本报讯 （记者熊悦）记者从交通银行获悉，2月9日，交通银行"文旅大戏"云南站正式发布。交通银行云南省分行和云南省 文旅厅联合举办"游云南 交好运"2026启动仪式暨"冬暖花开游云南"活动。活动聚焦深化银政企合作，旨在推出更多贴近群众、 赋能产业的金融产品，以高质量金融服务为云南文旅提供强力支撑。 活动现场，交通银行云南省分行还与中旅（云南）旅游发展有限公司、云南省旅游投资有限公司、云南若谷文旅开发有限 公司、云南潘祥记工贸有限公司4家文旅企业签署合作协议。 （编辑 郭之宸） 交通银行党委副书记、行长张宝江表示，金融促进文旅融合发展，是交通银行推动旅游强国建设、服务地方经济社会发展 和推进自身高质量发展的务实举措。立足"十五五"规划开局契机，交通银行将进一步深化与云南省政府的战略合作，以更精准 的信贷投放、更丰富的金融产品、更智慧的科技赋能，打造文旅与金融融合发展、互促共赢的典范。 ...

Core Viewpoint - The A-share market saw a broad increase in bank stocks, with Shanghai Bank, Construction Bank, CITIC Bank, Minsheng Bank, Bank of Communications, and Zheshang Bank all rising over 1% [1] Group 1: Stock Performance - Shanghai Bank (601229) increased by 1.82%, with a total market capitalization of 142.8 billion and a year-to-date decline of 0.50% [2] - Construction Bank (601939) rose by 1.58%, holding a market cap of 2,354.4 billion, and has a year-to-date decline of 3.02% [2] - CITIC Bank (601998) saw a rise of 1.47%, with a market cap of 421.8 billion and a year-to-date decline of 1.56% [2] - Minsheng Bank (600016) increased by 1.27%, with a market cap of 174.3 billion and a year-to-date increase of 3.92% [2] - Bank of Communications (601328) rose by 1.19%, with a market cap of 602.6 billion and a year-to-date decline of 5.93% [2] - Zheshang Bank (601916) increased by 1.01%, with a market cap of 82.4 billion and a year-to-date decline of 1.32% [2] Group 2: Additional Bank Performance - Chongqing Rural Commercial Bank (601077) rose by 0.91%, with a market cap of 75.6 billion and a year-to-date increase of 6.49% [2] - Everbright Bank (601818) increased by 0.90%, with a market cap of 198.5 billion and a year-to-date decline of 0.78% [2] - Nanjing Bank (6000009) rose by 0.89%, with a market cap of 140.5 billion and a year-to-date decline of 0.61% [2] - Lanzhou Bank (001227) increased by 0.86%, with a market cap of 13.4 billion and a year-to-date increase of 3.46% [2] - Postal Savings Bank (601658) rose by 0.77%, with a market cap of 626.9 billion and a year-to-date decline of 2.05% [2] - Agricultural Bank (601288) increased by 0.75%, with a market cap of 2,365.9 billion and a year-to-date decline of 11.98% [2] - Bank of China (601988) rose by 0.74%, with a market cap of 1,746.4 billion and a year-to-date decline of 5.41% [2] - Qingdao Bank (002948) increased by 0.72%, with a market cap of 32.5 billion and a year-to-date increase of 24.78% [2]

2月9日，交通银行文旅大戏云南站正式发布。交行云南省分行和省文旅厅联合举办"游云南 交好运"2026启动仪式暨"冬暖花开游云南"活动。此次活动聚焦 深化银政企合作，旨在推出更多贴近群众、赋能产业的金融产品，以高质量金融服务为云南文旅提供强力支撑。云南省人民政府领导，交通银行党委副书 记、行长张宝江，新东方教育科技集团董事长、创始人俞敏洪等400余名嘉宾出席活动。 现场，交行云南省分行还与中旅（云南）旅游发展有限公司、云南省旅游投资有限公司、云南若谷文旅开发有限公司、云南潘祥记工贸有限公司等4家文旅 企业签署合作协议。 张宝江出席活动并致辞 张宝江在致辞中表示，金融促进文旅融合发展，是交行推动旅游强国建设、服务地方经济社会发展和推进自身高质量发展的务实举措。立足"十五五"规划开 局契机，交行将进一步深化与云南省政府的战略合作，以更精准的信贷投放、更丰富的金融产品、更智慧的科技赋能，积极打造文旅与金融融合发展、互促 共赢的典范。 俞敏洪在活动中分享了"知识+文旅"新模式，提出通过提升文旅服务内涵与品质，结合新东方在人才培养、标准树立、品牌传播等方面的优势，为行业树立 标杆。 活动中，交行发布了《心之所向 云之南》 ...

