2025年11月6日，国家金融监督管理总局九江监管分局发布批复称，《关于中国平安财产保险股份有限 公司瑞昌支公司变更营业场所的请示》（平保产赣分发〔2025〕108号)收悉。经审核，现批复如下： 一、同意中国平安财产保险股份有限公司瑞昌支公司将营业场所变更为：江西省九江市瑞昌市瀼溪南路 东侧、柴桑路南侧瑞枫园5幢商101号。 二、中国平安财产保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 ...

一、同意中国平安财产保险股份有限公司清远市高新开发区支公司将营业场所变更为：广东省清远市高 新技术产业开发区创兴大道18号天安智谷科技产业园产业大厦T019层03号。 2025年11月10日，国家金融监督管理总局清远监管分局发布批复称，《中国平安财产保险股份有限公司 清远中心支公司关于中国平安财产保险股份有限公司清远市高新开发区支公司变更地址的请示》（平保 产粤分清远中支发〔2025〕7号）收悉。经审核，现批复如下： 二、中国平安财产保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 ...

Core Points - The Wuzhou Financial Regulatory Bureau approved the request for changing the business location of China Ping An Property & Casualty Insurance Co., Ltd. Cengxi Branch [1] - The new business address is located at 5 Building 101, 102, Minghua Agricultural Trade City, Xinxing Road, Cengxi City, Guangxi Zhuang Autonomous Region [1] - China Ping An Property & Casualty Insurance Co., Ltd. is required to handle the business location change and license renewal in accordance with relevant regulations [1]

Core Points - The Henan Financial Regulatory Bureau approved the request from China Ping An Property & Casualty Insurance Company to change the business location of its Jizhou branch to a new address in Handan City, Hebei Province [1] Group 1 - The new business location for the Jizhou branch is specified as: 2nd Floor, Room 2-2-102, Jing Shang Yuan, People's East Road, Jizhou County, Handan City, Hebei Province [1] - The company is required to handle the change and obtain the necessary permits in accordance with relevant regulations [1]

Core Viewpoint - The Yan'an Financial Regulatory Bureau has approved the request from China Ping An Property & Casualty Insurance Company to change the address of its Ansai branch, indicating regulatory compliance and operational adjustments within the company [1] Summary by Sections Address Change Approval - The approval allows China Ping An Property & Casualty Insurance Company to relocate its Ansai branch to a new address: No. 1, Floor 1, Building 3, Fuyuan A District, Zhenwudong Street, Ansai District, Yan'an City, Shaanxi Province [1] Compliance Requirements - The company is required to timely handle the change of address and the renewal of relevant licenses in accordance with applicable regulations [1]

Core Viewpoint - The Xingtai Financial Regulatory Bureau has approved the change of business location for the Xingtai Central Branch of China Ping An Life Insurance Co., Ltd. [1] Group 1 - The new business location for the marketing service department is set to be: Commercial No. 08, Building 2, Xinxin Garden, Anju Engineering, Liangyuan Community, Julu County, Xingtai City [1] - China Ping An Life Insurance Co., Ltd. is required to timely handle the change and obtain the necessary permits as per relevant regulations [1]

Core Insights - The eighth China International Import Expo (CIIE) has seen domestic insurance companies actively expanding their ecosystems in collaboration with global industry giants, focusing on sectors such as elderly finance, insurance technology, new energy insurance, and health management [1][2] - China Pacific Insurance Group aims to upgrade its "big health" strategy to "big health management" in response to the aging population, leveraging the CIIE platform to introduce international experiences and promote high-quality health management ecosystems [1][2] Insurance Industry Expansion - The CIIE has shifted from being a platform primarily for foreign exhibitors to one where insurance companies are actively seeking collaboration opportunities, thereby enhancing their influence and contributing to customer loyalty [2] - The focus on elderly finance has become a key area of interest during the CIIE, with insurance companies looking to expand their industry chains [2] Collaboration and Innovation - China Ping An is also leveraging the CIIE to explore new growth points in the silver economy, with its subsidiary, Ping An Good Doctor, announcing a deep collaboration with Medtronic to integrate digital and traditional medical services [4] - The collaboration aims to utilize big data and AI technology to enhance the efficiency of healthcare management, particularly in chronic disease management [4] New Energy Vehicle Insurance - The insurance industry's role in supporting China's new energy vehicle (NEV) sector was highlighted at the CIIE, with various stakeholders advocating for a comprehensive service network to facilitate the global expansion of NEVs [5] - The need for insurance to provide risk management and financial services across the entire production and operational lifecycle of NEVs was emphasized [5] Insurance Technology Advancements - The CIIE showcased advancements in AI technology within the insurance sector, with companies like MagiHealth introducing an AI-driven platform aimed at enhancing decision-making in commercial health insurance [6][7] - The platform integrates vast amounts of insurance and medical data to improve product design, marketing, and claims operations [6][7] AI and Data Integration - AI technology is transforming the insurance industry by enabling more effective handling of complex data, moving from traditional actuarial models to deep learning approaches that can capture intricate data relationships [8] - The integration of AI is seen as crucial for addressing the evolving landscape of insurance risk measurement, particularly with the advent of "insurance for those with pre-existing conditions" [9]

