2025年10月10日，交通银行（601328）发布公告称，根据财政部、人民银行国债发行安排（详见附件财 政部国债业务公告），将于2025年10月10日至10月19日全国发行2025年第七期和第八期储蓄国债（凭证 式），交通银行通过全行网点发售。 本次国债交通银行为全行额度销售模式，仅限网点柜面销售，售完为止。单一个人购买单期储蓄国债金 额不得超过300万元。销售时间：8:30-17:00，各地区具体时间可能会有差异，详情咨询就近网点。 其他具体内容可垂询交通银行各营业网点或拨打客户服务电话。 ...

来源：环球网 2025年十一、中秋双节期间，理塘县高城镇德西一村的"马背慢游"成了该县旅游"顶流打卡地"。在交通 银行的精准帮扶下，村民们正依托"马背慢游理塘"旅游项目，迎来生活与收入的"双提升"。 游客体验"马背慢游理塘" "马背慢游理塘"旅游项目自2022年运营以来，凭借其独特的草原风光与藏族文化体验，迅速成为游客青 睐的旅游项目。项目融合马背骑游、藏装体验、藏餐品尝、摄影写真等多种业态，不仅丰富了理塘旅游 的内涵，更带动了当地农牧民增收。 2024年底，随着交通银行50万元资金的精准注入，德西一村的"马背慢游理塘"服务中心迎来全面升级。 改造后的一楼游客服务中心面积达200平方米，接待能力提升3倍；二楼标准化办公区有效提升了基层服 务效率；三楼新增的4间藏式精品民宿，年接待游客可达600人次。整体运营管理效率和游客体验得到显 著提升。 曾经以马背骑游为核心的乡村旅游项目，如今在金融"活水"的浇灌下，焕发出更加蓬勃的生机，成为推 动当地乡村振兴的"新引擎"。"服务中心升级后，游客更多了，我们的收入也跟着水涨船高。"德西一村 党支部书记洛绒邓珠表示，村民积极参与项目运营，不仅节省了人力成本，更凝聚了发展合力 ...

下列机构经国家金融监督管理总局北京监管局批准，颁发《中华人民共和国金融许可证》。发证机关： 国家金融监督管理总局北京监管局。现予以公告： 交通银行股份有限公司北京昌平支行 事由：新设立 发证日期：2025年09月18日 交通银行股份有限公司北京未来科学城支行 机构住所：北京市昌平区昌平镇南环东路28号1-2层内5、6、7号 机构编码：B0005S211000154 许可证流水号：01119741 邮编：102299 电话：010-69788053 简称：交通银行北京昌平支行 业务范围：经银行保险监督管理机构或其他有行政许可权的机构批准并经上级机构授权办理的业务。 批准日期：2025年09月09日 简称：交通银行北京未来科学城支行 许可证流水号：01119742 邮编：102209 电话：010-69756893 事由：新设立 发证日期：2025年09月22日 业务范围：经银行保险监督管理机构或其他有行政许可权的机构批准并经上级机构授权办理的业务。 批准日期：2025年09月11日 机构住所：北京市昌平区英才南二街15号院2号楼1层103 机构编码：B0005S211000155 ...

科技金融是推动我国金融高质量发展必须要做好的"五篇大文章"之一，有关领导高度重视科技创新工 作，多次围绕加快实施创新驱动发展战略、提升科技自立自强能力发表讲话。交通银行作为国有大行， 始终胸怀"国之大者"，积极践行国家科技强国战略，主动担当起科技金融主力军的使命，集全集团之力 写好科技金融大文章。 交通银行山东省分行坚决落实总行工作部署，躬身入局，汇聚合力，积极搭建银企沟通桥梁，协助打通 科技成果供给、需求两端，在供给端、需求端、服务端做好对科技型企业全生命周期的赋能服务。2023 年初，交通银行山东省分行整合公司、普惠、审批、风险、投行、国际等条线专业人才，成立科技金融 柔性团队，10月组建科技金融专班。专班组建后，积极构建数字化产品体系、场景体系、增信体系、风 控体系，形成"全生命周期、全产品生态、全流程闭环"的"交银科创"科技金融展业新模式，从行业研 究、客户准入、产品设计、授信审批、风险防控等环节入手，探索服务科技奖补资金监管、科技股权投 资、科技企业融资与结算、科技人员代发工资与增值服务等全生命周期，打造山东省"交银科创"科技金 融数字化服务体系。 深化模型应用，打造数字化产品体系 交通银行山东省分 ...

证券之星消息，10月9日国有大型银行板块较上一交易日上涨0.34%，中国银行领涨。当日上证指数报收 于3933.97，上涨1.32%。深证成指报收于13725.56，上涨1.47%。国有大型银行板块个股涨跌见下表： 从资金流向上来看，当日国有大型银行板块主力资金净流入1.34亿元，游资资金净流出1.11亿元，散户资 金净流出2344.64万元。国有大型银行板块个股资金流向见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601398 工商银行 | | 1.17亿 | 5.40% | -8244.16万 | -3.82% | -3433.53万 | -1.59% | | 601288 农业银行 | | 9200.35万 | 3.50% | -1103.66万 | -0.42% | -8096.69万 | -3.08% | | 601939 建设银行 | | 6981.98万 | 7.48% | -2841.5 ...