"看到工资'秒到'自己的钱包，感到非常高兴，孩子老人都在家里盼着，我等会儿就去买点年货带回 家。"2月6日，在四川省成都市，农民工王同林收到了一笔数字人民币工资。 拿到工资的王同林难掩喜悦，他对《金融时报》记者表示："不用去银行，手机上就能开通数字人民币 钱包，用起来也挺简单的，看到工资'秒到'钱包，特别高兴。"对比传统发薪方式，王同林直言心里更 踏实了，"以前总担心发工资的事，现在钱直接发到自己手机里，谁也碰不到，工资明细还清清楚楚， 希望未来有更多项目能用数字人民币发钱。" 那么，为什么要用数字人民币给农民工发工资？对此，有行业观察人士分析表示，以前农民工讨薪难、 工资被拖欠的事不少见，现在这个新办法就是给农民工工资上个"保险"，保障农民工能顺利拿到工资， 实打实解决民生难题。 作为本次合作的平台方，一智科技是一家专注于建筑领域数智化创新的科技企业，首席执行官文凌对 《金融时报》记者说："我们深谙传统建筑行业'人卡分离、造表发薪、糊涂账多'带来的一系列隐患， 希望通过科技手段，创新农民工工资支付监管方式，叠加数字人民币智能合约的资金管理优势，为根治 欠薪提供新的解决方案。" 那么，数字人民币智能合约究竟如 ...

Group 1 - The core viewpoint of the article highlights the contrasting behaviors in the gold market, with retail investors showing enthusiasm for gold purchases while financial institutions adopt a cautious approach by tightening investment criteria and risk assessments [1][4][5] - As of February 9, the spot gold price reached a high of $5047.257 per ounce, marking a significant recovery above the $5000 threshold, with A-share and Hong Kong gold stocks also experiencing gains [1][2] - The current gold bull market has seen a cumulative increase of over 246% since its low in September 2022, with a notable surge of 64.56% in 2025, indicating strong market momentum [2][3] Group 2 - Financial institutions are raising the entry thresholds for gold investment, with banks like China Construction Bank and China Merchants Bank increasing minimum investment amounts for gold accumulation products [4][5] - Risk assessment standards are being tightened, with banks requiring higher risk tolerance levels for clients wishing to engage in gold investment, reflecting a proactive approach to consumer protection [5][6] - Despite the tightening of investment criteria, banks are also promoting gold-related financial products, such as structured deposits, which offer lower risk and are designed to appeal to a broader range of investors [6][7] Group 3 - The demand for physical gold products is surging ahead of the Spring Festival, with many banks reporting shortages of gold bars and coins, leading to recommendations for online purchases [7][8] - Investors are advised to be cautious during the holiday period, as international gold markets will remain active while domestic trading may pause, creating potential volatility [8][9] - Recommendations for gold investment include understanding the purpose of the purchase, with suggestions for gradual buying strategies to mitigate risks associated with high prices [10][11]

"不用去银行，手机上就能开通数字人民币钱包，用起来也挺简单。看到工资'秒到'钱包，特别高 兴。"近日，刚收到工资的农民工王同林难掩喜悦，"孩子老人都在家里盼着，等会儿就去买点年货带回 去。" 平台方的参与为数字人民币发薪提供了关键支撑。作为建筑领域数智化创新的科技企业，一智科技深谙 传统建筑行业"人卡分离、造表发薪、糊涂账多"带来的一系列隐患。 一智科技CEO文凌对中国证券报记者表示，该企业希望通过科技手段，创新农民工工资支付监管方式， 叠加数字人民币智能合约的资金管理优势，为根治欠薪提供新的解决方案，切实帮助农民工"算清账， 拿到钱"。 技术赋能筑牢防线 据了解，数字人民币智能合约农民工工资发放新场景的落地，是多方协同与技术创新的成果。 王同林感受到的这份便捷与安心，正是数字人民币赋能民生保障的生动写照。近日，数字人民币运营管 理中心协调交通银行，在成都落地全国首单数字人民币智能合约农民工工资发放业务。专家表示，这是 人民银行、金融机构、科创企业与行业主管部门协同发力的成果，以数字人民币智能合约为农民工工资 支付筑牢安全防线，是数字金融服务民生的重要实践。 实现工资精准直达 "数字人民币保障农民工工资支付场 ...

Core Viewpoint - The gold market is experiencing a surge in demand ahead of the Spring Festival, with spot gold prices stabilizing above $5000 per ounce, while financial institutions are adopting a cautious approach by tightening investment criteria and risk assessments [1][4][5]. Group 1: Gold Price Dynamics - As of February 9, spot gold prices reached a high of $5047.257 per ounce, marking a significant recovery above the $5000 threshold [1]. - The current bull market for gold has seen prices increase by over 246% since September 2022, with a notable rise of 64.56% in 2025 alone [3]. - Despite recent volatility, including a sharp drop to $4402.06 per ounce, gold prices rebounded quickly, indicating strong market resilience [3][4]. Group 2: Institutional Responses - Major banks have raised the entry thresholds for gold investment, with institutions like China Construction Bank increasing the minimum amount for gold accumulation to 1500 yuan [5][6]. - Risk assessment standards have been tightened, requiring clients to achieve a cautious risk rating before engaging in gold accumulation products [6]. - These measures are in response to the heightened volatility in gold prices and aim to protect inexperienced investors from potential losses [6]. Group 3: Consumer Behavior and Recommendations - There is a growing demand for physical gold products, with banks reporting shortages and advising customers to purchase online [8][9]. - Consumers are encouraged to clarify their purchasing intentions, distinguishing between investment and consumption, and to consider strategies like dollar-cost averaging to mitigate risks [10][11]. - The market is expected to remain volatile during the Spring Festival, with predictions of gold prices fluctuating between $4600 and $5000 per ounce [11].

