股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年9月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中国平安保险（集团）股份有限公司 呈交日期: 2025年9月30日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | A | | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 601318 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 10,762,657,695 | RMB | | 1 | RMB | | 10,762,657,695 | | 增加 / 減少 (-) | | | -102,592,612 | | | | RMB | | -102,592,612 | | 本月底結存 | | | 10,660,065,083 | RMB | | 1 | ...

Core Viewpoint - The insurance industry is experiencing a recovery in premium growth driven by savings-type insurance products, particularly dividend insurance, since 2025. The recent adjustments in predetermined interest rates are expected to influence product attractiveness and sales strategies within the industry [1][2]. Industry Overview - As of the end of August 2025, the insurance industry achieved a total original premium income of 47,999 billion yuan, marking a year-on-year increase of 9.63%, with growth accelerating for five consecutive months. Life insurance accounted for 37,999 billion yuan, reflecting an 11.32% increase [2][3]. - The life insurance sector saw a significant monthly premium income growth of 47.24% in August, driven by short-term "炒停售" (speculative suspension) activities [3][4]. Product Insights - The predetermined interest rates for ordinary products, dividend insurance, and universal insurance have been lowered to 2.0%, 1.75%, and 1.0%, respectively, with reductions of 50 basis points, 25 basis points, and 50 basis points. This adjustment is expected to stimulate premium income in the short term [4][5]. - Dividend insurance is becoming a core product in a low-interest-rate environment, as it offers a "low guaranteed return + high floating return" structure, allowing insurance companies to share investment risks with policyholders and reduce rigid repayment costs [5][6]. Financial Performance - In the first eight months of 2025, property insurance companies reported a total premium income of 12,201 billion yuan, a year-on-year increase of 4.67%. Notably, auto insurance premiums reached 6,006 billion yuan, up 4.33%, while non-auto insurance premiums grew by 5.0% [6]. Recommendations - Companies with strong sales foundations, such as China Ping An (601318.SH) and China Property & Casualty Insurance (02328), are recommended for attention due to their potential benefits from the current market dynamics [7].

Core Viewpoint - China Ping An's stock has experienced a decline of 1.61% on September 30, with a trading volume of 4.248 billion yuan and a market capitalization of 997.912 billion yuan [1] Dividend Analysis - The dividend yields for China Ping An over the past three years are 5.15%, 6.03%, and 4.84% [2] - The company has distributed a total of 374.702 billion yuan in dividends since its A-share listing, with 133.997 billion yuan distributed in the last three years [7] Shareholder Structure - The top ten circulating shareholders include Central Huijin Asset Management Co., Ltd. and China Securities Finance Corporation [2] - As of June 30, 2025, the number of shareholders is 720,900, a decrease of 9.74% from the previous period [6] Business Overview - China Ping An, established on March 21, 1988, and listed on March 1, 2007, is headquartered in Shenzhen, Guangdong Province [6] - The company's main business segments include life and health insurance (46.58%), property insurance (33.65%), banking (14.26%), asset management (4.43%), and financial empowerment (4.15%) [6] Financial Performance - For the first half of 2025, China Ping An reported a net profit attributable to shareholders of 68.047 billion yuan, a year-on-year decrease of 8.81% [6] Market Activity - The stock has seen a net outflow of 582 million yuan today, with no significant trend in the main capital flow [3][4] - The average trading cost of the stock is 51.77 yuan, with the current price approaching a resistance level of 56.10 yuan [5]

智通财经记者 | 冯丽君 近日，国家监督管理总局再次批准了多家保险公司分支机构的撤销申请。 9月30日，国家金融监管总局绵阳监管分局同意撤销中国人民财产保险股份有限公司梓潼支公司仙峰营 销服务部。 9月29日，国家金融监管总局南阳监管分局同意撤销中国人寿保险股份有限公司邓州支公司花洲营销服 务部。 9月28日，国家金融监管总局湖州监管分局同意撤销中国人寿保险股份有限公司长兴县支公司虹星桥镇 营销服务部、小浦镇营销服务部以及南浔区支公司南浔镇第一营销服务部…… 智通财经记者查询国家金融监管总局保险许可证数据发现，截至9月30日，今年以来已有2436家保险公 司分支机构退出舞台，而2024年全年这一数据为2012家。可以看出，险企正在加速裁撤分支机构。 业内分析认为，监管要求与险企自身降本增效需要或为险企加速"瘦身"主因，随着线上投保率的高增， 线下网点应差异化发展，注重与养老、康养等线下服务结合。 部分险企今年"瘦身"加速 对此，泰康人寿曾解释称，近年来，随着城镇化升级，县级、乡镇级地域消费能力和消费意愿下降，在 行业转型的背景下，三、四线城市及以下地区因市场容量有限，优化分支机构网络布局成为许多险企提 质增效 ...

