Core Viewpoint - The company emphasizes the importance of technology in national strength and aims to enhance its financial services for technology-driven enterprises, promoting a comprehensive financial service system that aligns with high-level technological self-reliance and national development goals [1] Group 1: Top-Level Design and Governance - The company has revised its articles of association to optimize the strategic committee's role, aligning its governance structure with national strategic deployments [2] - A Technology Finance Committee has been established to enhance organizational structure and create an efficient four-level working mechanism [2] - By June 2025, the company plans to implement action measures focusing on organizational optimization, credit service upgrades, and enhancing collaborative efficiency [2] Group 2: Launching "Jiaoyin Science and Technology Innovation" - The company has introduced the "Jiaoyin Science and Technology Innovation" brand, integrating resources to support technology enterprises throughout their lifecycle [3] - A "4+3" service model has been created, including four major product systems to address financing challenges for technology enterprises [3] - The company has developed a proprietary evaluation model for technology enterprises, which is applied across the organization to enhance marketing and risk management processes [3] Group 3: Differentiated Credit Service System - The company has tailored its "Kechuang Yidai" product line to meet the needs of enterprises at different growth stages, promoting an "active credit" innovation model [4] - By June 2025, the company's technology loan balance is expected to exceed 1.5 trillion yuan, supporting over 63,700 enterprises [4] Group 4: Direct Financing Support - The company leverages its full-license advantages to facilitate direct financing for technology enterprises, collaborating with national-level funds [5] - By June 2025, the total financing scale of the company's technology finance is projected to surpass 1.7 trillion yuan [5] Group 5: Local Implementation and Collaboration - The company is actively promoting the implementation of technology finance at the local level, establishing specialized organizations in branches to enhance service delivery [6] - It has set up nearly 100 technology branches and specialized institutions to focus on key industries such as integrated circuits and artificial intelligence [7] - The company provides cross-border financing services to support technology enterprises' international operations and investments [7]

责任编辑：小浪快报 第1笔成交价格为6.72元，成交217.80万股，成交金额1,463.62万元，溢价率为0.00%，买方营业部为广 发证券股份有限公司深圳高新南一道证券营业部，卖方营业部为国泰海通证券股份有限公司总部。 进一步统计，近3个月内该股累计发生3笔大宗交易，合计成交金额为6882.8万元。该股近5个交易日累 计下跌3.17%，主力资金合计净流出2.79亿元。 炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 9月30日，交通银行收跌1.18%，收盘价为6.72元，发生1笔大宗交易，合计成交量217.8万股，成交金额 1463.62万元。 ...

| 交易日期 | | 证券代码 | 成交价(元) 成交金额[万元) 成交量( *) 买入营业部 | | | | 卖出营业部 | 是否为专场 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 025-09-30 | 交通银行 | 601328 | 6.72 1463.62 | 217.8 | 公書員發盤第二 | 用廠港營區發驗 | | 190 | 9月30日，交通银行大宗交易成交217.8万股，成交额1463.62万元，占当日总成交额的1.16%，成交价 6.72元，较市场收盘价6.72元持平。 ...

Core Points - The state-owned large bank sector experienced a slight decline of 0.06% on September 30, with Postal Savings Bank leading the drop [1] - The Shanghai Composite Index closed at 3882.78, up 0.52%, while the Shenzhen Component Index closed at 13526.51, up 0.35% [1] Bank Performance Summary - Agricultural Bank of China (601288) closed at 6.67, up 0.76%, with a trading volume of 3.0875 million shares and a transaction value of 2.052 billion [1] - China Construction Bank (601939) closed at 8.61, up 0.12%, with a trading volume of 917,200 shares and a transaction value of 787 million [1] - Bank of China (601988) closed at 5.18, down 0.38%, with a trading volume of 1.9213 million shares and a transaction value of 256.6 million [1] - Industrial and Commercial Bank of China (601398) closed at 7.30, down 0.41%, with a trading volume of 2.4457 million shares and a transaction value of 1.784 billion [1] - Bank of Communications (601328) closed at 6.72, down 1.18%, with a trading volume of 1.8487 million shares and a transaction value of 1.247 billion [1] - Postal Savings Bank (601658) closed at 5.75, down 1.37%, with a trading volume of 1.2116 million shares and a transaction value of 697.1 million [1] Fund Flow Analysis - The state-owned large bank sector saw a net outflow of 604 million in main funds, while retail investors contributed a net inflow of 463 million [1] - The detailed fund flow for individual banks shows significant net outflows for major banks, with Agricultural Bank experiencing a net outflow of 5.1906 million from main funds [2] - Postal Savings Bank had a net outflow of 50.5475 million from main funds, but a net inflow of 30.2741 million from retail investors [2]