交行信用卡坚持多举措并举，确保客户便捷享受贴息服务，在"买单吧"APP、客服热线等官方渠道全面 上线涵盖签约、补签及查询功能的贴息服务，保障客户应享尽享。持卡人仅需通过"买单吧"APP在办理 账单分期时一键签约，即可完成贴息申请，操作流程简便透明。补贴资金将按规则自动抵扣对应分期利 息，并在每月账单中清晰列示，使客户可清晰了解享受到的优惠详情，真正实现"申办即签约、消费享 补贴"的智能体验。 近日，财政部、中国人民银行、金融监管总局联合印发《关于优化实施个人消费贷款财政贴息政策有关 事项的通知》，该通知通过延长政策实施期限、扩大支持范围、拓展贴息领域、提高贴息标准等系列精 准举措，旨在加力提振消费、扩大内需，持续降低居民个人消费信贷成本，提升居民消费意愿。政策发 布后，交通银行（601328）信用卡中心迅速响应，成为业内首批落地账单分期贴息的金融机构，从实际 行动践行金融为民初心，主动服务国家战略、为实体经济高质量发展注入动能。 此次财政贴息政策首次将信用卡分期业务纳入支持范围，符合条件的客户可享1%财政贴息，年度累计 上限为每人3000元（包含个人消费贷款和信用卡账单分期）。与此前已享受财政贴息的交通银行" ...

此次财政贴息政策首次将信用卡分期业务纳入支持范围，符合条件的客户可享 1%财政贴息，年度 累计上限为每人3000元（包含个人消费贷款和信用卡账单分期）。与此前已享受财政贴息的交通银 行"惠民贷"产品相比，信用卡账单分期更聚焦日常消费场景，覆盖餐饮、购物、出行等多元高频需 求，与"惠民贷"形成互补，共同织就更完善的金融惠民服务网络。 近日，财政部、中国人民银行、金融监管总局联合印发《关于优化实施个人消费贷款财政贴息政策 有关事项的通知》，该通知通过延长政策实施期限、扩大支持范围、拓展贴息领域、提高贴息标准 等系列精准举措，旨在加力提振消费、扩大内需，持续降低居民个人消费信贷成本，提升居民消费 意愿。政策发布后，交通银行信用卡中心迅速响应，成为业内首批落地账单分期贴息的金融机构， 从实际行动践行金融为民初心，主动服务国家战略、为实体经济高质量发展注入动能。 与此同时，交通银行信用卡将消费场景与分期服务深度绑定，打造 "消费即分期、分期享贴息"的体 验闭环。依托"最红星期五""贺新春"等特色惠民活动，持续激发客户的消费热情，消费后，客户即 可"想分就分"，便捷办理账单分期业务，同步叠加财政贴息与分期专属福利，切实降 ...

本报（chinatimes.net.cn）记者王晓慧 北京报道 金融赋能是助残扶残、推动残疾人群体实现共同富裕的重要支撑，更是金融机构践行社会责任、传递民 生温度的生动实践。 近日，河北省残联与交通银行河北省分行签署了"金融助残"战略协议，标志着双方合作迈入全方位、制 度化、长效化新阶段，为河北构建特色金融助残体系、助力残疾人实现共同富裕注入强劲金融动能。 河北省残联党组书记、理事长史建伟，交通银行河北省分行党委书记、行长刘清军出席仪式并致辞。在 与会人员的共同见证下，河北省残联副理事长侯斯与交通银行河北省分行党委委员、副行长左飞代表双 方签署合作协议。 战略签约聚合力，构建金融助残新格局 签约仪式上，双方回顾了过往合作成果，就下一步合作方向达成共识。此前，双方已在金融服务网点无 障碍环境建设、"助残暖冬"行动提质升级、邀请中国残疾人艺术团来冀公益演出等方面开展深度合作， 积累了深厚合作基础。 事实上，自2007年起，交通银行连续18年倾情支持残疾人事业，累计慈善捐款达1.2亿元，以实际行动 诠释"金融向善"的深刻内涵。交通银行河北省分行的此次签约更是其践行金融向善、彰显社会责任的重 要举措。 史建伟对交通银 ...