家住苏州的王女士近日向智通财经反映，她在"平安融易（中国平安集团旗下陆金所控股的融资服务品牌）"借款后，5个私人手 机号突然频繁遭遇暴力催收和短信骚扰，有的内容甚至夹带虚构的法院案件信息。王女士怀疑个人信息遭到非法窃取，这5个手 机号是办理宽带时赠送的号段，未曾在"平安融易"提交过。 的骚扰短信 据王女士回忆，其在2017年7月22日通过平安普惠APP（后更名为：平安融易）共借款7200元，第一次借款6000元，第二次借款 600元，最后又分两次各借款300元。王女士的丈夫韩先生向智通财经表示，他曾帮妻子还了各种小额贷款，但记不清当时是否 完全清偿了"平安融易"的本息。被催收后，"平安融易"客服人员告知，目前王女士已偿还6859.61元，自2018年9月份后未再继续 还款，还需偿还9739.02元，不过客服人员又表示，"具体要还多少钱是可以协商的。" 王女士收到的立案告知书 本文均为受访者供图 9月5日，苏州市公安局相城分局高铁新城派出所已就王女士报称的"被发送信息干扰正常生活"一案进行立案。 9月30日上午，智通财经从"平安融易"相关工作人员处了解到，经查，客户王女士在"平安融易"总计借款7200元，已还款 ...

2025年9月28日，国家金融监督管理总局临汾监管分局发布批复称，《平安养老保险股份有限公司山西 分公司关于撤销平安养老保险股份有限公司临汾中心支公司的请示》（平保养晋分发〔2025〕46号）收 悉。经审核，现批复如下： 二、接此批复文件后，平安养老保险股份有限公司临汾中心支公司应立即停止一切经营活动，于15个工 作日内向临汾金融监管分局缴回许可证，并按照有关法律法规要求办理相关手续。 一、同意撤销平安养老保险股份有限公司临汾中心支公司。 ...

二、中国平安财产保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 一、同意中国平安财产保险股份有限公司栾城支公司将营业场所变更为：河北省石家庄市栾城区惠源路 166号洲润大厦1-901。 2025年9月26日，河北金融监管局发布批复称，《关于中国平安财产保险股份有限公司栾城支公司变更 营业场所的请示》（平保产冀分发〔2025〕111号）及相关材料收悉。经审核，现批复如下： ...

Group 1 - The provincial government emphasizes the importance of private economy development and has implemented policies to support its growth, contributing to stability, innovation, employment, and international market expansion [1][2] - A total of 100 individuals and 38 companies have been awarded titles for their contributions to the development of the private economy in Guangdong, highlighting the recognition of outstanding entrepreneurs and enterprises [1][2] - The government encourages recognized individuals and companies to continue their efforts in strengthening and expanding their businesses, promoting high-quality development in Guangdong [2] Group 2 - The article underscores the broad prospects and significant potential for the development of the private economy in the new era, urging private economic actors to learn from exemplary figures and companies [2] - It calls for a collective effort to uphold the spirit of entrepreneurship, maintain a commitment to lawful operations, and contribute to the modernization of China [2]

寿险公司 分红险发展差异化 背后有多重因素需要考虑 ①早布局 分红险保费快速增长 ② 头部险企发力 分红险新单高速增长 业务结构的调整仍需时间 ③靠银保、靠趸交、靠性价比 发力分红与否，险企有自己的考虑 1 寿险公司 分红险发展差异化 背后有多重因素需要考虑 中宏、大都会等 | SUUTE | 十九八月 | 193.04 | | 0-1-70 | | / U 70 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 300亿 | 招商信诺 | 184.31 | 76.88 | 43% | 49% | 89% | | | 300亿 | 工银安盛 3 | 53.41 | 36.09 | 12% | 17% | -8% | -21% | | 自に | 中美联泰 | 151.88 | | 58% | | 87% | | | 百亿 | 汇丰人寿 | 80.06 | | 61% | | 94% | | | 3百亿 | 中信保诚 3 | 44.81 | 24.23 3 13% | | 21% | 22% | 54% | | 自に | 中银三星 | 42.62117 ...

智通财经APP获悉，香港联交所最新资料显示，9月26日，中国平安保险(集团)股份有限公司增持农业银 行(01288)4625.4万股，每股作价5.149港元，总金额约2.38亿港元。增持后最新持股数目约为58.48亿 股，最新持股比例为19.02%。 ...