Group 1: Shareholding Increases - Recently, Nanjing Bank announced that BNP Paribas (QFII) increased its shareholding by 108 million shares, raising its total stake from 16.14% to 17.02% [1] - Since the beginning of the year, Nanjing Bank has seen multiple significant shareholders increase their stakes, with Zijin Trust raising its holding from 12.56% to 13.02% by acquiring 56.78 million shares [3] - Another major shareholder, Nanjing Gaoke, increased its stake from 8.94% to 9.00% by purchasing 7.51 million shares [3] Group 2: Bank Sector Trends - A total of 11 A-share listed banks have seen shareholding increases from shareholders or executives this year, indicating a trend where such plans are often announced when bank stock valuations are at historical lows [5] - The banking sector has been experiencing a "red envelope rain" with 17 banks announcing mid-term dividend plans for 2025, including significant contributions from the six major state-owned banks [6] - The six major state-owned banks have all provided dividend plans, with Industrial and Commercial Bank of China (ICBC) planning to distribute approximately 50.40 billion yuan in cash dividends [7][8] Group 3: Market Sentiment and Future Outlook - The banking sector is viewed favorably by institutions due to its low valuations and stable dividends, leading to increased interest from institutional investors [8] - As of September 29, over 300 investigations into listed banks have been conducted, with more than 2,000 institutional inquiries, highlighting the sector's attractiveness [8] - Analysts predict that the inflow of incremental funds will support the banking sector's performance, driven by the high dividend characteristics and significant index weight of bank stocks [8]

"十四五"时期，是我国生态文明建设和生态环境保护工作具有里程碑意义的五年，我国实现了从重点打好污染防治攻坚战向全面推进美丽中国建设的跨越式 转变。 多家银行机构在半年度经营业绩发布会上披露了绿色金融最新进展。 邮储银行行长刘建军表示，邮储银行始终担当绿色金融的践行者，累计成立碳中和支行、绿色支行等绿色金融机构45家。 生态环境部部长黄润秋在近日举行的国新办发布会上介绍，"十四五"以来，深入推进以生态环境为导向的项目开发新模式创新，有100多个项目获得金融机 构支持，已获得授信金额2164亿元，发放贷款764亿元。 《2025年第二季度中国货币政策执行报告》显示，信贷投向结构加速优化，绿色金融为经济可持续发展提供有力支持。绿色贷款余额由2019年末的9.9万亿 元增长至2024年末的36.6万亿元，年均增速超过20%。 "在需求端，'双碳'目标推动企业提速生产经营低碳转型，对绿色融资的需求持续攀升，为绿色贷款规模扩张提供坚实的需求基础；在供给端，银行将绿色 领域视作未来信贷业务的核心增长点之一，持续积极创新绿色金融产品体系，有效拓宽绿色贷款供给渠道。"苏商银行特约研究员高政扬在接受《金融时 报》记者采访时表示。 ...

编辑：赵鼎 转自：新华财经 9月28日，内蒙古农商银行与交通银行举行交流座谈并签署全面战略合作协议。交通银行党委委员、副 行长杨涛，内蒙古农商银行党委书记、董事长刘丰出席座谈并见证签约。交通银行资产托管部总经理孟 羽，交通银行内蒙古自治区分行党委书记、行长孟真，内蒙古农商银行党委副书记、行长邢爱泽出席座 谈及签约仪式。 刘丰向杨涛一行介绍内蒙古农商银行改革发展情况。他表示，交通银行作为中国第一家全国性国有股份 制商业银行，发展历史悠久、管理经验丰富，是我们学习的标杆、战略合作的优选。此次与交通银行深 化合作，优势天然、资源互补、基础良好、前景光明，体现了双方对彼此发展理念的高度认同，对于构 建"多层次、广覆盖、差异化"的金融服务体系，推动经济金融安全稳定健康发展具有重要意义。希望双 方继续开展全方位、高频次深度合作，双向奔赴、互利共赢，共同打造战略合作的"沪蒙样板"，为书写 中国式现代化内蒙古新篇章贡献更大的金融力量。 杨涛对内蒙古农商银行挂牌开业表示祝贺，并介绍了交通银行经营发展情况。他指出，交通银行将充分 发挥国际化、综合化优势，调动交银集团各项资源，与内蒙古农商银行一道，聚焦服务内蒙古办好两件 大事，在 ...