Core Viewpoint - Ping An Bank's Haikou branch, in collaboration with Ping An Group, successfully held a financial education event at a large auto show in Haikou, focusing on enhancing financial safety and consumer rights awareness [1][3] Group 1: Event Overview - The event was themed "Diverse and Efficient Resolution, Protection of Eight Rights," aiming to integrate financial knowledge dissemination into the lively atmosphere of the auto show, receiving widespread acclaim from the public [1][3] - The "Financial Knowledge Carnival" attracted significant attention, utilizing engaging displays and easy-to-understand explanations to educate citizens on eight basic rights of financial consumers, fraud prevention, and personal information protection [3] Group 2: Interactive Activities - Interactive segments, such as the "Fraud Prevention Challenge," drew large crowds, employing games like ring toss, pot throwing, and a financial knowledge wheel to teach fraud prevention techniques in a fun environment [3] - The event fostered a warm and lively atmosphere, with citizens actively participating and answering questions, thereby enhancing their awareness of financial risk prevention [3] Group 3: Future Initiatives - Ping An Bank's Haikou branch plans to continue innovating in financial service promotion, aiming to deliver financial safety knowledge to a broader audience and contribute to safeguarding citizens' financial security [3]

当社会持续探讨老龄化命题时，一个根本性的问题愈发值得思考：什么才是长者真正需要的颐年生活？ 这一问题的答案，随着中国平安旗下高品质康养品牌"平安臻颐年"的首个旗舰城芯项目——颐年城·静 安8号盛大开业，变得清晰与具体。 "答案可以概括为三大关键词：归属感、安全感、价值感。"平安人寿董事长特别助理兼康养事业部总经 理王宇科道出了核心答案。 这三大关键词绝非空洞的概念，它们正通过"城芯"的黄金区位、坚实的健康体系与丰富的生命体验，具 象化为每一天的颐年生活。 颐年城·静安8号的启幕，不仅为中国长者增添一个标杆性的享老选择，更是中国平安夯实"综合金融+医 疗养老"双轮驱动战略的关键落子。它宣告了高品质康养"城芯时代"的来临，也为中国养老行业提供了 可资借鉴的全新"平安范式"。 从生存保障到生活享受的养老革命 传统养老模式往往难以跳脱"照料"与"隔离"的二元困境：长者要么在远离城市的郊区机构中陷入"孤岛 化"生活，要么在居家环境中面临医疗响应滞后、精神生活匮乏等现实难题。养老，似乎总与"退出社会 舞台""失去生活主动权"画上等号。 在此背景下，颐年城·静安8号的出现，不仅是对物理空间的升级，更是一场从"生存型养老"迈 ...

Summary of China Ping An Conference Call Company Overview - **Company**: China Ping An - **Industry**: Insurance and Financial Services Key Points and Arguments Investment Strategy - China Ping An has adopted a "Fixed Income Plus" strategy, increasing allocations to high-dividend stocks such as bank shares (HSBC, China Merchants Bank, Agricultural Bank of China) to enhance investment returns and cover liability costs in response to low government bond yields [2][3][4] - The company has dynamically adjusted the proportion of high-yield stocks in its Other Comprehensive Income (OCI) account, achieving better-than-expected returns on equity assets [2][6] - The allocation to Total Portfolio Level (TPL) stocks has improved net assets and profits, with equity proportion rising from approximately 13% disclosed in the interim report [2][6] Financial Performance - In the third quarter, the core solvency ratio of life insurance decreased by 33 basis points due to increased minimum capital requirements from the distribution of rights, but the company maintains a stable solvency outlook [2][9] - New Business Value (NBV) growth approached 60% in the first three quarters, driven by strong demand and excellent performance across channels, particularly a 170% increase in the bancassurance channel [2][9] Market Outlook - The company views the current market as a low-interest-rate environment, favoring high-dividend stocks to enhance overall returns while planning to adjust bond allocations based on market conditions [3][4] - The company has entered the top ten shareholders of Agricultural Bank of China, citing its stability and predictable high dividend characteristics as key factors for investment [5] Channel Development - The bancassurance channel has expanded significantly, with the number of cooperative bank outlets increasing from 12,000 to 19,000, enhancing single-point productivity [3][10] - The individual insurance channel has seen a positive growth trend in new single premiums, with a focus on optimizing team structure and improving agent income levels [11][12] Product Strategy - The company plans to promote dividend insurance products, which currently account for about 40% of new individual insurance policies, and aims to increase this proportion in the future [14][15] - A new dividend insurance product, "Jin Yue," launched in April, achieved sales exceeding 8 billion yuan within a month, indicating strong market demand [15] Regulatory Environment - The implementation of the new mortality table in 2026 is expected to impact insurance product pricing, but adjustments will be made based on company-specific experience [18] - There is a discussion among regulators about unifying the discount rate curve for liabilities across listed insurance companies, but this process is complex and may not be achieved by 2026 [21] Long-term Outlook - The company is optimistic about the long-term trend of Contractual Service Margin (CSM), expecting growth in the annual perspective despite a year-on-year decline [22] Additional Important Information - The company emphasizes risk diversification in its stock selections, particularly in banking stocks, to mitigate concentration risks [3][5] - The focus on enhancing agent productivity and income is part of a broader strategy to ensure sustainable growth in the individual insurance channel [11][13]