Group 1 - The core idea of the news is that China Everbright Bank's Shenzhen branch has launched a personalized photo debit card to enhance customer service and meet the demand for card design diversity [1] - Customers can upload personal photos, including family portraits, pet pictures, or scenic views, to create a unique debit card [1] - The bank offers two design styles (horizontal and vertical) and four card base colors to cater to different aesthetic preferences [1] Group 2 - Customers can also choose the last six digits of the card number, with the restriction that they cannot be consecutive identical numbers [1] - The personalized photo debit card retains all functionalities of the Pacific debit card, including deposits, withdrawals, transfers, and purchases, ensuring convenience and security [1] - The bank plans to continue optimizing products and services, aiming to introduce more personalized and diverse offerings in line with customer needs [1]

Core Viewpoint - The launch of the "Hong Kong Residents Proxy Witness Account Opening" service by Bank of Communications Shenzhen Branch significantly enhances financial service accessibility for Hong Kong and Macau residents, aligning with national policies to support high-quality development in the Guangdong-Hong Kong-Macao Greater Bay Area [1][2] Group 1: Service Overview - The new service allows Hong Kong permanent residents aged 18 and above, who already have an account with Bank of Communications (Hong Kong), to open personal II and III class bank accounts at the Shenzhen branch using valid identification without needing to visit the mainland [1] - This initiative addresses the growing demand for convenient and efficient financial services among Hong Kong and Macau residents due to increased economic activity and personnel exchanges in the Greater Bay Area [1] Group 2: Benefits and Security Measures - The service saves time for Hong Kong residents and enhances their overall financial service experience through a well-coordinated two-way mechanism between the Shenzhen and Hong Kong branches [2] - Bank of Communications has strengthened information technology and security encryption measures to ensure the safety of applicants' personal information and funds, promoting a secure account opening process [2] Group 3: Future Developments - The Shenzhen branch plans to continuously innovate its business models and products to provide more integrated and convenient financial services, further facilitating connectivity within the Greater Bay Area [2]

Core Viewpoint - Shenzhen Bank is committed to enhancing financial services for the public, focusing on innovation and improving customer experience through various initiatives [1] Group 1: Elderly Care Initiatives - Shenzhen Bank has implemented "Elderly-friendly" modifications to its "Branch + Internet" services, optimizing facilities for elderly customers and launching a dedicated mobile banking version for them [2] - The bank successfully bid for the Shenzhen Smart Elderly Care Card project, providing a multifunctional financial IC card for residents aged 60 and above, which includes various services such as government subsidies and discounts [3] Group 2: Cross-border Financial Innovation - Shenzhen Bank has made significant strides in cross-border financial innovation, participating in the pilot program for cross-border RMB asset transfer and providing comprehensive services for cross-border talent [4] - The bank has also promoted the use of digital RMB by launching hardware wallets for overseas visitors and elderly individuals, enhancing payment service levels [4] Group 3: Inclusive Finance Development - The bank utilizes "data + intelligence" to expand credit coverage, implementing a proactive credit granting model that has benefited nearly 1,000 small and micro technology enterprises with over 4.5 billion RMB in credit since June 2024 [5] - Shenzhen Bank has introduced specialized products and welfare activities for new citizens to support their entrepreneurship and employment [5] Group 4: Social Responsibility and Rural Revitalization - Shenzhen Bank actively engages in financial education initiatives in rural areas, promoting financial literacy and supporting vulnerable groups through innovative public welfare projects [6] - The bank aims to continue its commitment to the "financial for the people" philosophy, enhancing its role in serving the real economy and contributing to high-quality economic and social development [6]

Group 1 - The core focus of the meeting is to enhance customer acquisition, optimize layout, strengthen collaboration, and promote connectivity to achieve operational goals [1] - The company aims to expand asset business market demand, innovate service models, and improve asset efficiency [1] - There is an emphasis on increasing source and settlement fund expansion, implementing multiple measures to boost liabilities while reducing costs [1] - The company plans to improve its comprehensive risk management system and optimize credit risk management mechanisms to effectively prevent and mitigate risks in key areas [1] - The strategy includes fully exploring growth points in middle-income, increasing contributions from subsidiaries, and enhancing value creation [1] - The company is focused on solidifying its customer base and accelerating digital empowerment [1] Group 2 - The company is committed to addressing inspection rectifications and establishing a correct performance view, using high-quality job performance and development results to evaluate the effectiveness of inspection rectifications [2]

Group 1 - The core point of the announcement is that Penghua Fund Management Co., Ltd. and Bank of Communications have agreed to participate in a fee discount activity for investors who subscribe to certain funds through the bank [1][2]. - The applicable funds for the discount activity are specified, and the activity will commence on January 20, 2025, with the end date to be determined by further announcements from either the company or the bank [2][8]. - The discount details include a 90% reduction on the original subscription fee for one-time purchases and a 20% reduction for regular investment plans, with specific terms outlined in the fund's prospectus [3][4]. Group 2 - Investors can find more information about the discount activity and applicable funds through the customer service hotlines and websites of both Bank of Communications and Penghua Fund Management [6]. - The company reserves the right to interpret the discount activity, while Penghua Fund also holds the right to explain the announcement [5].

