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银行渠道本周在售最低持有期理财产品榜单(9/22-9/28)
Core Viewpoint - The article emphasizes the importance of distinguishing between various bank wealth management products with similar names and characteristics, providing a weekly performance ranking of these products to assist investors in making informed choices [1][2]. Group 1: Product Performance Rankings - The article presents a ranking of wealth management products based on their annualized returns for different holding periods: 7 days, 14 days, 30 days, and 60 days [1]. - For the 7-day holding period, the top-performing product is from Minsheng Bank with an annualized return of 9.75% [4]. - The 14-day holding period rankings show Minsheng Bank's product achieving an annualized return of 8.34% [6]. - In the 30-day holding period, Hangzhou Bank leads with a return of 24.26% [11]. - For the 60-day holding period, China Bank's product tops the list with a return of 26.21% [15]. Group 2: Investment Institutions - The ranking includes products from 28 distribution institutions, such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others [1]. - The performance data is sourced from the Nanfang Financial Terminal, ensuring a comprehensive overview of available products [4][11][15]. Group 3: Methodology and Data Collection - The performance metrics are calculated based on the annualized yield over the respective holding periods, with the same institution and product series retained for comparison [1]. - The article advises investors to refer to the actual product listings on the banks' apps, as availability may vary due to factors like quota exhaustion [1].
交通银行海南省分行举办沉浸式国风游园会开启金融教育宣传新体验
活动以"国风+金融+文旅"为创新载体,打造沉浸式游园场景,设置国风换装体验、金融知识互动展位、传统游戏挑战和文艺演出等多项内容。参与者可身 着汉服漫步古风市集,在投壶、猜灯谜、蒙眼敲鼓等游戏中,轻松掌握假币识别、反诈防非、理性投资等实用金融知识。完成打卡集章任务还可兑换精美礼 品,真正实现"玩中学、学中乐",让"国风入耳、金融入心"的氛围愈发浓厚。 转自:新华财经 为提升社会公众金融素养,维护金融消费者和投资者合法权益,9月20日,在国家金融监督管理总局海南监管局、海南省委金融委员会办公室、中国人民银 行海南省分行及中国证券监督管理委员会海南监管局的指导下,交通银行海南省分行主办的"保障金融权益、助力美好生活"2025年海南省金融教育宣传周进 社区活动——云洞沉浸式国风游园会在海口举行。活动将传统国风文化与金融知识普及深度融合,为市民游客带来一场别开生面的沉浸式金融学习体验。 交行海南省分行相关负责人表示,本次游园会是该行推动金融教育进社区、融入生活,践行金融工作政治性与人民性的具体实践。未来,该行将继续探索大 众喜闻乐见的宣传形式,扎实推进金融消费者权益保护工作,为优化地方金融生态、助力美好生活持续贡献交行 ...
交通银行跌2.01%,成交额8.01亿元,主力资金净流入122.93万元
Xin Lang Cai Jing· 2025-09-22 06:46
Core Viewpoint - The stock price of Bank of Communications has experienced a decline, with a notable drop of 7.86% year-to-date and 14.88% over the past 60 days, indicating potential challenges in the market [1]. Group 1: Stock Performance - As of September 22, the stock price of Bank of Communications was 6.81 CNY per share, with a trading volume of 8.01 billion CNY and a turnover rate of 0.45%, resulting in a total market capitalization of 601.76 billion CNY [1]. - The stock has seen a decrease of 4.08% over the last 5 trading days and 11.33% over the last 20 trading days [1]. Group 2: Financial Performance - For the first half of 2025, Bank of Communications reported a net profit attributable to shareholders of 46.016 billion CNY, reflecting a year-on-year growth of 1.61% [2]. - The company achieved zero operating revenue for the same period [2]. Group 3: Shareholder Information - As of June 30, 2025, the number of shareholders for Bank of Communications was 263,100, a decrease of 5.37% from the previous period [2]. - The average number of circulating shares per shareholder was 111,247, down by 29.42% [2]. - The company has distributed a total of 337.762 billion CNY in dividends since its A-share listing, with 83.694 billion CNY distributed over the last three years [3]. Group 4: Institutional Holdings - As of June 30, 2025, Hong Kong Central Clearing Limited was the fifth-largest circulating shareholder, holding 1.396 billion shares, an increase of 10.8003 million shares from the previous period [3]. - Huaxia SSE 50 ETF was a new entrant among the top ten circulating shareholders, holding 523 million shares [3].