今年以来，促消费、惠民生政策密集出台。交行上海市分行积极融入上海市、区各级"银发生活节"，聚 焦老年服务消费重点领域，一方面紧跟国家"以旧换新"政策导向，在"国补""市补"及"企业补"基础上， 叠加银行专属补贴，如家电、数码等领域推出"满500返50"优惠；另一方面加速落地个人消费贷财政贴 息政策，推广"交享贷长者版"消费信贷产品，有效激发中老年家庭更新换代需求，放大政策红利的倍增 效应。 "文旅大戏金秋畅游"打造海派体验 文旅消费是备受瞩目的热门大戏。交行上海市分行融合借记卡与信用卡资源优势，重磅推出"文旅大戏 交你畅享"优惠大放送，以真金白银的支付优惠和专属权益，降低银发族文旅消费门槛。在交通银行 APP与买单吧APP，"魔都好味""魔都好购"主题活动专区精彩纷呈，如"美团吃大餐""老字号1元起 购""品质生活6折起购"等特色活动，涵盖"吃喝玩乐"全方位交行卡优惠。此外，联合携程老友会面 向"50+老友"，贴心奉上支付立减专享权益，并围绕海派文化、非遗传承等主题打造"老有意思"文化艺 术专线，吸引众多老年人畅享"文旅嘉年华"。 "乐龄生活处处惊喜"服务全域覆盖 为深入贯彻国家提振消费决策部署，全面激发银发 ...

"十四五"时期，是我国生态文明建设和生态环境保护工作具有里程碑意义的五年，我国实现了从重 点打好污染防治攻坚战向全面推进美丽中国建设的跨越式转变。 生态环境部部长黄润秋在近日举行的国新办发布会上介绍，"十四五"以来，深入推进以生态环境为 导向的项目开发新模式创新，有100多个项目获得金融机构支持，已获得授信金额2164亿元，发放贷款 764亿元。 《2025年第二季度中国货币政策执行报告》显示，信贷投向结构加速优化，绿色金融为经济可持续 发展提供有力支持。绿色贷款余额由2019年末的9.9万亿元增长至2024年末的36.6万亿元，年均增速超过 20%。 "在需求端，'双碳'目标推动企业提速生产经营低碳转型，对绿色融资的需求持续攀升，为绿色贷 款规模扩张提供坚实的需求基础；在供给端，银行将绿色领域视作未来信贷业务的核心增长点之一，持 续积极创新绿色金融产品体系，有效拓宽绿色贷款供给渠道。"苏商银行特约研究员高政扬在接受《金 融时报》记者采访时表示。 破除融资痛点，把绿色项目"贷"动起来 邮储银行行长刘建军表示，邮储银行始终担当绿色金融的践行者，累计成立碳中和支行、绿色支行 等绿色金融机构45家。 "下一阶段，我 ...

Core Viewpoint - Hubei Province is committed to becoming a strategic support point for the rise of the central region, implementing seven major strategies to enhance economic growth and development [2] Group 1: Consumer Demand and Financial Innovation - The Bank of Communications Hubei Branch has launched innovative consumer finance solutions like "discounts + zero-interest installments" to alleviate consumer pressure and enhance consumption quality [3] - The bank has optimized payment ecosystems through technology, such as launching a mobile banking transit code that has saved commuting costs for 1.7 million people [3] - The bank has actively responded to policy benefits, supporting various local events to stimulate consumption through a combination of payment, scenarios, and policies [3] Group 2: Support for Foreign Trade - Hubei's import and export volume exceeded 400 billion yuan in the first half of 2025, reflecting a strong trend in high-level opening up [5] - The bank has provided tailored financial products to support local enterprises in foreign trade, including a 3 million yuan "foreign trade loan" approved in one working day for a food company [5] - The bank has facilitated cross-border financing for various industries, including a 1.85 billion yuan loan for a pharmaceutical company's acquisition [5] Group 3: Infrastructure and Transportation Financing - The Bank of Communications Hubei Branch is supporting the construction of a multi-modal transportation system, providing diverse financing for major infrastructure projects [6] - The bank has launched a public information service platform for the shipbuilding supply chain, offering financing services to green and intelligent ship manufacturers [6] - The bank has invested 4.8 billion yuan in transportation projects, including highways and high-speed rail construction [7] Group 4: Commitment to Regional Development - The Bank of Communications Hubei Branch emphasizes the principle of "finance for the people," aiming to stimulate domestic demand and support the construction of an inland open highland [7] - The bank plans to continue innovating products and services to contribute to Hubei's high-quality development and its strategic importance in the central region [7]