二、董事会会议审议情况 股票代码：601328 股票简称：交通银行 编号：临2025-003 交通银行股份有限公司 第十届董事会第二十次会议决议公告 交通银行股份有限公司（以下简称"交通银行"或"本公司"）董事会及全体董事保证 本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性 和完整性承担法律责任。 一、董事会会议召开情况 本公司第十届董事会第二十次会议（临时会议）于 2025 年 1 月 16 日以现场 和视频相结合的方式，在上海、香港和北京召开。本公司于 2025 年 1 月 10 日以 书面方式向全体董事和监事发出本次会议通知和文件。任德奇董事长主持会议。 出席会议应到董事 18 名，亲自出席董事 17 名，委托出席董事 1 名，穆国新非执 行董事因其他公务，书面委托任德奇董事长出席会议并代为行使表决权。部分监 事及高管列席会议。本次会议的召开符合《中华人民共和国公司法》等法律法规 和《交通银行股份有限公司章程》的规定。 关于设立数字化经营中心的决议 会议审议批准了《关于设立数字化经营中心的议案》。 表决情况：同意 18 票，反对 0 票，弃权 0 票 特此公告 交通银行 ...

2024 年半年度 A 股分红派息实施公告 股票代码：601328 股票简称：交通银行 编号：临2025-001 交通银行股份有限公司 交通银行股份有限公司（以下简称"交通银行"或"本公司"）董事会及全体董事保证本 公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和 完整性承担法律责任。 重要内容提示： 每股分配比例 A 股每股现金红利 0.182 元（含税） 相关日期 | 股份类别 | 股权登记日 | 最后交易日 | 除权（息）日 | 现金红利发放日 | | --- | --- | --- | --- | --- | | Ａ股 | 2025/1/23 | － | 2025/1/24 | 2025/1/24 | 差异化分红送转： 否 H 股股东（包括通过沪港通机制投资本公司 H 股股票的境内企业及个人投 资者）的现金红利派发不适用本公告，具体安排请参考本公司 2024 年 12 月 27 日 刊载于香港交易及结算所有限公司"披露易"网站 www.hkexnews.hk 的《于 2024 年 12 月 27 日（星期五）举行之 2024 年第二次临时股东大会投票表决结果》公告。 一 ...

Core Viewpoint - The issuance of a domestic letter of credit worth 30 million yuan by Bank of Communications Shanxi Branch marks the first financial credit certificate business for the transformation of the coking industry in Shanxi Province, which is a significant step towards supporting the green and low-carbon transition of the industry [1] Group 1: Industry Transformation - Shanxi Province has long been the largest producer and supplier of coke in China and is accelerating the green and low-carbon transformation of the coking industry [1] - In June 2024, the People's Bank of China Shanxi Branch and eight other departments jointly formulated the "Financial Support Directory for the Transformation of the Coking Industry in Shanxi Province (Trial)," aimed at guiding financial institutions to provide quality financial services for the green development and low-carbon transition of the coking industry [1] Group 2: Financial Support - Under the guidance of the People's Bank of China Shanxi Branch, Bank of Communications Shanxi Branch actively engages with coking industry clients, utilizing transformation financial methods to address clients' funding needs while effectively promoting the low-carbon transition of enterprises [1]

Group 1 - The core theme of the event organized by the Bank of Communications Shenzhen Branch is "New Year New Start, Elderly Care and Anti-Fraud New Chapter," aimed at enhancing elderly-friendly banking services and providing warmth and care to the elderly community [1] - The event included a creative activity where elderly participants made colorful and unique handbags through various crafting techniques, showcasing their creativity [2][3] - Staff provided detailed explanations on how to prevent elderly fraud, enhancing participants' awareness and ability to safeguard their assets through practical tips and case analyses [4] Group 2 - The elderly participants expressed unanimous praise for the event, feeling the warmth and care from society, indicating a positive reception of the bank's initiatives [5] - The Bank of Communications Shenzhen Branch plans to continue deepening its focus on elderly finance, exploring innovative service models to provide more thoughtful and convenient financial services for the elderly [5]

Core View - The core focus of the article is on the efforts of Bank of Communications Shenzhen Branch to enhance financial literacy and risk prevention awareness among residents in the Shenshan Special Cooperation Zone, particularly in rural areas, through various educational and interactive activities [1][2] Financial Education Initiatives - The bank organized a financial education campaign titled "Financial for the People: Financial Consumer Protection Knowledge into Rural Areas" in Hongluo She Village, Ebu Town, Shenshan Special Cooperation Zone, reaching over 1,000 villagers and distributing more than 2,000 brochures and manuals [1] - The campaign included activities such as distributing financial consumer protection manuals, on-site Q&A sessions, financial knowledge quizzes, and interactive games to educate villagers on consumer rights, rational rights protection, and prevention of illegal financial activities [1] - The bank also promoted rational financial management and introduced knowledge about savings bonds to help villagers establish correct financial concepts [1] Collaboration with Local Authorities - The bank collaborated with local public security departments to conduct financial education activities tailored to rural needs, such as the "Protect Demolition Funds, Protect Everyone" campaign, which focused on anti-money laundering, anti-gambling, anti-fraud, and prevention of illegal fundraising [2] - During these activities, bank staff educated villagers on the public anti-counterfeiting features of RMB and introduced measures for convenient bank payments, enhancing their understanding of financial security [2] Integration with Local Events - The bank leveraged the 2024 "Chinese Farmers' Harvest Festival" and the launch of the first batch of agricultural, cultural, and tourism projects in Da'an Red Village to set up a financial promotion booth, engaging with approximately 300 villagers and visitors through financial knowledge dissemination, anti-fraud quizzes, and interactive games [2] - Bank staff provided on-site consultations on financial consumer rights protection, financial planning, and inclusive loans, receiving positive feedback from participants [2] Future Plans - The bank plans to continue its "Financial for the People" service philosophy, deepen multi-party cooperation, increase efforts in financial knowledge dissemination, and improve financial service quality to support the high-quality development of the Shenshan Special Cooperation Zone [2]