交通银行:分红比率连续第14年保持30%以上
Quan Jing Wang· 2025-09-22 06:32
在本次活动上,就投资者关于 交通银行 (601328)分红稳定性的有关提问,公司方面直言:今年上半 年向全体股东(含本次定增的全部股份)每股分配现金股利人民币0.1563元(含税),总共分配现金股 利人民币138.11亿元,较2024年半年度分红提升约2.18%,占归属于母公司普通股股东净利润的31.2%。 这是我行连续第二年开展中期分红,分红比率将连续第14年保持30%以上。未来,交行将保持分红政策 的延续性、稳定性和可预期性,与股东持续分享交行经营发展成果。 9月19日,"2025年上海辖区上市公司集体接待日暨中报业绩说明会"活动成功举办。 ...
银行秋招纷纷设置“五篇大文章”专项计划岗位 复合型人才更受青睐
Shen Zhen Shang Bao· 2025-09-22 05:56
Group 1 - The core viewpoint of the article highlights the increasing demand for financial technology talent and the introduction of specialized positions in banks, such as the "Five Major Articles" initiative [1] - Agricultural Bank plans to recruit 10 individuals for its green finance position, focusing on policy research, industry analysis, product innovation, marketing, and risk management related to environmental and social factors [1] - China Bank has established a dedicated "Pension Finance Center" position responsible for comprehensive research and market analysis in pension finance, including policy development and marketing management [1] Group 2 - The overall trend in recruitment across banks indicates a shift towards a demand for multifaceted and refined talent, moving from traditional human resource management to a talent strategy empowered by technology [1]
交通银行上线“国补贷” 最高授信额度为300万元
Zheng Quan Ri Bao· 2025-09-22 05:39
Group 1 - The core idea of the news is that Bank of Communications has launched a new online credit product called "Guo Bu Loan" aimed at supporting merchants involved in national subsidy programs for home appliances and digital products [2] - The "Guo Bu Loan" product offers credit up to 3 million yuan, tailored specifically for dealers participating in national subsidy activities, thereby facilitating the direct delivery of policy benefits to market entities [2] - The bank has developed a smart operational model for the "Guo Bu Loan," utilizing a unified system for data integration and local adaptation to efficiently meet the diverse needs of merchants across different regions [2] Group 2 - The "Guo Bu Loan" has already been launched in provinces such as Henan, Hubei, Sichuan, and Chongqing, with plans for gradual nationwide coverage [2]
福建累计投放“科技贷”超430亿元
Ke Ji Ri Bao· 2025-09-22 04:49
Group 1 - The conference "Digital Integration in Fujian: Empowering High-Quality Development through Technology Finance" was held in Fuzhou, Fujian Province, where a strategic cooperation agreement was signed between the Fujian Provincial Department of Science and Technology and the Bank of Communications Fujian Branch [1] - The Bank of Communications Fujian Branch aims to provide no less than 100 billion RMB in credit support to high-tech and technology-based enterprises within three years [1] - The province has encouraged multiple financial institutions to provide over 43 billion RMB in "technology loans" to technology-based enterprises [1] Group 2 - The Fujian Provincial