Group 1 - The core announcement is that Bank of Communications has launched a new corporate online banking system called "Jiao e Tong Interbank Online Banking" to enhance online service capabilities, with a transition period from October 2025 to December 2025 [1] - The customer range for the channel switch includes clients who have signed up for the Jiao e Tong Interbank Wealth Management Platform and have a normal signing status, excluding canceled clients [1] - The switch can be initiated through online and offline modes, with specific procedures outlined for each method [2] Group 2 - After migrating to the new corporate online banking system, clients will continue to be charged according to the "Service Charge Directory of Bank of Communications," which can be accessed online [3] - Clients are encouraged to contact their dedicated account managers or the national customer service hotline for any inquiries regarding the transition [4]

Group 1 - The core initiative of the company is to enhance consumption among the elderly population in Shanghai through a series of activities themed "Enjoying New Life in the Silver Age" [1] - The company is actively participating in the "Silver Consumption Service Month" by launching the "Jiao Yin Respect for the Elderly Month" to stimulate consumption potential [1][2] - The company has introduced various financial products and subsidies to support elderly consumers, including exclusive discounts and personal consumption loans [2] Group 2 - The company is promoting cultural and tourism consumption by offering significant discounts and exclusive benefits for elderly customers, thereby lowering the barriers to participation [3] - The company has developed a comprehensive service ecosystem focusing on the core needs of the elderly, including medical, food, housing, transportation, travel, and education [4] - The company is enhancing its service offerings by integrating community and elderly care resources, establishing a three-dimensional service system that includes service, education, and security [5] Group 3 - The company aims to leverage the "Silver Consumption Service Month" as an opportunity to expand its financial services and improve consumption accessibility for the elderly [5] - The company is committed to ensuring the safety and security of elderly consumers through educational initiatives and advanced technology to prevent fraud [5]

截至月份: 2025年9月30日 狀態: 新提交 FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 致：香港交易及結算所有限公司 公司名稱: 交通銀行股份有限公司 呈交日期: 2025年10月2日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 03328 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 35,011,862,630 | RMB | | 1 RMB | | 35,011,862,630 | | 增加 / 減少 (-) | | | | | | RMB | | | | 本月底結存 | | | 35,011,862,630 | RMB | | 1 RMB | | 35,011,862,630 | | 2. 股份分類 | 普通股 ...

Core Viewpoint - Recent adjustments by some joint-stock banks to reduce credit card overdraft rates to "0" aim to increase volume by lowering costs [1] Group 1: Credit Card Loan Trends - Credit card loan balances are a key indicator of retail banking customer activity, with recent adjustments reflecting banks' efforts to compete for existing customers during a retail "cold season" [2] - Many listed banks have seen a further expansion of negative growth in credit card loan balances this year, alongside a decline in other retail loan categories such as consumer loans and mortgages [2][4] - Major state-owned banks like Bank of China and Postal Savings Bank reported declines in credit card loan balances of 13.88% and 5.67% respectively, while some joint-stock banks also experienced negative growth [3] Group 2: Overall Retail Lending Environment - The retail lending sector is undergoing an "adjustment period," with 17 out of 42 listed banks reporting a contraction in personal loan balances as of mid-2023 [4] - The contraction in personal housing mortgage loans has been a significant factor, with a reported negative growth of 1.6% in personal housing loan balances at the end of 2023, marking the first decline since 1997 [5][6] Group 3: Retail Loan Risk Assessment - Retail loan risks are on the rise, with the non-performing loan (NPL) ratio for retail loans increasing to 1.23% as of mid-2023, compared to a decrease in corporate loan NPL ratios [9] - Specific segments such as mortgage loans, consumer loans, and credit cards have seen their NPL ratios rise, indicating a challenging environment for retail lending [9][10] - The overall retail loan risk trend remains upward, with banks acknowledging the need for improved risk management practices in response to these challenges [10]

从中资城商行来看，南京银行美元存款利率降至1年期存款利率3.3%（5万美元起存）或3.55%（20万美 元起存），二者分别较之前下降了10个基点和25个基点。 工商银行、农业银行、建设银行、中国银行、交通银行等美元存款利率仍维持在原来的水平，利率为1 个月2.2%、3个月2.3%、6个月2.5%、1年期和2年期均为2.8%，起存金额多为5000美元。 业内人士认为，商业银行在调整存款利率时通常存在一定延迟，这既源于其需要对自身美元负债结构、 客户稳定性及市场竞争态势进行综合评估，也反映出银行希望利用时间窗口吸引更多资金的短期意图。 然而，这种高利率状态难以持续，因为美联储的降息周期已经确立，市场普遍预期未来还将有进一步降 息的举措，银行势必会随之逐步下调利率报价。 随着美联储开启2025年内首次降息，业内目前已经达成共识，高收益美元产品难以长期维持。不过，目 前不同银行的调整幅度和节奏仍有不同。从整体来看，国有大行的调整相对不会太快，而外资银行和中 小银行则更加灵活一些。 汇丰银行在美联储宣布降息当日便下调美元定存利率，2万美元起存的1个月和6个月期利率均降至 3.5%，较此前分别下调10个基点和20个基点。 ...