广大投资者注意投资风险。 七、 是否存在被控股股东及其他关联方非经营性占用资金情况 否 八、 是否存在违反规定决策程序对外提供担保的情况 否 九、 是否存在半数以上董事无法保证公司所披露半年度报告的真实性、准 ...

Group 1 - The core stock price of Xiangyi Rongtong is 11.01 yuan as of August 20, 2025, with a decrease of 0.03 yuan, representing a decline of 0.27% from the previous trading day [1] - The trading volume for the day was 253,060 hands, with a transaction amount of 275 million yuan, and a price fluctuation of 2.81% [1] - Xiangyi Rongtong operates in the diversified financial sector, focusing on financing leasing, commercial factoring, and asset management [1] Group 2 - The company is a state-owned enterprise in Zhejiang Province and is involved in concepts related to central and state-owned enterprise reform [1] - The 5-day moving average is 10.97 yuan, while the 10-day moving average is 11.00 yuan, indicating a technical death cross with a distance of -0.25% [1] - The current stock price has a deviation rate of 0.14% from the 10-day moving average [1] Group 3 - On the capital flow side, there was a net outflow of 12.57 million yuan from the main funds, accounting for 0.25% of the circulating market value [1] - Over the past five trading days, the cumulative net outflow reached 130 million yuan, representing 2.59% of the circulating market value [1]

Market Overview - As of 10:29 AM, the Shanghai Composite Index is at 3731.21 points, with a change of 0.09% [1] - The total trading volume of A-shares today is 12,534.99 billion yuan [1] Technical Analysis - 18 A-shares have seen their 5-day moving average cross below the 10-day moving average, indicating potential bearish signals [1] - The stocks with the largest distance between the 5-day and 10-day moving averages include: - Yangzi New Materials: 5-day MA at 3.91 yuan, 10-day MA at 3.95 yuan, difference of -1.11% [1] - Ningbo Fanzheng: 5-day MA at 25.07 yuan, 10-day MA at 25.29 yuan, difference of -0.88% [1] - China Petroleum: 5-day MA at 8.62 yuan, 10-day MA at 8.66 yuan, difference of -0.38% [1] Individual Stock Performance - Yangzi New Materials (002652): Today's change is +0.52%, with a turnover rate of 2.45% [1] - Ningbo Fanzheng (300998): Today's change is -0.99%, with a turnover rate of 1.46% [1] - China Petroleum (601857): Today's change is -0.35%, with a turnover rate of 0.03% [1] - Other notable stocks include: - Guoju Energy (000096): -0.58% change, 0.68% turnover [1] - ST Modern (002656): No change, 0.43% turnover [1] - Cross-Border Communication (002640): +0.38% change, 3.59% turnover [1]

Core Points - Xiangyi Rongtong announced that as of the date of the announcement, the company and its subsidiaries provided guarantees totaling 316,833.54 million yuan for Xiangyi Guarantee, with an actual used guarantee balance of 85,639.85 million yuan [2] - The company and its subsidiaries provided guarantees of 425,520 million yuan for Xiangyi Leasing's factoring financing and commercial loans, with an actual used guarantee balance of 289,546.96 million yuan [2] - The total amount of external guarantees provided by the company and its subsidiaries is 742,353.54 million yuan, with a total actual guarantee balance of 375,186.81 million yuan, which accounts for 173.17% of the company's audited net assets of 216,662.23 million yuan for the year 2024 [2] - There are no other guarantees or overdue guarantees reported by the company [2]

Group 1 - The company Xiangyi Rongtong (SH 600830) announced a total external guarantee amount of approximately 7.424 billion yuan, with an actual guarantee balance of about 3.752 billion yuan, which accounts for 173.17% of the company's audited net assets of approximately 2.167 billion yuan for the year 2024 [2] - The company reported that its revenue composition for the year 2024 is as follows: leasing accounts for 45.22%, merchandise sales for 17.55%, pawn services for 14.57%, special assets for 13.72%, and other businesses for 5.51% [2]

证券代码：600830 证券简称：香溢融通 公告编号：2025-031 香溢融通控股集团股份有限公司 关于为控股子公司香溢担保提供担保的公告 担保对象及基本情况 | | | 被担保人名称 | 简称：香溢担保） | | 浙江香溢融资担保有限公司（以下 | | --- | --- | --- | --- | --- | --- | | 担 | 保 对 | 本次担保金额 | 35,000 | 万元 | | | 象 | | 实际为其提供的担保余额 | 85,639.85 | 万元 | | | | | 是否在前期预计额度内 | 是 | □否 | □不适用 | | | | 本次担保是否有反担保 | □是 | 否 | □不适用 | 累计担保情况 | 对外担保逾期的累计金额（万元） | 0 | | --- | --- | | 截至本公告日上市公司及其控股 | 742,353.54 | | 子公司对外担保总额（万元） | | | 截至本公告日上市公司及其控股 | 375,186.81 | | 子公司实际担保余额（万元） | | | 实际担保余额占上市公司最近一 | 173.17 | | 期经审计净资产的比例（%） | | ...

Group 1 - The diversified financial sector increased by 0.38% on August 14, with Nanhua Futures leading the gains [1] - The Shanghai Composite Index closed at 3666.44, down 0.46%, while the Shenzhen Component Index closed at 11451.43, down 0.87% [1] - Key stocks in the diversified financial sector showed varied performance, with Nanhua Futures rising by 6.52% to a closing price of 24.52 [1] Group 2 - Major stocks that declined included Jiuding Investment, which fell by 9.98% to a closing price of 19.48 [2] - The overall net capital flow in the diversified financial sector showed a net inflow of 49.12 million yuan from main funds, while retail investors contributed a net inflow of 15.2 million yuan [2] - The trading volume and turnover for various stocks in the sector varied significantly, with Lakala achieving a turnover of 3.774 billion yuan [1][2]

Company Overview - The company, Xiangyi Rongtong, closed at 10.87 yuan on August 7, with a decline of 1.27%, resulting in a rolling PE ratio of 89.33 times and a total market capitalization of 4.938 billion yuan [1] - As of March 31, 2025, the number of shareholders increased to 34,920, with an average holding value of 352,800 yuan and an average holding quantity of 27,600 shares [1] Business Operations - Xiangyi Rongtong's main business includes pawn, guarantee, financing leasing, quasi-financial investment, and special asset businesses [1] - The primary products offered by the company are financing leasing, pawn services, guarantee services, special asset services, quasi-financial investment, and trade [1] Financial Performance - In the first quarter of 2025, the company reported an operating income of 121 million yuan, representing a year-on-year increase of 28.94% [1] - The net profit for the same period was 23.3141 million yuan, reflecting a year-on-year growth of 9.95%, with a sales gross margin of 49.51% [1] Industry Comparison - The average PE ratio for the multi-financial industry is 70.90 times, with a median of 28.39 times, positioning Xiangyi Rongtong at 17th place within the industry [1][2] - The static PE ratio for Xiangyi Rongtong is 92.88 times, and the price-to-book ratio is 2.26 [2]