Department of Science and Technology has signed strategic cooperation agreements with six financial institutions and established "technology loan" partnerships with 24 financial institutions [2] - The department has created a financing demand database for technology innovation entities through the "Jinfu Cloud" platform, facilitating regular collection of financing needs from technology-based enterprises [2] - The cooperation focuses on four main areas: promoting innovation in technology financial products, providing financial services to various technology innovation carriers, implementing an "innovation points system," and supporting the establishment of a technology finance laboratory by the Bank of Communications Fujian Branch [1][2]
加力“以旧换新” 交通银行上新“国补贷”
Group 1 - The core viewpoint of the articles highlights the effective implementation of consumption-boosting policies in China, leading to stable growth in the consumer market and the emergence of new consumption drivers [1][2] - The Bank of Communications has launched a new online credit product called "Guo Bu Loan," specifically designed for merchants participating in national subsidy activities, with a maximum credit limit of 3 million yuan [1] - The "Guo Bu Loan" product addresses the urgent funding needs of distributors in the home appliance, digital, and home improvement sectors, enhancing their confidence and ability to stock up for the upcoming sales season [1] Group 2 - The Bank of Communications is developing a smart operational model for the "Guo Bu Loan," utilizing a unified system for data integration while catering to local needs, which allows for efficient resource reuse across supply chain scenarios [2] - The "Guo Bu Loan" has already been launched in provinces such as Henan, Hubei, Sichuan, and Chongqing, with plans for nationwide coverage in the future [2]
复合型人才更受青睐
Shen Zhen Shang Bao· 2025-09-21 16:55
交通银行招聘公告中也显示,除了金融科技、营销、金科储备生、营运方向外,交行在金融服务中心、 信用卡中心以及省直分行招聘中,还专门设置了金融"五篇大文章"专项人才岗位。 中国银行在总行直属机构招聘中专设"养老金融中心金融综合岗位",提出主要负责统筹开展养老金金 融、养老服务金融、养老产业金融政策研究和市场分析,年金业务发展与营销管理,养老金融场景生态 建设等工作。 记者注意到,整体来看,无论是哪种专项岗位,各家银行对于人才的需求都朝着复合型、精细化方向的 转变,从传统的人力资源管理向基于科技赋能的人才战略转型。 【深圳商报讯】(首席记者 谢惠茜)除了金融科技人才成"香饽饽"以外,从银行本次秋招来看,不少 银行还设置了"五篇大文章"专项计划岗位。 譬如,农业银行"五篇大文章"专项计划绿色金融岗拟招聘10人,主要从事全行绿色金融业务领域的政策 研究制定、行业分析、产品创新、营销推广、环境与社会风险管理等相关工作;对应聘者的专业要求为 环境科学、能源工程、生态学、环境与资源经济管理、能源经济管理等相关专业。 ...
广西着力打造“入境游支付无忧”金字招牌
Zhong Guo Xin Wen Wang· 2025-09-21 11:23
揭牌仪式后,签约领导一行参观了交通银行"GX-TravelEase Bank+"示范网点——桂林分行营业部,体 验"民族文化金融客厅"及多项专业文旅金融服务。(完) TravelEase Bank+"旅游金融服务网点揭牌仪式。广西壮族自治区文化和旅游厅 供图 交通银行党委委员、副行长兼首席信息官钱斌表示,此次交通银行在中国—东盟博览会旅游展区亮相, 以"金融赋能文旅"为核心,从产品、支付、服务三方面升级,提升游客体验。交通银行将强化协同合 作,进一步优化旅游金融服务网点建设,完善金融文旅闭环生态,为广西文旅产业高质量发展、为谱写 中国式现代化广西篇章贡献更多交行力量。 广西壮族自治区文化和旅游厅党组书记韩流表示,广西文旅资源富集,当前正迎来发展入境旅游市场的 重要机遇。此次合作是金融与文旅深度融合的又一创新实践,也是一项惠及广大入境游客、提升广西文 旅服务国际化水平的务实举措。希望双方以此次签约为起点,让"GX-TravelEase Bank+"网点从"试点"变 为"亮点",将"入境游支付无忧"打造成为广西文旅金融服务的一张金字招牌,为广西建设世界旅游目的 地注入新动能。 随后,广西壮族自治区文化和旅游厅与交 ...